SOME CARD INFO MAY BE OUTDATED
This page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer.
The costs of being chauffeured by a ridesharing service like Uber or Lyft can add up if you're a frequent customer. And while you don't need a credit card to pay for rideshares, having one that offers incentives for those purchases may help offset some of the costs.
Whether you're team Uber or Lyft, consider these cards to get more value on future rides.
» MORE: How much to tip an Uber driver
🤓 Nerdy Tip
The Uber Credit Card was once an ideal option for Uber loyalists, but the card is no longer available. Barclays announced it was discontinuing the Uber Credit Card starting Aug. 4, 2021. (It has not been open to new applications since early 2020.) Existing cardholders were transferred to a different product in October 2021. Top cards for Uber and Lyft
Wells Fargo Active Cash® Card
Our pick for: Minimalists
Card details
Rewards: Earn an unlimited 2% cash back on all purchases.
Sign-up bonus: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Annual fee: $0.
APR: 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers, and then the ongoing APR of 18.49%, 24.49%, or 28.49% Variable APR.
Why we like it
The Wells Fargo Active Cash® Card offers a decent ongoing 2% cash-back rate on all purchases. Earning rewards is as straightforward and simple as it gets. You don't have to keep track of rewards categories or spending caps to earn rewards.
Drawbacks
Unless you are a Wells Fargo customer, you can only redeem cash back for a statement credit or a paper check. Wells Fargo customers have more flexible redemption options that include a direct deposit into an eligible Wells Fargo bank account or a withdrawal from eligible Wells Fargo ATMs.
›› See the full review: Wells Fargo Active Cash® Card
🤓 Nerdy Tip
If you don't use Uber or Lyft specifically but still have a work commute, consider our list of the best credit cards for transit. 
Apple Card
Our pick for: Apple enthusiasts
Card details
Rewards:
- Up to 3% daily cash back with Apple and select merchants when you use Apple Card with Apple Pay.
- 2% cash back on all other purchases made through Apple Pay.
- 1% cash back on all purchases made with the physical Apple Card.
- Terms apply.
Welcome offer: None.
Annual fee: No Fees*.
APR: The ongoing APR is 17.49%-27.74%, Variable.
Why we like it
The Apple Card earns a 3% back when you make purchases with Uber or Uber Eats through Apple Pay. That’s a hearty rate for a card that has a $0 annual fee. You also won’t have to wait to use your rewards. They are credited to your account daily, allowing you to use them faster than other rewards credit cards.
Drawbacks
The card doesn’t reward broader spending categories. To earn the highest rewards rates, you'll be limited to Apple Pay purchases. This can be an issue if some merchants don’t accept the payment method.
» See the full review: Apple Card
🤓 Nerdy Tip
Uber's food delivery service, Uber Eats, is separate from the rideshare service that the company provides. If you frequently spend on food delivery services in addition to rideshare services, a card with a 2% rewards rate can prove fruitful over time. Or, if you prefer to maximize rewards, consider getting a credit card for food delivery services and one for rideshare purchases. 
Blue Cash Preferred® Card from American Express
Our pick for: Everyday spenders
Card details
Rewards:
- 6% cash back at U.S. supermarkets on up to $6,000 in spending per year.
- 6% back on select U.S. streaming subscriptions.
- 3% back on transit and U.S. gas stations.
- 1% cash back on everything else.* Terms apply.
Welcome offer: You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
Annual fee: $0 intro annual fee for the first year, then $95.
APR: 0% intro APR for 12 months on purchases and balance transfers, and then the ongoing APR of 19.49%-28.49% Variable APR.
Why we like it
The Blue Cash Preferred® Card from American Express earns a generous rewards rate on eligible transit purchases, including rideshare services. Since you’re not limited to just one brand in particular, you’re free to shop for the best deal when you're hailing a ride. You’ll also earn rewards in common everyday spending categories, which can add up easily.
Drawbacks
You'll have to spend enough on groceries to make up the cost of the annual fee (currently $0 intro annual fee for the first year, then $95. Terms apply.) For a decent rate minus the annual fee, consider a credit card that offers a 2% rewards rate on all purchases.
» See the full review: Blue Cash Preferred® Card from American Express
U.S. Bank Cash+® Visa Signature® Card
Our pick for: Rewards maximizers
Card details
Rewards:
- 5% cash back on the first $2,000 in combined eligible net purchases each quarter in two categories you choose from a list. (See full list below.)
- 2% cash back in one "everyday" category that you choose from a smaller list.
- 5% cash back on prepaid air, hotel and car reservations booked directly in U.S. Bank's Rewards Center.
- 1% cash back on all other eligible net purchases.
Full list of 5% categories on the U.S. Bank Cash+
- Fast food.
- Home utilities.
- TV, internet and streaming.
- Department stores.
- Cell phone providers.
- Electronics stores.
- Sporting goods stores.
- Movie theaters.
- Gyms/fitness centers.
- Furniture stores.
- Ground transportation.
- Select clothing stores.
