
Chase Slate Edge℠
on Chase's website
Chase Slate Edge℠
Card details
Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 19.24% - 27.99% on balance transfers and purchases after the introductory period ends.
Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
All for no annual fee - You won't have to pay an annual fee for all the great features that come with your Slate Edge℠ card
Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more
Rates, fees & offers
Annual fee
$0
Rewards rate
N/A
Bonus offer
None
Intro APR
0% intro APR for 18 months on purchases and balance transfers
Ongoing APR
APR: 19.24%-27.99% Variable APR
Cash Advance APR: 29.24%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
Learn more | ||
Annual fee$0 | Annual fee$99 | Annual fee$95 |
Regular APR19.24%-27.99% Variable APR | Regular APR19.24%-27.24% Variable APR | |
Intro APR0% intro APR for 18 months on purchases and balance transfers | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
4.8
Editor's overall rating
Pros and cons
Pros
Intro APR period
No annual fee
New cardholder bonus offer
Cons
Requires good/excellent credit
Has balance transfer fee
No rewards
The Chase Slate Edge℠ can be a good option for consumers looking build up their credit or pay down debt without incurring any interest. The $0-annual-fee card features a 0% intro APR for 18 months on purchases and balance transfers, and then the ongoing APR of 19.24%-27.99% Variable APR. Plus, cardholders can potentially lower their ongoing interest rate and increase their credit limits.
However, cardholders will be charged a balance transfer fee of 5%. And in terms of long-term benefits, the card leaves much to be desired.
There are other 0% intro APR cards that offer longer interest-free periods and that come with more lucrative benefits — especially for those with good-to-excellent credit scores.
For more information, see NerdWallet’s full review of the card here.