This card has been discontinued. It was once a strong pick for Uber devotees, but its limited redemption options made it a poor choice for less frequent Uber customers.
No annual fee
No foreign transaction fee
No intro APR period
Compare to Other Cards
19.24%-29.24% Variable APR
17.24%-28.24% Variable APR
0% intro APR on Balance Transfers for 18 months
0% intro APR for 15 months on purchases and balance transfers
Recommended Credit Score
Recommended Credit Score
Detailed review: Uber Credit Card
» The Uber Credit Card is no longer available
As of Aug. 4, 2021, Barclays announced it was discontinuing the Uber Credit Card. (It has not been open to new applications since early 2020.) Existing cardholders were transferred to a different card in October 2021. Below is our review from when the card was still available.
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The Uber Credit Card was once a great match for one kind of consumer: the Uber power user.
It's no longer gettable, but when it was, no other consumer credit card offered the same uncapped 5% rewards rate on Uber spending. The $0-annual-fee card, which was issued by Barclays, also offered a healthy rate back on certain other kinds of travel expenses as well as dining. But the rewards came in the form of Uber Cash, which could only be redeemed for Uber spending, including spending on Uber rides and Uber Eats. That made it a much less flexible option than general rewards cards with similar bonus categories. (An earlier version of this card offered true cash back.)
Again, this card is no longer available, but below is what it used to offer, for reference:
Key features of the Uber Credit Card
Card type: Rewards.
Annual fee: $0.
5% back in Uber Cash on Uber, Uber Eats and bike and scooter rides through Jump, an electric scooter and bike service owned by Uber. (This did not include purchases of Uber gift cards or direct purchases of Uber Cash.)
3% back in Uber Cash on eligible dining, hotels and airfare.
1% back in Uber Cash on all other purchases.
APR: 15.74%-26.49% Variable APR.
Balance transfer fee: Either $10 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee: None.
Cell phone insurance: Up to $600 in coverage for damage or theft when you used your card to pay your monthly bill. A $25 deductible applied. (Maximum of two claims and $1,000 per 12-month period. Terms apply.)
Benefits and perks
High rewards rate on Uber purchases
While other cards offer rewards on Uber through broader categories such as travel or transit, the rewards rates are either lower, typically 2% or 3%, or come with spending caps that limit your earning potential.
Solid dining and travel rewards
Earning 3% back on eligible dining, hotels and airfare is competitive with — and in some cases better than — what you'd find with other no-fee cards.
Dining purchases that qualified for that 3% rate with the card included restaurants, fast-food establishments and bars. Airfare, hotels, vacation rentals, travel agencies and home-share exchanges also qualified for 3% back.
Light on fees
The card's annual fee was $0, and it also charged no foreign transaction fee. As a Visa, it was widely accepted internationally, so it made for a good travel companion, at least when it cane to earning rewards. (Redemption was another story; see below.)
Drawbacks and considerations
Limited redemption options
Uber Cash can be used only toward qualifying Uber purchases. While that includes Uber Eats, which is useful for those who order in a lot, it's still pretty limited compared to the cash back you can earn on other cards. It's also worth noting that you cannot use Uber Cash outside the United States.
If it's flexibility and a high cash-back rate on Uber rides that you want, you might consider the U.S. Bank Cash+® Visa Signature® Card. It earns 5% cash back in two categories you pick from a list of a dozen (see the list below), on up to $2,000 spent per quarter on combined purchases; 2% back in an everyday category you pick (such as grocery stores, gas stations or restaurants); and 1% back elsewhere. One of those 5% options is "ground transportation," which includes Uber and Lyft, but again, those rewards are capped.
Modest sign-up bonus
The Uber Credit Card's sign-up bonus was relatively small, even for a $0-annual-fee card. It once offered $100 in Uber Cash after spending $500 on purchases in the first 90 days.
That paled in comparison to, say, the $0-annual-fee Bank of America® Travel Rewards credit card. It earns 1.5 points per $1 spent and offers the following sign-up bonus: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases..
No 0% intro APR period
For an introductory 0% APR offer with similar bonus categories, the Capital One SavorOne Cash Rewards Credit Card is a good choice. It earns unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target), and 1% on all other purchases. Plus, it offers a sign-up bonus and 8% back on Capital One Entertainment purchases.
If you'd like to see how these cards stack up against competitors, visit NerdWallet's best credit cards roundup.