The Cheapest Car Insurance in Pennsylvania for March 2024

Travelers offers the cheapest car insurance in Pennsylvania, with an average annual rate of $1,265 for full coverage.
Ben Moore
By Ben Moore 
Updated
Edited by Lacie Glover

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Auto insurance is an important purchase, but finding cheap car insurance in Pennsylvania isn’t always easy. The best way to find cheap car insurance is to compare rates from multiple insurers.

The cheapest car insurance company in Pennsylvania is Travelers at $1,265 per year on average, or $105 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in Pennsylvania. Meanwhile, the average cost of full coverage car insurance in Pennsylvania is $2,063 per year, or about $172 per month.

Minimum coverage in Pennsylvania is $452 per year on average, but we found you can likely get a cheaper policy. For example, Erie offers the cheapest rates in Pennsylvania at $295 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record.

If you’re looking for the cheapest car insurance in your area, NerdWallet analyzed rates for some of the largest Pennsylvania cities, including:

How we chose the cheapest companies in Pennsylvania

NerdWallet’s editorial team analyzed car insurance rates from 20 auto insurers in Pennsylvania and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2020 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Pennsylvania. For full coverage, we used the below coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in Pennsylvania where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.

Cheap car insurance in Pennsylvania for 20-year-olds

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.

Cheapest full coverage car insurance in Pennsylvania for 20-year-olds

Drivers in Pennsylvania with clean driving records may want to consider the following companies, which had the lowest average rates:

  1. Travelers: $2,048 per year, or about $171 per month.
  2. American National: $2,424 per year, or about $202 per month.
  3. Selective: $2,752 per year, or about $229 per month.
  4. Erie: $3,024 per year, or about $252 per month.
  5. Cumberland Mutual: $3,165 per year, or about $264 per month.

Cheapest minimum coverage car insurance in Pennsylvania for 20-year-olds

Drivers in Pennsylvania who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:

  1. Travelers: $499 per year, or about $42 per month.
  2. Cumberland Mutual: $555 per year, or about $46 per month.
  3. American National: $668 per year, or about $56 per month.
  4. Selective: $668 per year, or about $56 per month.
  5. Erie: $697 per year, or about $58 per month.

Cheapest auto insurance in Pennsylvania for 20-year-olds with poor credit

Drivers with poor credit in Pennsylvania should look at the following insurers with the lowest average rates for minimum coverage:

  1. American National: $992 per year, or about $83 per month.
  2. Geico: $1,147 per year, or about $96 per month.
  3. Chubb: $1,184 per year, or about $99 per month.
  4. Cumberland Mutual: $1,269 per year, or about $106 per month.
  5. Travelers: $1,295 per year, or about $108 per month.

Cheapest auto insurance in Pennsylvania for 20-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Pennsylvania, here are the companies with the lowest average rates for minimum coverage:

  1. Cumberland Mutual: $607 per year, or about $51 per month.
  2. Travelers: $610 per year, or about $51 per month.
  3. Erie: $784 per year, or about $65 per month.
  4. Westfield: $825 per year, or about $69 per month.
  5. Progressive: $840 per year, or about $70 per month.

Cheapest auto insurance in Pennsylvania for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Pennsylvania, here are the companies with the lowest average rates for minimum coverage:

  1. Cumberland Mutual: $555 per year, or about $46 per month.
  2. Travelers: $674 per year, or about $56 per month.
  3. Erie: $926 per year, or about $77 per month.
  4. American National: $964 per year, or about $80 per month.
  5. Progressive: $1,027 per year, or about $86 per month.

Cheapest auto insurance in Pennsylvania for 20-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.

  1. Travelers: $693 per year, or about $58 per month.
  2. Cumberland Mutual: $768 per year, or about $64 per month.
  3. Progressive: $914 per year, or about $76 per month.
  4. American National: $1,028 per year, or about $86 per month.
  5. Erie: $1,049 per year, or about $87 per month.

