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Cheapest Car Insurance Companies
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Lead Writer | Auto insurance, life insurance
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Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
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Every auto insurance company is different, and even if one company offers a cheap auto insurance rate to one driver, that doesn’t mean it’ll be the best car insurance deal for you. NerdWallet analyzed auto insurance rates from 139 car insurance companies around the country to find cheap car insurance across several categories.
Nerdy Takeaways:
State Farm is the cheapest car insurance company among large insurers, with an average rate of $39 per month for minimum coverage.
American National offers the cheapest auto insurance among midsize companies, with an average rate of $27 per month.
NerdWallet recommends comparing car insurance quotes from three companies to get the most affordable rate possible.
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- 1. Turo
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- How we found the best cheap auto insurance
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- 2. It’s not as financially fruitful if you’re in a low tax bracket
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- 1. Rent from an individual landlord, but beware of scams
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- 2. Ask for higher credit limits
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- 88% of consumers share their negative brand experiences
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- 1. AXA Assistance USA (Silver plan: $70)
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- 3. Establish your directives
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- Educational services
- ✅ More lounges
- 5. Your World of Hyatt elite status level
- The takeaway
- 2. Easier tax setup
- 2. Choose a rollover IRA provider
- Book short-haul flights with Qantas points
- Status matching
- 3. Required minimum distributions
- Credit Karma
- What it is
- Elevated rewards in common everyday categories
- Prepare a hurricane food list
- Reliability
- FSA contribution limits 2023 and 2024
- 1. The hook
- 2. Transfer Chase or AmEx points to Avios to book nonstop awards
- Municipal money market funds
- More space and privacy
- Buying a home from an iBuyer
- Far-off places to visit
- TaxAct
- Preparation and packing
- If you don’t have Priority Pass
- Municipal and Treasury bonds
- Online lenders
- 3. There is more than one type of compensation
- Pass-through allowance
- A credit score over 620
- Use Amazon’s tools
- What happens if you pay in points
- Pro: It’s easier to qualify
- Unlimited music streaming
- 4. Microstrategy Inc.
- Car loan
- You often borrow other people’s cars
- Chase 2020 bonus categories
- 3. Decide how many shares to buy
- 3. Choose a business entity structure
- 2. Municipal bonds, or munis
- 1. Multiply your income by 10
- Step 4: Refine your withholdings
- How to qualify for a HomeStyle renovation loan
- Contributions are tax-free
- 4. Consider your spouse
- 2. Waldorf Astoria Maldives Ithaafushi
- 2. Pick a product to import or export
- Winner for reliability: Spirit
- There’s no competition
- Value-Added Producer Grant
- Ask why your car was repossessed
- 5. Change your ID cards
- Southwest flights to Central America
- Municipal bonds
- 7. Curate subscription boxes
- 5. Peer-to-peer money transfer apps
- Pay attention to account minimums
- 3. Decide where to buy mutual funds
- If you're 59½ or older and the account is at least 5 years old
- Travel
- Research top private equity firms
- 3. Set up balance alerts to stay on top of spending
- 4. Contribution limits are high
- Cons
- Business insurance
- Conventional mortgages: As low as 3% down payment
- Formal two weeks’ notice template
- Earning rates
- Employee requirements
- 4. Cash out your 401(k)
- How age can influence scores
- 3. Budget for taxes
- The cons
- Consider whether you want a referral system of care
- Costs that are not included in DTI
- 92% of loyal customers ranked price and value for the top reason why they stay loyal to brands
- 6. Adoption credit
- 3. Claiming too many charitable donations
- Gusto Impact Award
- 4. Fund your account and get started
- 3. Facet Wealth
- It can be costly to end your lease early
- 6. Riot Platforms Inc.
- 2. Choose an investment account
- Chase 2019 bonus categories
- Our pick for: Gas station spending
- Bring a bigger down payment to the table
- 2. Incorporation fees: Under $300
- 3. The cost of owning them
- Best insurance company overall: Travelers
- Equity vs. debt
- PenFed: Best for a seamless application process
- 3. Learn to use AI tools
- 2. Take a cut with affiliate marketing
- 4. Do a background search
- Qualifying for a traditional IRA when you have a 401(k) or other employer plan
- Personal loans
- 6. Video production
- Injuries on your property
- 5. A $50 hotel credit
- Smaller annual fee
- 3. Find out if you’ve pre-qualified for a loan
- Documentation
- 5. Domestic and international stocks
- 2. Electronic funds withdrawal (EFW)
- Winner: Alaska Airlines
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
- 3. Marriott Bonvoy Brilliant® American Express® Card
- Meet the specific requirements of your loan type
- Mental health conditions
- You've graduated to a permanent card
- 2. Create your envelope categories
- Imposter scams
- 1. States with no income tax
- 6. Consider the weather
- 1. Credit identity theft
- Travel bonus reward rates
- Take shorter showers
- Compare referral sign-up bonuses
- International, global and emerging market funds
- 3. Affiliate marketing
- 2. Pay in local currency
- 5. Apply for an employer identification number
- Uses for secured loans
- Services that charge renters
- 3. Physical/occupational therapy center
- Step 3: Ride the organic marketing train
- 3. Mauritius with Hyatt points
- Ask for early check-in or late checkout
- 5. Profits
- Mutual funds
- Cities with the top five annual rent price declines or smallest increases:
- Managing multiple billing cycles
- How to test the battery health of a used EV
- Deserve® EDU Mastercard for Students
- 2. Score sponsorships
- Methodology
- Animal care
- 1. Make sure you’re eligible to get an EIN online
- 3. Budget for emergencies
- Marriott Bonvoy
- Should you replace your car or maybe your loan?
- 2. You must have owned the home for at least two years
- Airport lounge access
- Fiat currency
- Mortgage insurance
- Establishing domicile
- 5. You must keep your apples and oranges straight
- 4. Be smart about how you ask
- Payday alternative loans vs. payday loans
- 3. Get in touch with your insurer
- Cheat sheet for choosing a cash-back card type
- Our pick for: Intro APR + high rewards on everyday spending
- Use your employer benefits
- Checkout 51
- Food and entertainment
- If your employer offers a 401(k) match
- Whole Foods deals
- 5. Core Scientific Inc.
- Student loans
- 4. Claim a free meal or overnight accommodation on certain delays
- Chase 2018 bonus categories
- Other fuel cards to consider
- Your payments could increase
- Do tipped workers earn the minimum wage?
- 4. Personal trainers
- 3. Swagbucks
- 4. Your credit score needs to be strong
- 2. Organize your documents
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- 4. Pay a few months’ rent upfront as a security deposit
- Step 5: Sign and date your W-4
- 4. Status matches last a minimum of 3 months
- EITC 2024
- Account growth is tax-free
- There is a pro-rata rule for backdoor Roths
- Allow up to 50% of your income for needs
- Step 3: Buy the gold ETF
- 2. Determine distribution
- Reasons for unfreezing your credit
- Gather important documents
- 2. Getaround
- Premiums
- Choosing corporate tax status for your LLC
- 6. Let your leasing company or lender know about your switch
- Winner: Hyatt
- 1. Making money
- Owing a prepayment penalty
- You submit an offer in compromise
- 6. Wallet software
- 4. Prepare your car and complete the sale
- Hotels in Hawaii
- Cover your purchases
- 5. Teach others a skill
- How much is Netflix a month?
- Zengo Wallet: 4.8 out of 5 stars
- Intuit TurboTax
- Deciding whether to get a lawyer
- Gas bill
- Futures contracts
- Sign-up bonus
- 1. All Nippon Airways
- Pros
- 2. Oilfield services
- Personal property coverage
- How long will it take to pre-qualify?
- 4. Personal business loans
- Preventive care
- Mint fare availability varies
- Wants
- 4. Robotics
- Don’t pack plane snacks
- Square
- FHA loans: As low as 3.5% down payment
- Goodbudget
- Cash back in customized spending categories
- FICO 8 is the most widely used among lenders
- Which Marriott card should you choose?
- If you are converting your 401(k) to an IRA
- 3. The RealReal
- Better on-the-ground perks
- How to tip for drinks in France
- 3. U.S. to South America on American Airlines, LATAM or Avianca
- 4. Watch for scams
- If you have Priority Pass
- Other investments
- 4. The DOT dashboard outlines your rights
- 69% of consumers say choice of retailer is influenced by where they can earn customer loyalty/rewards program points
- 7. Earned income tax credit
- Deductibles
- Step 3: Triage your finances
- Experian
- What happens if you pay with Cash + Points
- Con: You’ll likely pay much more than you get
- City of Orlando Business Assistance Program
- But wait, there’s more
- 7. Advanced Micro Devices Inc.
- Chase 2017 bonus categories
- Bring documents showing financial stability
- The penalty is steep if you don’t pay off the balance quickly enough
- 4. Select a provider to open your Roth IRA
- What buyers and sellers should ask real estate agents
- Opaque pricing, confusing website
- Investing in prohibited industries
- Example interest checking APYs at select institutions
- Where to get auto insurance quotes
- Liability insurance
- Mortgage interest deduction
- 2. Buy 10 times your income, plus $100,000 per child for college expenses
- Personal loan calculator
- Travel insurance for canceled flights
- Crashes and car theft
- 7. Podcasting
- Injuries caused by your pet or child
- Use a discount real estate broker
- 6. Combine points from multiple cards
- Ages 35 to 44
- 4. Review your beneficiaries
- Appraisals
- Winner: Cancun
- Average Student Loan Amounts by Debt Type
- Find out if you can get your repossessed car back
- Divorce or separation from a spouse
- Traditional human financial advisors
- Southwest flights to the Caribbean
- Banks
- Replace your showerhead
- Watch out for account fees
- Banks are still the best deal
- Pattern day trader
- 3. Reduce ATM usage
- Website
- 4. Develop a health care app
- 5. Business property rent
- Gold streaming companies
- 6. Lower risk
- Michael Novogratz
- Timing credit applications with big future purchases
- Look for private equity exchange-traded funds
- Size of the AC system
- 2. Evaluate add-ons and endorsements
- Maximize your time
- Mission Lane Cash Back Visa® Credit Card
- Home services and repair
- 6. Where you'll use the annual free night
- Employee-related insurance
- 3. You must have lived in the house for at least two years in the five-year period before you sold it
- The cons of Roth IRAs
- ❌ It can be harder to change a booking
- 3. What are my all-in costs?
