Southwest Rapid Rewards® Premier Credit Card
on Chase's website
Southwest Rapid Rewards® Premier Credit Card
Card details
Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months.
6,000 anniversary points each year.
Earn 3X points on Southwest® purchases.
Earn 2X points on local transit and commuting, including rideshare.
Earn 2X points on internet, cable, phone services, and select streaming.
2 EarlyBird Check-In® each year.
All points earned count towards Companion Pass®.
No foreign transaction fees.
Rates, fees & offers
Annual fee
$99
Rewards rate
1x-3x
Bonus offer
Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months.
Intro APR
N/A
Ongoing APR
APR: 16.24%-23.24% Variable APR
Cash Advance APR: 25.24%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$99 | Annual fee$99 | Annual fee$95 |
Regular APR16.24%-23.24% Variable APR | Regular APR16.74%-23.74% Variable APR | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
3.9
Editor's overall rating
Pros and cons
Pros
Anniversary perk
No reward caps
Cons
Has annual fee
Rewards have limited flexibility
Unlike many budget airline credit cards, the Southwest Rapid Rewards® Premier Credit Card gives flyers a reason to stay loyal. The $99-annual-fee card gets you an anniversary bonus of 6,000 points every new cardmember year, regardless of how much you spend. You can also earn tier-qualifying points after hitting certain spending thresholds each calendar year. You'll get 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point per dollar spent on all other purchases.
The card also comes with a solid sign-up bonus: Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months. It's not a good choice for folks who don't fly with Southwest often. But for those who are loyal to the airline, it's an excellent pick.
For more information, read NerdWallet's full review.
