Aspire Platinum Rewards Mastercard®

Aspire Platinum Rewards Mastercard®

Aspire Platinum Rewards Mastercard®

Aspire Platinum Rewards Mastercard®

Aspire Platinum Rewards Mastercard®

Card details

  • Generous credit limits.

  • No annual fee.

  • 5,000 Bonus Rewards Points after spending $2,000 in the first 3 months – that includes balance transfers!

  • Mastercard Benefits: Extended warranties, price protection, ID theft resolution

  • 0% introductory APR* on balance transfers for the first six months

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    5,000 Bonus Rewards Points after spending $2,000 in the first 3 months

  • Intro APR

    Purchase: None

    Transfer: 0% for 6 mos

  • Ongoing APR

    Min APR: 10.90%, Variable

    Max APR: 18.00%, Variable

    Cash Advance APR: 18.00%, Variable

  • Balance transfer fee

    A balance transfer fee will not be charged during the first six months following the opening of your account. After the promotional period, $5 or 2% of the amount of each balance transfer, whichever is greater.

  • Foreign transaction fee

    1%

Recommended credit score

Compare to other cards

Aspire Federal Credit Union Platinum Rewards MasterCard Credit Card

Aspire Platinum Rewards Mastercard®

Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

10.90% - 18.00% Variable

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

Purchase: None

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Rating details

2.4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 0% introductory APR* on balance transfers for the first six months

Cons
  • Credit union membership required

The Aspire Platinum Rewards Mastercard® offers a coveted trifecta of zeroes: a $0 annual fee, a 0% intro APR period, and a $0 balance transfer fee for balances transferred during the first six months of opening an account.

You'll get an intro 0% introductory APR on balance transfers for the first six months, and then the ongoing APR of 10.90% - 18.00% Variable. The card also offers a sign-up bonus — toward which balance transfers count — plus 1 point per $1 spent on all purchases.

You have to become a member of Aspire Federal Credit Union, but it’s fairly easy to join.

For more information about this card, see NerdWallet’s full review.