You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.
Cheapest Car Insurance Companies
Assistant Assigning Editor | Auto insurance
Lead Writer | Auto insurance, life insurance
Assigning Editor | Auto insurance, home insurance, other insurance
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Visit your My NerdWallet Settings page to see all the writers you're following.
Every auto insurance company is different, and even if one company offers a cheap auto insurance rate to one driver, that doesn’t mean it’ll be the best car insurance deal for you. NerdWallet analyzed auto insurance rates from 139 car insurance companies around the country to find cheap car insurance across several categories.
Nerdy Takeaways:
State Farm is the cheapest car insurance company among large insurers, with an average rate of $39 per month for minimum coverage.
American National offers the cheapest auto insurance among midsize companies, with an average rate of $27 per month.
NerdWallet recommends comparing car insurance quotes from three companies to get the most affordable rate possible.
- How do we review brokers?
- Compare Medigap plans
- Key takeaways:
- How to complete the FAFSA if:
- LOOKING TO SAVE ON INTEREST?
- Shopping for Medicare plans? We have you covered.
- Get details on Medicare coverage for:
- Business insurance ratings methodology
- Conventional mortgage
- VA loans
- FHA loans
- USDA loans
- What's next?
- 4.0
- What you can do
- Still deciding on the right carrier? Compare Medigap plans
- NERDUP BY NERDWALLET
- Bookkeeping and accounting software
- LIMITED TIME: Companion Pass available as bonus offer on Southwest credit cards
- » Editor's note
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Shopping for Medigap plans? We have you covered.
- Social Security number
- Income
- Date of birth
- Security questions
- Contact information
- A promise to tell the truth
- Agreement to terms and conditions
- Authorized users
- How to maximize your rewards
- Key takeaways
- Key takeaways about P2P payments
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Compare Medicare Advantage plans
- 1. Babysitting or nannying
- Find a cheaper credit card processor
- Simplifying tax time with accounting software
- 1. Decide why you’re budgeting
- 65% of a company’s business comes from existing customers
- The IRS has a deadline for paying refunds
- Fiverr
- Winner for the number of destinations served: Emirates
- 1. Your bank or credit union
- What is 100% credit utilization?
- Nearest airports
- 1. Inpatient hospital care
- Compare lease buyout options
- Variable expenses definition
- Fixed or adjustable rate?
- 1. Hilton Honors American Express Aspire Card
- Quitting may be better than staying
- Get loan offers before heading to the dealership
- Tactic 1: Get a credit card with a TSA PreCheck credit
- Step 1. Include the date
- Be Relax Spa
- 1. Google Flights
- Amazon
- 1. Capital One Venture X Rewards Credit Card
- 33.3 million small businesses across the U.S.
- Short-term goal examples:
- 1. Getting started: The 50/30/20 budget
- How they work
- Grocery rewards
- Winner: American Airlines
- 1. Look into investment accounts
- Georgia Rural Business Development Grants
- 1. Delay your application
- 1. Earn with ads as a YouTube Partner Program member
- Insurer complaints methodology
- 1. Know when to sell stocks
- Secured loan amounts
- Earn miles on every flight
- 1. Where to find them
- Apply for cards when it makes sense
- Advantages of online banking
- Disney World Swan and Dolphin hotels
- Children under 2 years old
- 1. Free advertising for your blog
- 1. Be strategic about when you sign up
- GA income tax rates: Single filers
- Individual: $10.99 per month
- Highlights
- 1. In some cases, Spirit will try to rebook you on another Spirit flight
- Fares
- Customers spend 43% more money at brands they’re loyal to
- CD rates
- 1. Japan Airlines
- With ads
- Texas Workforce Commission’s Skills for Small Business Grant Program
- Income-based repayment calculator for existing plans
- How does my credit score impact personal loan offers?
- NBKC business checking
- Freelancer.com
- 1. A generous sign-up bonus
- Next: Best overall insurance provider for sole proprietors
- Highlights
- 1. Earn airline elite status
- 2. Your employer or 401(k) provider
- 1. Buy REITs (real estate investment trusts)
- Chemotherapy at a doctor’s office or clinic
- Pay more than minimums
- 1. Create educational content or activities
- Don't rely on partner airlines
- Pros
- Quick facts and who qualifies for a solo 401(k)
- Does American Airlines charge to change flights?
- 1. Ask for a preparer tax identification number (PTIN)
- Domestic travel with an adult
- Alliant Credit Union: Best credit union
- What can business owners use SSNs for?
- Enter your information
- Other factors to consider
- Health care facilities and operators
- 1. Kauai with Marriott Bonvoy Points
- 1. Hilton Aruba Caribbean Resort & Casino
- You've got a steady income
- 1. Energy auditing and green consulting
- Investment-based passive income ideas
- Step 2. Name the recipient
- 16 million new business applications since 2021
- 1. Pick up freelance work online
- 2. Dog walking
- AtoB
- 1. Ibotta
- Credit card surcharging
- 1. Figure out if you are eligible
- Bitcoin pros
- Excessive money supply
- When you can't deduct contributions to an IRA
- Southern Sustainable Agriculture Research and Education grants
- 2. Use empowering language
- Secured loan rates and terms
- 1. Accounting and bookkeeping
- 1. The American Airlines bus is comfortable
- Easy redemption but fewer perks
- What is Medicare?
- Free 24-hour cancellation
- 1. Join Hilton Honors
- Classic membership
- Average FICO 8 score by age
- 1. Conforming conventional loans
- 1. Straight-line depreciation
- Grants.gov
- Hertz Gold
- The welcome bonus
- GA income tax rates: Married filing jointly or head of household
- Eligibility
- Use the right flight booking tools
- When is the last day to file taxes?
- It costs 5X more to acquire a new customer than it does to retain a returning one
- Airport lounge access
- Our picks for authorized user card spending limits
- Full-service shoppers: Shop (or pick up) and deliver when you want
- Ad-free
- Common investment and brokerage fees
- Our pick for: Simplicity
- When is the last day to file taxes?
- Understand the budgeting process
- How do I see my credit score for free?
- 1. Chase Ultimate Rewards®
- How to calculate labor burden rate
- 1. Keep your charges on each card to a minimum
- Bank financing
- 1. Food trucks
- Lower your interest rate
- ETF pros
- 1. Decide how much coverage you need
- 1. Cryptocurrency exchanges
- NVIDIA Corp (NVDA)
- Eligibility
- SBA 504 loans
- What should I sell?
- 3. Your online broker
- Flights to Hawaii
- Digital safety
- When do you need a passport?
- How to play Powerball
- 1. Gather your stock research materials
- How to send a referral from the app
- 1. Check your EIN confirmation notice
- Best overall business expense tracker
- 2. Offer virtual team-building
- 1. Legroom and seat pitch
- Pre-installation evaluation: $250 for a 2,000 square foot home
- 1. Roll your debts onto a balance transfer credit card
- Pros
- What are meme coins?
- 1. A jet-setting welcome offer
- Sole proprietorship
- Nonprofit and corporate grants
- Cons
- 1. Restaurants
- Stock ETFs
- It’s normal to feel a sense of loss
- Routes
- Ally Bank: Best bank and best CDs
- Student: $5.99 per month
- Canceling a Blue Basic airfare
- 1. 529 plans are state-sponsored, but you can pick a plan from any state
- Coverage eligibility
- CD terms
- You won’t have to bill the IRS
- 2. Garden planning
- What is a good FICO score?
- What to know about cash advance apps
- Chase Freedom Flex℠ and Chase Freedom®
- Monthly after-tax income
- Step 3. Fill in the amount with numerals
- Young Farmer Grants
- Setup up a robust profile
- New income-driven repayment plan calculator
- 2. U.S. Bank Altitude™ Reserve Visa Infinite® Card
- 2. Curb your spending: The envelope system, or 'cash stuffing'
- Example savings APYs at select institutions
- Pros
- Axos Basic Business Checking
- Child tax credit 2023 (taxes filed in 2024)
- Construction-to-permanent loans
- Mortgage rates remain stubbornly high
- 2. Bonus earnings on travel, dining, select streaming services and online grocery purchases
- Fixed student loan rates are the safer bet
- From a broker or a bank
- Chick-fil-A pros
- Chubb: Best general liability insurance for sole proprietors
- 2. Fly with someone who has airline elite status
- How to unfreeze credit with Experian
- Blue Cash Everyday® Card from American Express
- Debt snowball
- 2. Nonconforming conventional loans
- VA loans
- Stay focused
- When will your loans be paid off?
- State and local government grants
- Consider debt financing:
- Low payments in the fixed-rate phase
- Residence Inn or Fairfield Inn Orlando Lake Buena Vista
- Who needs life insurance?
- 1. A big sign-up bonus
- Duty-free? Maybe not
- 2. Free advertising for your online business
- How medical debt affects credit scores
- Fare flexibility/ticket changes
- Boston University Workers
- 1. You live or work outside the U.S.
- 2. Require a CPA, law license or enrolled agent designation
- 2. Use your new card for automatic payments
- How being an authorized user can help you build credit
- GA income tax rates: Married filing separately
- How to get an SSN
- Annual fee
- Baggage allowance
- Lowering your customer churn rate by 5% can increase your profitability by 75% or more
- Credit cards for engagement rings
- Front-end ratio
- In-store shoppers: Shop on an assigned shift
- Your skin tone must look natural
- The benefits of not transferring points
- Ultimate Ad-Free
- Average cost of car insurance for different driver profiles
- Step 1: Enter your personal information
- 1. Dividend stocks
- 1. NVR, Inc. (NVR)
- 1. Do chores and odd jobs around the house or neighborhood
- 17.3 million jobs created
- 1. Decide how you want to invest in the stock market
- Long-term goal examples:
- Does Domino's make money?
- 3. Pet sitting or housesitting
- Lower your monthly payments
- Popular airline loyalty programs
- 10-night trip, peak summer travel season
- 1. Money market accounts
- Gas and transportation rewards
- If any of these situations apply to you
- 2. Explore low-cost investments
- Go Global Georgia grants
- 2. Work longer
- Amazon's Prime Visa
- Your strategy: Do your research to find the best deal
- 1. Donate to a qualifying organization
- 2. Business consulting
- What are the market trends?
- Choosing a card based on your spending
- Oral chemotherapy
- Major airlines flying to Seattle
- Electric bill
- PF Black Card membership
- How to send a referral from the website
- Rewards categories
- 3. Start a meal-prep business
- Hertz Five Star
- $100 Frontier Airlines flight voucher
- Online-only banks
- Cons
- Partnership
- 2. World of Hyatt Credit Card
- Minimum down payments and credit scores
- Our pick for: Minimalists
- Does American Airlines refund flights?
- Charles Schwab: Best for ATM access
- Family: $16.99 per month
- United Club
- In 2023
- 1. Nordstrom
- Why it’s the best
- More income is sheltered
- 2. Spirit may offer a refund or travel credit in some circumstances
- Biotechnology and pharmaceuticals
- Pricing
- 2. Hilton Barbados Resort
- 2. All Nippon Airways
- 3. Environmental law
- Pros
- Cons
- Cheap auto insurance from large companies
- 50% of your income: needs
- Step 4. Write out the amount in words
- EBay
- Submit the FAFSA with the temporary workaround if one or both parents don't have Social Security numbers
- Bluevine Business Checking
- Cons
- American
- LendingClub Tailored Business Checking
- 2. Traditional stockbrokers
- Construction-only loans
- Positive Rent Payment pilot program
- 1. Everyone can earn points and miles
- Use Southwest credit cards to help you earn a Companion Pass
- Symbotic Inc. (SYM)
- Bitcoin cons
- 1. IRS payment or installment plans
- Demand-pull inflation
- 3. Ask an elite member for their unused upgrades
- Look at commissions on the investments you’ll use most
- Short-term capital gains tax rates
- Score bonus miles for joining as a new member
- 4. Pro-bono financial planning services
- 2. Skilled nursing facility care
- Average VantageScore 3.0 score by age
- Debt avalanche
- Talk with a professional
- 2. Check other places your EIN could be recorded
- Conventional loans
- Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs
- NY state income tax: Single and married filing separately
- Ductwork and design: $500 to $7,500
- 1. Kayak
- Children 2 years and older
- Booking through Qantas Frequent Flyer
- 1. Give your money a goal
- 2. Bonus rewards on travel and dining
- 1. Alaska Airlines Mileage Plan
- Upsides
- 2. Hybrid bar/coffee shop
- Use the free look period
- Those who are credit invisible
- Dwelling coverage
- What else should business owners know about SSNs?
