Southwest Rapid Rewards® Premier Credit Card
on Chase's website
Southwest Rapid Rewards® Premier Credit Card
Card details
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
6,000 bonus points after your Cardmember anniversary each year.
Earn 2 points per $1 spent on Southwest® purchases.
Earn 1 point per $1 spent on all other purchases.
All points earned count towards Companion Pass®.
No foreign transaction fees.
No blackout dates or seat restrictions.
Your points never expire, a benefit of the Rapid Rewards® program.
Rates, fees & offers
Annual fee
$99
Rewards rate
1x-3x
Bonus offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
Intro APR
N/A
Ongoing APR
APR: 15.99% - 22.99% Variable APR
Cash Advance APR: 24.99%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$99 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.4
Editor's overall rating
Pros and cons
Pros
No foreign transaction fees
Anniversary bonus
No blackout dates or seat restrictions
Cons
No luxury perks
Can't stack points from other frequent flyer programs
Has annual fee, not waived for the first year
Unlike many budget airline credit cards, the Southwest Rapid Rewards® Premier Credit Card gives flyers a reason to stay loyal. The $99-annual-fee card gets you an anniversary bonus of 6,000 points every new cardmember year, regardless of how much you spend. You can also earn tier-qualifying points after hitting certain spending thresholds each calendar year. You'll get 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point per dollar spent on all other purchases.
The card also comes with a solid sign-up bonus: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year. It's not a good choice for folks who don't fly with Southwest often. But for those who are loyal to the airline, it's an excellent pick.
For more information, read NerdWallet's full review.