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Pennsylvania for 30-year-olds

Drivers in Pennsylvania who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Travelers: $1,302 per year, or about $109 per month.
  2. Erie: $1,377 per year, or about $115 per month.
  3. American National: $1,412 per year, or about $118 per month.
  4. Auto-Owners: $1,508 per year, or about $126 per month.
  5. Cumberland Mutual: $1,634 per year, or about $136 per month.

Cheapest minimum coverage car insurance in Pennsylvania for 30-year-olds

Drivers in Pennsylvania who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Auto-Owners: $300 per year, or about $25 per month.
  2. Erie: $308 per year, or about $26 per month.
  3. Travelers: $311 per year, or about $26 per month.
  4. Westfield: $349 per year, or about $29 per month.
  5. Cumberland Mutual: $353 per year, or about $29 per month.

Cheapest auto insurance in Pennsylvania for 30-year-olds with poor credit

Drivers with poor credit in Pennsylvania should consider the following companies with the lowest average rates for full coverage:

  1. American National: $2,218 per year, or about $185 per month.
  2. Nationwide: $2,451 per year, or about $204 per month.
  3. Chubb: $2,475 per year, or about $206 per month.
  4. Auto-Owners: $2,520 per year, or about $210 per month.
  5. Erie: $3,255 per year, or about $271 per month.

Cheapest auto insurance in Pennsylvania for 30-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Pennsylvania, here are the companies with the lowest average rates for minimum coverage:

  1. Auto-Owners: $316 per year, or about $26 per month.
  2. Erie: $324 per year, or about $27 per month.
  3. Travelers: $370 per year, or about $31 per month.
  4. Cumberland Mutual: $376 per year, or about $31 per month.
  5. Westfield: $398 per year, or about $33 per month.

Cheapest auto insurance in Pennsylvania for 30-year-old drivers with one at-fault crash

For drivers in Pennsylvania with a recent accident, here are the lowest average rate options for full coverage:

  1. Cumberland Mutual: $1,634 per year, or about $136 per month.
  2. Travelers: $1,710 per year, or about $143 per month.
  3. Erie: $1,827 per year, or about $152 per month.
  4. American National: $1,914 per year, or about $160 per month.
  5. Auto-Owners: $2,096 per year, or about $175 per month.

Cheapest auto insurance in Pennsylvania for 30-year-old drivers after a DUI

For the cheapest auto insurance after a DUI, we found the following options for full coverage.

  1. Travelers: $1,892 per year, or about $158 per month.
  2. American National: $2,038 per year, or about $170 per month.
  3. Erie: $2,193 per year, or about $183 per month.
  4. Cumberland Mutual: $2,216 per year, or about $185 per month.
  5. Allstate: $2,876 per year, or about $240 per month.

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Good drivers who don’t get behind the wheel often might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Pennsylvania for 40-year-olds

Drivers in Pennsylvania with clean driving records may want to think about the following companies, which had the lowest average rates:

  1. Travelers: $1,218 per year, or about $102 per month.
  2. American National: $1,260 per year, or about $105 per month.
  3. Erie: $1,285 per year, or about $107 per month.
  4. Cumberland Mutual: $1,366 per year, or about $114 per month.
  5. Auto-Owners: $1,468 per year, or about $122 per month.

Cheapest minimum coverage car insurance in Pennsylvania for 40-year-olds

Drivers in Pennsylvania who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:

  1. Erie: $287 per year, or about $24 per month.
  2. Auto-Owners: $300 per year, or about $25 per month.
  3. Travelers: $307 per year, or about $26 per month.
  4. Cumberland Mutual: $324 per year, or about $27 per month.
  5. Westfield: $334 per year, or about $28 per month.

Cheapest auto insurance in Pennsylvania for 40-year-olds with poor credit

Drivers with poor credit in Pennsylvania can check out the following insurers with the lowest average rates for full coverage:

  1. American National: $1,980 per year, or about $165 per month.
  2. Nationwide: $2,391 per year, or about $199 per month.
  3. Auto-Owners: $2,453 per year, or about $204 per month.
  4. Chubb: $2,475 per year, or about $206 per month.
  5. Cumberland Mutual: $2,924 per year, or about $244 per month.

