Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

on Chase's website

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

on Chase's website

Card details

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

  • 3,000 bonus points after your Cardmember anniversary.

  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.

  • 1 point per $1 spent on all other purchases.

  • All points earned count towards Companion Pass.

  • No blackout dates or seat restrictions.

  • Redeem your points for flights, hotel stays, gift cards, access to events, and more.

Rates, fees & offers

  • Annual fee

    $69

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.49% - 24.49% Variable APR

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of each transaction in U.S. dollars

Recommended credit score

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NerdWallet review

By Sara Rathner

Rating details

4.3

Editor's overall rating

Pros and cons

Pros

  • Anniversary bonus

  • No blackout dates or seat restrictions

Cons

  • Has annual fee

  • Has foreign transaction fee

The Southwest Rapid Rewards® Plus Credit Card isn't the flashiest card in the Southwest Rapid Rewards family, but it's got a lot going for it.

Its annual fee is $69, and it has the same APR and ongoing rewards rates as its two higher-annual-fee sibling cards, not to mention the same sign-up bonus — and that means you'll get the same head start toward a coveted Southwest Companion Pass no matter which card you get.

Just know that this card doesn’t travel as well as the Southwest Rapid Rewards® Premier Credit Card or the Southwest Rapid Rewards® Priority Credit Card, nor is it as generous with side benefits.

In fact, if you’re a loyal Southwest customer seeking extra perks when you travel, it could be that the much pricier Southwest Rapid Rewards® Priority Credit Card will still be a better deal for you thanks to the added value you’ll get.

For more information about the Southwest Rapid Rewards® Plus Credit Card, see our full review.