The Cheapest Car Insurance in Louisiana for April 2024

Southern Farm Bureau Casualty offers the cheapest car insurance in Louisiana, with an average annual rate of $1,903 for full coverage.
Ben Moore
By Ben Moore  
Updated
Edited by Lacie Glover  

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Table of Contents

Auto insurance is an important purchase, but finding cheap car insurance in Louisiana isn’t always easy. The best way to find cheap car insurance is to compare rates from multiple insurers.

The cheapest car insurance company in Louisiana is Southern Farm Bureau at $1,903 per year on average, or $159 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in Louisiana. Meanwhile, the average cost of full coverage car insurance in Louisiana is $3,608 per year, or about $301 per month.

Minimum coverage in Louisiana is $876 per year on average, but we found you can likely get a cheaper policy. For example, Southern Farm Bureau offers the cheapest rates in Louisiana at $476 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record.

NerdWallet also analyzed car insurance rates to find the cheapest options in New Orleans.

How we chose the cheapest companies in Louisiana

NerdWallet’s editorial team analyzed car insurance rates from 12 auto insurers in Louisiana and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2020 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Louisiana. For full coverage, we used the below coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in Louisiana where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.

Cheapest full coverage car insurance in Louisiana for 20-year-olds

Drivers in Louisiana with clean driving records may want to consider the following companies, which had the lowest average rates:

  1. Auto Club of SoCal: $9,296 per year, or about $775 per month.
  2. Louisiana Farm Bureau: $5,421 per year, or about $452 per month.
  3. Allstate: $8,482 per year, or about $707 per month.
  4. Encompass: $12,106 per year, or about $1,009 per month.
  5. Farmers: $10,987 per year, or about $916 per month.

Cheapest minimum coverage car insurance in Louisiana for 20-year-olds

Drivers in Louisiana who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:

  1. Auto Club of SoCal: $2,546 per year, or about $212 per month.
  2. Louisiana Farm Bureau: $1,569 per year, or about $131 per month.
  3. Allstate: $2,095 per year, or about $175 per month.
  4. Encompass: $5,131 per year, or about $428 per month.
  5. Farmers: $6,564 per year, or about $547 per month.

Cheapest auto insurance in Louisiana for 20-year-olds with poor credit

Drivers with poor credit in Louisiana should look at the following insurers with the lowest average rates for minimum coverage:

  1. Auto Club of SoCal: $6,766 per year, or about $564 per month.
  2. Louisiana Farm Bureau: $3,031 per year, or about $253 per month.
  3. Allstate: $2,105 per year, or about $175 per month.
  4. Encompass: $8,854 per year, or about $738 per month.
  5. Farmers: $14,498 per year, or about $1,208 per month.

Cheapest auto insurance in Louisiana for 20-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Auto Club of SoCal: $3,990 per year, or about $333 per month.
  2. Louisiana Farm Bureau: $1,669 per year, or about $139 per month.
  3. Allstate: $2,668 per year, or about $222 per month.
  4. Encompass: $7,470 per year, or about $622 per month.
  5. Farmers: $9,127 per year, or about $761 per month.

Cheapest auto insurance in Louisiana for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Auto Club of SoCal: $4,764 per year, or about $397 per month.
  2. Louisiana Farm Bureau: $1,848 per year, or about $154 per month.
  3. Allstate: $3,419 per year, or about $285 per month.
  4. Encompass: $7,654 per year, or about $638 per month.
  5. Farmers: $11,052 per year, or about $921 per month.

Cheapest auto insurance in Louisiana for 20-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.

  1. Auto Club of SoCal: $4,318 per year, or about $360 per month.
  2. Louisiana Farm Bureau: $1,819 per year, or about $152 per month.
  3. Allstate: $2,777 per year, or about $231 per month.
  4. Geico: $3,088 per year, or about $257 per month.
  5. Progressive: $1,847 per year, or about $154 per month.