- Cryptocurrency
- HSA contributions
- Prime money market funds
- 2. Get the required business insurance, licenses and EIN
- Get the most out of your cash value growth
- Flat-rate credit cards
- Avoid optional big expenses
- What factors affect the amount you can borrow
- Partnership agreements
- Can I renew my passport?
- A strong history of paying bills on time
- Free games
- 4.Empower
- Other types of Chase loans
- You rent cars frequently
- 4. Vanguard Cleaning Systems
- Prepare for a future tax bomb
- Chase 2016 bonus categories
- Things don’t always go as planned
- Cheap car insurance after a speeding ticket
- 2023 credit card bonus categories
- British Airways Lounge
- Capital gains vs. fixed income
- Multiple and ongoing bonus categories
- Boeing 777
- Premiums
- 5. Provide reference letters
- 5. Compare tax preparation fees
- Pros
- Traditional IRA limits in2024
- Withdrawals are tax-free
- Cheapest minimum coverage car insurance in Florida for 20-year-olds
- 6. Growth and value stocks
- Find a permanent residence
- Provide collateral
- 3. Limit spending to the envelopes
- Mobile payment scams
- 7. Check for destination restrictions
- Preventing better use of your money
- 2. Child identity theft
- 8. Create an airport-centric app
- Sam’s Club Business Mastercard
- Credit score for FHA loans
- Transfer your rewards
- 6. Figure out logistics
- ... Plus a solid fixed rate for 'everything else'
- Overall economy
- 1. Cash dividends
- 5. Research first-time home buyer assistance programs
- 5. Friends and family
- 4. Pay your bill before your issuer reports to the credit bureaus
- Exodus
- Claims-made vs. occurrence-based EPLI
- For fares with Mint
- Places with the highest median down payments (in dollars)
- 5. Customer experience management, or CXM
- 3. Move the money
- Leave your toothbrush in your checked luggage
- Our pick for: No credit check at all
- Benefits during MGM stays, by status tier
- 4. Catch-up contributions
- Tactic 2: Use points or miles
- Jumbo loans: As low as 5%-10% down payment (varies)
- Cons
- Use a debt repayment method
- Stay safe inside
- Customer satisfaction
- Submit PSLF employment certification forms
- 2. Company description summary
- 5. You may be able to switch airlines
- Employer requirements
- Exclusive-access tours
- Airline points and miles programs
- What are maintenance requirements and margin calls?
- 8. Charitable donation deduction
- 2. Berkshire Hathaway Travel Protection (ExactCare Value plan: $56)
- 4. Reporting too many losses on a Schedule C
- FHA rate and term refinance
- Free checked bags
- Holiday decor and attire
- 8. PayPal Holdings Inc.
- 5. Only certain Alaska flight delays are eligible for compensation
- Chase 2015 bonus categories
- 3. Don’t miss out on tax deductions for volunteering
- Consider bringing your own financing
- Swagbucks
- 1. Fill out a mortgage application
- 4. Get your business licensed and permitted
- 3. Office space: $100 to $1,000 per employee per month
- Windows users only
- 1. Find a dividend-paying stock
- 3. U.S. government bonds and securities
- Our pick for: Online purchases
- Navy Federal: Best for military members
- 3. Use the DIME formula
- Seller concessions
- Spending bonus
- 5. Investigate divorced spouse benefits
- Sell your home yourself
- 3. Think about your children
- Tips for unfreezing your credit
- There’s no way to find deals
- Copays, coinsurance and deductibles
- 2. States with flat income tax rates
- 3. Pick an investment account
- Wash clothes in warm or cold water
- Choosing a card
- Margin call
- Equity REITs
- What to know about unsecured loans
- How much is YouTube TV?
- 5. Diabetic care center
- High-yield account APYs compared to brick-and-mortar banks
- Purchasing physical commodities
- Use storage facilities at an airport or a train station
- Custodial wallets
- Why it’s the best
- Installation and labor: $75 to $250 per hour
- Service requirements
- What you can do: Understand the risks of sending money to the wrong person
- Personal
- Purchase a pass
- ❌ Fewer status tiers
- Favorable tax treatment
- 2. Gather the necessary information
- 3. Fewer business fees
- Dun & Bradstreet business credit scores
- 4. Tackle high-interest debt
- Toast
- 4. What are your qualifications?
- Hotel elite status
- Cost (and quality) of living
- 3. Expedia
- FICO is the go-to for mortgage lenders
- FSA contributions
- Mind your asset allocation
- Universal Studios Hollywood
- The pros
- North America (domestic flights)
- Loan term
- Step 4: Tap into community resources
- Tax credits
- Chase 2014 bonus categories
- Home equity lines of credit pros and cons
- 4. Buy stocks using the right order type for you
- ARMs are complex
- Balance transfers often come with a fee
- 4. Consider flipping investment properties
- 2022 credit card bonus categories
- 5. You could potentially earn $1,400 a year in statement credits — if you use them
- Giving to charity
- Additional coverage
- Charitable contribution deduction
- 6. Offer to start out month-to-month
- Last-minute flight change eligibility
- Cons
- Your employer can contribute
- 8. IT consulting
- Damage caused by someone in your household
- 7. Transfer points to airline and hotel partners
- Superior rewards-earnings
- Outsized rewards through transfer partners
- Tax credits for people with kids
- 4. Compare pre-qualified offers
- Cheapest full coverage car insurance in California for 20-year-olds
- State Departments of Agriculture
- Try a checking account that’s made for fresh starts
- DFW Terminal B
- 4. Marriott Bonvoy Boundless® Credit Card
- Winner: Hilton, slightly
- 9. Become a destination wedding planner
- SBA transfers your account to the U.S. Treasury Department
- Where to stash home-repair money
- Average rates from the biggest auto insurers after an at-fault crash
- American Express
- 6. Auto expenses
- Leverage
- Call or book online with AmEx Travel
- 3. Refining
- Inflation
- 2. Stock dividends
- Deserve® Pro Mastercard
- 6. Self-funding
- Savings and debt repayment
- Places with the lowest median down payments (in dollars)
- Bring your computer charger, but leave behind your power banks
- What hotels will you actually stay at?
- 4. You cannot have claimed the home sale capital gains exclusion recently
- How to activate My Chase Loan
- GET MORE MILES, MORE BENEFITS WITH A DELTA CARD
- Bonus cash back in rotating categories
- 6. Don’t sell your losers just to get the tax break
- 1. Find a dividend-paying stock
- Research organizations in your area that offer financial assistance
- Small group tours
- 5. Watch for burnout symptoms
- TurboTax
- What about an HDHP with a health savings account?
- Wells Fargo Active Cash® Card
- 3. Obtain the necessary certification and licenses
- 9. Medical expenses deduction
- Experience level
- Do I need to update Global Entry when I get a new passport?
- FHA streamline refinance
- Use third-party tools
- North Miami Community Redevelopment Agency grants
- Charitable donations and tips
- Prime Day and Prime Early Access
- 9. CME Group Inc.
- How we picked the airlines to evaluate
- 5. Newborn and post-pregnancy services
- How do I access a HELOC?
- Should you invest in retail stocks in 2023?
- Should you refinance your student loans?
- Copays, coinsurance and deductibles
- 3. Call your lender
- Damage you do to others
- Leave 30% of your income for wants
- 3. Conrad Maldives Rangali Island
- 4. Name an executor
- Earn Flying Blue miles
- Estimate your potential refinance savings
- 5. Note your state's estate tax laws
- Poshmark
- How it works
- Show repayment ability
- Call and ask for better terms
- Job scams
- 3. States with progressive tax structures
- 3. Synthetic identity theft
- Restaurant rewards
- Adjust the temperature on your water heater
- Hotels in the Bahamas
- 4. Sponsored content
- Mortgage REITs
- Social media
- 6. Home health care service
- Step 4: Invest in the tools of the trade
- 7. Built-in customer base
- The drawbacks of options
- Air Canada preferred seat cost
- 3. Consider insurance for flooding and earthquakes
- Credit score for VA refinance
- Step 3: Register your business.
- When Plan F makes sense
- Business support ideas for women
- 7. How to protect your purchases and travel
- 6. Influencer marketing
- The 'sleep-well' advantage
- ❌ You may not receive elite benefits
- Price
- Unique perks of flying United
- 3. Market analysis
- 4. Grailed
- 4. U.S. to Mexico or the Caribbean on American Airlines or Alaska Airlines
- FICO score ranges
- Private mortgage insurance
- Managing capital gains
- 3. Tap your home equity for a loan or line of credit
- 5. Delayed EU flights can compensate you
- Privacy
- How can I qualify to borrow more?
- Basis
- 5. Deducting too many business expenses
- Come up with an investing strategy
- Google Maps
- You frequently use a car-sharing service
- 5. ServiceMaster Clean
- 4. Keep the deadline in mind
- Transferring a large balance can lower your credit score
- 4. Inventory: 17% to 25% of your total budget
- 4. Fiverr
- 2021 credit card bonus categories
- 2. Pick which options to buy or sell
- SAS Lounge
- Longtime customers miss out
- 3. Land a brand deal and make sponsored content
- 7. Get a co-signer or a roommate with strong credit
- 6. Reconsider tax preparers who don't e-file
- 5. Status can then be extended after meeting certain requirements
- Better cash back redemption value
- 9. Catering
- Revocable life insurance trusts
- Damage on your property that affects other people’s homes
- PIP insurance vs. health insurance
- Ages 45 to 54
- Winner: Cabo for luxury, Cancun for variety
- Net worth of U.S. families by income
- 8. Get proof that your pet is healthy
- 10. Make local guides
- What to look for in a lender
- Hot wallet
- Look at the pricing and execution fine print
- 3. Turn to qualitative stock research
- 4. Choose a bank that doesn’t charge foreign ATM fees
- How much is Hulu?
