MINI Card

MINI Card

MINI Card

MINI Card

MINI Card

Card details

  • $0 annual fee

  • 1 point for every dollar spent on purchases.

  • 2 points for every dollar spent at a MINI Dealership.

  • 2 points for every dollar spent on MINI Motoring purchases.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1 point per dollar

  • Bonus offer

    Limited Time Offer: Spend $2,000 on purchases within the first 90 days from account opening and receive 30,000 bonus MINI Motoring Rewards Points.

  • Intro APR

    Purchase: 0% for 15 mos

    Transfer: 0% for 15 mos

  • Ongoing APR

    APR: 15.24% - 26.24% Variable APR

    Penalty APR: Up to 31.24%, Variable

    Cash Advance APR: 27.24%, Variable

  • Balance transfer fee

    4%

  • Foreign transaction fee

    3%

Recommended credit score

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NerdWallet review

By Kimberly Palmer

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

Cons
  • Needs excellent credit

The MINI Card earns double points for purchases at MINI dealerships as well as for motoring-related expenses like gas, tolls and car washes. (All other purchases earn one point per dollar.) The annual fee is $0.

But even if you’re a hardcore MINI lover — and a big spender at dealerships — other cash-back cards give you richer and easier-to-redeem rewards.

For more information, see NerdWallet's review of this card.