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Louisiana for 30-year-olds

Drivers in Louisiana who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Auto Club of SoCal: $4,684 per year, or about $390 per month.
  2. Louisiana Farm Bureau: $2,623 per year, or about $219 per month.
  3. Allstate: $4,344 per year, or about $362 per month.
  4. Encompass: $4,233 per year, or about $353 per month.
  5. Farmers: $4,831 per year, or about $403 per month.

Cheapest minimum coverage car insurance in Louisiana for 30-year-olds

Drivers in Louisiana who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Auto Club of SoCal: $1,096 per year, or about $91 per month.
  2. Louisiana Farm Bureau: $716 per year, or about $60 per month.
  3. Allstate: $862 per year, or about $72 per month.
  4. Encompass: $1,536 per year, or about $128 per month.
  5. Farmers: $2,545 per year, or about $212 per month.

Cheapest auto insurance in Louisiana for 30-year-olds with poor credit

Drivers with poor credit in Louisiana should consider the following companies with the lowest average rates for full coverage:

  1. Auto Club of SoCal: $12,910 per year, or about $1,076 per month.
  2. Louisiana Farm Bureau: $5,131 per year, or about $428 per month.
  3. Allstate: $5,657 per year, or about $471 per month.
  4. Encompass: $6,800 per year, or about $567 per month.
  5. Farmers: $11,743 per year, or about $979 per month.

Cheapest auto insurance in Louisiana for 30-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Auto Club of SoCal: $1,718 per year, or about $143 per month.
  2. Louisiana Farm Bureau: $765 per year, or about $64 per month.
  3. Allstate: $994 per year, or about $83 per month.
  4. Encompass: $2,056 per year, or about $171 per month.
  5. Farmers: $3,472 per year, or about $289 per month.

Cheapest auto insurance in Louisiana for 30-year-old drivers with one at-fault crash

For drivers in Louisiana with a recent accident, here are the lowest average rate options for full coverage:

  1. Auto Club of SoCal: $7,130 per year, or about $594 per month.
  2. Louisiana Farm Bureau: $3,008 per year, or about $251 per month.
  3. Allstate: $5,087 per year, or about $424 per month.
  4. Encompass: $6,229 per year, or about $519 per month.
  5. Farmers: $7,896 per year, or about $658 per month.

Cheapest auto insurance in Louisiana for 30-year-old drivers after a DUI

For the cheapest auto insurance after a DUI, we found the following options for full coverage.

  1. Auto Club of SoCal: $6,638 per year, or about $553 per month.
  2. Louisiana Farm Bureau: $2,918 per year, or about $243 per month.
  3. Allstate: $4,831 per year, or about $403 per month.
  4. Encompass: $16,897 per year, or about $1,408 per month.
  5. Farmers: $11,484 per year, or about $957 per month.

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Good drivers who don’t get behind the wheel often might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Louisiana for 40-year-olds

Drivers in Louisiana with clean driving records may want to think about the following companies, which had the lowest average rates:

  1. Auto Club of SoCal: $4,558 per year, or about $380 per month.
  2. Louisiana Farm Bureau: $2,492 per year, or about $208 per month.
  3. Allstate: $4,344 per year, or about $362 per month.
  4. Encompass: $4,233 per year, or about $353 per month.
  5. Farmers: $4,733 per year, or about $394 per month.

Cheapest minimum coverage car insurance in Louisiana for 40-year-olds

Drivers in Louisiana who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:

  1. Auto Club of SoCal: $1,054 per year, or about $88 per month.
  2. Louisiana Farm Bureau: $660 per year, or about $55 per month.
  3. Allstate: $862 per year, or about $72 per month.
  4. Encompass: $1,536 per year, or about $128 per month.
  5. Farmers: $2,499 per year, or about $208 per month.

Cheapest auto insurance in Louisiana for 40-year-olds with poor credit

Drivers with poor credit in Louisiana can check out the following insurers with the lowest average rates for full coverage:

  1. Auto Club of SoCal: $12,570 per year, or about $1,048 per month.
  2. Louisiana Farm Bureau: $4,927 per year, or about $411 per month.
  3. Allstate: $5,657 per year, or about $471 per month.
  4. Encompass: $6,800 per year, or about $567 per month.
  5. Farmers: $11,466 per year, or about $955 per month.