Cheapest auto insurance in Pennsylvania for 40-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Pennsylvania, here are the companies with the lowest average rates for minimum coverage:

  1. Erie: $302 per year, or about $25 per month.
  2. Auto-Owners: $316 per year, or about $26 per month.
  3. Cumberland Mutual: $343 per year, or about $29 per month.
  4. Travelers: $364 per year, or about $30 per month.
  5. Westfield: $382 per year, or about $32 per month.

Cheapest auto insurance in Pennsylvania for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in Pennsylvania, here are the companies with the lowest average rates for full coverage:

  1. Cumberland Mutual: $1,366 per year, or about $114 per month.
  2. Travelers: $1,575 per year, or about $131 per month.
  3. American National: $1,688 per year, or about $141 per month.
  4. Erie: $1,699 per year, or about $142 per month.
  5. Auto-Owners: $2,052 per year, or about $171 per month.

Cheapest auto insurance in Pennsylvania for 40-year-old drivers after a DUI

The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies.

  1. Travelers: $1,743 per year, or about $145 per month.
  2. American National: $1,790 per year, or about $149 per month.
  3. Cumberland Mutual: $1,814 per year, or about $151 per month.
  4. Erie: $2,038 per year, or about $170 per month.
  5. Progressive: $2,706 per year, or about $225 per month.

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. Our list of cheap auto insurance companies is a good place to start.

Cheapest full coverage car insurance in Pennsylvania for 50-year-olds

Drivers in Pennsylvania with clean driving records may want to get quotes from these insurers, which had the lowest average rates:

  1. Travelers: $1,181 per year, or about $98 per month.
  2. Erie: $1,203 per year, or about $100 per month.
  3. American National: $1,236 per year, or about $103 per month.
  4. Cumberland Mutual: $1,263 per year, or about $105 per month.
  5. Auto-Owners: $1,412 per year, or about $118 per month.

Cheapest minimum coverage car insurance in Pennsylvania for 50-year-olds

Drivers in Pennsylvania who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:

  1. Erie: $267 per year, or about $22 per month.
  2. Auto-Owners: $291 per year, or about $24 per month.
  3. Travelers: $302 per year, or about $25 per month.
  4. Cumberland Mutual: $314 per year, or about $26 per month.
  5. Westfield: $323 per year, or about $27 per month.

Cheapest auto insurance in Pennsylvania for 50-year-olds with poor credit

Drivers with poor credit in Pennsylvania can check with the following companies, which showed the lowest average rates for full coverage:

  1. American National: $1,938 per year, or about $162 per month.
  2. Nationwide: $2,249 per year, or about $187 per month.
  3. Auto-Owners: $2,360 per year, or about $197 per month.
  4. Chubb: $2,475 per year, or about $206 per month.
  5. Cumberland Mutual: $2,668 per year, or about $222 per month.

Cheapest auto insurance in Pennsylvania for 50-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Pennsylvania, here are the companies with the lowest average rates for minimum coverage:

  1. Erie: $281 per year, or about $23 per month.
  2. Auto-Owners: $306 per year, or about $26 per month.
  3. Cumberland Mutual: $331 per year, or about $28 per month.
  4. Travelers: $357 per year, or about $30 per month.
  5. Progressive: $365 per year, or about $30 per month.

Cheapest auto insurance in Pennsylvania for 50-year-old drivers with one at-fault crash

For drivers living in Pennsylvania with a recent accident, here are the insurers with the lowest average full coverage rates:

  1. Cumberland Mutual: $1,263 per year, or about $105 per month.
  2. Travelers: $1,527 per year, or about $127 per month.
  3. Erie: $1,586 per year, or about $132 per month.
  4. American National: $1,650 per year, or about $138 per month.
  5. Auto-Owners: $1,976 per year, or about $165 per month.

Cheapest auto insurance in Pennsylvania for 50-year-old drivers after a DUI

The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage.

