Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

on Chase's secure website

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

on Chase's secure website

Card details

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

  • 6,000 bonus points after your Cardmember anniversary.

  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.

  • 1 point per $1 spent on all other purchases.

  • Earn unlimited points that don't expire as long as your card account is open

  • No foreign transaction fees.

  • No blackout dates or seat restrictions.

  • Redeem your points for flights, hotel stays, gift cards, access to events and more.

Rates, fees & offers

  • Annual fee

    $99

  • Rewards rate

    1 point per dollar

  • Bonus offer

    Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 18.24% - 25.24% Variable APR

    Cash Advance APR: 27.24%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet Review

By Claire Tsosie

Rating Details

3.6

Editor's overall rating

Pros and Cons

Pros
  • No foreign transaction fees

  • Anniversary bonus

  • No blackout dates or seat restrictions

Cons
  • No luxury perks

  • Can't stack points from other frequent flyer programs

  • Has annual fee, not waived for the first year

Unlike many budget airline credit cards, the Southwest Rapid Rewards® Premier Credit Card gives flyers a reason to stay loyal. The $99-annual-fee card gets you an anniversary bonus of 6,000 points every new cardmember year, regardless of how much you spend. You can also earn tier-qualifying points after hitting certain spending thresholds each calendar year. You'll get 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point per dollar spent on all other purchases.

The card also comes with a solid sign-up bonus: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. It's not a good choice for folks who don't fly with Southwest often. But for those who are loyal to the airline, it's an excellent pick.

For more information, read NerdWallet's full review.

User Reviews

Rating Details

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