Southwest Rapid Rewards® Premier Credit Card
on Chase's website
Southwest Rapid Rewards® Premier Credit Card
Card details
Our best points offer ever! Earn up to 100,000 bonus points. Earn 50,000 bonus points after spending $2,000 on purchases in the first 3 months your account is open, plus 50,000 more bonus points after spending $12,000 total on purchases in the first 12 months.
Now enjoy more benefits and more ways to earn.
6,000 anniversary points each year.
NEW! Earn 3X points on Southwest® purchases.
NEW! Earn 2X points on local transit and commuting, including rideshare.
NEW! Earn 2X points on internet, cable, phone services, and select streaming.
NEW! 2 EarlyBird Check-In® each year.
All points earned count towards Companion Pass®.
Rates, fees & offers
Annual fee
$99
Rewards rate
1x-3x
Bonus offer
Earn up to 100,000 bonus points. Earn 50,000 bonus points after spending $2,000 on purchases in the first 3 months your account is open, plus 50,000 more bonus points after spending $12,000 total on purchases in the first 12 months.
Intro APR
N/A
Ongoing APR
APR: 15.99% - 22.99% Variable APR
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$99 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.4
Editor's overall rating
Pros and cons
Pros
Anniversary perk
No reward caps
Cons
Has annual fee
Rewards have limited flexibility
Unlike many budget airline credit cards, the Southwest Rapid Rewards® Premier Credit Card gives flyers a reason to stay loyal. The $99-annual-fee card gets you an anniversary bonus of 6,000 points every new cardmember year, regardless of how much you spend. You can also earn tier-qualifying points after hitting certain spending thresholds each calendar year. You'll get 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point per dollar spent on all other purchases.
The card also comes with a solid sign-up bonus: Earn up to 100,000 bonus points. Earn 50,000 bonus points after spending $2,000 on purchases in the first 3 months your account is open, plus 50,000 more bonus points after spending $12,000 total on purchases in the first 12 months. It's not a good choice for folks who don't fly with Southwest often. But for those who are loyal to the airline, it's an excellent pick.
For more information, read NerdWallet's full review.