Cheapest auto insurance in Louisiana for 40-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Auto Club of SoCal: $1,650 per year, or about $138 per month.
  2. Louisiana Farm Bureau: $700 per year, or about $58 per month.
  3. Allstate: $994 per year, or about $83 per month.
  4. Encompass: $2,056 per year, or about $171 per month.
  5. Farmers: $3,369 per year, or about $281 per month.

Cheapest auto insurance in Louisiana for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in Louisiana, here are the companies with the lowest average rates for full coverage:

  1. Auto Club of SoCal: $6,908 per year, or about $576 per month.
  2. Louisiana Farm Bureau: $2,832 per year, or about $236 per month.
  3. Allstate: $5,087 per year, or about $424 per month.
  4. Encompass: $6,229 per year, or about $519 per month.
  5. Farmers: $7,614 per year, or about $635 per month.

Cheapest auto insurance in Louisiana for 40-year-old drivers after a DUI

The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies.

  1. Auto Club of SoCal: $6,434 per year, or about $536 per month.
  2. Louisiana Farm Bureau: $2,731 per year, or about $228 per month.
  3. Allstate: $4,831 per year, or about $403 per month.
  4. Encompass: $16,864 per year, or about $1,405 per month.
  5. Farmers: $11,219 per year, or about $935 per month.

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. Our list of cheap auto insurance companies is a good place to start.

Cheapest full coverage car insurance in Louisiana for 50-year-olds

Drivers in Louisiana with clean driving records may want to get quotes from these insurers, which had the lowest average rates:

  1. Auto Club of SoCal: $4,398 per year, or about $367 per month.
  2. Louisiana Farm Bureau: $2,192 per year, or about $183 per month.
  3. Allstate: $3,941 per year, or about $328 per month.
  4. Encompass: $3,651 per year, or about $304 per month.
  5. Farmers: $4,373 per year, or about $364 per month.

Cheapest minimum coverage car insurance in Louisiana for 50-year-olds

Drivers in Louisiana who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:

  1. Auto Club of SoCal: $1,000 per year, or about $83 per month.
  2. Louisiana Farm Bureau: $573 per year, or about $48 per month.
  3. Allstate: $768 per year, or about $64 per month.
  4. Encompass: $1,308 per year, or about $109 per month.
  5. Farmers: $2,267 per year, or about $189 per month.

Cheapest auto insurance in Louisiana for 50-year-olds with poor credit

Drivers with poor credit in Louisiana can check with the following companies, which showed the lowest average rates for full coverage:

  1. Auto Club of SoCal: $12,150 per year, or about $1,013 per month.
  2. Louisiana Farm Bureau: $4,301 per year, or about $358 per month.
  3. Allstate: $5,189 per year, or about $432 per month.
  4. Encompass: $5,886 per year, or about $491 per month.
  5. Farmers: $10,592 per year, or about $883 per month.

Cheapest auto insurance in Louisiana for 50-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Auto Club of SoCal: $1,568 per year, or about $131 per month.
  2. Louisiana Farm Bureau: $612 per year, or about $51 per month.
  3. Allstate: $929 per year, or about $77 per month.
  4. Encompass: $1,746 per year, or about $146 per month.
  5. Farmers: $3,082 per year, or about $257 per month.

Cheapest auto insurance in Louisiana for 50-year-old drivers with one at-fault crash

For drivers living in Louisiana with a recent accident, here are the insurers with the lowest average full coverage rates:

  1. Auto Club of SoCal: $6,630 per year, or about $553 per month.
  2. Louisiana Farm Bureau: $2,503 per year, or about $209 per month.
  3. Allstate: $4,639 per year, or about $387 per month.
  4. Encompass: $5,413 per year, or about $451 per month.
  5. Farmers: $7,122 per year, or about $593 per month.