- My First Texas Home loan
- 54% of customers would stop using a brand if they had a negative review go unaddressed
- UTMA or UGMA vs. 529 or Coverdell ESA
- CD safety
- Unlimited classes
- 1. Consider your vending machine options
- Back-end ratio
- Automatic status
- What liability auto insurance doesn't cover
- The SAT
- B/R Sports
- 1. Cast a wide net
- 2. Babysit, walk dogs and feed pets for pay
- Small businesses contributed to 70% of net job increases
- Types of Domino's franchises
- SBA loans
- 2. Car wash services
- Coast
- Pro: No monthly payment or interest
- Tuesday and Friday flights can help you avoid the rush earlier in the week
- Retirement benefits
- Seven-night trip, shoulder season
- 2. Decide what type of investor you are
- Child tax credit 2024 (taxes filed in 2025)
- 1. Know when to start retirement planning
- 1. How to activate bonus categories every quarter
- Etsy
- Alliant: Best for fast funding
- Nonrefundable tax credit
- 1. Chase Sapphire Reserve®
- Chick-fil-A cons
- NAACP and Leslie’s Certification Boost Grant
- Taking mifepristone and misoprostol
- Thimble: Best for temporary coverage
- Income taxes for single-member LLCs
- 3. Test out different budgeting methods
- 2. Decide on an order type
- 2. Use an online real estate investing platform
- Refundable tickets
- Disney's Polynesian Village Resort
- How to play Mega Millions
- Create a budget
- 1. Know what you own — and why
- 3. Fixed-rate conventional loans
- 4. Create a food waste solution
- Flexibility
- Down payment
- 7 largest meme coins by market cap as of March 27, 2024
- What is the difference between FICO score and VantageScore?
- 2. Big travel rewards
- If you're less than 30 days late
- In-flight food
- 3. Affiliate marketing on Pinterest
- 1. Inspect the check
- New Chase Freedom Flex℠ cardholders can earn up to 9% back
- Baggage and boarding
- Waffle House workers in Georgia
- 2. You make frequent transactions to or with people abroad.
- Commodity ETFs
- 1. Start with a stroll — or a scroll
- 3. Prepay for certain expenses
- Chase: Best for sign-up bonuses and best for branch access
- It’s the only way to buy a car
- 2. Costco
- Our pick for: Chime users
- IHDAccess Forgivable
- Donations
- Other factors to consider
- Coverage amounts
- Discover Bank, 4.25% APY, no minimum opening deposit
- You have solid plans for the immediate future
- 4. Composting business
- What factors affect your FICO score?
- What is a good VantageScore?
- Why are you setting up a retirement plan?
- Step 2: Account for multiple jobs
- Step 5. Say what it's for
- 2. Booking Holdings Inc. (BKNG)
- Short-term capital gains tax
- Texas Enterprise Fund
- Pay the difference in cash
- 2. Ask for higher credit limits
- Lower your loan-to-value ratio
- 1. Qatar in business class for 70,000 Qmiles one way
- Cash discounting
- Resident status rules
- EveryDollar
- Pros
- Chase Business Complete Banking
- Rewards on streaming services
- Fare flexibility/ticket changes
- 1. Open a brokerage account
- Upstart Holdings Inc. (UPST)
- Online brokerage account
- 3. Marketing services
- Inspection contingency
- 5. Financial advisor consultations
- What is Medicaid?
- Automate
- What is a prepaid debit card?
- Recognize the keepers
- Small Business Development Centers
- NY state income tax: Married filing jointly or qualifying widow(er)
- Hertz President’s Circle
- How to quickly earn Marriott points for Disney stays
- Limited liability company (LLC)
- 3. 50% more value when redeeming for travel
- 2. United Airlines MileagePlus
- How unpaid medical bills can harm your credit
- SALT deduction for income taxes
- Domestic travel as an unaccompanied minor
- You can help with the transition
- How being an authorized user could hurt your credit
- American Airlines Admirals Club
- Conventional or government-backed?
- 2. The account holder maintains ownership of the funds
- Industry
- Accessibility
- Air Canada standard seat selection fee
- 88% of consumers share their negative brand experiences
- Get pre-approved financing for new or used cars
- Day and guest passes
- How much interest does the IRS pay on a delayed refund?
- 2. Aruba with IHG points
- 3. Singapore Airlines
- The ACT
- The benefits of transferring points
- Free and packaged HBO Max plans
- Bonanza
- 20% of new businesses close within a year
- Mid-term goal examples:
- Will pre-qualifying affect my credit score?
- 3. Build up your savings: Pay yourself first
- 4. Driving for Lyft or Uber
- 2. Rakuten
- Disneyland
- 1. Flight access
- Delta
- 3. Bitcoin ATMs
- Renovation loans
- Refundable tax credit
- If you qualify for a hardship withdrawal
- Wells Fargo Active Cash® Card
- Step 1: Find a gold ETF
- 3. Consider diversifying your assets
- 3. Earn more
- HFA Preferred (Lo MI)
- Types of residency statuses in Arizona
- How to unfreeze credit with Equifax
- Cheapest life insurance companies for preferred applicants
- New York City
- 1. Open an options trading account
- Flights to the Bahamas
- Flying to Seattle on points and miles
- Safety from the actual homes
- Changes and cancellations
- Build an emergency fund
- 2. Units of production depreciation
- Centralized exchange: Often for beginners
- 5. Capitalize on plant-based foods
- 2. Seat width
- Mobile banking makes gains
- Rate and payment caps
- Credit score
- Grants
- Boarding priority
- If you're more than 30 days late
- Free checked bag
- 3. Liquor store
- Term life insurance policy? Stop paying
- Restaurants
- Unite Here Local 11
- Booking a refundable fare
- 3. Look for friends in high places
- Those with a thin credit file
- Advantages of a lady bird deed
- Cabin types
- Discover® Bank: Best online banking experience
- Your good credit earns a very low interest rate
- In 2024
- 3. Target
- Canceling other airfares
- Brand partnerships
- 3. You can request a refund in several ways
- Medical equipment
- Unlimited movie and TV streaming
- Varo, 3.00% APY, no minimum opening deposit
- 3. Hilton Grand Vacations at The Crane, Barbados
- Use products with no or low sun protection factor (SPF)
- You've built up savings for a down payment
- 5. Green cleaning
- ARE YOU EARNING ALL THE MILES YOU CAN?
- 30% of your income: wants
- Step 6. Sign your name
- Gameway (Gaming lounge)
- 2. Kayak
- Long-term capital gains tax
- 3. Sell your stuff in person or online
- Contact potential clients with “Connects”
- 3. Chase Sapphire Reserve®
- Make sure you’re qualified
- 2. Test websites and apps
- 2. U.S. Bank rewards
- Training and education
- Medical expense deduction
- 1. Calculate the car payment you can afford
- Wednesdays and Saturdays are the cheapest day to fly internationally
- Part-year resident status rules
- 2. Online high-yield savings accounts
- Cons
- 1. Contributions can be withdrawn at any time
- Free rent-reporting services tenants can use on their own
- Baggage and boarding
- Warren Buffett
- 3. 10% point bonus each year
- Gusto Impact Award
- The Hartford: Best business owner’s policy for sole proprietors
- Gender-affirming surgery
- Amica: Best for customer satisfaction
- 4. Volunteer for an oversold flight
- 4. Real estate business
- Will I make money?
- Look for brokers with a track record of reliability
- Nonrefundable tickets
- Disney's Grand Floridian Resort & Spa
- What is the average credit score overall?
- 4. Adjustable-rate conventional loans
- Tally your variable expenses
- Welcome offer
- Chubb’s business owner’s policy
- Minority Business Development Agency Centers
- NY state income tax: Head of household
- Earning scheme
- 2. Apply for a credit card consolidation loan
- 1. To give to charity the wise way
- How much does a surgical abortion cost?
- Friday is a busy travel day, period
- S corporation
- 3. Alaska Airlines Visa Signature® credit card
- You travel where Hyatt has a presence
- Debt-to-income ratios
- Seat selection
- EveryDollar
- Exchange-traded notes (ETNs)
- 4. Charge the big stuff
- Other structures coverage
- Fixed or adjustable rate?
- 3. Qualified distribution rules are strict
- What if I didn't get an extension?
- 71% of customers are unlikely to buy from a business that loses their trust
- Referral program
- Medical requirements
- 4. Delta Air Lines
- For infrequent travelers: Loyalty benefits before reaching elite status
- Cheap car insurance from midsize companies
- 2. Dividend index funds and exchange-traded funds
- 3. Seaboard Corp. (SEB)
- What if I didn't get an extension?
- What do I need to pre-qualify for a personal loan?
- 4. Make the most of every dollar: The zero-based budget
- 1. Address your feelings about money
- Online loans
- 3. Auto repair
- WEX
- Con: You have to pay all at once
- Avoid being upside down on your loan
- 2. Choose your insurance deductible
- Compare money market accounts
- Other taxes
- Bank of America Business Advantage Fundamentals
- 4. Bitcoin exchange-traded funds
- 2. Figure out how much money you need to retire
- Rewards for online purchases
- When the statement balance and current balance are the same
- First Tech: Best for co-sign and joint loan options
- Partially refundable tax credit
- Get a credit-builder loan
- Managed brokerage account
- 2. Chase Sapphire Preferred® Card
- Loss of trust in currency
- Step 2: Analyze the ETF
- Using a misoprostol-only regimen
- Income taxes for multi-member LLCs
- You can save on interest
- Earn miles from non-flying activities
- 3. Think about investing in rental properties
- How do you get a visa?
- 2. Log in
- Save for retirement
- 2. Narrow your focus
- When can I start filing my taxes in 2024?
- Crypto.com DeFi Wallet: 4.8 out of 5 stars
- 3. Call the IRS to locate your EIN
- Best feature-rich business expense tracker
- VA loans
- Prepaid debit card vs. debit card vs. credit card
- 6. Start a dropshipping business
- The type of central air unit: $600 to $24,000
- 1. The home must be your principal residence
- Student loan interest rate calculator
- Your payments could decrease
- 2. Priceline
- Debt-to-income ratio
- For college students
- Families traveling with children
- Why are my FICO and VantageScore credit scores different?
- 3. AmEx Offers
- Average seats
- Would refinancing save you money?
- 4. Point transfers to airlines and hotels
- 4. Frugal or entrepreneurial inspiration
- 4. Handyman or contractor
- 1. You deal with currency exchange for occasional trips abroad.
- 4.5-star plans
- Basic company information
- Other ways to access M Club lounges
- SoFi: Best for checking account overall and best checking account for overdraft fee avoidance
- Step 1: Fund your cleaning business
- 4. Kohl’s
- What can business owners use EINs for?
- Why it’s the best
- Required payment is cut in half
- Location
- Dive deep to compare fares
- Boarding
- Bypass setting up a trust
- “Buy now, pay later” for engagement rings
- Autolist
- CD opening deposit
- Compare insurance rates for 20-year-olds
- Unlimited reading
- Concierge services
- Bask Bank, 5.10% APY, no minimum opening deposit
- Different types of planes
- 6. Air duct cleaning
- Why do my FICO scores vary?
- Did you know the Roth options have changed?
- Fund your practice
- Data missing below?
- Traditional IRA income limits for 2023 and 2024
- Roth IRA income limits for 2023 and 2024
- Step 3: Claim dependents, including children
- Discover it® Cash Back and the Discover it® Student Cash Back
- Under 35
- Texas Job Creators Grant
- How to calculate inventory burden rate
- Major issuers and their policies on instant credit access:
- LendingClub Tailored Checking
- Getting the best HELOC rate
- Nonresident status rules
- Stay on the beach or rent a car every day, but don’t do both
- Home equity loans pros and cons
- YNAB
- 1. Get sponsored
- Services provided by landlords
- Seat selection
- EBay
- What to do if the credit bureau made an error
- 2. Offer in compromise
- Wells Fargo Autograph℠ Card
- Variable student loan rates are a gamble
- Top 5 Treasury ETFs by AUM
- Cobb County Entrepreneurship Grants
- Index examples
- 4. Prioritize expenses and goals
- Resident status rules
- When to get a secured loan
- Question: "What are some of the best investments for a young person who wants to start saving for retirement?"
- Seattle
- Needs
- Winner for ease of earning and using miles: Singapore KrisFlyer
- 2. The five ways to get into Alaska Airlines lounges
- 2. Seats are assigned the day of departure
- American Express Cash Magnet® Card
- Cities with the top five highest annual rent increases:
- Water bill
- 3. Hospice benefits
- Or chat with friends and community members
- 5. Low-down-payment conventional loans
- Partner offers
- 1. Add up your payday loan balances
- Annual fee
- Pros of tech stocks
- Elite status
- Build a business website
- Mobile-focused banks: next generation options
- If it's an error
- C corporation
- Trip 1: $5,000, two-week trip to Italy by a 40-year-old from Hawaii
- A combined network
- 3. American Airlines AAdvantage
- 2. Ask yourself why you received the check
- Surrender a permanent policy
- SALT deduction for sales taxes
- Welcome offer
- 2. Find a good real estate agent
- Personal property coverage
- Delta SkyClub
- Bonus miles on Delta purchases
- Mortgage term?
- What if you purchased refundable fares?
- 4. You’ll only be reimbursed for expenses in specific cases
- Advanced inventory management
- Why it’s the best
- 68% of customer churn is attributed to company indifference
- Discounts
- Taxes
- 4. Caribe Hilton, Puerto Rico
- Chase Sapphire Reserve®
- Want to compare the best of the best?
- 20% of your income: savings and debt
- 4. Sell lemonade in the summer or hot cocoa in the winter
- Find an in-network ATM abroad
- Book a trip
- 1. Make dollar-cost averaging your friend
- Know how to source deals
- Submit a paper FAFSA
- Property tax deduction
- Pro: It’s easier to qualify
- 2. The Maldives in business class for 85,000 Qmiles one-way
- Disney California Adventure
- 3. Choose how much you want to invest
- 1. The hook
- Fidelity Investments
- Tesla car insurance rates by state for a Model 3
- 4. A 25% boost when redeeming for travel via Chase
- Open a secured credit card
- Hoarding and hunger
- Commissions
- Allstate: Best for commercial auto insurance
- Hormone replacement therapy
- 5. Purchase upgrades with the right credit card
- 2. Document your charitable contributions
- 5. Event planning
- You can get the car title in your hands faster
- Medicare
- Basic economy ticket
- Does basic economy get a carry-on on United?
