Costco Anywhere Visa<sup>&reg;</sup> Card by Citi

Costco Anywhere Visa® Card by Citi

on Citibank's application

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa<sup>&reg;</sup> Card by Citi

Costco Anywhere Visa® Card by Citi

on Citibank's application

Card details

  • Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members

  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter

  • 3% cash back on restaurants and eligible travel purchases

  • 2% cash back on all other purchases from Costco and Costco.com

  • 1% cash back on all other purchases

  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases

  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

  • The standard variable APR for Citi Flex Plan is 16.74%. Citi Flex Plan offers are made available at Citi's discretion.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-4%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.74% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 26.74%, Variable

  • Balance transfer fee

    3% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    0%

Recommended credit score

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NerdWallet review

By Kimberly Palmer

Rating details

4.7

Editor's overall rating

Pros and cons

Pros

  • Bonus cash back categories

  • No annual fee

  • High rewards rates in certain categories

  • Can use card as Costco membership ID

Cons

  • Requires excellent credit

  • Needs Costco membership to qualify

  • Rewards redeemable once a year and only at Costco

The Costco Anywhere Visa® Card by Citi can indeed be used anywhere, not just at Costco, and it offers high rewards rates across a wide variety of categories, especially on gas purchases.

Its annual fee is $0, but you must be a Costco member to get the card — and that requires a yearly membership fee.

With the card, you’ll earn:

-4% cash back on gas purchases (both at Costco and other gas stations) on up to $7,000 of spending a year, then 1% back.

-3% cash back on restaurants and most travel purchases.

-2% cash back at Costco and Costco.com.

-1% cash back on all other purchases.

Rewards can be redeemed only once a year, and only inside a physical Costco store.

For more information, visit our full review.