  1. Cumberland Mutual: $1,671 per year, or about $139 per month.
  2. Travelers: $1,680 per year, or about $140 per month.
  3. American National: $1,746 per year, or about $146 per month.
  4. Erie: $1,903 per year, or about $159 per month.
  5. Allstate: $2,310 per year, or about $192 per month.

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should also take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Pennsylvania for 60-year-olds

Drivers in Pennsylvania with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Cumberland Mutual: $959 per year, or about $80 per month.
  2. Travelers: $1,082 per year, or about $90 per month.
  3. American National: $1,137 per year, or about $95 per month.
  4. Erie: $1,138 per year, or about $95 per month.
  5. Auto-Owners: $1,352 per year, or about $113 per month.

Cheapest minimum coverage car insurance in Pennsylvania for 60-year-olds

Drivers in Pennsylvania who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Erie: $252 per year, or about $21 per month.
  2. Auto-Owners: $287 per year, or about $24 per month.
  3. Travelers: $291 per year, or about $24 per month.
  4. Cumberland Mutual: $300 per year, or about $25 per month.
  5. Westfield: $308 per year, or about $26 per month.

Cheapest auto insurance in Pennsylvania for 60-year-olds with poor credit

Drivers with poor credit in Pennsylvania can look at the following companies with the lowest average rates for full coverage:

  1. American National: $1,786 per year, or about $149 per month.
  2. Cumberland Mutual: $1,891 per year, or about $158 per month.
  3. Chubb: $2,002 per year, or about $167 per month.
  4. Nationwide: $2,088 per year, or about $174 per month.
  5. Auto-Owners: $2,260 per year, or about $188 per month.

Cheapest auto insurance in Pennsylvania for 60-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Pennsylvania, here are the companies with the lowest average rates for minimum coverage:

  1. Erie: $265 per year, or about $22 per month.
  2. Cumberland Mutual: $300 per year, or about $25 per month.
  3. Auto-Owners: $302 per year, or about $25 per month.
  4. Travelers: $344 per year, or about $29 per month.
  5. Progressive: $346 per year, or about $29 per month.

Cheapest auto insurance in Pennsylvania for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Pennsylvania, here are the companies with the lowest average rates for full coverage:

  1. Cumberland Mutual: $959 per year, or about $80 per month.
  2. Travelers: $1,404 per year, or about $117 per month.
  3. Erie: $1,507 per year, or about $126 per month.
  4. American National: $1,524 per year, or about $127 per month.
  5. Auto-Owners: $1,898 per year, or about $158 per month.

Cheapest auto insurance in Pennsylvania for 60-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Cumberland Mutual: $1,233 per year, or about $103 per month.
  2. Travelers: $1,525 per year, or about $127 per month.
  3. American National: $1,618 per year, or about $135 per month.
  4. Erie: $1,814 per year, or about $151 per month.
  5. Allstate: $2,284 per year, or about $190 per month.

Cheapest for 70-year-old drivers

Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to senior drivers who take a defensive driving course.

Cheapest full coverage car insurance in Pennsylvania for 70-year-olds

Drivers in Pennsylvania with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Cumberland Mutual: $986 per year, or about $82 per month.
  2. Travelers: $1,120 per year, or about $93 per month.
  3. American National: $1,256 per year, or about $105 per month.
  4. Erie: $1,257 per year, or about $105 per month.
  5. Auto-Owners: $1,453 per year, or about $121 per month.

Cheapest minimum coverage car insurance in Pennsylvania for 70-year-olds

Drivers in Pennsylvania who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Erie: $281 per year, or about $23 per month.
  2. Cumberland Mutual: $300 per year, or about $25 per month.
  3. Travelers: $329 per year, or about $27 per month.
  4. Auto-Owners: $336 per year, or about $28 per month.
  5. Westfield: $337 per year, or about $28 per month.

