World of Hyatt Credit Card
on Chase's website
World of Hyatt Credit Card
Card details
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
Limited Time offer: Apply by 9/30/21 and upon approval you'll receive 2 Tier-Qualifying Night Credits for each night you stay from 8/16/21 through 12/31/21.
Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.
Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Rates, fees & offers
Annual fee
$95
Rewards rate
1x-9x
Bonus offer
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Intro APR
N/A
Ongoing APR
APR: 15.99% - 22.99% Variable APR
Cash Advance APR: 24.99%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$95 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
5
Editor's overall rating
Pros and cons
Pros
New cardholder bonus offer
Automatic free night annually
Bonus categories
Luxury perks
Cons
Has annual fee
Complicated rewards
Limited redemptions
Holders of World of Hyatt Credit Card get an annual free night certificate, good for a Category 1-4 Hyatt hotel or resort, not to mention generous ongoing rewards, plus a rich welcome offer that can be redeemed for an extended stay, a swank getaway, or anything in between.
Using the card at Hyatt properties will score you 4 points per dollar, plus you’ll net an additional 5 points per dollar on those Hyatt expenditures just by being a World of Hyatt member. You’ll also earn 2 points per dollar spent on dining at restaurants, cafes and coffee shops; airline tickets purchased through the airline; fitness club and gym memberships; and local transit and commuting including rideshare services. All other spending earns 1 point per $1.
Keep in mind that the Hyatt portfolio also has a somewhat limited footprint compared with other, larger chains. If your travels don’t typically take you where there’s a Hyatt brand hotel, a stash of free nights won’t mean a thing.
For more information, check out our full review.
