Generous credit limits.
No annual fee.
5,000 Bonus Rewards Points after spending $2,000 in the first 3 months – that includes balance transfers!
Mastercard Benefits: Extended warranties, price protection, ID theft resolution
0% introductory APR* on balance transfers for the first six months
Rates, fees & offers
5,000 Bonus Rewards Points after spending $2,000 in the first 3 months
Transfer: 0% for 6 mos
Min APR: 10.90%, Variable
Max APR: 18.00%, Variable
Cash Advance APR: 18.00%, Variable
Balance transfer fee
A balance transfer fee will not be charged during the first six months following the opening of your account. After the promotional period, $5 or 2% of the amount of each balance transfer, whichever is greater.
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
No annual fee
Intro APR period on Balance Transfers
Credit union membership required
The Aspire Platinum Rewards Mastercard® offers a coveted trifecta of zeroes: a $0 annual fee, a 0% intro APR period, and a $0 balance transfer fee for balances transferred during the first six months of opening an account.
You'll get an intro 0% for 6 months on balance transfers, and then the ongoing APR of 10.90% - 18.00% Variable. The card also offers a sign-up bonus — toward which balance transfers count — plus 1 point per $1 spent on all purchases.
You have to become a member of Aspire Federal Credit Union, but it’s fairly easy to join.
For more information about this card, see NerdWallet’s full review.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.