Cheapest auto insurance in Pennsylvania for 70-year-olds with poor credit

Drivers with poor credit in Pennsylvania can look at the following companies with the lowest average rates for full coverage:

  1. Cumberland Mutual: $1,959 per year, or about $163 per month.
  2. American National: $1,968 per year, or about $164 per month.
  3. Chubb: $2,120 per year, or about $177 per month.
  4. Nationwide: $2,270 per year, or about $189 per month.
  5. Auto-Owners: $2,429 per year, or about $202 per month.

Cheapest auto insurance in Pennsylvania for 70-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Pennsylvania, here are the companies with the lowest average rates for minimum coverage:

  1. Erie: $296 per year, or about $25 per month.
  2. Cumberland Mutual: $307 per year, or about $26 per month.
  3. Auto-Owners: $353 per year, or about $29 per month.
  4. State Farm: $384 per year, or about $32 per month.
  5. Westfield: $385 per year, or about $32 per month.

Cheapest auto insurance in Pennsylvania for 70-year-old drivers with one at-fault crash

For drivers with a recent accident living in Pennsylvania, here are the companies with the lowest average rates for full coverage:

  1. Cumberland Mutual: $986 per year, or about $82 per month.
  2. Travelers: $1,485 per year, or about $124 per month.
  3. Erie: $1,671 per year, or about $139 per month.
  4. American National: $1,718 per year, or about $143 per month.
  5. Auto-Owners: $2,063 per year, or about $172 per month.

Cheapest auto insurance in Pennsylvania for 70-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Cumberland Mutual: $1,270 per year, or about $106 per month.
  2. Travelers: $1,587 per year, or about $132 per month.
  3. American National: $1,824 per year, or about $152 per month.
  4. Erie: $2,014 per year, or about $168 per month.
  5. Allstate: $2,382 per year, or about $198 per month.

Cheapest car insurance for military families

If you're an active member of the military or a veteran — or have an immediate family member who is — chances are you'll get a relatively cheap rate with USAA, a company that isn't available to the general public.

Because of that restriction, USAA isn't ranked with the others, but it was among the cheapest five auto insurance options for 30 of the 70 driver profiles we examined.

Minimum auto insurance limits required in Pennsylvania

Drivers in the Keystone State are required to carry at least liability insurance and medical payments coverage in the following amounts:

  • $15,000 of bodily injury liability per person.

  • $30,000 of bodily injury liability per accident.

  • $5,000 of property damage liability per accident.

  • $5,000 of medical payments coverage.

Liability car insurance covers the cost of any damage, injuries or deaths you cause in a car accident, up to your policy’s predefined limits.

Although this will be enough to drive legally, experts suggest getting more than the bare minimum. You might also want added protection with supplementary options, such as collision, comprehensive and uninsured motorist coverage.

Check out NerdWallet’s guide to state car insurance requirements for more information on coverage you might want on your Pennsylvania auto insurance policy.

Alternative car insurance in Pennsylvania

Pennsylvanians with checkered driving histories, extremely poor credit or other factors preventing them from buying traditional car insurance might qualify for coverage through the Pennsylvania Assigned Risk Automobile Insurance Plan.

Or, instead of buying auto insurance, residents can pay a cash deposit of $35,000 to the state. Because going this route would leave drivers vulnerable to future car accidents and crash-related lawsuits, most will find it simpler and less costly to purchase car insurance.

NerdWallet can help make it easy to find coverage at the most competitive price. Use our car insurance comparison tool to view estimates from top Pennsylvania auto insurance companies.

Methodology

For our “good driver” profile, NerdWallet averaged insurance estimates for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.

We analyzed rates for drivers 20 to 70 years old in ten-year increments. For the average cost of full and minimum coverage in each state, we looked at 35-year-old drivers.

We used the same assumptions for all other driver profiles, with the following exceptions:

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.

  • We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit.

  • For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim.

  • For drivers with a DUI, we added a single drunken driving violation that happened six months ago.

We looked at 35-year-old drivers to find the cheapest company overall, the cheapest company for minimum coverage and the cheapest company for drivers with poor credit in states where credit history is used to price rates. We looked at 20-year-old drivers to find the cheapest company for young drivers.

These are rates generated through Quadrant Information Services. Your own rates will be different. Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.

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