- Commodity stocks
- Late payment forgiveness
- Cruise must be at least five days and have double-occupancy
- Index funds
- 3. Dividend reinvestment programs (DRIPs)
- Your credit utilization
- Costs
- 7. Venture capital
- Buyouts
- Methodology
- Holding period
- PayPal
- 5. Education savings and loan debt
- 5. You cannot have bought the house through a like-kind exchange
- 5. How will our relationship work?
- Switch to an income-driven repayment plan
- Reach out to a nonprofit credit counseling agency
- 4. Speak with an insurance adjuster
- It’s your first time visiting a place
- 10. Deduction for state and local taxes
- Equifax
- FHA cash-out refinance
- Choose cars that hold their value
- How to maximize your rewards
- 3. Take stock of your assets and liabilities
- How much does a HELOC cost?
- 2. Evaluate the stock
- 4. Replace your income, plus add a cushion
- 4. Barclays rewards
- Sign-up bonus
- 4. Take surveys for money
- Elite status
- 6. Add your minor child
- 8. Worldwide acceptance
- An example of buying a call option vs. buying the underlying stock
- Cheapest auto insurance in Florida for 20-year-olds with poor credit
- Pros
- Ruby Lane
- Cons
- Free online tax filing software compared
- 3. Car Shair
- More about investment fees
- Pros of buying bonds
- Lowering your credit score
- Purchase energy-efficient appliances
- 6. Find local gigs through Nextdoor
- 4. Understand mutual fund fees
- Guarda: 4.6 out of 5 stars
- 7. Rent and depreciation on equipment and machinery
- Pros of gold stocks
- 4. Puerto Rico with Chase Ultimate Rewards points
- Look for other storage solutions near you
- 8. Be your own boss
- Manual storage
- 4. Integrated oil companies
- Job growth
- 6. Compare mortgage rates and fees
- Loss of use coverage
- Seasonal Energy Efficiency Ratio (SEER) Rating
- 5. Monitor your total credit utilization
- Should I switch from Plan F to Plan G?
- Stay at a Universal resort
- 3. Submit your application and wait
- 4. Straightforward banking
- Equifax business credit scores
- 5. Plan for retirement
- SBA loans
- Make multiple credit card payments per month
- Mortgage rates
- High PE ratio
- 7. Put the cash from the sale to good use
- When are taxes due in October?
- VantageScore ranges
- Conventional loans
- TaxAct
- Hotel loyalty programs
- Property taxes
- Step 5: Be strategic with your money
- 6. Claiming a home office deduction
- Delta Companion Certificate
- 1099-A
- Free unlimited photo storage with Amazon Photos
- You drive a company car
- Where to get preapproved for a car loan
- Which is better when?
- How we chose the winner
- Market orders
- 2. Review your Loan Estimates
- 5. Purchase the appropriate levels of insurance
- Cheap auto insurance after an accident
- 2020 credit card bonus categories
- 1. Diversification
- 7. Confirm they'll sign on the dotted line
- Injuries to you
- 10. Social media management
- 3. Source your suppliers
- 6. Weigh the value of professional help
- 2. Promote your business
- 3. The Electronic Federal Tax Payment System (EFTPS)
- Build your score and then switch cards
- Romance scams
- Net worth of U.S. families by age
- 9. Know when these rules go into effect
- 4. Taxpayer identity theft
- Share your rewards
- Hybrid REITs
- Bank of America
- 7. Medical foot care
- A 0% intro APR on purchases
- Key terms in this story
- 4. Special dividends
- 3. Tap TikTok’s ‘Creativity Program Beta’
- AvantCard Credit Card
- 8. There's a small-business version of the card now
- 7. Content automation
- When are taxes due in October?
- Stripe
- What hotels are transfer partners with your existing credit card points?
- 6. You cannot be subject to expatriate tax
- Your money management style
- Rental car elite status
- On-platform storage: Easy, but you’ll give up control
- Cheapest life insurance companies for smokers in fair health
- Use dollar-cost averaging
- 6. Check your credit card for trip delay insurance
- 3. Get employment law liability insurance before you scale
- 2. Evaluate the stock
- Small bank loans
- Service fees
- Risky activities
- Chase Sapphire Preferred® Card
- 11. Mortgage interest deduction
- Location
- USDA streamlined assist refinance
- How Marriott elites get access to United Silver status
- Audi on Demand fair fueling promise
- But wait, there’s more
- Check leasing specials
- Debt collectors
- 6. Enrichment activities for children
- See how APYs have moved at high-yield accounts versus regular accounts
- 5. Gather your paperwork
- USO Center
- Best insurance company for affordability: NJM
- Inverse performance
- QuickBooks Online
- Taking on excessive risk, speculation and debt
- Know if you qualify for Free File
- You must have a high-deductible health plan
- 5. Factor in fees
- Ages 55 to 64
- Cheapest minimum coverage car insurance in California for 20-year-olds
- Sustainable Agriculture Research and Education (SARE) Grants
- Where to get it
- 1. Verify your eligibility
- 11. Create a local grocery delivery service
- Redemption value
- Ask about discounted rates
- It’s a home, not an investment
- Swing trading
- Debt-to-income ratio
- 7. Freelance
- Expand your product lines and service
- Mutual funds, ETFs and ETNs
- Requirements
- Cons of gold stocks
- Cardholder must travel on the cruise
- Other economic indicators
- Your payment history
- 8. Angel investors
- Cash or cash-like redemptions
- Why it’s the best
- Venture capital
- How to lower the cost of employment practices liability insurance
- Debt-to-income requirements
- Creative services and goods business ideas for women
- 6. What's your investment philosophy?
- 1. Have a goal for your index funds
- Alaska
- 4. Capital One Travel
- Pack an evacuation kit
- Health savings accounts (HSAs)
- 4. Products and services
- What is the Global Entry interview like?
- See what’s available in your brokerage account
- Why you might roll a 401(k) into an IRA
- Take out a small-dollar loan from a credit union or bank
- 5. Receive your insurance payout
- Perkins loans
- The cons
- Why does the network matter?
- Lufthansa Business Lounge in Washington-Dulles (IAD) — $45
- Central America
- Homeowners insurance
- Our pick for: Everyday spending
- 3. IMG (iTravelInsured Lite plan: $77)
- 1099-B
- Emissions and efficiency
- WomensNet grants
- Amazon Elements
- You need an SR-22 or FR-44 form
- 6. Know all of your options during a flight delay
- 6. 1-800-GOT-JUNK?
- 5. Marketing: Below 10% of your total budget (even 0%)
- 2019 credit card bonus categories
- 2. Low cost
- What's next?
- 3. Decide how much stock you want to buy
- 8. Check if they would have your back
- Annual grocery spend is less than $6,000
- Perks that are the same
- Debt management plan
- Irrevocable life insurance trusts (ILITs)
- Commit 20% of your income to savings and debt paydown
- Extra perks
- Compare car insurance rates for 35-year-olds
- Rewards rate
- Etsy
- Step 2: Register your business
- 5. Southwest Rapid Rewards® Plus Credit Card
- Try different ways to avoid overspending
- Debt scams
- Net worth of U.S. families by race or ethnicity
- 10. Adjust as needed for pet travel during COVID
- Cons of buying bonds
- Charity Charge Nonprofit Business Card
- Cold wallet
- Reducing or waiving your collision deductible
- How much is Disney+?
- 8. Drug treatment/rehabilitation center
- What if you can’t pay your bills?
- 8. Office supplies
- Intro APR offer
- 5. Master limited partnerships
- 5. Preferred dividends
- Talk to a disability lawyer
- Trezor
- Family and group travel come easy
- REITs and dividends
- Can you upgrade to Mint after booking?
- Alternative minimum tax
- Make Money
- 1. How long you have to rollover a 401(k): The 60-day rule
- Our pick for: Beginner-friendly features
- 6. Saver's tax credit
- 1. Understand the difference between active and passive funds
- ❌ It may be more expensive
- Bonus features
- Work with an advisor
- Alaska Airlines: Refund possible
- Step 1: Design your plan
- 4. Find a (safe) day care facility
- 6. You’re owed if you get bumped
- 12. Gambling loss deduction
- 7. Using nice, neat, round numbers
- Be consistent
- VA Interest Rate Reduction Refinance Loan
- Carfax Car Care
- Retail arbitrage
- Leverage elite status
- Additional standard deduction 2023 (taxes due 2024)
- Price the car
- Our pick for: Simple cash back
- 5. Rent out a room
- Custodial wallet
- More transfer partners
- Access Free File only through the IRS website
- Spending on the card
- 4. Sell some merch
- 7. Suspend your benefit
- 11. Business planning service
- Car accidents
- 4. Grand Wailea Maui, A Waldorf Astoria Resort
- 9. Coverage if your trip is canceled or delayed
- 6. Make your will official
- You can use credit card benefits to travel in basic economy
- 5. Formally apply to get your money
- American Express
- 7. Plan to reassess
- Cons
- Winner: Alaska
- DFW Terminal C
- 12. Start a virtual event planning company
- Hawaii weather and terrain
- The key to making money from blogging
- 5. Use a bank that reimburses ATM fees
- Gift cards
- Publicly-traded REITs
- Chase
- REITs
- Exodus: 4.5 out of 5 stars
- Universal life vs. whole life insurance rates for men
- Book a sightseeing tour
- Book an eligible room type
- 2. American Airlines
- Federal Reserve
- Your credit age
- What do I need for my loan application?
- 9. Small-business grants
- Changes that will impact students with siblings in college
- 1. Examine your cooling needs
- 4. Get quotes from at least three companies
- 5. Simplified business ownership
- 8. Artificial intelligence
- Experian business credit scores
- 6. Optimize your finances with tax planning
- Tap into savings to pay down debt
- Chattel loans
- Flexible spending accounts (FSAs)
- 5. Vestiaire Collective
- 3. Decide how much stock you want to buy
- HEAL loans
- Do you have preferred doctors?