- Pay off debt
- 2. Trust in diversification
- 0% balance transfer credit card
- Set expense limits and find ways to save
- Conventional loans
- Push notifications
- All-in-one exchanges: Trade more than crypto
- Bank business loans and lines of credit
- Only certain types of transfers are allowed
- Cash reserves
- Should you gamble on meme coins?
- Eligibility updates coming to the Pell Grant program
- Signia by Hilton Orlando Bonnet Creek
- Equity financing, including angel investment and venture capital
- 1. Look at the company’s price-to-earnings ratio and market cap
- 2. Decide how much help you want
- Preparation and packing
- Downsides
- Travel
- Earnings rates (towards status)
- Housing authority workers in Marin County
- Credit Karma
- 2. You make one-time international transfers.
- Changes within 24 hours of booking
- More visits for Delta SkyMiles Reserve credit cardholders
- 5. Use your new card for everyday spending
- Your next chapter needs your attention, too
- Disadvantages of a lady bird deed
- UFB Direct: Best savings account
- Disney Quick-Service Dining Plan
- 5. Walmart
- IHDAccess Deferred
- Merchandise
- Don't buy premium fuel, unless required
- Health insurance and pharmacy benefit management
- Book with points
- CD maturity date
- Refund theft can complicate interest payments
- DTI ratio examples
- Unlimited music streaming
- Go easy on the contouring
- 7. Fundraiser or grant writer
- Will you need to adjust employer contributions?
- Step 4: Refine your withholdings
- 1. Multiply your income by 10
- Center for Women Entrepreneurs StartHER Grant
- $27.5 billion in SBA 7(a) loans were provided to small businesses
- 2. Choose an investment account
- 3. Set up balance alerts to stay on top of spending
- Credit union financing
- 5. Delivering food, groceries or other items
- 3. Evaluate other factors
- Fly on the holidays (or as far from it as possible)
- 2. Pricing and fees
- How to file an 83(b) election form
- 5. Peer-to-peer money transfer apps
- Owner-builder loan
- Bonus offers for new cardholders
- Earning rates
- When the statement balance and current balance are different
- 2. Find and compare ETFs with screening tools
- Start with a budget
- Athens Downtown Development Authority grants
- 4. Consider your spouse
- When to get an unsecured loan
- Pay attention to account minimums
- Mortgage contingency
- 1. Online advice services
- Free fitness training
- How age can influence scores
- Do you file 2023 taxes in 2024?
- 2. Shop around for the best loan
- How does FDIC insurance on prepaid cards work?
- 7. Curate subscription boxes
- Airline partners
- Where MetaMask shines
- Consider equity financing:
- 2. As an early step toward passing down wealth
- What I wish I'd done differently
- How much does an abortion pill cost?
- 3. Expedia
- For nonstudents ages 18 to 24
- Friday will be expensive
- Your dollars could become more valuable
- Trip 2: $3,000, one-week trip to Mexico by a 60-year-old from Nebraska
- Hawaiian joins Oneworld alliance
- 5. Automotive repairs
- 4-star plans
- Ownership and management team
- Less than a year
- Amenities
- 1. With more time for interest to accrue, you will pay more
- How to get an EIN
- Down payment?
- 4. Contribution limits are high
- Industry-specific reports
- Seats
- My Choice Texas Home
- 92% of loyal customers ranked price and value for the top reason why they stay loyal to brands
- Free training
- When is hurricane season in Puerto Rico?
- Our picks for employee card spending limits
- You're ready to take responsibility
- For existing elite status holders: Even more rewards
- 1. Nine Hours Capsule Hotels in Japan
- Equity vs. debt
- Robo-advisors
- 4. Autozone Inc. (AZO)
- Craigslist, Facebook Marketplace, Nextdoor, OfferUp
- Best insurance company overall: Travelers
- 3. Learn to use AI tools
- Figure out where you are and what you value
- 2. Get an accountability partner
- Improve your chance of loan approval
- ETF cons
- Establishing domicile
- AAdvantage elite status
- Services that charge renters
- 2. Pool your points
- PenFed: Best for a seamless application process
- 1. Set up your Companion Pass online
- Winner: Alaska Airlines
- 5. A $50 hotel credit
- Become an authorized user or co-signer
- 3. Marriott Bonvoy Brilliant® American Express® Card
- Economic collapse
- Directly from the U.S. government through the TreasuryDirect website
- 2. Take a cut with affiliate marketing
- Mental health conditions
- Keystone Government Loan
- Your strategy: Cast a wider net
- Part-year resident status rules
- SBA 7(a) loans
- 6. Video production
- What fees do Chase checking accounts have?
- California
- 3. There's no food or drink service
- Cities with the top five annual rent price declines or smallest increases:
- Use of security cameras
- When do you need a visa?
- Disney's Contemporary Resort
- The percentage method
- Personal loans
- Travel bonus reward rates
- Decentralized exchanges: Competitive prices, but more complex
- Fast Break for Small Business
- Cons of tech stocks
- 3. Bulkhead seats
- 2. You must have owned the home for at least two years
- Step 1: Decide on a direct deposit provider.
- 1. Credit identity theft
- Documentation
- Proof of age
- Transfer points from bank and hotel programs to Emirates Skywards
- If your employer offers a 401(k) match
- 4. Virgin Atlantic
- Mortgage insurance
- Is rental car coverage primary or secondary?
- Airport lounge access
- How to dispute a medical bill on your reports
- SALT deduction for property taxes
- Warehouse workers in Sacramento, Calif.
- Bond ETFs
- 4. Do a background search
- Resident status rules
- Vio Bank: Best money market account
- Step 2: Choose your market
- 6. Home Depot
- Size
- Partner awards from other airlines
- CD penalty
- Whole Foods deals
- Smaller annual fee
- Bring a bigger down payment to the table
- 3. Mauritius with Hyatt points
- 8. Eco-friendly food supplier
- 2. Verify their credentials
- 1. States with no income tax
- IDR account adjustment, or waiver
- Step 5: Sign and date your W-4
- Reasons for unfreezing your credit
- 5. Teach others a skill
- Renegotiate with the seller
- Win a gig and get to work
- Allow up to 50% of your income for needs
- Cover your purchases
- 4. The Hilton Honors American Express Business Card
- 50% of SBA microloans went to Black- and Latino-owned businesses
- How long will it take to pre-qualify?
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- One-time costs
- 4. Personal trainers
- Other fuel cards to consider
- Con: You’ll likely pay much more than you get
- Do tipped workers earn the minimum wage?
- 3. Swagbucks
- Dharma Merchant Services
- 3. Cash management accounts
- 6. Wallet software
- 3. Prioritize your financial goals
- Home supply is still limited
- 2. More time means more growth
- 2. How to get the most out of your points
- What to do if the debt collector made an error
- If you are converting your 401(k) to an IRA
- Step 3: Buy the gold ETF
- 4. Max out your retirement accounts
- Atlanta Commercial Property Improvement Grant
- Target Circle™ Credit Card
- Choosing corporate tax status for your LLC
- How to unfreeze credit with TransUnion
- Wants
- Appraisal contingency
- HELOC on your primary residence
- Hotels in Hawaii
- Gas bill
- 3. Complete your profile
- 4. Home health services
- Book travel via the AmEx portal or Expedia
- When do you need to file taxes in 2024?
- Zengo Wallet: 4.8 out of 5 stars
- Saver awards
- Miles expiration management
- LifeLock pros
- 1. Examine your revenue
- There is a pro-rata rule for backdoor Roths
- Your payments could increase
- Homewood Suites by Hilton Orlando at Flamingo Crossings Town Center
- 4. Southwest Rapid Rewards® Priority Credit Card
- 5. $300 a year in travel credit
- Premiums
- 3. Don’t use the money
- Common stocks vs. preferred stocks
- Goodbudget
- Company history
- 0% intro APR period
- Default
- International travel with an adult
- 6. Foot the bill
- Put contributions into a Roth
- Forgiveness comes sooner
- 69% of consumers say choice of retailer is influenced by where they can earn customer loyalty/rewards program points
- 5. Hilton La Romana, Dominican Republic
- 1. All Nippon Airways
- FICO 8 is the most widely used among lenders
- 2. Buy 10 times your income, plus $100,000 per child for college expenses
- Ages 35 to 44
- Cash redemptions
- Example interest checking APYs at select institutions
- Mortgage interest deduction
- 2. Calculate the car loan amount you can afford
- 6. Shopping for groceries
- Capital One Business Basic Checking
- Crashes and car theft
- 3. India in business class for 80,000 Qmiles one way
- 4. Select a provider to open your Roth IRA
- LendingTree Spring
- Michael Novogratz
- 6. Combine points from multiple cards
- Get the most out of your cash value growth
- Track your spending
- 5. Leave room for surprises
- 6. Use miles to upgrade
- 7. Podcasting
- Does Chase have a free checking account?
- The penalty is steep if you don’t pay off the balance quickly enough
- Watch out for account fees
- 4. No need for bathroom stops
- Pros
- Medicaid
- Award ticket refunds
- Customized workout plan
- 3. Consider buying the dip
- Best business expense tracker for transportation businesses
- 3. Double declining balance depreciation
- Hotel partners
- Stock mutual funds = higher potential returns (or losses)
- Create social media profiles
- Online business loans and lines of credit
- Size of the AC system
- 3. You must have lived in the house for at least two years in the five-year period before you sold it
- Digital banking security
- Appraisals
- Personal loan calculator
- International travel
- 4. Up to $200 in annual credit for airline incidental fees
- 2. Target undervalued sectors
- What’s your tolerance for risk to personal assets?
- Where to get auto insurance quotes
- 5. Etihad Guest Miles
- You spend a lot on travel, food and working out
- Upsides
- 6. Home cleaning
- How do I make sure coverage applies to my rental?
- Perform a tax-free exchange
- Upgradability
- Travel insurance for canceled flights
- More than a year
- Liability insurance
- Part-year resident status rules
- The Medicare Part B penalty
- 7. Ikea
- Why it’s the best
- Can I switch to permanent life insurance?
- 5. Consider using your credit card’s trip delay insurance
- Arrive early to enjoy the lounge
- Autotrader
- CDs at a bank vs. credit union
- Free games
- Are there any festivals that I should attend during my visit?
- Bring documents showing financial stability
- Baggage allowance
- Don’t draw on your eyebrows
- You can afford a location that meets your needs
- 9. Eco restaurants
- Valuation metrics
- Euphoria and despair
- Economic data
- Should you buy or sell based on these signals?
- Cheap car insurance after a speeding ticket
- Citi Dividend
- 3. Bonds and bond index funds
- Capital gains vs. fixed income
- Texas State Trade Expansion Program
- Other ways to overcome an appraisal gap
- Pay with a credit card that doesn’t charge foreign transaction fees
- Transfer your rewards
- Decide how much effort you’re willing to devote
- Submit the form online, once glitch is fixed
- 4. Pay your bill before your issuer reports to the credit bureaus
- 3. Set clear goals
- Zero-debt financing
- Average annual full coverage car insurance premium by company
- Delta Medallion elite status
- 2. Company description summary
- Transfer points to travel partners
- Try quizzes, apps and spreadsheets
- 3. Pre-qualify
- VA loans
- 8. Create an airport-centric app
- Step 2: Initiate the direct deposit setup process.
- 2. Child identity theft
- Things don’t always go as planned
- Determine exactly what you're looking to rent
- Free shipping — and fast
- FICO score ranges
- Credit score for FHA loans
- The benefits of compound interest
- 6. TSA PreCheck/Global Entry/NEXUS credit
- International ETFs
- 5. Compare tax preparation fees
- Mission statement
- 3. Expect to compromise
- British Airways Lounge
- Why should business owners obtain an EIN?
- Free checked bags
- Payroll and sales
- Inspect and inflate your tires
- Award miles
- Tactic 2: Use points or miles
- Brokerage fee
- 2. First Cabin Capsule Hotels in Japan
- The Platinum Card® from American Express
- 3. Use the DIME formula
- 3. Expedia
- Tips for unfreezing your credit
- Travel redemptions
- Our pick for: Online purchases
- Other student loan calculators
- 10.5 million-plus PPP loan recipients submitted forgiveness applications
- 1. Find a dividend-paying stock
- Magic Kingdom
- Cost (and quality) of living
- 3. Airline alliance membership
- Eat cheaper
- 3. Investing can trump saving over the long term
- Swagbucks
- Navy Federal: Best for military members
- 1. Fill out a mortgage application
- Find ways to save
- Step 1: Submit an online application
- 5. Investigate divorced spouse benefits
- First-Year Graduate School Fellowships in Pharmaceutical Science
- Seller concessions
- 3. Don’t miss out on tax deductions for volunteering
- Question: "What are some good ways to increase my income tax refund?"
