Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

on Chase's website

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

on Chase's website

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Card details

  • New Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.

  • 3,000 anniversary points each year.

  • Earn 2X points on Southwest® purchases.

  • Earn 2X points on local transit and commuting, including rideshare.

  • Earn 2X points on internet, cable, phone services, and select streaming.

  • 2 EarlyBird Check-In® each year.

  • Earn 1 point for every $1 spent on all other purchases.

  • All points earned count towards Companion Pass®.

Rates, fees & offers

  • Annual fee

    $69

  • Rewards rate

    1x-2x

  • Bonus offer

    New Offer: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.49%-24.49% Variable APR

    Cash Advance APR: 26.49%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of each transaction in U.S. dollars

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$69

Annual fee

$99

Annual fee

$199

Regular APR

17.49%-24.49% Variable APR

Regular APR

17.49%, 21.49% or 26.49%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.2

Editor's overall rating

Pros and cons

Pros
  • Anniversary perk

  • No reward caps

Cons
  • Has annual fee

  • Rewards have limited flexibility

The Southwest Rapid Rewards® Plus Credit Card isn't the flashiest card in the Southwest Rapid Rewards family, but it's got a lot going for it.

Its annual fee is $69, and it has the same APR and ongoing rewards rates as its two higher-annual-fee sibling cards, not to mention the same sign-up bonus — and that means you'll get the same head start toward a coveted Southwest Companion Pass no matter which card you get.

Just know that this card doesn’t travel as well as the Southwest Rapid Rewards® Premier Credit Card or the Southwest Rapid Rewards® Priority Credit Card, nor is it as generous with side benefits.

In fact, if you’re a loyal Southwest customer seeking extra perks when you travel, it could be that the much pricier Southwest Rapid Rewards® Priority Credit Card will still be a better deal for you thanks to the added value you’ll get.

For more information about the Southwest Rapid Rewards® Plus Credit Card, see our full review.