Are SBA Loans Personally Guaranteed?
Most SBA loans require a personal guarantee. Here's everything you need to know.
Business Loans From Credit Unions: Pros, Cons and How to Apply
Getting a business loan from a credit union can be cheaper than getting one from a bank. But you’ll have become a member before you apply.
2
Here’s Where Small Businesses Are Feeling Inflation Most
Consumers aren't the only ones with rising prices. Small businesses are battling inflation and supply chain delays.
Personal Guarantees for Business Loans: What to Know Before Signing
Personal guarantees are common for business loans, but make sure you'll be able to repay the loan if you have to.
Can You Get a Small-Business Loan After Bankruptcy?
A past bankruptcy filing doesn’t make you ineligible for every type of business loan.
How to Get a Small-Business Loan Without Collateral
You may be able to get a business loan without collateral. But you’ll likely still have to put your business or personal assets on the line.
2
Is a Small-Business Loan Secured or Unsecured?
Small-business loans can either be secured or unsecured. Some lenders offer both types, while others only offer one.
Hazard Insurance for an SBA Loan: Do You Need It?
If you use a property as collateral for an SBA loan, you need hazard insurance that covers the property.
Business Loan vs. Line of Credit: Which Is Right for You?
Business loans are best for major projects, while business lines of credit make sense for ongoing costs.
Commercial Construction Loans: Best Options and How to Get One
Commercial construction loans can help you finance property development or renovation projects.
2
How to Finance a Business Purchase
Business acquisition loans can help finance the purchase of an existing business, but they aren’t the only solution.
Advantages and Disadvantages of a Business Bank Loan
Bank loans offer low interest rates and competitive terms, but you'll need to meet strict requirements to qualify.
What Are Typical Small-Business Loan Terms?
Business loan terms determine how long you’ll repay borrowed funds and how much those payments will cost you over time.
2
Equipment Leasing: What It Is and How It Works
Equipment leasing can help you get the tools your business needs when you can’t afford the upfront costs of purchasing or need the equipment for a limited time only.
2
Fidelity Bonds: What They Are, How to Get One
Fidelity bonds, also called employee dishonesty insurance, protect business owners in case of employee theft.
How to Get a Loan to Buy a Business
Buying an existing business may make it easier to get a loan, but lenders still rely on certain factors.
Accounts Receivable Financing: How It Works and Best Options
AR financing can help you access cash tied up in unpaid invoices. Funding is often fast, but APRs are typically much higher compared with traditional financing options.
2
Do SBA Loans Require Collateral?
Although requirements vary, you'll typically need to provide some form of collateral to get an SBA loan.
Are There SBA Loans for the Self-Employed?
Self-employed business owners can apply for alternative financing if they don’t qualify for SBA loans.
13 Best Factoring Companies for Trucking
These factoring companies for trucking can fund quickly, offer fuel discounts and provide some hints at pricing.
2