- Washington state
- Home sale contingency
- Unlock perks for linking accounts
- Cons
- Safety from other people
- The lottery annuity option
- 4. Start booking hotel stays and enjoy membership perks
- Group training sessions and group classes
- Revisit your spending
- Teamwork
- IFundWomen Universal Grant Application Database
- No award redemption fees
- Where MetaMask falls short
- Installation and labor: $75 to $250 per hour
- Self-funding
- 5. Up to $200 in Uber cash for rides
- Dun & Bradstreet business credit scores
- 3. Pick an investment account
- 6. Turkish Airlines Miles&Smiles
- Copays, coinsurance and deductibles
- 7. IT and computer services
- What coverage is included?
- Hotel elite status
- Gas and EV charging stations
- SALT deduction for personal property taxes
- Annual Sky Club memberships
- Cheapest full coverage car insurance in Texas for 20-year-olds
- 7. Buy gift cards, with caution
- Nonresident status rules
- 2. Lenders usually charge higher interest rates for long-term auto loans
- IHDAccess Repayable
- Subscriptions
- 1. ESG funds
- Why it’s the best
- Loan term
- Jewelry store financing for engagement rings
- Types of CDs
- Consider bringing your own financing
- 10. Organic nutritionist
- FICO is the go-to for mortgage lenders
- 2. States with flat income tax rates
- Get your credentials
- Traditional, in-person financial planners
- 2. Diversify your holdings
- Humana Medicare Part D
- Charitable contribution deduction
- 7. Selling clothes, books, electronics and more
- Home equity lines of credit pros and cons
- Give your card a home
- 4. Choose the best retirement plan for you
- GET MORE MILES, MORE BENEFITS WITH A DELTA CARD
- 3. Get a companion pass
- 2. Add your companion's information
- Tax credits for people with kids
- 3. "Currently-not-collectible" status
- 7. Transfer points to airline and hotel partners
- 4. Marriott Bonvoy Boundless® Credit Card
- Zimbabwe
- Grants.gov
- Broker fees
- 6. Automate responsibly
- Nonresident status rules
- 8. IT consulting
- What is the Chase checking account minimum balance requirement?
- Balance transfers often come with a fee
- Savings and debt repayment
- Small-cap stocks and value stocks may outperform
- Amex EveryDay® Credit Card
- Home equity loan
- Outsized rewards through transfer partners
- 4. Consider flipping investment properties
- What happens if you don't file your taxes?
- Costs and fees to keep in mind
- 9. Become a destination wedding planner
- LifeLock cons
- 2. Subtract fixed costs
- 4. You cannot have claimed the home sale capital gains exclusion recently
- 1. Gifting stock to kids through a custodial account
- ARMs are complex
- Access to streaming services, digital book and photo storage
- How to quickly earn Hilton points for Disney stays
- Nursing mothers
- 3. Do your research
- About the Miles & More frequent flyer program
- One loyalty program
- 7. Extra points on Lyft rides
- Downsides
- Our pick for: Going out on the town
- Last-minute flight change eligibility
- 1. Find a dividend-paying stock
- Additional coverage
- Step 3: Find a specialty — and stick to it
- Consider 'fifth freedom' routes
- Texas mortgage credit certificate
- Prime Day and Prime Early Access
- Superior rewards-earnings
- Seats
- 6. Hilton Rose Hall, Jamaica
- Don’t apply fake lashes
- Poshmark
- Leave 30% of your income for wants
- 5. Marriott Bonvoy Brilliant® American Express® Card
- Compare manual and digital budgeting options
- Ongoing fees
- 5. Newborn and post-pregnancy services
- Find preapproved auto loans
- How do I access a HELOC?
- Damage you do to others
- 4. New Zealand in business class for 120,000 Qmiles one way
- 4. Consider extra coverage
- Epcot
- Average annual full coverage car insurance premium by age
- 4. Certificates of deposit (CDs)
- Expensify
- JetBlue Mosaic elite status
- Construction loans to build a house
- 3. Market analysis
- 3. Place the trade
- Pre-Doctoral Fellowship in Pharmaceutical Science
- Keystone Home Loan Program
- 7. Pay for a last-minute upgrade
- 5. You can stay connected "in flight"
- 2. Free or cheap financial apps
- Hotels in the Bahamas
- FICO score ranges
- The aggregate method
- 6. Conventional renovation loans
- Restaurant rewards
- No foreign transaction fees
- 4. Window seats with missing windows
- 3. Tap your home equity for a loan or line of credit
- 3. Synthetic identity theft
- Premiums
- VantageScore ranges
- 6. Up to $200 in annual hotel credit
- Figure out how many points you need to book Emirates first class
- Worldwide Trip Protector Lite benefits
- Friend and family loans
- What isn't covered?
- Trading vs. investing
- Price
- Bitcoin or crypto ETFs
- Product/service and customer
- Some restrictions remain
- Ongoing APR
- Interest rates
- Virtual cheers
- Prior claims
- Avoid idling your engine
- Air Canada preferred seat cost
- How to contact TruStage
- Private mortgage insurance
- Home equity loans and lines of credit
- 11. Wind power development
- 3. States with progressive tax structures
- Ages 45 to 54
- $7.3 billion in bonded contracts were awarded to small businesses
- 4. Fiverr
- Revocable life insurance trusts
- Take a wallet inventory
- Hot wallet
- 4. The tax advantages are prime for kids
- 3. How to win with the "Chase Trifecta"
- Net worth of U.S. families by income
- 5. Optimize for tax implications
- America's Seed Fund
- 3. Land a brand deal and make sponsored content
- Andover Companies: Best coverage
- 4. Keep the deadline in mind
- 9. Catering
- What is the Chase direct deposit requirement for checking accounts?
- Transferring a large balance can lower your credit score
- Look at the pricing and execution fine print
- Where next?
- Other contingencies
- 2. Pick which options to buy or sell
- Medicare
- Within 24 hours
- 3. Turn to qualitative stock research
- Free Wi-Fi
- 4. Apply for the loan and receive funds
- Amber Grant for Women
- 10. Make local guides
- Bond mutual funds = lower returns (but lower risk)
- What MetaMask is best for
- 5. You cannot have bought the house through a like-kind exchange
- Friends and family
- Mastercard World Elite benefits
- 8. DoorDash discounts
- 8. Pet store, grooming and boarding
- Take a life settlement
- Fare flexibility/ticket changes
- 6. Reconsider tax preparers who don't e-file
- International travel as an unaccompanied minor
- 8. Ditch the company card
- Inclusions
- Disney Dining Plan
- SAS Lounge
- Unpaid interest is cancelled
- Changes and refunds
- Splurge for a suite
- Scenario 1: Apply to five schools
- The bad
- 3. Make sure they’re a good fit
- How to maximize your rewards
- 4. Replace your income, plus add a cushion
- 4. Real estate investment trusts (REITs)
- Ruby Lane
- Open for Business Grant Program in Houston
- 6. Find local gigs through Nextdoor
- 4. Take surveys for money
- 4. Barclays rewards
- 2. Evaluate the stock
- 5. Monitor your total credit utilization
- 4. Show up in other ways
- Banks
- 1. Secured credit cards
- How much does a HELOC cost?
- 1099-A
- CardX
- Home prices keep climbing
- 8. Worldwide acceptance
- Germany
- 6. Add your minor child
- Dr. Paul B. Myrdal Memorial Pre-Doctoral Fellowship in Pharmaceutics
- You don't want to risk sold-out cars
- Hedging against future downturns
- The cash option
- Use points to upgrade your seat
- VantageScore ranges
- Guarda: 4.6 out of 5 stars
- Best low-cost business expense tracker
- Investing in individual tech stocks
- Seasonal Energy Efficiency Ratio (SEER) Rating
- 2. Gifting stock through a Roth IRA
- What I wish I'd done differently
- Step 3: Collect information from your employees.
- Check your credit card for existing rental car benefits
- Pros
- Food without the delivery fee
- Deductibles, limits and payouts
- 7. Up to $300 Equinox credit
- Conventional loans
- Equifax business credit scores
- Other Marriott Bonvoy transfer partners worth considering
- You stay often with IHG
- Mortgage rates
- 4. Alert authorities to fraud
- What vehicle rentals are excluded?
- Individual stocks vs. funds
- SALT tax deduction 2023
- 4. Have your financing lined up
- Split between a traditional and Roth IRA to defer taxes
- Step 4: Plan the business budget
- What can business owners use ITINs for?
- Delta Companion Certificate
- Coverage and deductibles
- What the terms mean
- When are taxes due in October?
- Remove excess weight from your vehicle
- Pros of health care stocks
- Property taxes
- Free unlimited photo storage with Amazon Photos
- Food and onboard service
- 4. Puerto Rico with Chase Ultimate Rewards points
- You're reacting to pressure from friends or family
- 12. Geothermal developer
- 3. Book and Bed Capsule Hotels in Tokyo
- Cheap auto insurance after an accident
- When are taxes due in October?
- Share your rewards
- Oneworld alliance elite status
- 3. Set a target purchase price
- 8. Tutoring
- Injuries to you
- 5. Get a quote
- 4. Available credit card offers
- Which is better when?
- Download your credit card issuer’s app
- Cruising further from the U.S.
- 2. Promote your business
- Sample letter requesting a goodwill deletion
- 4. Pledge loyalty to a single airline
- 2. Review your Loan Estimates
- Net worth of U.S. families by age
- What is Tesla Insurance?
- Use designated accounts for spending and savings
- Step 2: Pass the interview
- Program for Investors in Microentrepreneurs
- Your strategy: Make a budget and stick to it
- 7. Revisit your budget monthly
- 10. Social media management
- Cheapest life insurance companies for smokers in fair health
- Gym workouts via the Planet Fitness app
- 4. Think about getting a second opinion
- Review your finances and set goals
- Conventional loans
- 4. Sum of the years’ digits depreciation
- Launch email marketing campaigns
- 5. Tradeoffs in the back of the aircraft
- 6. You cannot be subject to expatriate tax
- Key terms in this story
- 4. Taxpayer identity theft
- Copays, coinsurance and deductibles
- 4. Explore emerging industries
- How do you want the IRS to tax your business profits?
- Worldwide Trip Protector benefits
- Rental car elite status
- Your money management style
- 7. Confirm they'll sign on the dotted line
- Future goals
- Annual fee
- Cheapest minimum coverage car insurance in Texas for 20-year-olds
- 9. Pay your taxes
- 2. Evaluate the stock
- Why it’s the best
- Food and on-board service
- CarFax
- 7. Hilton at Resorts World Bimini, Bahamas
- Stock trading fee
- Choose a legal structure
- The Business Platinum Card® from American Express
- Inverse performance
- Online financial planning services
- Ages 55 to 64
- 4. Capital One Travel
- 7. Freelance
- Best insurance company for affordability: NJM
- 22% of businesses are owned by women
- Know what compensation you’re entitled to in the U.S.
- 6. Enrichment activities for children
- 5. Short-haul first class awards
- 1099-B
- Hollywood Studios
- Alaska
- 5. Gather your paperwork
- Rocket Money
- United MileagePlus elite status
- Travel on Thanksgiving Day
- Renovation loans to buy and repair fixer-uppers
- 5. The money can be used for more than retirement
- 4. Products and services
- 3. Book travel
- Herb and Nina Demuth Memorial Award
- 1. Have a goal for your index funds
- 3. Fill out the trade ticket
- No (immediate) incentive to do so
- 6. Watch free streaming entertainment
- Cash-out refinance
- After 24 hours
- Cover your card charges
- 5. Pay off lenders and begin repayment on your personal loan
- Redemption value
- National Association for the Self-Employed Growth Grant
- 11. Create a local grocery delivery service
- Money market mutual funds = lowest returns, lowest risk
- MetaMask at a glance
- 3. Subtract variable expenses
- Early access to Prime Day sales
- Holiday Inn Club Vacations at Orange Lake Resort
- Pregnant travelers
- 8. $300 SoulCycle credit
- Debt-to-income ratio
- How to get the best deal for a Lufthansa economy award flight
- 1. Individual stocks
- 9. No foreign transaction fees
- 9. Salon or barbershop
- How long will the rental be covered?
- Home improvement stores
- Seat selection
- Houston teachers strike
- Sector ETFs
- Low returns
- Pay the security deposit upfront in cash
- What is the Global Entry interview like?
- 3. You have a higher risk of developing negative equity
- USO Center
- Our pick for: Current users
- How a 0% APR card compares
- Perkins loans
- Don't accelerate too quickly
- Cons of health care stocks
- Why it’s the best
- Homeowners insurance
- Personal loans for engagement rings
- 2. Find the right location for your vending machine
- Amazon Elements
- Pay bills on time
- 4. Review their fees
- Etsy
- Verizon Small Business Digital Ready Community Grant
- Try paying in cash dollars
- Commit 20% of your income to savings and debt paydown
- 6. The Platinum Card® from American Express
- 3. Invest in sectors that perform well in recessions
- Franchise financing
- 3. Decide how much stock you want to buy
- Book one to three months in advance
- Consider a condo
- 5. Treasury notes, bills and bonds
- Irrevocable life insurance trusts (ILITs)
- Cold wallet
- Certain repositioning cruises
- Net worth of U.S. families by race or ethnicity
- 4. Penalty abatement
- Make a plan to pay off debt
- 5. Southwest Rapid Rewards® Plus Credit Card
- Additional standard deduction 2023 (taxes due 2024)
- 6. Invest for more than retirement
- National Association for the Self-Employed Growth Grants
- Extra perks
- Medicaid
- What if you can’t pay your bills?
- Referral program
- Debt management plan
- Make Money
- 3. Gifting stock to friends and family
- What is the Buffett indicator?
