Southwest Rapid Rewards® Premier Credit Card
on Chase's website
Southwest Rapid Rewards® Premier Credit Card
Card details
Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
Earn 2 points per $1 spent on all other Southwest® purchases.
6,000 bonus points after your Cardmember anniversary each year.
1 point per $1 spent on all other purchases.
No foreign transaction fees.
No blackout dates or seat restrictions.
Your points never expire, a benefit of the Rapid Rewards® program.
Rates, fees & offers
Annual fee
$99
Rewards rate
1x-5x
Bonus offer
Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
Intro APR
N/A
Ongoing APR
APR: 15.99% - 22.99% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$99 | Annual Fee$95 | Annual Fee$95 |
Regular APR15.99% - 22.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
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Wondering if this card is the best match for you?
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NerdWallet review
Rating details
4.4
Editor's overall rating
Pros and cons
Pros
No foreign transaction fees
Anniversary bonus
No blackout dates or seat restrictions
Cons
No luxury perks
Can't stack points from other frequent flyer programs
Has annual fee, not waived for the first year
Unlike many budget airline credit cards, the Southwest Rapid Rewards® Premier Credit Card gives flyers a reason to stay loyal. The $99-annual-fee card gets you an anniversary bonus of 6,000 points every new cardmember year, regardless of how much you spend. You can also earn tier-qualifying points after hitting certain spending thresholds each calendar year. You'll get 2 points per dollar spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point per dollar spent on all other purchases.
The card also comes with a solid sign-up bonus: Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. It's not a good choice for folks who don't fly with Southwest often. But for those who are loyal to the airline, it's an excellent pick.
For more information, read NerdWallet's full review.
