$0 annual fee
1 point for every dollar spent on purchases.
2 points for every dollar spent at a MINI Dealership.
2 points for every dollar spent on MINI Motoring purchases.
Rates, fees & offers
1 point per dollar
Limited Time Offer: Spend $2,000 on purchases within the first 90 days from account opening and receive 30,000 bonus MINI Motoring Rewards Points.
Purchase: 0% for 15 mos
Transfer: 0% for 15 mos
APR: 15.24% - 26.24% Variable APR
Penalty APR: Up to 31.24%, Variable
Cash Advance APR: 27.24%, Variable
Balance transfer fee
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
No annual fee
Intro APR period on Purchases and Balance Transfers
Needs excellent credit
The MINI Card earns double points for purchases at MINI dealerships as well as for motoring-related expenses like gas, tolls and car washes. (All other purchases earn one point per dollar.) The annual fee is $0.
But even if you’re a hardcore MINI lover — and a big spender at dealerships — other cash-back cards give you richer and easier-to-redeem rewards.
For more information, see NerdWallet's review of this card.