- Crowdfunding
- Transferring points to Virgin Atlantic
- Why is there a SALT cap?
- Bonus features
- 8. Check if they would have your back
- Perks
- How to get an ITIN
- Break down your results
- Average annual cost of term life insurance for nonsmokers
- 2. Sustainable stocks
- Schedule 1: Additional income and adjustments to income
- Compare car insurance rates for 35-year-olds
- Cash management accounts
- 13. Solar panel manufacturer
- 4. The O Pod Hotel in Tel Aviv, Israel
- A new IDR plan
- How to maximize your rewards
- Itemize your deductions using credit card tools
- Gift cards
- 21% of businesses are minority-owned
- 3. Learn the difference between investing in stocks and funds
- Aetna Medicare Part D
- What do I need for my loan application?
- SBA lenders
- 9. Working as a resident advisor
- Stay longer
- 4. Sit back and relax
- 5. Split the family into different itineraries
- Winner: Alaska
- 9. Coverage if your trip is canceled or delayed
- 7. Suspend your benefit
- Underrepresented Minority Award
- 4. Sell some merch
- Keystone Flex with K-FIT
- 11. Business planning service
- You might be able to reserve a car now — and rebook the same one later at a discount
- Consistency is key
- Hawaii weather and terrain
- 5. Rent out a room
- Seattle Hyatt hotels
- You can use credit card benefits to travel in basic economy
- Shop with points via the American Express site
- Exodus: 4.5 out of 5 stars
- On-platform storage: Easy to use, with some risks
- Bizee’s Fresh Start Business Grant
- 12. Start a virtual event planning company
- 1. Examine your cooling needs
- Consider using search aggregator apps for renting a car
- Cons
- Crowne Plaza Orlando - Lake Buena Vista
- Diaper bags
- 9. Up to $240 in digital entertainment credit
- Experian business credit scores
- 2. Mutual funds
- If your employer doesn’t offer a 401(k) match
- 10. Airport lounge access
- What if I don’t have personal auto insurance?
- Baggage and boarding
- Nurses strike in Santa Clara
- 10. Ask family for help
- 3. Decide how much stock you want to buy
- HEAL loans
- Plan efficient routes
- HOA fees
- Amazon Family
- American Express
- 2. American Airlines
- Your credit score could use some work
- Keep credit utilization below 30%
- Ages 65 to 74
- Gusto Impact Award
- 8. Tutor your peers
- 5. American Express Membership Rewards
- Your stolen stuff
- 1099-C
- Animal Kingdom
- Florida
- 4. The Chase 5/24 rule
- Fare flexibility/ticket changes
- 5. Financial information and projections
- Net worth of U.S. families by education
- Additional standard deduction 2024 (taxes due 2025)
- WomensNet Grants
- Capital One® Walmart Rewards™ Mastercard®
- 2. Research index funds
- It takes time to enroll and manage accounts
- Blue from American Express®
- Ways to build credit
- 5. Focus on the long term
- Bankruptcy
- Investing in tech funds
- Full details about MetaMask's ratings
- 5. Medical identity theft
- Take advantage of the fifth-freedom flights
- How formal do you want your management structure to be?
- Loan limits
- 10. Gas station
- Statement credits
- Public transit
- Account linking
- Leveraged ETFs
- 5. Offer a can't-miss closing
- Pricing
- After you're approved for Global Entry
- Why should business owners obtain an ITIN?
- Honorable mention: Wellcare
- Average annual cost of term life insurance for smokers
- Understand basic economy vs. regular economy
- Only book if you’re sure you won’t need to change your flights
- Cash-out refinance
- 8. Zemi Beach House, Anguilla
- 14. Plant delivery service
- 2023 tax rates by state
- 5. Money market funds
- 1. Think long term versus short term
- Shop with rewards
- 21.7% of business owners are immigrants
- 5. Make money from your blog with affiliate links
- Example CD APYs at select institutions
- 7. Mobile apps and entertainment for children
- 5. Upwork
- 1. Earn elite status
- Fly on Black Friday
- Competition remains steady
- 10. Baggage delay insurance
- Step 3: Review their franchise agreement
- Side-by-side comparison of SBA 504 and 7(a) loans
- 12. Tax consulting
- 3. The rules for guest access
- Unsecured personal loan
- Use points toward online purchases elsewhere
- 1. Review your W-4
- Best business expense tracker for travel-related expenses
- Eureka
- Consider paid advertising
- 2. Time it right
- 4. Borrow from your 401(k)
- Step 4: Enter the employee information into your system.
- What’s covered and what’s not
- How to earn IHG points quickly for Disney stays
- Car seats
- 10. $189 Clear credit
- Government-backed loans
- You spend a lot on the card, especially on gas
- How does coverage vary for international rentals?
- Warehouse workers in Sacramento, Calif.
- Plan G vs. Plan N
- Credit required
- Cheapest auto insurance in Texas for 20-year-olds with poor credit
- Place a debit card hold
- 4. You could fall into a cycle of negative equity
- Airport lounge access
- 3. Robo-advisors that offer sustainable investments
- Take advantage of RV delivery
- Individual health care stocks
- Schedule 2: Additional taxes
- Keep credit accounts open
- 1. Get a grasp on your new budget
- Get licensed
- Swappa, Gazelle
- Amegy Bank Small Business Boost Program
- 4. Focus on the long-term
- Government bonds
- Look to travel insurance
- Online lenders
- 10. Selling course notes
- 1099-CAP
- National Processing
- Disney’s Typhoon Lagoon Water Park
- 6. Pick your investments
- Money Manager
- 5. Select your retirement investments
- Get your finances in order
- Baggage and boarding
- 6. Book hotel suites
- How Tesla Insurance works
- Develop good credit habits
- 7. Chat with an advisor
- Communicate with your lender
- Focusing your earnings may lead to more perks
- 7. Landline only operates two routes — for now
- Medicare
- Debt settlement
- 13. Sell zero-waste products
- 4. Set aside a contingency fund for unexpected costs
- Down payments and gift funds
- Travel Medical Protector benefits
- 11. Grocery store
- Payday alternative loans
- Resident status rules
- Start with the elevator pitch
- Treasury securities
- Methodology
- Obtain ConnectMiles or Star Alliance premier status prior to booking
- CarGurus
- U.S. citizens
- Scenario 2: Apply to eight schools
- 15. Open a used bookstore
- Earning Capital One miles
- 5. Petra Capsule Hostel Near Petra, Jordan
- Marriott Bonvoy Brilliant® American Express® Card
- How to maximize your rewards
- Cheapest car insurance after a DUI
- Think twice before paying taxes with a credit card
- Taxes
- Card-to-card points transfers
- 2. Look into tax-loss harvesting
- 9. Take surveys
- Cash back
- Fleet expense management tools
- Nevada
- In case of medical emergencies
- 6. Future plans
- 3. Loan processing takes over
- 5. Hiring a tax relief company
- 11. Rental car coverage
- 6. United℠ Explorer Card
- Estimate potential student loan refinance savings
- 1. Avoid filing your tax return on paper
- Military Entrepreneur Challenge
- 8. Use a do-over
- Presidential Scholarships
- 5. Offer memberships
- Appraisal fee
- 3. Predict the option strike price
- Redeem for gift cards
- 4. Put your stock research into context
- Coinbase Wallet: 4.4 out of 5 stars
- Travel credits
- Noncustodial wallets: More effort, more security
- Venmo Small Business Grant
- 3. Look for equipment rebates and tax credits
- 6. Account takeover
- Is the Buffett indicator high or low right now?
- 11. Reimbursement of application fees for TSA Precheck or Global Entry
- Awards to Europe and northern Africa
- 3. Index funds
- 4. Open your account
- 11. Luxury hotel benefits
- Watch the calendar
- Earnings rates
- MASS MoCa UAW members
- Security
- Parent PLUS loans
- Find the cheapest gas nearby — and stack rewards
- Use miles to save cash
- Credit cards
- Average annual car insurance costs from large companies
- Space out credit applications
- 5. Do a final check
- Mutual fund transaction fee
- 7. The Business Platinum Card® from American Express
- Small businesses in the leisure and hospitality industry experienced a 9.6% loss in establishments
- Act quickly
- 6. Capital One Rewards
- Pros
- 8. Shared accessories and attire
- 1099-DIV
- Set a price alert
- Disney’s Blizzard Beach Water Park
- 2. Use credit card statement credits to offset Frontier seat fees
- 1. Automate transfers
- Shop around for lenders
- Tax credits for low-to-middle-income households
- Chubb: Best for high-value homes
- Request a new payment date
- 4. What fun amenities await
- Weather in the Bahamas
- Medicaid
- Perks await when you fly economy with elite status
- VA loans
- InboxDollars Surveys
- 14. Make products for pets
- What I wish I'd done differently
- Business credit cards
- Free night when redeeming points
- Antitrust concerns
- 1. Southwest Rapid Rewards
- Property standards
- What is the procedure for filing a claim?
- 1. Visit American's homepage or log into your account
- Look at nonchain hotels
- What happens if you are declined?
- United Club
- Which credit cards to use for primary coverage
- Schedule 3: Additional credits and payments
- Non-U.S. citizens
- Long-term accounts
- 16. Green gift shop
- The (sorta) good
- How to maximize your rewards
- Dayton Community Development Corporation grant programs
- Credit unions
- Upgrade your booking class
- 11. Working as a lifeguard or swim instructor
- New Hampshire
- 5. Other ways to earn miles
- 3. Sell your castoffs
- Seat selection
- 12. Travel assistance
- 2. Get direct deposit
- Step 4: Undergo their multi-week training program
- J.C. & Rheba Cobb Memorial Scholarship
- Discount points
- 3. Pick your index funds
- Keystone Flex-Purchase & Improvement with K-FIT
- 13. PR agency
- Seattle Marriott hotels
- Donate to charity
- 2. Make sure your bonus is actually taxable
- 6. Take advantage where you can
- 5. Determine your profit
- SeatGuru
- Strollers
- 12. Up to $100 in statement credits annually at Saks Fifth Avenue
- Government grants
- Set cash aside
- Shopping
- Stick to the basics
- Plan G vs. Plan F
- Foreign transaction fees
- 6. Keep the home inspection simple
- Packages
- Eat later
- 5. Repair and maintenance costs increase with a car’s age
- ITIN vs. SSN
- 1. Know the types of term life policies
- What does P2P mean?
- Find your niche
- Health care stock ETFs
- Tactic 3: Use your military benefits
- Bring a snack (just in case)
- 9. Embassy Suites by Hilton Dorado del Mar Beach Resort, Puerto Rico
- 3. Japan Airlines
- You've got significant debt
- Monitor your credit reports
- Redeeming Capital One miles
- 2. Call your issuer
- How to have more taxes taken out of your paycheck
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- 10. Search for regular jobs for kids
- Retail business applications increased by 87%
- Cigna Medicare Part D
- 6. Sell your wares on Etsy
- Cons
- Rebook if you find a cheaper price
- Pay with points and miles
- AndroMoney
- How quickly could the IRS implement the child tax credit expansion?
- 4. The underwriter makes a decision based on your documentation
- Invest in your financial future
- Seek credit counseling
- Consider tools, education and features
- Stocks
- Winner for premium cabin classes: tie
- File taxes online with tax software
- Conventional loans
- 15. Create custom clothing
- 7. Criminal identity theft
- Hyatt Regency Grand Cypress
- How much administrative complexity can you handle?
- 12. Cardholder hotline
- Solar panel incentives by state
- 2. Air New Zealand Airpoints
- 12. Drugstore
- Upgradability
- UAW in Kentucky negotiate deal with Ford
- Customer support
- Cheapest auto insurance in Texas for 20-year-old drivers with one speeding ticket
- Consider vacation rentals
- United Club
- 17. Sell bicycles
- 6. Pod Hotels in New York City
- Use your refund to pay down debt
- 6. High-yield savings accounts
- 5. Kiwi
- Chase Dining
- Our pick for: Cell phone and internet bill payments
- Be polite
- Appendix: How the math works in our examples
- Example money market account APYs at select institutions
- 1099-G
- Get prequalified
- 13. Purchase protections
- 3. Stay on top of things
- Willard B. Simmons Memorial Scholarship
- Your strategy: Use leverage where you have it
- 8. It's still a work in progress
- 3. Use tax deductions
- The Amplifier Grant
- Google Opinion Rewards
- Traditional marketing
- Home equity loan
- Step 5: Create a direct deposit and payroll schedule.
- 13. Walmart+ Monthly Membership Credit
- FHA appraisal
- Travel
- Part-year resident status rules
- Municipal bonds
- Skip some restaurants
- Step 5: Register the business
- EIN vs. SSN
- 2. Consider policy riders
- What is P2P payment?
- Describe your products and services clearly
- Invest in noise-canceling headphones
- The Hilton Honors American Express Business Card
- San Antonio Economic Development Department grant programs
- Best insurance company for accident forgiveness: Geico
- 7. Citi ThankYou Points
- 12. Participating in research studies
- 6. OfferUp
- South Dakota
- 6. Ease of redeeming miles
- 2. Count your coins and bills
- Prepared to put down roots?
- Earning rates
- 1. Be concise
- 7. Delta SkyMiles® Gold American Express Card
- Escrow account funds
- Ask for help
- Can you pay estimated taxes at any time?
