Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

on Bank of America's secure website, or call (800) 211-3740

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

on Bank of America's secure website, or call (800) 211-3740

Card details

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire

  • NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions

  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees

  • Comes with chip technology for enhanced security and protection at chip-enabled terminals

  • 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR

  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account

  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5 points per dollar

  • Bonus offer

    25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

  • Intro APR

    0% on Purchases for 12 billing cycles

  • Ongoing Apr

    APR: 16.99% - 24.99% Variable APR

    Penalty APR: up to 29.99% APR

    Cash Advance APR: See Terms

  • Balance Transfer Fee

    Either $10 or 3% of the amount of each transaction, whichever is greater.

  • Foreign Transaction Fee

    None

Recommended credit score

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NerdWallet Review

By Lindsay Konsko

Rating Details

3.9

Editor's overall rating

Pros and Cons

Pros
  • No annual fee and no foreign transaction fees

  • Generous flat rewards rate on all purchases

  • Flexibility to book travel how you want

  • Rewards accelerator if you bank with Bank of America or invest with Merrill Lynch

Cons
  • More restrictive than a straight cash back card

  • If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards

The Bank of America® Travel Rewards credit card is an excellent choice for cost-conscious globetrotters. It's one of the few high-rewards travel credit cards on the market that charges an annual fee of $0. Plus, it charges no foreign transaction fees and comes chip-enabled. This makes it good for overseas travel.

With the Bank of America® Travel Rewards credit card, you'll earn 1.5 points for every dollar you spend, and points can be redeemed for nearly any travel purchase in the form of a statement credit. You might also be eligible to earn more through the Preferred Rewards program if you have a qualifying Bank of America® account.

To get you started, the Bank of America® Travel Rewards credit card comes with a signup bonus: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. Although juicier offers exist, this card provides a great overall value for most travelers. For more information on the Bank of America® Travel Rewards credit card, see our full review.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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