Cheapest auto insurance in Louisiana for 50-year-old drivers after a DUI

The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage.

  1. Auto Club of SoCal: $6,180 per year, or about $515 per month.
  2. Louisiana Farm Bureau: $2,422 per year, or about $202 per month.
  3. Allstate: $4,407 per year, or about $367 per month.
  4. Encompass: $16,335 per year, or about $1,361 per month.
  5. Farmers: $10,352 per year, or about $863 per month.

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should also take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Louisiana for 60-year-olds

Drivers in Louisiana with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Auto Club of SoCal: $4,302 per year, or about $359 per month.
  2. Louisiana Farm Bureau: $2,230 per year, or about $186 per month.
  3. Allstate: $3,941 per year, or about $328 per month.
  4. Encompass: $3,651 per year, or about $304 per month.
  5. Farmers: $4,066 per year, or about $339 per month.

Cheapest minimum coverage car insurance in Louisiana for 60-year-olds

Drivers in Louisiana who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Auto Club of SoCal: $970 per year, or about $81 per month.
  2. Louisiana Farm Bureau: $592 per year, or about $49 per month.
  3. Allstate: $768 per year, or about $64 per month.
  4. Encompass: $1,308 per year, or about $109 per month.
  5. Farmers: $2,079 per year, or about $173 per month.

Cheapest auto insurance in Louisiana for 60-year-olds with poor credit

Drivers with poor credit in Louisiana can look at the following companies with the lowest average rates for full coverage:

  1. Auto Club of SoCal: $11,896 per year, or about $991 per month.
  2. Louisiana Farm Bureau: $4,375 per year, or about $365 per month.
  3. Allstate: $5,189 per year, or about $432 per month.
  4. Encompass: $5,886 per year, or about $491 per month.
  5. Farmers: $9,861 per year, or about $822 per month.

Cheapest auto insurance in Louisiana for 60-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Auto Club of SoCal: $1,520 per year, or about $127 per month.
  2. Louisiana Farm Bureau: $635 per year, or about $53 per month.
  3. Allstate: $962 per year, or about $80 per month.
  4. Encompass: $1,746 per year, or about $146 per month.
  5. Farmers: $2,888 per year, or about $241 per month.

Cheapest auto insurance in Louisiana for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Louisiana, here are the companies with the lowest average rates for full coverage:

  1. Auto Club of SoCal: $6,470 per year, or about $539 per month.
  2. Louisiana Farm Bureau: $2,552 per year, or about $213 per month.
  3. Allstate: $4,639 per year, or about $387 per month.
  4. Encompass: $5,413 per year, or about $451 per month.
  5. Farmers: $6,607 per year, or about $551 per month.

Cheapest auto insurance in Louisiana for 60-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Auto Club of SoCal: $6,034 per year, or about $503 per month.
  2. Louisiana Farm Bureau: $2,472 per year, or about $206 per month.
  3. Allstate: $4,407 per year, or about $367 per month.
  4. Encompass: $16,082 per year, or about $1,340 per month.
  5. Farmers: $9,598 per year, or about $800 per month.

Cheapest for 70-year-old drivers

Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to senior drivers who take a defensive driving course.

Cheapest full coverage car insurance in Louisiana for 70-year-olds

Drivers in Louisiana with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Auto Club of SoCal: $4,842 per year, or about $404 per month.
  2. Louisiana Farm Bureau: $2,459 per year, or about $205 per month.
  3. Allstate: $3,941 per year, or about $328 per month.
  4. Encompass: $5,625 per year, or about $469 per month.
  5. Farmers: $4,099 per year, or about $342 per month.

Cheapest minimum coverage car insurance in Louisiana for 70-year-olds

Drivers in Louisiana who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Auto Club of SoCal: $1,148 per year, or about $96 per month.
  2. Louisiana Farm Bureau: $676 per year, or about $56 per month.
  3. Allstate: $768 per year, or about $64 per month.
  4. Encompass: $2,445 per year, or about $204 per month.
  5. Farmers: $2,207 per year, or about $184 per month.