- 14. Professional organizing
- Increased risk of data leaks
- 4. Determine the option time frame
- Delta SkyMiles® Blue American Express Card
- Trust Wallet: 4.3 out of 5 stars
- Resident status rules
- 6. Finalize your business budget
- How should investors use the Buffett indicator?
- Additional items
- 13. Access to unique, cardmember-only events
- 3. Frontier Miles
- Consider using a retirement account
- Our pick for: Apple enthusiasts
- 401(k) hardship withdrawals
- Bus drivers and mechanics stage two-day strike in Virginia
- Be passionate
- Hassle
- Cars.com
- Government assistance
- You don't want to be tied down
- 18. Sell scooters
- 3. Agree only to terms you can afford
- How to have less taxes taken out of your paycheck
- The risks and rewards of each
- 4. Call in a pro
- Transportation and warehousing business applications grew by 100.7%
- 4. Set a budget for your stock market investment
- Grant programs
- Benefits
- 1099-INT
- Hire a builder
- 4. Earn badges through Live videos
- 14. Customer service without the wait
- Step 5: Prepare for your grand opening
- Georgia Small Business Development Centers
- Partners in Pharmacy
- Chase premium checking accounts
- Bonds
- 4. Contribute to a tax-advantaged account
- 16. Sell vintage clothing online
- 5. Enter a debt management plan
- Microloans
- Use companion tickets for flights
- Awards to Tahiti
- What are your long-term goals for the business?
- Utility-based clean energy incentives
- 13. Antique or thrift store
- Fraud
- User experience
- 2. Start the flight change
- Compare Medigap plan types
- United Polaris
- EIN vs. ITIN
- Offer great customer service
- Pack carry-on only or factor the price of checked baggage into the cost of your ticket
- Capital One
- Consider a light blanket
- 10. Harbor Club St. Lucia, Curio Collection by Hilton
- Scenario 3: Get fee waivers for applications at four schools
- Expense ratios
- Cheapest auto insurance for poor credit
- Chase Experiences
- 9. Shared home improvement equipment
- Be flexible with destination, airport and dates
- Tennessee
- 1Money
- 4. One more thing to know about your tax refund
- 4. Decide where to buy your index funds
- 15. Photography
- FedEx Small Business Grant Contest
- Swagbucks
- Experiential marketing
- Hyatt Place Orlando/Lake Buena Vista
- 5. Choose investments that match your tolerance for risk
- 4. InterMiles
- Casino workers in Las Vegas reach deal ahead of the Super Bowl
- 7. Sweeten your offer
- Learn more about SBA loans:
- Use credit cards that earn rewards on gas
- 19. Energy-efficient car sales
- U.S. Bank Altitude® Connect Visa Signature® Card
- Lubbock Economic Development Alliance grants
- Corporate bonds
- 7. Self-publish an e-book
- 2. Alternative credit cards
- 13. Freelancing online
- Drawbacks
- Allianz Global Assistance
- 3. Prep for grocery shopping
- Get preapproved
- Upgradeability
- 5. Your loan is cleared to close
- Tax credits for investing in retirement
- Grow Georgia
- Neil Pruitt Sr. Memorial Scholarship
- Flood determination and monitoring fees
- What happens if I forget to pay my quarterly taxes?
- Take advantage of promotions
- Seattle Hilton hotels
- 17. Begin niche blogging
- Google Flights
- Home equity line of credit
- What I wish I'd done differently
- Step 6: Run payroll.
- 14. Access to the American Express Global Lounge Collection at airports
- Transferring to Flying Blue
- 14. Fitness studio or gym
- Reviews
- Nonresident status rules
- Keep it succinct
- Rewards cap
- Cheapest auto insurance in Texas for 20-year-old drivers with one at-fault crash
- Call and ask
- Pick up pizzas
- Medicare enrollment periods
- Earn Medallion Qualifying Dollars through credit card spend
- Our pick for: Varo users
- Be reactive and flexible
- Methodology
- 3. Find your vending machine
- Where is the best place to exchange currency?
- Your mortgage payments would stretch your budget
- Past years' state tax rates
- How to use a W-4 to owe nothing on a tax return
- 7. CDs
- 23% of business owners cite inflation as their single most important problem
- 8. Bank of America® rewards
- 1099-K
- Texas
- 2. Use bullet points
- Winner: American Airlines
- Is Tesla Insurance worth it?
- Gap Good Rewards Mastercard® Credit Card
- Keystone Advantage Assistance Loan Program
- Mutual funds
- Hire and work with a tax preparer or another tax pro
- MetaMask: 4.0 out of 5 stars
- VA loans
- Tory Burch Foundation Fellows Program
- 1. Live in the house for at least two years
- J.D. Power Ranking
- How to earn Hyatt points quickly for Disney stays
- Personal loans
- 4. Exchange-traded funds
- 5. Qatar Airways Privilege Club
- Refinancing
- Teachers Strike Breaks Records in Boston Suburb
- SAVE benefits available by October 2023
- Book with ConnectMiles
- 20. Open a consignment or thrift store
- How much is auto insurance after an at-fault accident?
- How do you get a perfect credit score?
- Online financing platforms
- Bonzah
- How's your job security?
- Georgia Hispanic Chamber of Commerce
- Government recording fees
- 16. Event space
- Amex EveryDay® Credit Card
- 5. Defer your bonus
- Airport lounge access
- 15. Centurion Lounge Complimentary Guest Access
- Mortgage insurance
- Redemption options
- 3. Understand the approval process
- How do I find a currency exchange near me?
- How to maximize your rewards
- The Alamo Small Business Grant Program
- 11. Monetize your social media accounts
- 40% of small-business owners note trouble filling jobs
- 14. Cleaning, yardwork and other odd jobs
- 7. Poshmark
- Get final approval
- 5. Build a community
- Save
- Country Financial: Best for using an agent
- How can I make paying quarterly taxes easier?
- State Farm vs. Allstate home insurance
- Other Seattle hotel options
- Conventional loans
- Part-year resident status rules
- 18. Become an e-book writer
- 2. See whether you qualify for an exception
- Bonus points for travel purchases
- Determine if your quotes are a good deal
- 15. Tutoring business
- Have structure
- Allstate
- SAVE benefit starting in February 2024
- Edmunds
- Cost
- 1. Get Hilton elite status and use the 5th free night benefit
- 4. United Airlines
- 21. Manufacture or sell eco-friendly fashion design
- How to maximize your rewards
- Spring road trip? Save money at the pump
- Property-based passive income ideas
- 10. Vacation rentals
- Pros
- Rental Cover
- Washington
- 3. Speak to your audience
- Access to Capital for Entrepreneurs
- Preparatory Scholarship
- Loan-origination charges
- 5. Buy index funds
- 17. Interior decorating
- Exchange-traded funds
- An example of buying a call
- 9. Bag transfers are seamless
- Hilton Honors American Express Card
- Cash-out refinance
- Benefits of direct deposit for employees
- 1. Freeze your credit
- NCQA Score Range: 2.0 to 3.5 out of 5
- Economic events
- Home equity loans and lines of credit
- High-yield bonds
- How to enroll in Medicare
- Global Entry or TSA PreCheck credit
- Book with points and miles if it’s a good deal
- Where can you exchange currency for free?
- 6. BookWithMatrix
- 12. Get paid to stream on Twitch
- 5. Focus on investing for the long-term
- 8. Get advertising revenue from your blog or YouTube channel
- 1099-LTC
- Tax credits for education
- 8. The Platinum Card® from American Express
- Prior management and leadership experience
- State Farm vs. USAA home insurance
- 3. Keep the receipts for your home improvements
- 16. Upgrade to Marriott Bonvoy Gold Elite status
- 14. Purchase protection
- 16. Ice cream shop
- SEIU United Healthcare Workers West — Prime Healthcare
- 3. Review and select new flights
- Desirability of issuer
- 8. Be patient
- Cheapest auto insurance in Texas for 20-year-old drivers after a DUI
- American Family
- SAVE benefits available by July 2024
- Features
- 22. Environmental blog
- How to maximize your rewards
- Renting a car? Take advantage of rental insurance benefits
- 73% of business owners feel the impact of supply chain issues
- 3. Student credit cards
- Which one should I take?
- 15. Working in retail or food service
- Cons
- Sure
- 4. Minimize restaurant spending
- Are you financially prepared?
- Metro Atlanta Chamber
- Pre-Graduate Scholarship
- Mortgage insurance or fees for government-backed loans
- 18. Woodworking or furniture building
- Electrum: 2.5 out of 5 stars
- Hotel status
- 19. Start ghostwriting
- Other details you should know about MetaMask
- 2. Safeguard your Social Security number
- Earnings
- Cryptocurrency pros
- Help For Felons
- Ways to earn Marriott Bonvoy points
- Bond funds
- Sales load
- 8. Buy a rental property
- Best insurance company for having few customer complaints: American Family
- 11. Electronics repair
- 1099-MISC
- Wyoming
- How much is a Tesla?
- Invest
- PHFA Grant
- Gifting large sums of money to family
- An example of buying a put
- 1. Decide what type of investor you are.
- Nonresident status rules
- Self-funding
- Business loans
- 17. Upgrade to Hilton Honors Gold status
- Compare flexible points options
- 15. Return protection
- 17. Dry cleaner
- More from NerdWallet
- Write it later
- American Modern
- Step 6: Find and maintain clients
- Compare car insurance rates for drivers with a DUI
- Reporting and analytics
- 2. Use a Hilton credit card during your stay to earn even more points
- 23. Advertising agency specializing in green business
- Traveling abroad? Watch for foreign transaction fees
- Sample rates for return-of-premium life insurance
- Chase Sapphire Preferred® Card
- 65% of small-business owners expect revenue to increase
- 4. Play to your strengths
- Winter storms
- Full-time availability
- Startup Atlanta
- Health Professions Scholarship
- 6. Keep an eye on your index funds
- Winner for lowest fees: Tie
- American Express® Green Card
- 20. Become a resume writer
- Airline fleet pages
- Personal loan
- 3. Be alert to phishing and spoofing
- Inmates to Entrepreneurs
- Acceptance of card network
- Cell phone protection coverage
- 4. Explore your financing options
- Pay off debt
- America’s Seed Fund
- Pest inspection
- 19. Graphic design
- State Farm vs. Progressive home insurance
- The 10 largest lottery jackpots
- Winter weather
- Transfer partners
- 18. Money-saving perks for stays booked through The Hotel Collection
- Cryptocurrency cons
- 16. Extended warranty
- 18. Bookstore
- California earned income tax credit (CalEITC)
- Farmers
- 4. Compare prices
- Ongoing support
- 24. Give bicycle tours
- Cheapest car insurance for young drivers
- 9. Rent out your own house
- 55% of business owners expect all accepted payment methods to eventually become digital
- 6. Manage your stock portfolio
- 1099-NEC
- 5. Get discounts on entertainment
- 5. Get a test reader
- SCORE
- Paying for vacations, cars or other stuff
- Earthquakes and other land movement
- 21. Open a coworking space
- Is MetaMask right for you?
- 4. Use strong passwords and add an authentication step
- Business lines of credit
- Home purchase: Basic Home Mortgage 203(b)
- Defy Ventures
- Conventional loans
- Get a test reader
- Perks that are the same across cards
- Used Car Search Pro by iSeeCars
- Our pick for: Maximized value
- 9. Become an Instagram influencer
- Hail
- Pay off debt
- 9. Capital One Venture Rewards Credit Card
- Prepaid expenses
- 20. Clothing boutique
- Flooding
- Benefits of direct deposit for small business owners
- Financial assistance
- How to compare life insurance quotes
- 19. Complimentary benefits through Fine Hotels & Resorts
- Transferring to Delta SkyMiles
- 19. Bed and breakfast
- Association of Professional Flight Attendants
- California young child tax credit (YCTC)
- Foremost
- Avoid taking on more debt
- 25. Eco-travel planner
- 1. Has the W-4 form changed?
- Amber Grants
- 21.6% of small businesses cite a large negative effect on business due to the pandemic
- 4. Store credit cards
- Tesla repair costs
- Excellent financial history
- MyLowe’s Rewards Credit Card
- Giving a laid-back loan
- 5. Use alerts
- FHA refinance loans
- Project ReMADE
- Cash advance apps
- ETFs vs. mutual funds
- Proofread
- Cheapest full coverage car insurance in Texas for 30-year-olds
- Average car insurance costs after a speeding ticket
- 10. Get a roommate
- 12. Academics courses
- 1099-OID
- 6. Map out major purchases
- Tax credits for green purchases
- Winner: Alaska Airlines
- Set aside time for grant activities
- HOMEstead Downpayment and Closing Cost Assistance Loan
- 21. Bed and breakfast
- If you owe taxes
- 22. Become an online coach
- How we review crypto wallets
- Life insurance quotes vs. rates
- 17. Rental car coverage
- FHA loans
- 20. Floral shop
- Our pick for: Everyday spenders
- California child and dependent care tax credit
- Geico
- Severe weather
- Wait to apply
- 26. Sustainable events planner
- For credit scores of 690 or higher
- Chase Sapphire Reserve®
- Flooding
- Be available for training
- Tax monitoring and research fees
- Setting up joint bank accounts
- American Express® Gold Card
- Wildfires
- Card ecosystem
- 6. Watch your mailbox
- Management or advisory fees
- 2. What does it mean to be exempt from taxes?
