PayPal Extras Mastercard®
PayPal Extras Mastercard®
PayPal Extras Mastercard®
Card details
Earn 3 points per $1 spent on gas and restaurant purchases
Earn 2 points per $1 spent on PayPal and eBay purchases
Earn 1 point per $1 spent on all other Mastercard purchases
No annual fee
Shop everywhere Mastercard is accepted – 24 million locations and counting
Conveniently redeem your Reward Points through PayPal
Applications for the PayPal Extras Mastercard are no longer being accepted, but you can still earn points for purchases you make with it
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-3x
Bonus offer
N/A
Intro APR
N/A
Ongoing APR
APR: 15.99%-26.99% Variable APR
Foreign transaction fee
3% of each transaction.
Recommended credit score
Compare to other cards
| Learn more | Learn more | Learn more |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
2.9
Editor's overall rating
Pros and cons
Pros
No annual fee
Bonus categories
Cons
Complicated redemptions
High minimum redemption requirement
No new cardholder bonus offer
No 0% intro APR
Must be a member/customer
The PayPal Extras Mastercard®, which has a $0 annual fee, earns bonus points on everyday spending, including gas, restaurants, PayPal and eBay purchases. The downside is that it can be hard to redeem the points, given the minimum redemption requirements and restrictions on travel booking. The points are also not highly valued, at about 0.83 cent per point.
It’s worth noting that you need a PayPal account before applying. Also, PayPal offers another co-branded credit card, the PayPal Cashback Mastercard®, which is a more flexible option, offering 2% cash back on all purchases.
For more information, see a closer look at this card.
