The Marriott Bonvoy Business™ American Express® Card is a versatile and valuable card for frequent travelers that offers a generous welcome bonus and access to a portfolio of hotels with nearly 7,000 properties to choose from.
Savvy travel rewards collectors know that if you want to maximize your points, you need to take advantage of every perk your card has to offer. These are the steps you need to take if you want to get the most value out of your Marriott Bonvoy Business™ American Express® Card:
Go for Gold
Once you’re approved for the Marriott Bonvoy Business™ American Express® Card, you automatically receive Marriott Silver elite status and are credited with 15 nights toward Gold elite status. This 15-night bonus means that you only need 10 more qualifying nights to upgrade to Gold. Spending $35,000 on the card will also get you upgraded to Gold. Terms apply.
Gold elite status offers a number of enticing perks, including 2 p.m. checkout, exclusive member rates and room upgrades. One of the most valuable is 25% bonus points on all of your spending at Bonvoy properties.
The Marriott Bonvoy Business™ American Express® Card earns 6 points per $1 spent at a Bonvoy hotel, which includes not just your room rate but also anything you spend at on-site restaurants, spas, bars and gift shops. This can be stacked with the additional 5 to 10 points per $1 earned through the Bonvoy program. Terms apply.
Make sure you earn the welcome bonus
The most valuable part of any travel rewards card is usually the welcome bonus, and the Marriott Bonvoy Business™ American Express® Card is no exception: Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months. Terms Apply. This card does charge an annual fee of $125, but you can offset that in the first year by earning and using your welcome bonus.
Whether the spending requirement fits into your normal budget or you’re planning on putting one big-time charge on the card, it’s important to have a plan for how you’ll hit your bonus. Failing to qualify for it almost entirely negates the benefits of applying for the card. You never want the card’s annual fee to be greater than the benefits you acquire by using it.
Take a deep dive into your hotel options
The Bonvoy program represents over 7,000 different properties around the world, including top-tier brands such as the W Hotels, Ritz-Carlton and Le Meridien. Familiarizing yourself with the huge list of options you’ll have as a Bonvoy member could help you use your points to plan the trip of a lifetime or visit a part of the world that you’ve never seen before.
Switch your cell phone bill
One of the card’s stronger perks is that it earns 4 points per $1 spent at U.S. restaurants, U.S. gas stations and on wireless telephone services. That’s higher than some competing business cards, such as the Ink Business Preferred℠ Credit Card, which only offers 3 points per $1 for cell service.
Assuming you use autopay, switching your cell phone bill to your Marriott Bonvoy Business™ American Express® Card is an easy one-time action you can take to make sure you’re maximizing your point earnings with this card.
Be aware of peak and off-peak dates
Marriott Bonvoy properties have different award redemption rates depending on the time of the year. If you want to get the most value out of your points, familiarize yourself with the schedules for different hotels so that you know when they have the lowest rates and you can take advantage.
Marriott Bonvoy divides the calendar into three categories: Peak, off-peak and standard rates. You can get more bang for your buck if you stay on off-peak dates. Depending on how flexible your travel schedule is, it’s valuable to know which dates will cost you the fewest (or the most) points.
The bottom line
While the Marriott Bonvoy Business™ American Express® Card packs in a lot of value, you need to be a savvy user to maximize all of the perks and benefits available to you. Taking the steps outlined above will put you on a path to getting the most out of your card.
How to maximize your rewardsYou want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2020, including those best for:
- Airline miles and a large bonus: The Chase Sapphire Preferred® Card
- No annual fee: The Wells Fargo Propel American Express® card
- Flat-rate rewards with no annual fee: The Bank of America® Travel Rewards Visa® credit card
- Premium travel rewards: The Chase Sapphire Reserve®
- Luxury perks: The Platinum Card® from American Express
- Business travelers: The Ink Business Preferred℠ Credit Card
Planning a trip? Check out these articles for more inspiration and advice:
Marriott Rewards Program: The complete guide
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