Chase Slate Edge℠
Chase Slate Edge℠
Card details
Receive a $100 bonus on your statement when you spend $500 in your first six months from account opening.
Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
0% Intro APR for 12 months from account opening on purchases and balance transfers, then a variable APR of 14.99 - 23.74%.
No annual fee.
Rates, fees & offers
Annual fee
$0
Rewards rate
N/A
Bonus offer
Receive a $100 bonus on your statement when you spend $500 in your first six months from account opening.
Intro APR
0% intro APR for 12 months on purchases and balance transfers
Ongoing APR
APR: 14.99% - 23.74% Variable APR
Cash Advance APR: 24.99%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
 Chase Slate Edge℠ | ||
|---|---|---|
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR14.99% - 23.74% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APR0% intro APR for 12 months on purchases and balance transfers | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.1
Editor's overall rating
Pros and cons
Pros
Intro APR period
No annual fee
New cardholder bonus offer
Cons
Requires good/excellent credit
Has balance transfer fee
No rewards
The Chase Slate Edge℠ can be a good option for consumers looking build up their credit or pay down debt without incurring any interest. The $0-annual-fee card features a 0% intro APR for 12 months on purchases and balance transfers, and then the ongoing APR of 14.99% - 23.74% Variable APR. Plus, cardholders can potentially lower their ongoing interest rate and increase their credit limits.
However, cardholders will be charged a balance transfer fee of 5%. And in terms of long-term benefits, the card leaves much to be desired.
There are other 0% intro APR cards that offer longer interest-free periods and that come with more lucrative benefits — especially for those with good-to-excellent credit scores.
For more information, see NerdWallet’s full review of the card here.
