Card details
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
6,000 bonus points after your Cardmember anniversary
2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
1 point per $1 spent on all other purchases
Earn unlimited points that don't expire as long as your card account is open
No foreign transaction fees
No blackout dates or seat restrictions, Bags fly free® and no change fees
Redeem your points for flights, hotel stays, gift cards, access to events and more
Rates, fees & offers
Annual fee
$99
Rewards rate
1 point per dollar
Bonus offer
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
Intro APR
N/A
Ongoing Apr
APR: 17.74% - 24.74% Variable APR
Cash Advance APR: 26.74%, Variable
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign Transaction Fee
None
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.
Already have this card?
Tell us what you think.
Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.