- Lufthansa Lounge in Boston (BOS) — $59
- HOA fees
- Giving to charity
- Other risks of margin trading
- Step 6: Explore ways to make or borrow money
- If your employer doesn’t offer a 401(k) match
- Amazon Family
- 3. Learn the difference between investing in stocks and funds
- How to maximize your rewards
- What you need to get preapproved for a car loan
- How we assigned star ratings
- 6. Invest in the right equipment
- 2018 credit card bonus categories
- 3. Strong long-term returns
- 5. American Express Membership Rewards
- Your stolen stuff
- FHA 203(k) loan
- Lower annual fee
- Bankruptcy
- Ages 65 to 74
- Transfer Flying Blue miles
- Net worth of U.S. families by education
- 2023 tax rates by state
- 5. Medical identity theft
- Reevaluate your business finances
- Trend trading
- 8. Tutor your peers
- Uses for unsecured loans
- Step 5: Staff wisely
- Exchange-traded funds
- 6. Dividend funds
- 7. Gather your loan paperwork
- Liability coverage
- Other VA refinance requirements
- Low-down-payment mortgages
- Purchasing a Plumeria Lounge day pass
- 2. Taxes are withheld
- What brands (and perks) align with your travel style?
- Account linking
- 2. Research index funds
- Statement credits
- Fare flexibility/ticket changes
- Loan limits
- Florida
- Find a place for your pets
- 5. Financial information and projections
- After you're approved for Global Entry
- Step 2: Create plan documents
- Decide which type of money market fund is right for you
- Small online loans
- Ways to build credit
- Chase Freedom Flex℠
- 13. IRA contributions deduction
- Demographics
- VA cash-out refinance
- 1099-C
- You and your things
- Review last year’s spending
- Additional standard deduction 2024 (taxes due 2025)
- Get quotes from dealers
- You want to maintain continuous coverage
- 7. PuroClean
- 7. Mobile apps and entertainment for children
- 5. Upwork
- 4. Research your industry
- Example CD APYs at select institutions
- Know what to expect when you file your state return
- 5. Make money from your blog with affiliate links
- Benefits unique to the IHG One Rewards Premier Credit Card
- 12. Tax consulting
- Business liability
- 10. Baggage delay insurance
- Cheapest auto insurance in Florida for 20-year-olds with one speeding ticket
- 4. Price your product
- 2. Determine how to finance your franchise
- If the car is sold, ask if you still owe money
- 2. Prepare your application
- Student loan scams
- 2. Managing money
- Make a lump sum payment
- 1. Earn elite status
- Index funds
- Shop with rewards
- Increase your marketing efforts
- How much is Max?
- 9. Childbirth services
- 9. Office furniture
- Universal life vs. whole life insurance rates for women
- Use an eligible card to pay
- 10. Crowdfunding
- 2. Time it right
- Eureka
- 7. Hardship withdrawals
- 7. What asset allocation will you use?
- Plan G vs. Plan N
- Manufactured home mortgages
- American Airlines: No refunds
- Borrow money from a family member or friend
- Opportunity cost
- Government-backed loans
- Is a large network important?
- Bonus-category credit cards
- Various Lufthansa Lounges in Frankfurt (FRA) — $65-$76
- 5. Get insured
- South America
- 4. Borrow from your 401(k)
- Predictability
- Airport lounge access
- How United elites get access to Marriott status
- National Association for the Self-Employed (NASE) grant
- Credit cards for earning American AAdvantage miles
- How we verified our data
- 6. Website: Around $40 per month
- 6. Pick your investments
- 2017 credit card bonus categories
- Learn more
- Debt settlement
- 7. Update as needed
- Cheapest auto insurance in California for 20-year-olds with poor credit
- Swappa, Gazelle
- 13. Sell zero-waste products
- Resident status rules
- How long do things last?
- Down payments and gift funds
- Public non-traded REITs
- Hyatt
- Crowdfunding real estate platforms
- Government bonds
- Individual gold stocks
- Flexibility of rewards
- Spend the day being productive
- 1. Restricting regulations
- Appeal
- Illiquidity
- Technology business ideas for women
- 9. Podcasting
- 2. Decide where you want to have an impact
- Baggage and boarding
- Consider a personal loan
- Make 10 years' worth of payments
- Step 3: Set up a process to administer your QSEHRA
- 4. Develop a marketing plan and decide on prices
- Why you might not want to roll a 401(k) to an IRA
- 14. 401(k) contributions deduction
- Step 7: Examine your health care options
- 1099-CAP
- Fleet expense management tools
- Limit orders
- 3. Loan processing takes over
- Resident status rules
- Cheapest car insurance after a DUI
- 3. Predict the option strike price
- Taxes
- 1. Stocks
- If you don’t qualify for Free File, tread cautiously
- 5. Offer memberships
- Appraisal fee
- 8. Use a do-over
- Injuries to people within your household
- 11. Rental car coverage
- 6. United℠ Explorer Card
- Social Security scams
- 6. Account takeover
- Reach out to your lender
- 4. Open your account
- Travel credits
- Switch to LED lighting
- Watch the calendar
- 4. Put your stock research into context
- 6. Use your debit card to get cash back at a store
- Cash back
- 9. Take surveys
- Coinbase Wallet: 4.4 out of 5 stars
- Risk
- 1. Avoid filing your tax return on paper
- Pros:
- 11. Business credit cards
- 3. Look for equipment rebates and tax credits
- Ledger
- 4. Use gifting
- Lots of people
- Step 4: Obtain licenses, permits, and business insurance.
- Security
- Non-custodial wallets: Requires setup, but you’re in control
- Nevada
- Average annual car insurance costs from large companies
- 6. Future plans
- 3. Transfer Citi points to United to book business class
- Two-day ticket deals
- Parent PLUS loans
- Pay with a credit card that earns bonus rewards on rental cars
- Consider paying with miles
- Set the lease terms
- 8. Shared accessories and attire
- 2016 credit card bonus categories
- 6. You can add different types of authorized users
- United Club
- 6. Capital One Rewards
- 1. Visit American's homepage or log into your account
- 6. It’s not possible to elevate your Medallion level during the challenge
- Streaming perks
- Perks await when you fly economy with elite status
- Tax credits for low-to-middle-income households
- The FruitGuys Community Fund
- How it works
- Most popular
- Make biweekly payments
- 14. Make products for pets
- 2. Use credit card statement credits to offset Frontier seat fees
- Specialty or alternative funds
- Weather in the Bahamas
- Buy and hold
- 5. Manage your mutual fund portfolio
- How much is Apple TV+?
- 10. Medical billing service
- 10. Software subscription
- 8. Get a preapproval letter
- Know that it’s a long process, no matter the stage
- Grow Credit Mastercard
- Down payment assistance programs
- InboxDollars Surveys
- 7. Invest to build your future goals
- Equipment financing
- Property standards
- Low PE ratio
- What happens if you are declined?
- 5. U.S. West Coast to Hawaii on American Airlines or Alaska Airlines
- Creating tax diversification and flexibility
- 4. John Hancock (Silver plan: $93 for a mid-tier plan)
- FHA home improvement loans
- 1099-DIV
- FedEx Small Business Grant Contest
- 8. Redbox+
- How to maximize your rewards
- Know where to turn for help
- Discount points
- 13. PR agency
- Intentional harm
- 5. Waldorf Astoria Los Cabos Pedregal
- 12. Travel assistance
- 3. Sell your castoffs
- Install dimmer switches
- Set cash aside
- Open a new location for your business
- Marriott
- Step 6: Practice your elevator pitch
- 3. Japan Airlines
- 2. Get direct deposit
- Cons:
- Dividend per share (DPS)
- Medical payments coverage
- Bottom line
- What does P2P mean?
- 10. Streaming service
- Our pick for: Fixed monthly payments
- 8. Emergency savings
- Tactic 3: Use your military benefits
- 3. Pick your index funds
- Seat selection
- Plan G vs. Plan F
- New Hampshire
- Step 4: Pick a start date
- Check yields, fees and expense ratios
- Museums
- 6. Get a business checking account and credit card
- Europe
- 15. Saver’s credit
- Have an estate plan in place
- Dropshipping
- Charging/filling up
- Set up a sinking fund
- Got more questions about how to open an IRA? We have answers
- Close the deal
- You typically borrow a car from someone in your household
- 4. The underwriter makes a decision based on your documentation
- 2015 credit card bonus categories
- United Club
- 6. Sell your wares on Etsy
- How to have more taxes taken out of your paycheck
- Solar panel incentives by state
- Cheapest auto insurance in Florida for 20-year-olds with one at-fault crash
- 5. Find your customers
- Open new credit cards
- 4. Debit card
- How quickly could the IRS implement the child tax credit expansion?
- Amica vs. State Farm home insurance
- DFW Terminal D
- 4. Zipcar
- Medicare scams
- Other general-purpose travel card reviews
- 7. Criminal identity theft
- 15. Create custom clothing
- Get professional assistance
- Consider tools, education and features
- Stocks
- 10. Search for regular jobs for kids
- Private REITs
- Gold stock ETFs
- Options
- Shopping
- Transparency, regulation and data
- AIG
- 3. Consider your existing investments
- Customer support
- Wash sale rules
- Know your health insurance terms
- Other people and their things
- How to maximize your rewards
- 7. Don’t neglect your finances
- 7. Office furniture and supplies: 10% of your total budget
- Income approach
- 2. Funds
- Example money market account APYs at select institutions
- Grocery bonus
- Our pick for: Cell phone and internet bill payments
- 13. Purchase protections
- Cheapest auto insurance in California for 20-year-old drivers with one speeding ticket
- 3. Scout a location
- 3. Submit your application and wait
- Pay extra on your monthly car payment
- Use smart power strips
- Part-year resident status rules
- FHA appraisal
- 7. Use a travel credit card instead
- Hire new employees
- 11. Nutritionist/dietitian
- Appendix: How the math works in our examples
- 11. Advertising and marketing
- 3. Stay on top of things
- Dividend yield
- Home equity loan
- Repetition
- Farmers vs. State Farm home insurance
- What is P2P payment?
