Southwest Rapid Rewards® Plus Credit Card
on Chase's website
Southwest Rapid Rewards® Plus Credit Card
Card details
Limited-time offer: earn Companion Pass® good through 2/28/24 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.
3,000 anniversary points each year.
Earn 2X points on Southwest® purchases.
Earn 2X points on local transit and commuting, including rideshare.
Earn 2X points on internet, cable, and phone services, and select streaming.
2 EarlyBird Check-In® each year.
Earn 1 point for every $1 spent on all other purchases.
All points earned count towards Companion Pass®.
Rates, fees & offers
Annual fee
$69
Rewards rate
1x-2x
Bonus offer
Earn Companion Pass® good through 2/28/24 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.
Intro APR
N/A
Ongoing APR
APR: 20.24%-27.24% Variable APR
Cash Advance APR: 29.24%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$69 | Annual fee$99 | Annual fee$199 |
Regular APR20.24%-27.24% Variable APR | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
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Rating details
4.2
Editor's overall rating
Pros and cons
Pros
Anniversary perk
No reward caps
Cons
Has annual fee
Rewards have limited flexibility
The Southwest Rapid Rewards® Plus Credit Card isn't the flashiest card in the Southwest Rapid Rewards family, but it's got a lot going for it.
Its annual fee is $69, and it has the same APR and ongoing rewards rates as its two higher-annual-fee sibling cards, not to mention the same sign-up bonus — and that means you'll get the same head start toward a coveted Southwest Companion Pass no matter which card you get.
Just know that this card doesn’t travel as well as the Southwest Rapid Rewards® Premier Credit Card or the Southwest Rapid Rewards® Priority Credit Card, nor is it as generous with side benefits.
In fact, if you’re a loyal Southwest customer seeking extra perks when you travel, it could be that the much pricier Southwest Rapid Rewards® Priority Credit Card will still be a better deal for you thanks to the added value you’ll get.
For more information about the Southwest Rapid Rewards® Plus Credit Card, see our full review.