Cheapest auto insurance in Louisiana for 70-year-olds with poor credit

Drivers with poor credit in Louisiana can look at the following companies with the lowest average rates for full coverage:

  1. Auto Club of SoCal: $13,328 per year, or about $1,111 per month.
  2. Louisiana Farm Bureau: $4,816 per year, or about $401 per month.
  3. Allstate: $5,189 per year, or about $432 per month.
  4. Encompass: $9,137 per year, or about $761 per month.
  5. Farmers: $9,929 per year, or about $827 per month.

Cheapest auto insurance in Louisiana for 70-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Louisiana, here are the companies with the lowest average rates for minimum coverage:

  1. Auto Club of SoCal: $1,800 per year, or about $150 per month.
  2. Louisiana Farm Bureau: $726 per year, or about $61 per month.
  3. Allstate: $962 per year, or about $80 per month.
  4. Encompass: $3,285 per year, or about $274 per month.
  5. Farmers: $2,951 per year, or about $246 per month.

Cheapest auto insurance in Louisiana for 70-year-old drivers with one at-fault crash

For drivers with a recent accident living in Louisiana, here are the companies with the lowest average rates for full coverage:

  1. Auto Club of SoCal: $7,412 per year, or about $618 per month.
  2. Louisiana Farm Bureau: $2,812 per year, or about $234 per month.
  3. Allstate: $4,639 per year, or about $387 per month.
  4. Encompass: $8,333 per year, or about $694 per month.
  5. Farmers: $6,643 per year, or about $554 per month.

Cheapest auto insurance in Louisiana for 70-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Auto Club of SoCal: $6,896 per year, or about $575 per month.
  2. Louisiana Farm Bureau: $2,749 per year, or about $229 per month.
  3. Allstate: $4,407 per year, or about $367 per month.
  4. Farmers: $9,657 per year, or about $805 per month.
  5. Geico: $9,840 per year, or about $820 per month.

Cheapest car insurance for military families

If you're an active member of the military or a veteran — or have an immediate family member who is — chances are you'll get a relatively cheap rate with USAA, a company that isn't available to the general public.

Because of that restriction, USAA isn't ranked with the others, but it was among the cheapest five auto insurance options for 70 of the 70 driver profiles we examined.

» MORE: Best car insurance for veterans and military

Minimum required auto insurance in Louisiana

Louisiana drivers are required to carry liability insurance, which covers others’ injury treatment and property damage after crashes you cause.

The minimum limits you must buy are:

  • $15,000 bodily injury liability per person.

  • $30,000 bodily injury liability per accident.

  • $25,000 property damage liability per accident.

Although this will be enough to drive legally, experts recommend getting more than the bare minimum to avoid paying out of pocket after serious crashes. You may also want optional coverage such as collision, comprehensive and uninsured motorist coverage.

Check out NerdWallet’s guide to car insurance requirements by state for more information on how these coverage options work and what makes sense for your policy.

Alternative car insurance in Louisiana

Drivers who are denied auto insurance on the open market thanks to such factors as a checkered driving record can shop for coverage through the Louisiana Automobile Insurance Plan.

Try our car insurance comparison tool to view rates from top companies.

Methodology

For our “good driver” profile, NerdWallet averaged insurance estimates for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.

We analyzed rates for drivers 20 to 70 years old in ten-year increments. For the average cost of full and minimum coverage in each state, we looked at 35-year-old drivers.

We used the same assumptions for all other driver profiles, with the following exceptions:

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.

  • We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit.

  • For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim.

  • For drivers with a DUI, we added a single drunken driving violation that happened six months ago.

We looked at 35-year-old drivers to find the cheapest company overall, the cheapest company for minimum coverage and the cheapest company for drivers with poor credit in states where credit history is used to price rates. We looked at 20-year-old drivers to find the cheapest company for young drivers.

These are rates generated through Quadrant Information Services. Your own rates will be different. Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.

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