- Google Opinion Rewards
- 8. Grow your financial well-being
- 8. What investment benchmarks do you use?
- 5. Kiwi
- Delta Air Lines: No refunds
- City tours, Segway tours and glass-bottom boats
- Our pick for: Flat-rate travel rewards
- 16. Health savings account contributions deduction
- Pharmacy choice
- VA supplemental loans
- 1099-G
- America’s Seed Fund
- Put your money in a high-yield savings account
- Upgrading to Main Plus
- You regularly borrow the same car from someone you don’t live with
- 9. College Hunks Hauling Junk
- How to maximize your rewards
- Part-year resident status rules
- 6. OfferUp
- 2014 credit card bonus categories
- 4. Determine the option time frame
- Best insurance company for accident forgiveness: Geico
- 4. International and emerging markets bonds
- 7. Citi ThankYou Points
- Resident status rules
- Escrow account funds
- 7. Delta status match resets every July
- Freddie Mac CHOICERenovation
- 14. Professional organizing
- An example of selling a call option
- Elite status
- Farm Bureau Ag Innovation Challenge
- 7. Delta SkyMiles® Gold American Express Card
- Tax scams
- Consider using a retirement account
- Can you pay estimated taxes at any time?
- United
- How much is Peacock?
- Trust Wallet: 4.3 out of 5 stars
- People who want low maintenance
- 2. Initial cost
- Chubb
- 5. Buy your home insurance policy and read it closely
- Step 5: Find a physical location and build an online store.
- 11. 3D printing
- Business term loans
- Earning rates
- South Dakota
- Manufactured home pros
- Apply for PSLF forgiveness
- 1. Be concise
- 5. Get your business financials in order
- Three-day ticket deals
- Link your Amazon account
- Handle with care
- Benefits
- United Polaris
- The risks and rewards of each
- How to have less taxes taken out of your paycheck
- 2. Start the flight change
- Utility-based clean energy incentives
- 14. Customer service without the wait
- Capital One
- 4. Earn badges through Live videos
- Where to get it
- Step 3: Price your services
- 16. Sell vintage clothing online
- Bonds
- Step 7: Write client proposals
- Earning vs. redeeming points
- 9. Choose a real estate agent carefully
- 3 disadvantages of sole proprietorship
- User experience
- Compare Medigap plan types
- Cost basis calculations
- 7. Get financing
- 5. Enter a debt management plan
- 17. Self-employment expenses deduction
- FHA and VA energy-efficient loans
- 1099-INT
- You drive rarely or not at all
- 8. Utilities: Around $2 per square foot of office space
- 9. Shared home improvement equipment
- Cheapest auto insurance for poor credit
- Travelers vs. Allstate home insurance
- Partner flights
- 15. Photography
- 6. Waldorf Astoria Park City
- Amica vs. Geico home insurance
- Investment scams
- 5. Choose investments that match your tolerance for risk
- How much is Prime Video?
- 12. Alternative health care
- 12. Business entertainment
- 4. One more thing to know about your tax refund
- 5. Sell with TikTok Shop
- Swagbucks
- 4. Understand your ESG fund’s impact
- 4. Decide where to buy your index funds
- Tennessee
- QSEHRA pros
- Beach, pool or resort visits
- Higher premiums, more coverage
- Pay upfront
- How to transfer Marriott points to United miles
- Barclays Small Business Big Wins
- Just the car
- 10. Junkluggers
- 4. Set a budget for your stock market investment
- Drawbacks
- Our pick for: Flexible rewards and a bonus
- Where is the best place to exchange currency?
- Dollar-cost averaging
- 5. Your loan is cleared to close
- Asset-driven approach
- 3. Sukuks
- Vanguard 500 Index Fund (VFIAX)
- 7. Self-publish an e-book
- Flood determination and monitoring fees
- Allianz Global Assistance
- Cheapest auto insurance in Florida for 20-year-olds after a DUI
- 6. Get the logistics down
- Tax credits for investing in retirement
- 4. Close your loan and receive funds
- Past years' state tax rates
- 17. Begin niche blogging
- Nonresident status rules
- Take advantage of promotions
- What happens if I forget to pay my quarterly taxes?
- Invest in technology
- U.S. Bank
- Corporate bonds
- 3. Ongoing investment
- Home equity line of credit
- Nationwide
- Farmers vs. Allstate home insurance
- 1. No liability protection
- 12. E-commerce
- 9. Estate planning: Protect your financial well-being
- 9. Who is your custodian?
- Reviews
- Upgradeability
- Manufactured home cons
- 6. U.S. to Morocco on Royal Air Maroc
- Regus Express Business Lounge in London-Heathrow (LHR) — $17.50+
- Africa
- 18. Home office deduction
- 5. Nationwide (Essential plan: $76)
- State Farm vs. Geico renters insurance
- Print-on-demand services
- Earn Medallion Qualifying Dollars through credit card spend
- Towing
- Nonresident status rules
- 8. Bank of America® rewards
- How to use a W-4 to owe nothing on a tax return
- What to know about pre-qualifying with bad credit
- Cheapest auto insurance in California for 20-year-old drivers with one at-fault crash
- Winner: American Airlines
- Young Farmer Grant Program
- Mutual funds
- MetaMask: 4.0 out of 5 stars
- Step 8: Set your pricing
- Compare credits and amenities among cruise lines
- Dividend payout ratio
- 10. Narrow down your ideal type of house and neighborhood
- Chime Secured Credit Builder Visa® Credit Card
- Our pick for: An upgrade path
- 1. Live in the house for at least two years
- Refinancing
- Texas
- How much is auto insurance after an at-fault accident?
- 2. Use bullet points
- Frontier Airlines: No refunds
- 4. Book premium cabin flights through AmEx Travel
- Watersport activities
- Rural housing repair loans and grants
- 1099-K
- How do I find a currency exchange near me?
- 9. Payroll: 25% to 50% of your total budget
- Vanguard Total Stock Market Index Fund (VTSAX)
- AM Best Financial Strength Rating: A+ (Superior)
- Government recording fees
- Bonzah
- 16. Event space
- Airport lounge access
- Mortgage insurance
- Flooding
- How much is Sling TV?
- 13. Health information website
- 13. Travel expenses
- Those looking for a long intro balance-transfer period
- One price is not always just one price
- QSEHRA cons
- Freshen up your merchandise
- Lower premiums, higher out-of-pocket
- Middle East
- 19. Educator expenses deduction
- Enroll in the Always Audi program
- American Airlines credit cards
- Delta Airlines credit cards
- JetBlue credit cards
- Southwest Airlines credit cards
- United Airlines credit cards
- Other airlines' credit cards
- 7. Poshmark
- Travelers vs. Geico home insurance
- Allstate
- Part-year resident status rules
- 5. Build a community
- 4. Review and sign your franchise agreement
- DFW Terminal E
- 18. Become an e-book writer
- How can I make paying quarterly taxes easier?
- 11. Monetize your social media accounts
- 4. Potential for conflict
- 4. United Airlines
- Travelers Insurance
- 2. See whether you qualify for an exception
- 10. What tax hit do I face if I invest with you?
- Nearby city visits
- SkyTeam Lounge in Sydney (SYD) — $53
- Where can you exchange currency for free?
- 10. Vacation rentals
- An example of buying a call
- Market approach
- Pros
- Vanguard Total Bond Market Index Fund (VBTLX)
- J.D. Power Ranking
- Loan-origination charges
- Rental Cover
- 17. Interior decorating
- 1. Freeze your credit
- Exchange-traded funds
- Waived cancellation fees
- Citi Double Cash® Card
- Cash-out refinance
- 6. Monetize using the Series feature
- 2. Harder to get financing and business credit
- 13. Portable charging devices
- 5. Buy index funds
- Washington
- 3. Speak to your audience
- Spirit Airlines: No refunds
- Book through another third-party service
- Asia
- 20. Solar tax credit
- Home loans for Native American veterans
- Global Entry or TSA PreCheck credit
- Schedule time for grant applications
- 4. Gold and other precious metals
- American Family
- 8. Get advertising revenue from your blog or YouTube channel
- 3. Review and select new flights
- Is an import/export business profitable?
- Tax credits for education
- Buy points
- 5. Credit card
- 8. The Platinum Card® from American Express
- 12. Get paid to stream on Twitch
- How much is Fubo TV?
- 14. Medical supply sales
- 14. Interest
- 1. Choose a stockbroker
- 3. Keep the receipts for your home improvements
- 6. BookWithMatrix
- Take clear photos
- Small group tours
- State Farm vs. Lemonade renters insurance
- 1099-LTC
- Availability
- Cons
- Vanguard Balanced Index Fund (VBIAX)
- Which one should I take?
- Mortgage insurance or fees for government-backed loans
- Sure
- 18. Woodworking or furniture building
- Cryptocurrency pros
- Cheapest auto insurance in California for 20-year-old drivers after a DUI
- Fund-a-Farmer Grants
- How it works
- 3. Building a budget
- 2. Safeguard your Social Security number
- 19. Start ghostwriting
- Hotel status
- Electrum: 2.5 out of 5 stars
- Step 9: Stay organized and deliver results
- 5. Lack of financial privacy
- Expand your coverage with endorsements
- CoverWallet
- Tourist traps
- Minute Suites in Dallas-Fort Worth (DFW) — $48
- Our pick for: Customizable bonus categories
- 21. Energy efficient home improvement tax credit
- 6. Seven Corners (Basic plan: $75)
- Section 184 Indian home loan
- Expand your search efforts
- 5. Focus on investing for the long-term
- 8. Establish a marketing plan for growth
- 10. Professional consultants: Between $1,000 and $5,000 per year
- 11. Electronics repair
- An example of buying a put
- Best insurance company for having few customer complaints: American Family
- Gifting large sums of money to family
- American Modern
- NCQA Score Range: 2.0 to 4.5 out of 5
- Nonresident status rules
- Compare car insurance rates for drivers with a DUI
- Cheapest full coverage car insurance in Florida for 30-year-olds
- How do import/export companies make money?
