Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

on Chase's website

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

on Chase's website

Loading

Card details

  • Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open. Plus, now enjoy more benefits and more ways to earn.

  • 6,000 anniversary points each year.

  • NEW! Earn 3X points on Southwest® purchases.

  • NEW! Earn 2X points on local transit and commuting, including rideshare.

  • NEW! Earn 2X points on internet, cable, phone services, and select streaming.

  • NEW! 2 EarlyBird Check-In® each year.

  • All points earned count towards Companion Pass®.

  • No foreign transaction fees.

Rates, fees & offers

  • Annual fee

    $99

  • Rewards rate

    1x-3x

  • Bonus offer

    Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99%-22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

    Penalty APR: 29.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$99

Annual fee

$99

Annual fee

$199

Regular APR

15.99%-22.99% Variable APR

Regular APR

15.99%-24.99% Variable APR

Regular APR

N/A

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Claire Tsosie

Rating details

3.9

Editor's overall rating

Pros and cons

Pros
  • Anniversary perk

  • No reward caps

Cons
  • Has annual fee

  • Rewards have limited flexibility

Unlike many budget airline credit cards, the Southwest Rapid Rewards® Premier Credit Card gives flyers a reason to stay loyal. The $99-annual-fee card gets you an anniversary bonus of 6,000 points every new cardmember year, regardless of how much you spend. You can also earn tier-qualifying points after hitting certain spending thresholds each calendar year. You'll get 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point per dollar spent on all other purchases.

The card also comes with a solid sign-up bonus: Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open. It's not a good choice for folks who don't fly with Southwest often. But for those who are loyal to the airline, it's an excellent pick.

For more information, read NerdWallet's full review.