Chase Slate Edge℠
on Chase's website
Chase Slate Edge℠
Card details
Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 19.24% - 27.99% on balance transfers and purchases after the introductory period ends.
Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
All for no annual fee - You won't have to pay an annual fee for all the great features that come with your Slate Edge℠ card
Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more
Rates, fees & offers
Annual fee
$0
Rewards rate
N/A
Bonus offer
None
Intro APR
0% intro APR for 18 months on purchases and balance transfers
Ongoing APR
APR: 19.24%-27.99% Variable APR
Cash Advance APR: 29.24%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$0 | Annual fee$99 | Annual fee$95 |
Regular APR19.24%-27.99% Variable APR | Regular APR19.24%-27.24% Variable APR | |
Intro APR0% intro APR for 18 months on purchases and balance transfers | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
4.8
Editor's overall rating
Pros and cons
Pros
Intro APR period
No annual fee
New cardholder bonus offer
Cons
Requires good/excellent credit
Has balance transfer fee
No rewards
The Chase Slate Edge℠ can be a good option for consumers looking build up their credit or pay down debt without incurring any interest. The $0-annual-fee card features a 0% intro APR for 18 months on purchases and balance transfers, and then the ongoing APR of 19.24%-27.99% Variable APR. Plus, cardholders can potentially lower their ongoing interest rate and increase their credit limits.
However, cardholders will be charged a balance transfer fee of 5%. And in terms of long-term benefits, the card leaves much to be desired.
There are other 0% intro APR cards that offer longer interest-free periods and that come with more lucrative benefits — especially for those with good-to-excellent credit scores.
For more information, see NerdWallet’s full review of the card here.