- 5. Attend corporate training
- Step 4: Obtain business permits, licenses, and insurance
- Hurricanes
- Winter weather
- Earthquakes and landslides
- Step 6: Establish relationships with vendors and suppliers.
- Complete financial plan and investment advice
- 1. Decide what type of investor you are.
- Wyoming
- Oceania
- 1099-MISC
- Use Audi on Demand rewards points
- 5. Optimize your stock portfolio
- 5. Real estate
- Vanguard Growth Index Fund (VIGAX)
- Premium cabin flights
- 2020-2022 earned income credit amounts
- 3. Be alert to phishing and spoofing
- 20. Become a resume writer
- 15. Stylish uniforms for medical professionals
- 15. Bad debt
- 2. Fund your account
- 11. Stick to your budget
- Winter weather
- Personal loan
- 14. Publishing e-books
- Our pick for: No security deposit, low annual fee
- 6. Keep an eye on your index funds
- 4. Play to your strengths
- United Airlines: No refunds
- Write an honest description
- 22. Electric vehicle tax credit
- Cell phone protection coverage
- Best Western credit cards
- Hilton credit cards
- Hyatt credit cards
- IHG credit cards
- Marriott credit cards
- Wyndham credit cards
- Other hotel credit cards
- Farmers
- Pest inspection
- 19. Graphic design
- What is an export license?
- Cryptocurrency cons
- Where to get it
- Transfer partners
- California earned income tax credit (CalEITC)
- Wildfires
- 7. Collect tips from viewers
- 3. It’s harder to sell your business
- If you want to pay later
- Home and property disaster loans
- Wholesaling
- How to transfer United miles to Marriott points
- Weigh grant application fees
- California earned income tax credit (CalEITC)
- Cheapest car insurance for young drivers
- Paying for vacations, cars or other stuff
- Vanguard Small Cap Index Fund (VSMAX)
- Brighter Future Fund
- 4. Use strong passwords and add an authentication step
- 21. Open a coworking space
- Home purchase: Basic Home Mortgage 203(b)
- 16. Hearing aid dispensary
- 1. Access to capital
- Tornadoes
- Citi Rewards+® Card
- Specialized guidance and/or want to meet with an advisor face-to-face
- Conventional loans
- 5. Get a test reader
- Perks that are the same across cards
- 1099-NEC
- Pay with a Visa Infinite card
- 6. Know when to sell stocks — and when not to
- 6. Cryptocurrency
- Our pick for: Maximized value
- Foremost
- 9. Become an Instagram influencer
- Prepaid expenses
- 20. Clothing boutique
- What documents do I need to import goods?
- 6. Open your doors
- Skylink and Terminal Link
- 9. Capital One Venture Rewards Credit Card
- California young child tax credit (YCTC)
- How to compare life insurance quotes
- Flooding
- 3. Do your research
- Varo Believe Secured Credit Card
- 15. Fitness tech
- Price clothes to sell
- Address any lingering questions
- State Farm vs. Allstate renters insurance
- FHA loans for disaster victims
- Keep alternative funding in mind
- 6. Manage your stock portfolio
- California young child tax credit (YCTC)
- Giving a laid-back loan
- Vanguard Total International Stock Index Fund (VTIAX)
- 1. Has the W-4 form changed?
- Cheapest minimum coverage car insurance in Florida for 30-year-olds
- Hurricanes and tropical storms
- 4. Saving money
- 5. Use alerts
- FHA refinance loans
- 17. Respite care service for caregivers
- Accounting
- Flooding
- Step 7: Hire staff.
- Average car insurance costs after a speeding ticket
- Our pick for: Worldwide acceptance
- 12. Academics courses
- Geico
- 21. Bed and breakfast
- Tax credits for green purchases
- Cheapest full coverage car insurance in California for 30-year-olds
- Winner: Alaska Airlines
- Hail
- 22. Become an online coach
- California child and dependent care tax credit
- Life insurance quotes vs. rates
- 16. Taxes
- 2. Efficient growth
- 4. Buy the stock
- 12. Make the most of walk-throughs and open houses
- Portfolio management only
- FHA loans
- 7. Travelex Insurance Services (Basic plan: $71)
- 1099-OID
- 11. Insurance: Average of $1,200 per year
- California child and dependent care tax credit
- Setting up joint bank accounts
- Free stopovers
- Tax monitoring and research fees
- Step 5: Secure startup funding
- 6. Watch your mailbox
- Card ecosystem
- 18. Medical marijuana dispensary
- Branding
- 16. Online teaching
- Cash-value considerations
- Some Budget locations have free pickup service
- 8. Hire staff
- How much are car insurance quotes?
- Progressive
- 2. What does it mean to be exempt from taxes?
- 4. Confirm your flight change
- 22. Food truck
- 6. Mobile via IRS2Go
- How it works
- Airport parking at DFW
- 23. Flip failing websites
- California adoption cost tax credit
- Find your niche
- Step 8: Find the right POS system.
- 1. What does "sole proprietor" mean?
- Our pick for: No security deposit, low annual fee, potentially high credit limit
- 2. Choose how much you want to invest.
- Direct sourcing
- 1099-PATR
- Use a credit card with rental car collision damage waiver
- California adoption cost tax credit
- Halal investing resources
- 10. Monetize your Twitch channel
- Title-related costs
- Farmer Veteran Fellowship Fund
- 7. Shred, shred, shred
- FHA renovation loans
- Ledger: 5.0 out of 5 stars
- Web design
- Winter weather
- 3. Minimal employee supervision
- Citi Custom Cash® Card
- 17. Mobile application development
- Our pick for: Bank of America® customers
- 13. Language courses
- Cheapest auto insurance for senior drivers
- Best insurance company for financial strength: Auto-Owners
- State Farm
- NYC tax rate schedule
- Cheapest auto insurance in Florida for 30-year-olds with poor credit
- Where to get it
- 10. Hilton Honors American Express Aspire Card
- Tornadoes
- 24. Become a web developer
- California nonrefundable renters tax credit
- How do I start a health care business?
- 17. Employee salaries
- Spring storms and hail
- Spot vs. Pumpkin pet insurance
- 2. Can a sole proprietor have employees?
- S&P 500 PE ratio
- Marriott Bonvoy
- Budget also rents other equipment
- Above-the-line deductions
- 1099-Q
- California nonrefundable renters tax credit
- 23. Restaurant or cafe
- Cheapest minimum coverage car insurance in California for 30-year-olds
- Tornadoes
- 8. Use a digital wallet
- Other specialty FHA loans
- Human resources
- 13. Don’t skip the home inspections
- 3. Gather your paperwork.
- Average car insurance costs after a DUI
- 12. Taxes: Variable, but 21% corporate tax rate
- USAA
- DFW rental car center
- 25. Start a podcast
- How do I start a home health care business?
- 4. Increased brand awareness
- 3. Does a sole proprietor need an EIN?
- 18. Search engine optimization consultant
- 9. Write your day care contract and policies
- 1099-R
- 3. When should I review my W-4?
- 24. Craft brewery
- Lightning and fires
- Wildfires
- 9. Protect your mobile devices
- Trezor: 4 out of 5 stars
- Green living
- 18. Employee benefits programs
- Citi Rewards+℠ Student Card
- IHG Rewards
- Below-the-line deductions
- Dividends and preferred stock
- Which factors determine car insurance quotes?
- 5. Find your flight credit
- Step 6: Market your window-washing business
- 26. Be a social media influencer
- How do I write a business plan in health care?
- 5. Reduced risk
- Spot vs. Healthy Paws
- Be authentic
- 4. How do you change from sole proprietor to LLC?
- 19. Social media consultant
- Shiller PE ratio
- 1099-S
- 14. Business or marketing courses
- 11. Sell your photography
- Compare auto insurance rates for drivers with poor credit
- Cheapest auto insurance in Florida for 30-year-olds with one speeding ticket
- Pros
- Winter storms
- 10. Check your credit reports regularly
- Credit required
- Organization
- 14. Negotiate with the seller
- Step 9: Organize your finances.
- Our pick for: Average credit and rewards
- 4. Pick your investments.
- Budget offers rental car insurance
- Private labeling or white labeling
- 13. Travel: Variable
- 4. Can I adjust my W-4 multiple times throughout the year?
- Real estate agent commissions
- 25. Ice cream shop
- Cheapest auto insurance in California for 30-year-olds with poor credit
- How it works
- Public transportation options
- 19. Employee gifts
- Selling bonds
- 7. Same-day wire transfer
- Earthquakes
- 11. Monitor financial and medical statements
- 27. Create online courses
- SafePal: 3.8 out of 5 stars
- 20. Drone videography
- 1099-SA
- Our pick for: Prime gaming
- Coverage options
- Property and transfer taxes
- 26. Personal chef
- Where to get it
- Citi Premier® Card
- Serve your audience and set small goals
- Transferable points programs
- Our pick for: Paying rent
- 14. Shipping: Variable
- 15. Personal wellness
- Cons
- Taxis and rideshare at DFW
- 28. Become a marketing consultant
- Overseas acceptance
- 20. Contracted labor
- 1. Loss of complete brand control
- 15. Buy adequate home insurance
- Most popular: HO-3 insurance
- 21. Cybersecurity or IT consulting
- Complexity
- What should you do if you’re invested in these REITs?
