So you’ve done it: You applied and were approved for a Citi® / AAdvantage® Executive World Elite™ Mastercard® card. Maybe it was the welcome bonus or the suite of benefits, but the card caught your attention and now a shiny new card is arriving in the mail. With the annual fee being quite high on this card, it’s important to take advantage of as many benefits as possible. Here are seven things to do when you get the Citi® / AAdvantage® Executive World Elite™ Mastercard®.
» Learn more: Citi AAdvantage Executive review: Your key to the club
Complete the spending requirement
The first thing you’ll want to do after receiving your Citi® / AAdvantage® Executive World Elite™ Mastercard® is make a plan to complete the spending requirement in order to earn the welcome bonus: Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
An easy way to do this is to charge all of your monthly expenses to the card: cell phone, cable, utilities, etc. With a payment service like Plastiq, you can even make mortgage and rent payments with your credit card (though do some math first to make sure any fees are worth paying). Planning your spending in advance will help you avoid a last-minute scramble to complete the spending requirement.
Add an authorized user
If you think you’ll cut it close in terms of completing the spending requirement, consider adding an authorized user to your card. It can help you meet your spending goal faster. As an added bonus, authorized users qualify for complimentary Admirals Club access. That brings us to our next point …
Take advantage of Admirals Club membership
The Citi® / AAdvantage® Executive World Elite™ Mastercard® comes with complimentary Admirals Club membership, valued at up to $650. Considering this card has a $450 annual fee, this benefit is a nice incentive to keep the account open.
Those with an Citi® / AAdvantage® Executive World Elite™ Mastercard® can access Admirals Club lounges by presenting their card. Authorized users must also present a valid government ID and same-day boarding pass from a flight on a Oneworld airline.
If you already paid for Admirals Club membership prior to getting this card, you may be eligible for a prorated refund if you have 60 or more days remaining on your membership.
Claim your Global Entry/TSA Precheck credit
The Citi® / AAdvantage® Executive World Elite™ Mastercard® comes with a Global Entry or TSA Precheck credit of up to $100 every five years. This can help offset the card’s $450 annual fee, not to mention improve your travel experience.
» Learn more: Credit cards with TSA Precheck or Global Entry credits
Earn EQM requirements
Cardholders who spend $40,000 on the Citi® / AAdvantage® Executive World Elite™ Mastercard® in a calendar year earn 10,000 Elite Qualifying Miles (EQMs). If you’re aiming for AAdvantage elite status, this benefit can help you get there faster or avoid a year-end mileage run.
Share the wealth
If you’re traveling with family or friends, you can share some of your Citi® / AAdvantage® Executive World Elite™ Mastercard® benefits to make their experience at the airport a little easier. Cardholders and up to eight travel companions on the same reservation qualify for a free first checked bag as well as priority check-in, boarding and airport screening when flying American Airlines. The checked bag benefit alone can save a group of nine up to $270 each way on domestic flights.
Charge all of their airfare to your Citi® / AAdvantage® Executive World Elite™ Mastercard® and you’ll earn 2 miles per $1 spent.
Use your card for in-flight purchases
Cardholders enjoy a 25% discount on in-flight purchases when flying American Airlines. Don’t settle for peanuts — treat yourself to a snack box. Pay with your Citi® / AAdvantage® Executive World Elite™ Mastercard® and you’ll receive a statement credit equal to 25% of the purchase.
How to maximize your rewardsYou want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2020, including those best for:
- Airline miles and a large bonus: The Chase Sapphire Preferred® Card
- No annual fee: The Wells Fargo Propel American Express® card
- Flat-rate rewards with no annual fee: The Bank of America® Travel Rewards credit card
- Premium travel rewards: The Chase Sapphire Reserve®
- Luxury perks: The Platinum Card® from American Express
- Business travelers: The Ink Business Preferred® Credit Card
Planning a trip? Check out these articles for more inspiration and advice:
American Airlines AAdvantage program: The complete guide
4 reasons to start collecting American Airlines AAdvantage miles
Find the best travel credit card for you