Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

on Chase's website

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

on Chase's website

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Card details

  • Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open. Plus, now enjoy more benefits and more ways to earn.

  • 3,000 anniversary points each year.

  • Earn 2X points on Southwest® purchases.

  • NEW! Earn 2X points on local transit and commuting, including rideshare.

  • NEW! Earn 2X points on internet, cable, phone services, and select streaming.

  • NEW! 2 EarlyBird Check-In® each year.

  • Earn 1 point for every $1 spent on all other purchases.

  • All points earned count towards Companion Pass®.

Rates, fees & offers

  • Annual fee

    $69

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99%-22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of each transaction in U.S. dollars

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$69

Annual fee

$99

Annual fee

$199

Regular APR

15.99%-22.99% Variable APR

Regular APR

15.99%-24.99% Variable APR

Regular APR

N/A

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Sara Rathner

Rating details

4.2

Editor's overall rating

Pros and cons

Pros
  • Anniversary perk

  • No reward caps

Cons
  • Has annual fee

  • Rewards have limited flexibility

The Southwest Rapid Rewards® Plus Credit Card isn't the flashiest card in the Southwest Rapid Rewards family, but it's got a lot going for it.

Its annual fee is $69, and it has the same APR and ongoing rewards rates as its two higher-annual-fee sibling cards, not to mention the same sign-up bonus — and that means you'll get the same head start toward a coveted Southwest Companion Pass no matter which card you get.

Just know that this card doesn’t travel as well as the Southwest Rapid Rewards® Premier Credit Card or the Southwest Rapid Rewards® Priority Credit Card, nor is it as generous with side benefits.

In fact, if you’re a loyal Southwest customer seeking extra perks when you travel, it could be that the much pricier Southwest Rapid Rewards® Priority Credit Card will still be a better deal for you thanks to the added value you’ll get.

For more information about the Southwest Rapid Rewards® Plus Credit Card, see our full review.