Southwest Rapid Rewards® Plus Credit Card
on Chase's website
Southwest Rapid Rewards® Plus Credit Card
Card details
New Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
3,000 anniversary points each year.
Earn 2X points on Southwest® purchases.
Earn 2X points on local transit and commuting, including rideshare.
Earn 2X points on internet, cable, phone services, and select streaming.
2 EarlyBird Check-In® each year.
Earn 1 point for every $1 spent on all other purchases.
All points earned count towards Companion Pass®.
Rates, fees & offers
Annual fee
$69
Rewards rate
1x-2x
Bonus offer
New Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
Intro APR
N/A
Ongoing APR
APR: 17.49%-24.49% Variable APR
Cash Advance APR: 26.49%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$69 | Annual fee$99 | Annual fee$199 |
Regular APR17.49%-24.49% Variable APR | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
4.2
Editor's overall rating
Pros and cons
Pros
Anniversary perk
No reward caps
Cons
Has annual fee
Rewards have limited flexibility
The Southwest Rapid Rewards® Plus Credit Card isn't the flashiest card in the Southwest Rapid Rewards family, but it's got a lot going for it.
Its annual fee is $69, and it has the same APR and ongoing rewards rates as its two higher-annual-fee sibling cards, not to mention the same sign-up bonus — and that means you'll get the same head start toward a coveted Southwest Companion Pass no matter which card you get.
Just know that this card doesn’t travel as well as the Southwest Rapid Rewards® Premier Credit Card or the Southwest Rapid Rewards® Priority Credit Card, nor is it as generous with side benefits.
In fact, if you’re a loyal Southwest customer seeking extra perks when you travel, it could be that the much pricier Southwest Rapid Rewards® Priority Credit Card will still be a better deal for you thanks to the added value you’ll get.
For more information about the Southwest Rapid Rewards® Plus Credit Card, see our full review.
