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Can You Get a Startup Business Loan With No Money?

Yes, but it won’t be easy. You’ll likely need to offer collateral, sign a personal guarantee, add a cosigner or meet other business loan requirements.

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Randa Kriss, Ryan Brady, CFP®

Business Loan Agreement: What You Need to Know Before Signing

Before signing a business loan agreement, make sure you understand all of the terms and conditions.

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Randa Kriss

How to Fund Your Business Idea

Business credit cards and personal savings can help get you started, but business loans, lines of credit and venture capital can unlock more money for growth.

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Ryan Brady, CFP®, Rosalie Murphy

SBA 8(a) Program: What It Is and How It Works

Review the benefits of participating in the SBA 8(a) program, eligibility requirements and how to apply.

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Randa Kriss, Olivia Chen

How to Apply for an SBA Loan in 5 Steps

Applying for an SBA loan takes preparation, but choosing the right program, confirming your eligibility and working with an experienced lender can improve your chances of approval.

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Randa Kriss, Rosalie Murphy

SBA Real Estate Loans: Uses, Rates and How to Qualify

SBA 7(a) and 504 loans can both be used to finance commercial real estate. Compare options to find the right fit for your business.

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Randa Kriss

Top Small-Business Grants in Colorado

State, local and federal grants are an option for Colorado small businesses that are seeking funding for expansion, working capital and other purposes.

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Lisa Anthony

Thimble Insurance Review 2026: Fast Coverage for Contractors, Events

Thimble sells business insurance policies by the job or event. You can get coverage and your certificate of insurance online.

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Rosalie Murphy

How to Get an SBA Loan for Your Franchise

SBA 7(a) loans and SBA CDC/504 loans can be good options for franchise financing — for those who can qualify.

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Caroline Goldstein, Randa Kriss

Fix and Flip Loans: What They Are and Best Options

You can get a fix and flip loan from a variety of sources, but the right option depends on your qualifications and the needs of your real estate project.

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Randa Kriss, Lisa Anthony

Painters Insurance: Top Providers, Coverage and Cost

General liability is a must for painters. Add on tools and equipment coverage to protect your gear from damage or theft.

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Kelsey Sheehy, Lacie Glover

biBERK Insurance Review 2026: Berkshire Hathaway’s Basic Online Storefront

biBERK, a subsidiary of Berkshire Hathaway, sells small-business insurance online.

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Rosalie Murphy

Is There a Minimum Credit Score for Business Loan Eligibility?

A minimum credit score is one of the important factors used to determine a borrower’s eligibility for a business loan.

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Caroline Goldstein

Plumbing Insurance: Best Options, Coverage and Costs

Plumbers should have liability insurance. They may need it to start a project or qualify for a professional license.

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Lacie Glover

Best Business Loans and Grants for Native Americans

Business loans are available to eligible Native American borrowers who need help starting a new businesses or expanding an existing one.

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Lisa Anthony, Priyanka Prakash

Best Equipment Loans for Bad Credit of 2026

Any reputable lender will check your credit history before approving you for a loan. But if you have bad credit, consider these options to get equipment financing.

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Randa Kriss

Do You Need a Down Payment for a Business Loan?

A down payment for a business loan is not always necessary, but it may be a good idea if you have the capital.

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Randa Kriss, Olivia Chen

Personal Trainer Insurance: Best Options, Costs and Coverage

Personal trainers should have general and professional liability insurance. They may also benefit from other coverage.

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Randa Kriss, Lacie Glover

SBA Form 413: How to Fill out the Personal Financial Statement

SBA Form 413 is typically required as part of an SBA loan application. The SBA uses this form to evaluate your finances.

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Randa Kriss

40 Business Grants for Black Women

Grant funding can help Black women entrepreneurs launch and grow their businesses. Here are some options.

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Randa Kriss, Sally Lauckner