- Best insurance company for discounts: Amica
- Title insurance
- 27. Landscape services
- Cheapest auto insurance in Florida for 30-year-olds with one at-fault crash
- Cheapest auto insurance in California for 30-year-old drivers with one speeding ticket
- Methodology
- Use multiple strategies
- Deductibles
- 28. Pet grooming
- Winner for lowest fees: Spirit
- Step 7: Prepare yourself for the day-to-day operations
- Where you live
- 29. Develop an app
- 21. Legal and professional fees
- 2. Increased potential for legal disputes
- 22. Venture capitalist
- Our pick for: Average credit and no annual fee
- Apple Cash: digital card
- Budget roadside assistance
- 12. Become a dog walker with Rover or Wag
- 5. Maximizing your credit cards
- Broadest coverage: HO-5 insurance
- Citi Prestige® Card
- 16. Courses in hobbies or interests
- 29. Florist
- Winner: American Airlines
- Previous claims
- 1. Lost wallet
- Step 10: Market your retail business.
- Other considerations
- Making items yourself
- Company strength and customer service
- Cheapest auto insurance in Florida for 30-year-olds after a DUI
- How it works
- 30. Make a smart appliance
- Benefits of FHA loans
- 3. Initial investment
- Average annual car insurance costs for drivers with good vs. poor credit
- Secure funding
- 8. Check, money order or cashier’s check
- Cheapest auto insurance in California for 30-year-old drivers with one at-fault crash
- Your coverage
- 23. Startup incubator
- Cash App debit card
- 30. Massage therapist
- 2. Mailbox theft
- 31. Tap into virtual reality experiences
- Disadvantages of FHA loans
- Limited coverage: HO-1 and HO-2 insurance
- 17. Bookkeeping and accounting
- 13. Sell unused gift cards
- 1. Look at customer satisfaction scores
- 4. Federal and state regulation
- AT&T Points Plus Card
- Where to get it
- Your deductible
- 32. Make a niche dating site
- Individual stocks
- 24. Antivirus developer
- Our pick for: Limited credit
- 3. Using public Wi-Fi
- 2. Consider financial strength
- Roth IRA withdrawal rules
- Get a business credit card
- 31. Nutritionist
- Cheapest auto insurance in California for 30-year-old drivers after a DUI
- Your credit history
- 33. Develop a chatbot
- 25. Domain name broker
- 18. Consulting
- Best insurance company for customer satisfaction: State Farm
- Our pick for: Target gaming purchases
- Cheapest full coverage car insurance in Florida for 40-year-olds
- 6. Borrowing money
- 3. Evaluate the policy options
- Roth IRA withdrawal penalty
- 14. List your spare bedroom on Airbnb
- 32. Personal trainer or fitness instructor
- Compare insurance rates for drivers with an accident
- 4. Data breaches
- 34. Offer matchmaking skills
- Your home’s features
- Dividend stocks
- Replacement cost vs. actual cash value
- Flat rate
- 35. Be a virtual assistant
- 4. Get prices from a handful of companies
- 33. Beauty services
- 9. Cash
- Your other policies
- 5. SIM card swap
- Our pick for: Good credit
- How much is auto insurance for young drivers?
- Cheapest minimum coverage car insurance in Florida for 40-year-olds
- 1. What is the average cost to start a small business?
- 19. IT support
- 34. Life coach
- Cheapest full coverage car insurance in California for 40-year-olds
- Your dog
- 36. Reinvent exercising
- 6. Phishing or spoofing
- 2. How do you calculate startup costs?
- 37. Create eco-friendly, health-friendly makeup and beauty products
- Best insurance company for military members: USAA
- 15. Sell your gently used clothes
- 20. Graphic design
- 35. Tutor
- Cheapest auto insurance in Florida for 40-year-olds with poor credit
- 7. Skimming
- 38. Open a food truck or restaurant pop-up
- What is a prepaid debit card?
- 3. Are business startup costs tax-deductible?
- Cheapest minimum coverage car insurance in California for 40-year-olds
- Homeowners insurance deductibles
- Our pick for: Travel
- Bonus categories
- 36. Daycare provider
- 39. Start an organization business
- 8. Phone scams
- What is a prepaid credit card?
- Average annual car insurance costs for young drivers by company
- 4. What is considered a startup cost?
- Our pick for: Walmart gaming purchases
- 40. Do interior design for young professionals
- 21. Social media management
- 16. Trade in old phones, electronics for cash
- 37. Senior care provider
- Cheapest auto insurance in Florida for 40-year-olds with one speeding ticket
- 10. IRS payment plan or installment agreement
- Where can you get a prepaid card?
- Cheapest auto insurance in California for 40-year-olds with poor credit
- 9. Looking over your shoulder
- 38. Interpreter or translator
- How do you add money to a prepaid card?
- Our pick for: Instant gratification
- 39. Housecleaning
- 10. Malware
- Which prepaid card is best?
- 22. Marketing copywriter
- 17. Get a babysitting gig
- Cheapest auto insurance in Florida for 40-year-olds with one at-fault crash
- Cheapest auto insurance in California for 40-year-old drivers with one speeding ticket
- 40. Automotive repair
- 7. Your credit score
- High-rate tandems
- 23. Virtual assistant services
- 1. Gather your information
- 41. Handyman services
- Our pick for: PlayStation purchases
- 18. Rent out your car
- Cheapest auto insurance in Florida for 40-year-olds after a DUI
- Cheapest auto insurance in California for 40-year-old drivers with one at-fault crash
- Our pick for: Personalized rewards
- 42. Dry cleaners
- 43. Hardware store
- 2. Choose the right liability car insurance coverage levels
- 1. Do your research
- 19. Sign up for TaskRabbit
- 44. Self-storage business
- Cheapest auto insurance in California for 40-year-old drivers after a DUI
- 2. Get organized and make it official
- Cheapest full coverage car insurance in Florida for 50-year-olds
- 45. Freelance copywriting and content creation
- 46. Rideshare driver
- 3. Find the right financing
- 20. Become a private tutor
- 47. Website development and design
- Cheapest minimum coverage car insurance in Florida for 50-year-olds
- Cheapest full coverage car insurance in California for 50-year-olds
- 48. Sell clothes online
- Our pick for: Best Buy purchases
- 3. Decide if you need full coverage car insurance
- 21. Drive for Uber, Lyft
- 49. SEO consultant
- 8. Taxes
- Cheapest auto insurance in Florida for 50-year-olds with poor credit
- 50. App development
- Cheapest minimum coverage car insurance in California for 50-year-olds
- Trip cancellation
- Trip interruption
- 22. Make deliveries for Amazon, Uber Eats
- Cheapest auto insurance in Florida for 50-year-olds with one speeding ticket
- Cheapest auto insurance in California for 50-year-olds with poor credit
- 9. Paying off debt
- Trip delay
- 4. Collect and compare car insurance quotes
- 23. Find work as a housesitter
- Cancel For Any Reason
- Cheapest auto insurance in Florida for 50-year-olds with one at-fault crash
- Cheapest auto insurance in California for 50-year-old drivers with one speeding ticket
- Our pick for: Digital Microsoft Store purchases
- Baggage delay
- 24. Sign up to be a mystery shopper
- Cheapest auto insurance in Florida for 50-year-olds after a DUI
- Lost baggage
- Cheapest auto insurance in California for 50-year-old drivers with one at-fault crash
- Travel medical insurance
- 25. Put your drone to work
- Compare car insurance companies
- Cheapest auto insurance in California for 50-year-old drivers after a DUI
- Cheapest full coverage car insurance in Florida for 60-year-olds
- Cheapest minimum coverage car insurance in Florida for 60-year-olds
- Cheapest full coverage car insurance in California for 60-year-olds
- 10. Insurance
- Cheapest auto insurance in Florida for 60-year-olds with poor credit
- Cheapest minimum coverage car insurance in California for 60-year-olds
- Cheapest auto insurance in Florida for 60-year-olds with one speeding ticket
- Cheapest auto insurance in California for 60-year-olds with poor credit
- Cheapest auto insurance in Florida for 60-year-olds with one at-fault crash
- Cheapest auto insurance in California for 60-year-old drivers with one speeding ticket
- Cheapest auto insurance in Florida for 60-year-olds after a DUI
- Cheapest auto insurance in California for 60-year-old drivers with one at-fault crash
- 11. Investing
- Cheapest auto insurance in California for 60-year-old drivers after a DUI
- Cheapest full coverage car insurance in Florida for 70-year-olds
- Cheapest minimum coverage car insurance in Florida for 70-year-olds
- Cheapest full coverage car insurance in California for 70-year-olds
- Cheapest auto insurance in Florida for 70-year-olds with poor credit
- Cheapest minimum coverage car insurance in California for 70-year-olds
- Cheapest auto insurance in Florida for 70-year-olds with one speeding ticket
- 12. Starting or running a business
- Cheapest auto insurance in California for 70-year-olds with poor credit
- Cheapest auto insurance in Florida for 70-year-olds with one at-fault crash
- Cheapest auto insurance in California for 70-year-old drivers with one speeding ticket
- 13. Travel
- Cheapest auto insurance in Florida for 70-year-olds after a DUI
- Cheapest auto insurance in California for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in California for 70-year-old drivers after a DUI
- The NerdWallet Smart Money podcast
- Auto insurance laws in California
- Low-income car insurance in California
Did your car insurance rates go up? Premiums are on the rise across the U.S. The best way to find cheap auto insurance is to shop around and compare quotes from at least three insurers.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance
State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2024 analysis of minimum coverage rates. State Farm’s average annual rate was $471 or about $39 per month. The company also earned a 5-star rating from NerdWallet, and you can read our State Farm auto insurance review to learn why.
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every ZIP code in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology below.
Cheap auto insurance from large companies
Company | Average annual rate | Average monthly rate |
---|---|---|
$471 | $39 | |
$491 | $41 | |
$520 | $43 | |
$785 | $65 | |
USAA* | $362 | $30 |
*USAA auto insurance is available only to military, veterans and their families. |
NerdWallet’s editorial team analyzed minimum coverage car insurance rates from pricing analytics company Quadrant Information Services. Our analysis looked at 35-year-old drivers in all ZIP codes across the 50 U.S. states and Washington, D.C., with a variety of driving and credit histories. All drivers had a 2021 Toyota Camry LE.