- Alternative investment passive income ideas
- NASE Growth Grant
- 1099-PATR
- Repeat
- Be selective in your applications
- NJM: Best small regional insurer
- 22. Food truck
- 2. Choose how much you want to invest.
- 23. Flip failing websites
- 20. Free shipping with ShopRunner
- 18. Trip cancellation or interruption insurance
- How much are car insurance quotes?
- 21. Gardening and landscaping
- California adoption cost tax credit
- 4. Confirm your flight change
- Progressive
- 27. Open an organic spa
- 10. Monetize your Twitch channel
- 5. Authorized user credit cards
- Title-related costs
- Winter weather
- If you’re getting a tax refund
- Hurricanes and coastal storms
- Ledger: 5.0 out of 5 stars
- 7. Shred, shred, shred
- FHA renovation loans
- Entre Capital
- ETFs vs. stocks
- Step 7: Invest in advertising and expanding
- Flooding
- Cheapest auto insurance for senior drivers
- Best insurance company for financial strength: Auto-Owners
- 96% of small-business owners have business bank accounts
- 13. Language courses
- 1099-Q
- 7. Restrict online shopping
- 10. Hilton Honors American Express Aspire Card
- Confirm eligibility requirements
- NYC tax rate schedule
- 24. Become a web developer
- 21. Concierge service
- California nonrefundable renters tax credit
- Cheapest minimum coverage car insurance in Texas for 30-year-olds
- State Farm
- Our pick for: Subscriptions
- TrueCar
- 28. Recycled furniture and home goods
- For any credit score
- 11. Peer-to-peer lending
- 23. Restaurant or cafe
- 3. Gather your paperwork.
- Flooding
- 8. Use a digital wallet
- Other specialty FHA loans
- Earning Korean Air Skypass miles
- 19. Trip delay reimbursement
- 22. Nail salon and spa
- Average car insurance costs after a DUI
- Understand your eligibility
- 1099-R
- Wildfires
- Be realistic about winning
- Programs for Persons With Disabilities
- 25. Start a podcast
- 22. Low fares through the International Airline Program
- Buy now, pay later
- USAA
- 5. Stock your vending machine with inventory
- 29. Eco-friendly kids toys
- 3. When should I review my W-4?
- Chase Freedom Flex℠
- 60% reported no impact from recent bank failures
- 24. Craft brewery
- The Platinum Card® from American Express
- Wildfire
- Trezor: 4 out of 5 stars
- 9. Protect your mobile devices
- 20. Lost luggage reimbursement
- Refoundry
- 23. Photography
- Dividends and preferred stock
- 1099-S
- 8. Delay purchases with the 30-day rule
- 26. Be a social media influencer
- 23. Savings with the Cruise Privileges Program
- Which factors determine car insurance quotes?
- Screen Actors Guild - American Federation of Television and Radio Artists (SAG-AFTRA)
- 5. Find your flight credit
- Earthquakes
- 30. Handmade clothing
- Pros
- 12. Private equity
- Note application deadlines and awards dates
- 11. Sell your photography
- 14. Business or marketing courses
- Panera bread
- 4. Pick your investments.
- Credit required
- 10. Check your credit reports regularly
- 21. Medical emergencies during travel
- Small Business Development Centers
- 24. Clothing boutique
- Cheapest auto insurance in Texas for 30-year-olds with poor credit
- Compare auto insurance rates for drivers with poor credit
- 401(k) fees
- 4. Can I adjust my W-4 multiple times throughout the year?
- Real estate agent commissions
- 25. Ice cream shop
- 24. Car Rental Privileges
- Sinkholes
- 31. Green remodeling
- Selling bonds
- 1099-SA
- 9. Get creative with gifts
- TJX Rewards® Platinum Mastercard®
- SafePal: 3.8 out of 5 stars
- 27. Create online courses
- 11. Monitor financial and medical statements
- 25. Daycare
- 6. Make the right investments
- Our pick for: Prime gaming
- Consider financing alternatives
- Over half of small businesses have $50,000 or more in their business banking accounts
- Property and transfer taxes
- USAA: Best for military and veterans
- 26. Personal chef
- 25. Deals through the Amex Auto Purchasing Program
- United Auto Workers (UAW)
- Coverage options
- 32. Green architecture
- Cons
- 15. Personal wellness
- McDonald’s
- American Express® Business Gold Card
- Overseas acceptance
- 28. Become a marketing consultant
- 26. Brewery or winery
- What should you do if you’re invested in these REITs?
- 13. Crypto staking
- Chase Freedom Unlimited®
- Best insurance company for discounts: Amica
- Title insurance
- Employer-Assisted Housing Initiative
- 27. Landscape services
- 26. An extra point when booking Platinum Destinations Vacations
- Cheapest auto insurance in Texas for 30-year-old drivers with one speeding ticket
- 33. Solar panel installation
- 10. Lower your car costs
- Methodology
- 27. Hardware store
- Our pick for: Rewards maximizers
- Dunkin’
- 28. Pet grooming
- 29. Develop an app
- 27. Additional value through the InCircle rewards program
- Apple Cash: digital card
- Deductibles
- 34. Start a cooperative
- 12. Become a dog walker with Rover or Wag
- Look up the insurer’s financial strength
- 28. Catering company
- United Auto Workers (UAW) — Mack Trucks
- 16. Courses in hobbies or interests
- 11. Reduce your gas usage
- Winner: American Airlines
- 29. Florist
- 1. Lost wallet
- 28. AmEx Carbon Emissions Tracker
- 35. Green venture capitalist
- 30. Make a smart appliance
- Benefits of FHA loans
- 29. Real estate agency
- Robert Wood Johnson University Hospital
- 1. Open a brokerage account
- Cheapest auto insurance in Texas for 30-year-old drivers with one at-fault crash
- Company strength and customer service
- Average annual car insurance costs for drivers with good vs. poor credit
- Product creation passive income ideas
- Ink Business Preferred® Credit Card
- The Business Platinum Card® from American Express
- Cash App debit card
- Our pick for: Those who are unbanked
- 36. Green financial planning
- Research the insurer’s reputation for customer service
- 30. Massage therapist
- 31. Tap into virtual reality experiences
- 2. Mailbox theft
- Disadvantages of FHA loans
- 30. Event venue and planner
- Coalition of Kaiser Permanente Unions
- 13. Sell unused gift cards
- 17. Bookkeeping and accounting
- 12. Bundle cable and internet
- 1. Look at customer satisfaction scores
- Costco Anywhere Visa® Card by Citi
- 29. The Global Dining Access by Resy
- 37. Software
- 14. Write content
- Individual stocks
- 32. Make a niche dating site
- 31. Tattoo and piercing shop
- 2. Find the ETFs you want to invest in
- 2. Consider financial strength
- Erie: Most generous coverage
- Roth IRA withdrawal rules
- 3. Using public Wi-Fi
- 30. Exclusive events
- Writers Guild of America (WGA)
- Cheapest auto insurance in Texas for 30-year-old drivers after a DUI
- 38. Apps
- 13. Switch your cell phone plan
- 31. Nutritionist
- 33. Develop a chatbot
- 32. Veterinary office
- Ink Business Cash® Credit Card
- Our pick for: Target gaming purchases
- Best insurance company for customer satisfaction: State Farm
- 18. Consulting
- 3. Evaluate the policy options
- Roth IRA withdrawal penalty
- 31. An open invitation to events with Membership Experiences
- 3. Buy the ETF
- Pros
- 39. Refurbish/recycle tech
- 14. List your spare bedroom on Airbnb
- 32. Personal trainer or fitness instructor
- 34. Offer matchmaking skills
- 4. Data breaches
- 33. Food truck
- Compare insurance rates for drivers with an accident
- Dividend stocks
- 32. A better view with American Express Preferred Access
- 4. Hold onto the ETF
- Cons
- 14. Reduce your electric bill
- 4. Get prices from a handful of companies
- 35. Be a virtual assistant
- 34. Health clinic
- 15. Publish a digital course
- 33. Beauty services
- 5. SIM card swap
- How much is auto insurance for young drivers?
- 35. Bakery
- Our pick for: Foodies
- Cheapest full coverage car insurance in Texas for 40-year-olds
- Ink Business Unlimited® Credit Card
- 19. IT support
- 15. Lower your student loan payments
- 34. Life coach
- 36. Reinvent exercising
- How to maximize your rewards
- Car-related passive income ideas
- Verizon Visa® Card
- 6. Phishing or spoofing
- 33. No foreign transaction fees
- Nationwide: Best online experience
- 37. Create eco-friendly, health-friendly makeup and beauty products
- Best insurance company for military members: USAA
- 15. Sell your gently used clothes
- 16. Cancel unnecessary subscriptions
- 34. Upgrade with points
- Our pick for: Spending guardrails
- 16. Wrap your car with ads
- 20. Graphic design
- 35. Tutor
- 38. Open a food truck or restaurant pop-up
- 7. Skimming
- Meet a local demand
- What is a prepaid debit card?
- Cheapest minimum coverage car insurance in Texas for 40-year-olds
- 35. No preset spending limit
- 17. Refinance your mortgage
- 36. Daycare provider
- 39. Start an organization business
- 17. Rent out a parking space
- 8. Phone scams
- 36. A lower annual fee on additional cards
- What is a prepaid credit card?
- Average annual car insurance costs for young drivers by company
- Our pick for: Walmart gaming purchases
- 40. Do interior design for young professionals
- Scout locations
- 16. Trade in old phones, electronics for cash
- 21. Social media management
- 18. Set savings goals
- 37. Senior care provider
- 37. CreditSecure
- Where can you get a prepaid card?
- Cheapest auto insurance in Texas for 40-year-olds with poor credit
- 9. Looking over your shoulder
- Openly: Fewest consumer complaints
- 38. Interpreter or translator
- Calculate the costs of starting a business
- How do you add money to a prepaid card?
- Chase Freedom Flex℠
- 39. Housecleaning
- 10. Malware
- Which prepaid card is best?
- 17. Get a babysitting gig
- 22. Marketing copywriter
- 19. Track spending
- 38. Cell phone protection
- Our pick for: Frequent travelers
- Cheapest auto insurance in Texas for 40-year-old drivers with one speeding ticket
- 40. Automotive repair
- 39. Purchase protection
- 23. Virtual assistant services
- 20. Pay off high-interest debt
- 1. Gather your information
- 41. Handyman services
- 40. Return protection
- Our pick for: A low security deposit
- Our pick for: PlayStation purchases
- 18. Rent out your car
- Cheapest auto insurance in Texas for 40-year-old drivers with one at-fault crash
- 21. Keep savings in a high-yield savings account
- 41. Extended warranty
- 42. Dry cleaners
- State Farm: Best perks
- 42. Baggage insurance plan
- 22. Create a 50/30/20 budget
- 43. Hardware store
- 2. Choose the right liability car insurance coverage levels
- 1. Do your research
- Discover it® Cash Back
- 43. Car rental loss and damage insurance
- Cheapest auto insurance in Texas for 40-year-old drivers after a DUI
- 19. Sign up for TaskRabbit
- 44. Self-storage business
- 2. Get organized and make it official
- 44. Premium Car Rental Protection
- 45. Freelance copywriting and content creation
- 23. Shop consignment and thrift stores
- 45. Trip delay insurance
- 46. Rideshare driver
- 20. Become a private tutor
- 3. Find the right financing
- 46. Trip cancellation and interruption insurance
- Our pick for: Luxury travelers
- 47. Website development and design
- Cheapest full coverage car insurance in Texas for 50-year-olds
- 48. Sell clothes online
- 47. Premium Global Assist Hotline
- Our pick for: Best Buy purchases
- 24. Join initiatives to get free items
- You’re a first-time home buyer
- Our pick for: A mix of credit-building features
- 3. Decide if you need full coverage car insurance
- 21. Drive for Uber, Lyft
- 49. SEO consultant
- Cheapest minimum coverage car insurance in Texas for 50-year-olds
- Trip cancellation
- 50. App development
- 25. Use car sharing services
- You live in a high-risk area
- Trip interruption
- Cell phone protection
- 22. Make deliveries for Amazon, Uber Eats
- Purchase protection
- Cheapest auto insurance in Texas for 50-year-olds with poor credit
- 26. Stock up on household supplies when they’re cheap
- Trip delay
- You have a dog
- Return protection
- 4. Collect and compare car insurance quotes
- 23. Find work as a housesitter
- Cancel For Any Reason
- Extended warranty
- 27. Enjoy community events
- You own valuable items
- Cheapest auto insurance in Texas for 50-year-old drivers with one speeding ticket
- Baggage insurance plan
- Our pick for: Digital Microsoft Store purchases
- Baggage delay
- Car rental loss and damage insurance
- 24. Sign up to be a mystery shopper
- 28. Cash in on your birthday
- You own an older home
- Lost baggage
- Trip delay insurance
- Cheapest auto insurance in Texas for 50-year-old drivers with one at-fault crash
- Trip cancellation and interruption insurance
- Travel medical insurance
- 25. Put your drone to work
- Cheapest auto insurance in Texas for 50-year-old drivers after a DUI
- Compare car insurance companies
- Conditions common to your dog’s breed
- Cheapest full coverage car insurance in Texas for 60-year-olds
- Your dog’s energy and activities
- Cheapest minimum coverage car insurance in Texas for 60-year-olds
- Wellness expenses
- Cheapest auto insurance in Texas for 60-year-olds with poor credit
- Decide whether your cat needs insurance
- Cheapest auto insurance in Texas for 60-year-old drivers with one speeding ticket
- Wellness expenses
- Cheapest auto insurance in Texas for 60-year-old drivers with one at-fault crash
- 1. Check whether your pet is eligible
- 2. Research what’s covered
- Cheapest auto insurance in Texas for 60-year-old drivers after a DUI
- 3. Decide how much coverage you want
- Cheapest full coverage car insurance in Texas for 70-year-olds
- 4. Understand reimbursements and deductibles
- Cheapest minimum coverage car insurance in Texas for 70-year-olds
- 5. Check waiting periods
- Cheapest auto insurance in Texas for 70-year-olds with poor credit
- 6. Examine extra costs
- Cheapest auto insurance in Texas for 70-year-old drivers with one speeding ticket
- 7. Compare quotes
- Cheapest auto insurance in Texas for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in Texas for 70-year-old drivers after a DUI
Did your car insurance rates go up? Premiums are on the rise across the U.S. The best way to find cheap auto insurance is to shop around and compare quotes from at least three insurers.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance
State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2024 analysis of minimum coverage rates. State Farm’s average annual rate was $471 or about $39 per month. The company also earned a 5-star rating from NerdWallet, and you can read our State Farm auto insurance review to learn why.
