Business Grants and Loans for People Previously Convicted of Felonies
Grants, loans and dedicated resources can help formerly incarcerated individuals fund and manage their businesses.
Grants for Nonprofits: How to Get Free Funding in 2026
Nonprofit grants are available from a variety of sources. Here's a list of options.
Confession of Judgment: What Is It and How Does It Work?
Signing a confession of judgment can put your business and its assets at risk if you default. If a lender is asking you to sign one, consider it a red flag.
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Should You Get a Business Loan With a Co-signer?
Adding a co-signer to a business loan can help you qualify for funding and unlock better rates or terms. But it can also put your personal relationships at risk.
Using an SBA 7(a) Loan to Buy a Business
SBA 7(a) loans can be an affordable option when you want to buy an existing business or increase ownership in your current business — as long as you can qualify.
Hard Money Business Loans: What They Are and When to Get One
Although hard money loans can offer quick and easy funds, business owners should be wary of their high rates and short terms.
How to Refinance a Business Loan
Refinancing may make sense if your business can qualify for lower rates or better terms — but it’s not right in every situation.
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What Is a UCC Filing?
UCC filings are a common practice lenders use to secure a business loan, but it’s important you understand how they work and their repercussions.
Small Businesses Face Economic Strain Even With Loyal Patrons
NERDWALLET 2022 SMALL BUSINESS CHECK-IN
Debt Factoring: What It Is, Advantages and Disadvantages
Debt factoring can be a good option for B2B companies that want access to cash tied up in unpaid invoices, but fees may be expensive.
Business Capital: Definition and Where to Get It
Business capital can add value to your business, and may come in the form of debt, equity or grants.
What Is a Factor Rate and How Do You Calculate It?
Factor rates are often used for merchant cash advances and short-term loans. Here’s how to convert them into interest rates to better understand the cost of financing.
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Startup Business Grants: Best Free Funding Options
Startup grants are limited — especially for brand-new businesses — but some programs do accept early-stage applicants. Here are the best options.
Pros and Cons of SBA Loans
SBA loans come with significant benefits, including the fact that they are more accessible than traditional bank loans to some borrowers. (If you’re a startup owner or you’re light on collateral, keep reading.) But SBA loans also include some drawbacks that you should weigh carefully.
What Are Business Loans and How Do They Work?
Business loans help fund growth, but startups and bad-credit borrowers may struggle to qualify. If you can't afford or want to avoid debt, consider other funding options.
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Business Loan vs. Personal Loan: Which Is Right for You?
Use this guide to compare business loans vs. personal loans and choose the right option for your needs.
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Recourse vs. Non-Recourse Factoring: What’s the Difference?
With recourse factoring, you're responsible for the debt if your customers don’t pay. With non-recourse factoring, the factoring company accepts the loss for nonpayment.
Can You Get a Startup Business Loan With an EIN Only?
Possibly. But you’ll likely need to rely on your business credit score or explore alternative financing options.
Payroll Loans: What They Are, Types and Best Options
A payroll loan can save the day when you’re short on cash to pay your employees, but they may be expensive.
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Can You Get a Small-Business Loan With a Tax Lien?
Yes, but your options will be limited. Take steps to resolve the lien to improve your odds of getting a business loan.
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