Full coverage can cost almost $1,500 more a year on average than minimum coverage. That’s because it comes with additional coverage like uninsured/underinsured motorist protection and comprehensive and collision insurance.
If you have a car loan or lease, your lender will likely require you to buy comprehensive and collision coverage. These coverage types pay you if your car is stolen or damaged in an accident you cause, among other scenarios.
Read our methodology for more insights into how we ranked cheap car insurance companies.
Cheap car insurance from midsize companies
Finding affordable car insurance doesn’t mean you have to stick with large insurers. Smaller insurers that offer coverage in multiple states may offer more affordable car insurance.
Company | Average annual rate | Average monthly rate |
---|---|---|
$322 | $27 | |
$374 | $31 | |
$393 | $33 | |
California Casualty | $440 | $37 |
Pure | $449 | $37 |
We chose these companies because of their relatively low rates for car insurance and availability in multiple states. But there may be more reasonable car insurance options where you live. Consider working with an insurance broker or independent agent to help compare rates with smaller, lesser-known companies.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance after a speeding ticket
A speeding ticket on your driving history will likely increase how much you pay for car insurance. According to our analysis, State Farm offers the cheapest rates after a speeding ticket, with an average annual rate of $553, or $46 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$553 | $46 | |
$619 | $52 | |
$660 | $55 | |
$712 | $59 | |
USAA* | $432 | $36 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheap auto insurance after an accident
Depending on your driving record, the most affordable car insurance company varies. The table below shows average auto insurance rates from the largest companies for drivers with a recent accident on their driving record.
Our analysis found that State Farm has the lowest average rate for drivers with one at-fault accident, at $615 per year, or $51 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$615 | $51 | |
$686 | $57 | |
$815 | $68 | |
$825 | $69 | |
USAA* | $533 | $44 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheapest car insurance after a DUI
A DUI on your driving record can greatly increase how much you pay for car insurance. According to our analysis, Progressive tops the list of cheap car insurance companies after a DUI, at $716 per year, or $60 per month, on average.
Company | Average annual rate | Average monthly rate |
---|---|---|
$716 | $60 | |
$800 | $67 | |
$884 | $74 | |
$889 | $74 | |
USAA* | $670 | $56 |
*USAA auto insurance is available only to military, veterans and their families. |
Looking for the best car insurance deal? Try a smaller insurer. Drivers with violations like one at-fault accident or a recent DUI can often find the most affordable auto insurance rates with midsize insurers.
Cheapest auto insurance for poor credit
Company | Average annual rate | Average monthly rate |
---|---|---|
$689 | $57 | |
$802 | $67 | |
$871 | $73 | |
$872 | $73 | |
USAA* | $597 | $50 |
*USAA auto insurance is available only to military, veterans and their families. |
Many insurers also use credit-based insurance scores to help calculate car insurance rates. This can make it harder to get cheap vehicle insurance if you have poor credit.
California, Hawaii and Massachusetts don't allow insurers to use credit when determining car insurance rates.
Credit can have a shocking impact on auto insurance costs. Drivers with poor credit may pay over $300 more a year, on average, than those with good credit.
If you’re looking for affordable car insurance from a large company, Geico might be a good place to start if your credit is mixed. Based on our analysis of large insurers, the company has the lowest average rates for good drivers with poor credit, at $689 per year, or $57 per month, on average.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheapest car insurance for young drivers
Below are the most affordable companies for 20-year-old drivers.
Company | Average annual rate | Average monthly rate |
---|---|---|
$951 | $79 | |
$1,076 | $90 | |
$1,086 | $91 | |
$1,202 | $100 | |
USAA* | $737 | $61 |
*USAA auto insurance is available only to military, veterans and their families. |
If you’re a young driver, you may have a hard time getting cheap car insurance. That’s because auto insurers view drivers without a recent driving history as riskier to insure. Same goes for drivers with a lapse in car insurance, immigrants and visitors to the U.S. If you live with your family, it may be cheapest to stay on their policy until your driving history is more robust.
» MORE: Car insurance for new drivers
Cheapest auto insurance for senior drivers
Car insurance is relatively low when you first enter your golden years. According to our analysis, 60-year-old drivers with a good credit score and clean driving history enjoy some of the cheapest auto insurance rates. You can chalk this up to the years of driving experience 60-year-olds have under their belt. But as you reach your 70s, rates start to creep up.
Company | Average annual rate for 60-year-old drivers | Average annual rate for 70-year-old drivers |
---|---|---|
$439 | $459 | |
$464 | $529 | |
$482 | $558 | |
$532 | $587 | |
USAA* | $317 | $358 |
*USAA auto insurance is available only to military, veterans and their families. |
» MORE: Car insurance for seniors
Cheapest car insurance by state
You may be wondering, “What’s the cheapest auto insurance near me?” What counts as cheap auto insurance will be different depending on where you live, as rates vary widely from state to state.
For the sake of comparison, we found the cheapest car insurance company for minimum coverage, on average, in each state and Washington, D.C.
State | Cheapest company | Average annual rate |
---|---|---|
$343 | ||
$316 | ||
Noblr | $274 | |
$324 | ||
$239 | ||
$185 | ||
$618 | ||
$674 | ||
$322 | ||
$415 | ||
$278 | ||
$134 | ||
$335 | ||
$261 | ||
Hastings Mutual | $188 | |
$341 | ||
$222 | ||
$476 | ||
Patriot Insurance | $349 | |
$522 | ||
Vermont Mutual | $263 | |
Wolverine Mutual | $248 | |
$332 | ||
$330 | ||
$323 | ||
$181 | ||
$120 | ||
$460 | ||
$228 | ||
$357 | ||
$323 | ||
NYCM | $380 | |
$364 | ||
$325 | ||
Buckeye | $221 | |
American Farmers & Ranchers | $275 | |
CIG | $537 | |
$295 | ||
Quincy Mutual | $519 | |
$215 | ||
North Star | $242 | |
$274 | ||
$372 | ||
QBE | $414 | |
Union Mutual | $193 | |
$376 | ||
Pemco | $222 | |
$319 | ||
Westfield | $415 | |
Integrity | $166 | |
$132 |
But state averages can tell you only so much. Even within a state, car insurance rates for minimum coverage can differ. That's why NerdWallet analyzed rates for some of the largest cities in the U.S.
Choose your city in the dropdown below to see cheap car insurance rates in your area.
How to get cheap car insurance
If you’re looking to save money by getting the cheapest possible car insurance, here are six things you can try:
Compare quotes from multiple insurers. Use NerdWallet’s car insurance comparison tool to easily shop for cheap auto insurance online. You may find that you already have the best car insurance deal, but prices can change, so check roughly once a year.
Ask for discounts. You could save money from car insurance discounts you’re not taking advantage of. For example, maybe you work from home and don’t drive much. Mention that and you might get a low-mileage discount. Other common discounts are given for bundling car insurance with homeowners insurance, insuring multiple cars on the same policy and being a student.
Cash in on major life changes. Certain life events could translate to cheaper car insurance, so shop for quotes whenever something major changes in your life. For instance, many companies offer a lower rate for married couples or domestic partners. Or perhaps you moved to a suburb with lower accident and crime rates. Even if you moved to a more expensive area for car insurance, shopping around can help you get cheaper coverage.
Raise your deductible. The higher your deductible, the more you pay out of pocket before insurance pays for a covered claim. The upside is that by raising your deductible, you’ll usually be able to lower your premium. Just make sure you have enough money set aside to cover the higher deductible if you ever get in an accident.
Revisit quotes after your driving record improves. Shop for cheap auto insurance quotes online three to five years after any accidents, tickets or moving violations. They may have dropped off your driving record.
Reconsider the car you drive. The type of car you drive affects how much you pay for auto insurance. For example, new and expensive cars tend to cost more to insure than older or less expensive cars, among other factors. Check out NerdWallet’s analysis of the cheapest cars to insure to see if your vehicle made the list.
Risks of getting cheap auto insurance
Getting cheap car insurance usually means getting the barest coverage required by law in your state. But state requirements can be quite low and leave you financially vulnerable if you’re in a serious accident.
For example, in Florida, the minimum required property damage liability insurance is $10,000. This type of coverage is required in nearly every state and pays for damage you cause to other people’s stuff — like their car. But opting for low-cost liability insurance might not end up being the best option. If you live in Florida, have minimum coverage and total someone else’s vehicle in an accident, you’ll be on the hook to pay for any costs over $10,000.
Getting the cheapest car insurance possible might also mean missing out on optional coverage types that can help cover your own injuries or property damage — for example, when you’re injured in an accident or if your car is banged up after a bad storm or a hit and run. To find cheap car insurance with more coverage, check out NerdWallet’s list of cheap full coverage insurance.
Shopping around for car insurance quotes is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the cheapest cars to insure, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s best car insurance companies for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of how much car insurance you really need.
Shopping around for
car insurance quotes
is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the
cheapest cars to insure
, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s
best car insurance companies
for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of
how much car insurance you really need
.
NerdWallet averaged rates based on public filings obtained by pricing analytics company Quadrant Information Services. We examined rates for 35-year-old men and women for all ZIP codes in all 50 states and Washington, D.C. Although it’s one of the largest insurers in the country, Liberty Mutual is not included in our rates analysis due to a lack of publicly available information. Poor credit rates from The Hanover were removed in both Connecticut and New York.
In our analysis, “good drivers” had no moving violations on record; a “good driving” discount was included for this profile. Our “good” and “poor” credit rates are based on credit score approximations and do not account for proprietary scoring criteria used by insurance providers. These are average rates, and your rate will vary based on your personal details, state and insurance provider.
Sample drivers had the minimum required coverage by law in each state. Some policies include additional coverage at the insurer’s discretion.
We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.
We used the same assumptions for all other driver profiles, with the following exceptions: We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit. For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim. For drivers with a DUI, we added a single drunken driving violation that happened six months ago.
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