Welcome offer: $200 rewards bonus after spending $1,000 in eligible purchases within the first 90 days of account opening.
Annual fee: $0.
APR: See terms.
Why we like it
With the U.S. Bank Cash+® Visa Signature® Card, rewards maximizers can earn a top 5% cash-back rate on ground transportation purchases (including Lyft and Uber rides) when activating that category. Unlike other credit cards that offer 5% cash back on rotating bonus categories, you’re not limited to just one bonus category that earns elevated rewards and a low flat rate on everything else. You'll get more rewards tiers that include two bonus categories, a 2% category and the low flat rate. The rewards categories are also more likely to suit your spending since you choose them from a list of options.
Drawbacks
You’ll have to remember to activate categories quarterly and use your credit card when spending in them to make rewards count.
» See the full review: U.S. Bank Cash+® Visa Signature® Card
American Express® Gold Card
Our pick for: Foodies
Card details
Rewards:
- 5 Membership Rewards points per dollar spent on prepaid hotels booked through amextravel.com
- 4 points per dollar spent at restaurants on up to $50,000 in purchases per year.
- 4 points per dollar spent at U.S. supermarkets on up to $25,000 in purchases per year.
- 3 points per dollar spent for flights booked directly with airlines or through American Express.
- 1 point per dollar spent on other eligible purchases.
- Terms apply.
Welcome offer: You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted. Terms Apply.
Annual fee: $325.
APR: See Pay Over Time APR.
Why we like it
The American Express® Gold Card is a solid choice for foodies who frequently use Uber and dine out. As long as you can make full use of the card's benefits, it's possible to offset the $325 annual fee. The card offers up to $120 a year in Uber Cash, distributed as $10 per month when you add the card to your Uber account. Uber Cash can be applied to Uber Eats orders or Uber rides in the U.S. You'll also get a $120 dining credit annually (distributed as up to $10 in statement credits monthly) when you use the card to make purchases with eligible restaurants or services. Enrollment is required. Terms apply. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. Additionally, from April 30 through Oct. 30, 2026, cardholders will receive a one-time statement credit of up to $96 when they use their card to pay for an annual Uber One membership. Enrollment is required.
Drawbacks
Uber Cash earned won’t roll over to the next month, so you’ll have to use it or lose it. The $325 annual fee also runs high. For a lower annual fee, the American Express® Green Card earns 3 points per dollar spent on eligible travel, dining and transit (including rideshare services). Terms apply.
» See the full review: American Express® Gold Card
Chase Sapphire Preferred® Card
Our pick for: Frequent travelers who prefer Lyft
Card details
Rewards:
- 5 points per dollar spent on Lyft through September 2027.
- 5 points per $1 spent on travel booked through Chase.
- 3 points per dollar spent on dining (including eligible delivery services and takeout); on online grocery purchases (excluding Target, Walmart and wholesale clubs); and on select streaming services.
- 2 points on other travel.
- 1 point per dollar spent on all other purchases.
Welcome offer: Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Annual fee: $95.
APR: The ongoing APR is 19.24%-27.49% Variable APR.
Why we like it
If you're a frequent traveler who uses Lyft on your getaways, you can earn a hefty amount of points on rides with the Chase Sapphire Preferred® Card. You just have to make use of the card’s other benefits to defray the cost of the $95 annual fee.
American Express Platinum Card®
Our pick for: Luxury travelers
Card details
Rewards:
- 5 Membership Rewards points per dollar spent on flights booked directly with airlines or through American Express (on up to $500,000 in spending per year) .
- 5 points per dollar on prepaid hotels booked through American Express.
- 2 points per dollar on other eligible travel expenses booked through American Express.
- 1 point per dollar on all other purchases.
- Terms apply.
Welcome offer: You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. Terms apply.
Annual fee: $895.
APR: See Pay Over Time APR (see rates and fees for Pay Over Time).
Why we like it
The American Express Platinum Card® offers rich rewards on travel and a full suite of benefits that can make up for the cost of its sizeable $895 annual fee. Among the benefits included is a credit of up to $200 a year for Uber. The credits are issued monthly, providing you with up to $15 each month and $35 in December to use on rides or Uber Eats orders in the U.S. (enrollment required). As of Nov. 8, 2024, you will need to use an eligible American Express card as the payment method to use this credit. You'll also get up to $120 in statement credits each year after you purchase an auto-renewing Uber One membership. Terms apply.
Drawbacks
The card’s long list of benefits, such as the statement credit for Equinox gyms, may not match your spending. If that's the case, you’ll lose opportunities to make up the cost of the pricey $895 annual fee. Terms will apply to the card's different benefits.
» See the full review: American Express Platinum Card®
*Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
All information about the American Express® Green Card has been collected independently by NerdWallet. The American Express® Green Card is no longer available through NerdWallet.
To view rates and fees of the American Express Platinum Card®, see this page.
To view rates and fees of the American Express® Gold Card, see this page.
To view rates and fees of the Blue Cash Preferred® Card from American Express, see this page.
