Aspire Platinum Rewards Mastercard®

Aspire Platinum Rewards Mastercard®

Aspire Platinum Rewards Mastercard®

Aspire Platinum Rewards Mastercard®

Aspire Platinum Rewards Mastercard®

Card details

  • Generous credit limits.

  • No annual fee.

  • 5,000 Bonus Rewards Points after spending $2,000 in the first 3 months – that includes balance transfers!

  • Mastercard Benefits: Extended warranties, price protection, ID theft resolution

  • 0% introductory APR* on balance transfers for the first six months

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    5,000 Bonus Rewards Points after spending $2,000 in the first 3 months

  • Intro APR

    Purchase: None

    Transfer: 0% for 6 mos

  • Ongoing APR

    Min APR: 10.90%, Variable

    Max APR: 18.00%, Variable

    Cash Advance APR: 18.00%, Variable

  • Balance transfer fee

    A balance transfer fee will not be charged during the first six months following the opening of your account. After the promotional period, $5 or 2% of the amount of each balance transfer, whichever is greater.

  • Foreign transaction fee

    1%

Recommended credit score

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NerdWallet review

By Melissa Lambarena

Rating details

3.3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • 0% introductory APR* on balance transfers for the first six months

Cons
  • Credit union membership required

The Aspire Platinum Rewards Mastercard® offers a coveted trifecta of zeroes: a $0 annual fee, a 0% intro APR period, and a $0 balance transfer fee for balances transferred during the first six months of opening an account.

You'll get an intro 0% introductory APR on balance transfers for the first six months, and then the ongoing APR of 10.90% - 18.00% Variable. The card also offers a sign-up bonus — toward which balance transfers count — plus 1 point per $1 spent on all purchases.

You have to become a member of Aspire Federal Credit Union, but it’s fairly easy to join.

For more information about this card, see NerdWallet’s full review.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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