Costco Anywhere Visa<sup>&reg;</sup> Card by Citi

Costco Anywhere Visa® Card by Citi

on Citibank's secure application

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa<sup>&reg;</sup> Card by Citi

Costco Anywhere Visa® Card by Citi

on Citibank's secure application

Card details

  • Exclusively for Costco Members: Go Big with Cash Back Rewards

  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter

  • 3% cash back on restaurants and eligible travel purchases

  • 2% cash back on all other purchases from Costco and

  • 1% cash back on all other purchases

Rates, fees & offers

  • Annual fee


  • Rewards rate


  • Bonus offer


  • Intro APR


  • Ongoing Apr

    APR: 16.99% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 26.99%, Variable

  • Balance Transfer Fee

    3% of each balance transfer; $5 minimum.

  • Foreign Transaction Fee


Recommended credit score

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NerdWallet Review

By Virginia C. McGuire

Rating Details


Editor's overall rating

Pros and Cons

  • Bonus cash back categories

  • No annual fee

  • High rewards rates in certain categories

  • Can use card as Costco membership ID

  • Requires excellent credit

  • Needs Costco membership to qualify

  • Rewards redeemable once a year and only at Costco

The Costco Anywhere Visa® Card by Citi is a hybrid between a store credit card and a general rewards card. It offers 2% cash back on Costco and purchases — but there are other flat-rate cards out there that pay 2%, so that's not the card's best feature.

Instead, it's the ability to earn a whopping 4% back on gas, whether you fill your tank at Costco or a regular gas station, that makes this card such a good deal. You'll only earn the higher rate on the first $7,000 you spend on gas annually, and there are limitations on which types of gas stations are eligible. But this benefit could save car commuters and road trip vacationers a lot of money.

The card also pays 3% back on qualifying restaurant and travel purchases, and a flat 1% back on everything else.

The biggest downside is the fact that you can only redeem your rewards once a year — in person, at Costco.

Want to learn more? Read our full review of the Costco Anywhere Visa® Card by Citi.

User Reviews

Rating Details

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