Southwest Rapid Rewards® Plus Credit Card
on Chase's website
Southwest Rapid Rewards® Plus Credit Card
Card details
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
3,000 bonus points after your Cardmember anniversary each year.
Earn 2 points per $1 spent on Southwest® purchases.
Earn 1 point per $1 spent on all other purchases.
All points earned count towards Companion Pass®.
No blackout dates or seat restrictions.
Your points never expire, a benefit of the Rapid Rewards® program.
Rates, fees & offers
Annual fee
$69
Rewards rate
1x-3x
Bonus offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
Intro APR
N/A
Ongoing APR
APR: 15.99% - 22.99% Variable APR
Cash Advance APR: 24.99%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
Annual Fee$69 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Sara Rathner
Rating details
4.3
Editor's overall rating
Pros and cons
Pros
Anniversary perk
No reward caps
Cons
Has annual fee
Rewards have limited flexibility
The Southwest Rapid Rewards® Plus Credit Card isn't the flashiest card in the Southwest Rapid Rewards family, but it's got a lot going for it.
Its annual fee is $69, and it has the same APR and ongoing rewards rates as its two higher-annual-fee sibling cards, not to mention the same sign-up bonus — and that means you'll get the same head start toward a coveted Southwest Companion Pass no matter which card you get.
Just know that this card doesn’t travel as well as the Southwest Rapid Rewards® Premier Credit Card or the Southwest Rapid Rewards® Priority Credit Card, nor is it as generous with side benefits.
In fact, if you’re a loyal Southwest customer seeking extra perks when you travel, it could be that the much pricier Southwest Rapid Rewards® Priority Credit Card will still be a better deal for you thanks to the added value you’ll get.
For more information about the Southwest Rapid Rewards® Plus Credit Card, see our full review.