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every ZIP code in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing. Read our methodology below.
Cheap auto insurance from large companies
Company | Average annual rate | Average monthly rate |
---|---|---|
$471 | $39 | |
$491 | $41 | |
$520 | $43 | |
$785 | $65 | |
USAA* | $362 | $30 |
*USAA auto insurance is available only to military, veterans and their families. |
NerdWallet’s editorial team analyzed minimum coverage car insurance rates from pricing analytics company Quadrant Information Services. Our analysis looked at 35-year-old drivers in all ZIP codes across the 50 U.S. states and Washington, D.C., with a variety of driving and credit histories. All drivers had a 2021 Toyota Camry LE.
Full coverage can cost almost $1,500 more a year on average than minimum coverage. That’s because it comes with additional coverage like uninsured/underinsured motorist protection and comprehensive and collision insurance.
If you have a car loan or lease, your lender will likely require you to buy comprehensive and collision coverage. These coverage types pay you if your car is stolen or damaged in an accident you cause, among other scenarios.
Read our methodology for more insights into how we ranked cheap car insurance companies.
Cheap car insurance from midsize companies
Finding affordable car insurance doesn’t mean you have to stick with large insurers. Smaller insurers that offer coverage in multiple states may offer more affordable car insurance.
Company | Average annual rate | Average monthly rate |
---|---|---|
$322 | $27 | |
$374 | $31 | |
$393 | $33 | |
California Casualty | $440 | $37 |
Pure | $449 | $37 |
We chose these companies because of their relatively low rates for car insurance and availability in multiple states. But there may be more reasonable car insurance options where you live. Consider working with an insurance broker or independent agent to help compare rates with smaller, lesser-known companies.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheap car insurance after a speeding ticket
A speeding ticket on your driving history will likely increase how much you pay for car insurance. According to our analysis, State Farm offers the cheapest rates after a speeding ticket, with an average annual rate of $553, or $46 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$553 | $46 | |
$619 | $52 | |
$660 | $55 | |
$712 | $59 | |
USAA* | $432 | $36 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheap auto insurance after an accident
Depending on your driving record, the most affordable car insurance company varies. The table below shows average auto insurance rates from the largest companies for drivers with a recent accident on their driving record.
Our analysis found that State Farm has the lowest average rate for drivers with one at-fault accident, at $615 per year, or $51 per month.
Company | Average annual rate | Average monthly rate |
---|---|---|
$615 | $51 | |
$686 | $57 | |
$815 | $68 | |
$825 | $69 | |
USAA* | $533 | $44 |
*USAA auto insurance is available only to military, veterans and their families. |
Cheapest car insurance after a DUI
A DUI on your driving record can greatly increase how much you pay for car insurance. According to our analysis, Progressive tops the list of cheap car insurance companies after a DUI, at $716 per year, or $60 per month, on average.
Company | Average annual rate | Average monthly rate |
---|---|---|
$716 | $60 | |
$800 | $67 | |
$884 | $74 | |
$889 | $74 | |
USAA* | $670 | $56 |
*USAA auto insurance is available only to military, veterans and their families. |
Looking for the best car insurance deal? Try a smaller insurer. Drivers with violations like one at-fault accident or a recent DUI can often find the most affordable auto insurance rates with midsize insurers.
Cheapest auto insurance for poor credit
Company | Average annual rate | Average monthly rate |
---|---|---|
$689 | $57 | |
$802 | $67 | |
$871 | $73 | |
$872 | $73 | |
USAA* | $597 | $50 |
*USAA auto insurance is available only to military, veterans and their families. |
Many insurers also use credit-based insurance scores to help calculate car insurance rates. This can make it harder to get cheap vehicle insurance if you have poor credit.
California, Hawaii and Massachusetts don't allow insurers to use credit when determining car insurance rates.
Credit can have a shocking impact on auto insurance costs. Drivers with poor credit may pay over $300 more a year, on average, than those with good credit.
If you’re looking for affordable car insurance from a large company, Geico might be a good place to start if your credit is mixed. Based on our analysis of large insurers, the company has the lowest average rates for good drivers with poor credit, at $689 per year, or $57 per month, on average.
Find the right car insurance at the right price
Just answer a few questions to compare personalized insurance matches.
Matches provided by Insure.com
Cheapest car insurance for young drivers
Below are the most affordable companies for 20-year-old drivers.
Company | Average annual rate | Average monthly rate |
---|---|---|
$951 | $79 | |
$1,076 | $90 | |
$1,086 | $91 | |
$1,202 | $100 | |
USAA* | $737 | $61 |
*USAA auto insurance is available only to military, veterans and their families. |
If you’re a young driver, you may have a hard time getting cheap car insurance. That’s because auto insurers view drivers without a recent driving history as riskier to insure. Same goes for drivers with a lapse in car insurance, immigrants and visitors to the U.S. If you live with your family, it may be cheapest to stay on their policy until your driving history is more robust.
» MORE: Car insurance for new drivers
Cheapest auto insurance for senior drivers
Car insurance is relatively low when you first enter your golden years. According to our analysis, 60-year-old drivers with a good credit score and clean driving history enjoy some of the cheapest auto insurance rates. You can chalk this up to the years of driving experience 60-year-olds have under their belt. But as you reach your 70s, rates start to creep up.
Company | Average annual rate for 60-year-old drivers | Average annual rate for 70-year-old drivers |
---|---|---|
$439 | $459 | |
$464 | $529 | |
$482 | $558 | |
$532 | $587 | |
USAA* | $317 | $358 |
*USAA auto insurance is available only to military, veterans and their families. |
» MORE: Car insurance for seniors
Cheapest car insurance by state
You may be wondering, “What’s the cheapest auto insurance near me?” What counts as cheap auto insurance will be different depending on where you live, as rates vary widely from state to state.
For the sake of comparison, we found the cheapest car insurance company for minimum coverage, on average, in each state and Washington, D.C.
State | Cheapest company | Average annual rate |
---|---|---|
$343 | ||
$316 | ||
Noblr | $274 | |
$324 | ||
$239 | ||
$185 | ||
$618 | ||
$674 | ||
$322 | ||
$415 | ||
$278 | ||
$134 | ||
$335 | ||
$261 | ||
Hastings Mutual | $188 | |
$341 | ||
$222 | ||
$476 | ||
Patriot Insurance | $349 | |
$522 | ||
Vermont Mutual | $263 | |
Wolverine Mutual | $248 | |
$332 | ||
$330 | ||
$323 | ||
$181 | ||
$120 | ||
$460 | ||
$228 | ||
$357 | ||
$323 | ||
NYCM | $380 | |
$364 | ||
$325 | ||
Buckeye | $221 | |
American Farmers & Ranchers | $275 | |
CIG | $537 | |
$295 | ||
Quincy Mutual | $519 | |
$215 | ||
North Star | $242 | |
$274 | ||
$372 | ||
QBE | $414 | |
Union Mutual | $193 | |
$376 | ||
Pemco | $222 | |
$319 | ||
Westfield | $415 | |
Integrity | $166 | |
$132 |
But state averages can tell you only so much. Even within a state, car insurance rates for minimum coverage can differ. That's why NerdWallet analyzed rates for some of the largest cities in the U.S.
Choose your city in the dropdown below to see cheap car insurance rates in your area.
How to get cheap car insurance
If you’re looking to save money by getting the cheapest possible car insurance, here are six things you can try:
Compare quotes from multiple insurers. Use NerdWallet’s car insurance comparison tool to easily shop for cheap auto insurance online. You may find that you already have the best car insurance deal, but prices can change, so check roughly once a year.
Ask for discounts. You could save money from car insurance discounts you’re not taking advantage of. For example, maybe you work from home and don’t drive much. Mention that and you might get a low-mileage discount. Other common discounts are given for bundling car insurance with homeowners insurance, insuring multiple cars on the same policy and being a student.
Cash in on major life changes. Certain life events could translate to cheaper car insurance, so shop for quotes whenever something major changes in your life. For instance, many companies offer a lower rate for married couples or domestic partners. Or perhaps you moved to a suburb with lower accident and crime rates. Even if you moved to a more expensive area for car insurance, shopping around can help you get cheaper coverage.
Raise your deductible. The higher your deductible, the more you pay out of pocket before insurance pays for a covered claim. The upside is that by raising your deductible, you’ll usually be able to lower your premium. Just make sure you have enough money set aside to cover the higher deductible if you ever get in an accident.
Revisit quotes after your driving record improves. Shop for cheap auto insurance quotes online three to five years after any accidents, tickets or moving violations. They may have dropped off your driving record.
Reconsider the car you drive. The type of car you drive affects how much you pay for auto insurance. For example, new and expensive cars tend to cost more to insure than older or less expensive cars, among other factors. Check out NerdWallet’s analysis of the cheapest cars to insure to see if your vehicle made the list.
Risks of getting cheap auto insurance
Getting cheap car insurance usually means getting the barest coverage required by law in your state. But state requirements can be quite low and leave you financially vulnerable if you’re in a serious accident.
For example, in Florida, the minimum required property damage liability insurance is $10,000. This type of coverage is required in nearly every state and pays for damage you cause to other people’s stuff — like their car. But opting for low-cost liability insurance might not end up being the best option. If you live in Florida, have minimum coverage and total someone else’s vehicle in an accident, you’ll be on the hook to pay for any costs over $10,000.
Getting the cheapest car insurance possible might also mean missing out on optional coverage types that can help cover your own injuries or property damage — for example, when you’re injured in an accident or if your car is banged up after a bad storm or a hit and run. To find cheap car insurance with more coverage, check out NerdWallet’s list of cheap full coverage insurance.
Shopping around for car insurance quotes is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the cheapest cars to insure, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s best car insurance companies for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of how much car insurance you really need.
Shopping around for
car insurance quotes
is the best way to find cheap auto insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy.
According to a separate NerdWallet analysis of the
cheapest cars to insure
, the Subaru Outback and Crosstrek, Honda CR-V and Mazda CX-5 were the cheapest on average. Insurance companies typically consider theft rates, repair costs and how likely a car’s occupants and others involved in a crash will be injured when coming up with rates. If you’re in the market for a new ride and want to keep insurance rates low, avoid sports cars, high-end luxury cars and cars most likely to be stolen.
The best auto insurer will be the one that best suits your needs. And while price is important, the cheapest insurer isn't always the best. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Check out NerdWallet’s
best car insurance companies
for a complete list.
State Farm tops the list of cheapest car insurance companies in the U.S., according to NerdWallet’s analysis of minimum coverage rates for good drivers. Geico came in second, with an average rate of $41 per month, while Travelers came in third, at $43 per month.
Teens and young drivers have some of the highest car insurance rates, on average. As you gain experience, you are more likely to find a cheap auto insurance rate. According to a separate NerdWallet analysis for young drivers, rates drop significantly around age 25. Generally, rates continue to drop throughout adulthood, and then start to rise again at age 70, with a more dramatic increase around age 75.
While sticking with your state’s bare minimum requirements may win you the cheapest car insurance rates, you may find yourself in a financial pickle if you seriously injure someone else, their property or wreck your own car. To learn more, read NerdWallet’s explanation of
how much car insurance you really need
.
NerdWallet averaged rates based on public filings obtained by pricing analytics company Quadrant Information Services. We examined rates for 35-year-old men and women for all ZIP codes in all 50 states and Washington, D.C. Although it’s one of the largest insurers in the country, Liberty Mutual is not included in our rates analysis due to a lack of publicly available information. Poor credit rates from The Hanover were removed in both Connecticut and New York.
In our analysis, “good drivers” had no moving violations on record; a “good driving” discount was included for this profile. Our “good” and “poor” credit rates are based on credit score approximations and do not account for proprietary scoring criteria used by insurance providers. These are average rates, and your rate will vary based on your personal details, state and insurance provider.
Sample drivers had the minimum required coverage by law in each state. Some policies include additional coverage at the insurer’s discretion.
We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.
We used the same assumptions for all other driver profiles, with the following exceptions: We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit. For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim. For drivers with a DUI, we added a single drunken driving violation that happened six months ago.
On a similar note...