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Why No-Warning Credit Limit Cuts Happen and What You Can Do

Issuers often cut credit limits to reduce their own risk exposure, but there are things you can do to protect your credit lines.

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Jae Bratton

5 Things to Know About the Forever 21 Credit Card

It offers decent rewards and perks for brand loyalists, but there's a tight redemption window. A general rewards card would be more flexible.

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Melissa Lambarena

Know When — and When Not — to Use a Rewards Credit Card

A rewards credit card can earn you cash back or free travel for your spending. But rewards cards aren’t the best choice for those carrying credit card debt.

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Erin El Issa

2023 American Household Credit Card Debt Study

Credit card debt and interest rates continue to rise, and NerdWallet’s annual report finds that incomes haven’t kept pace with the cost of living in recent years. For Americans with credit card debt, these roadblocks make payoff a challenge.

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Erin El Issa

Can I Do a Balance Transfer With an Apple Card?

Apple doesn’t allow balance transfers to or from its credit card, but there are some workarounds.

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Jaime Hanson

5 Things to Know About the Credit One Platinum X5 Credit Card

It’s a decent pick for those with fair credit, but the high fee and lack of new cardholder perks should make those with good credit think twice.

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Jaime Hanson

Should You Use Your Home or Car as Collateral for a Credit Card?

Asset-secured cards backed by collateral rather than cash can give consumers more spending power and lower interest rates, but they won’t be the best fit for everyone.

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Jae Bratton

5 Things to Know About the CheapOair Credit Card

It earns rewards on travel booked through CheapOair’s platform, rewards that are redeemable only on CheapOair.com. A general travel card offers more versatility and better point values.

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Jae Bratton

Wells Fargo Active Cash vs. Autograph: Active Cash Moves Ahead

The Autograph earns an impressive 3x points in many popular spending categories, but the Active Cash's 2% cash back edges it out for many consumers.

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Jae Bratton

What Is TD Bank, and Are Its Credit Cards Right for You?

The issuer offers competitive credit cards, whether you're seeking rewards, a respite from interest or the chance to help your credit. But the cards aren't available to everyone.

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Craig Joseph

Citi Double Cash vs. Citi Custom Cash: Varying Levels of Flexibility

One offers a solid flat cash-back rate, the other makes it easy to optimize.

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Sara Rathner

A Guide to Neu Credit Cards

The Neu 1 and Neu 2 cards are unsecured products that don't require a credit history, and you may not even need a Social Security number — but they're not ideal for everyone.

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Melissa Lambarena

10 Benefits of the Apple Card

It offers increased cash back for Apple Pay users, enhanced security and instant rewards with no fees.

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Craig Joseph

5 Things to Know About the Ann Taylor Credit Card

Frequent Ann Taylor shoppers may stitch together solid savings. For the majority, though, a cash back card will offer a better fit.

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Jaime Hanson

What Is Comenity Bank, and Are Its Credit Cards Right for You?

A subsidiary of Bread Financial, it issues a lot of retail credit cards that earn rewards at those brands.

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Sara Rathner

5 Things to Know About the Express Credit Card

Even the most committed Express shopper is better off passing on this one and getting another rewards credit card instead.

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Jae Bratton

Is a BMO Credit Card Right for You?

BMO’s credit card portfolio is relatively small but includes a variety of cards targeting different consumers, from those wanting to build credit to frequent travelers.

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Jae Bratton

5 Things to Know About the Ava Credit Card

There’s no credit check or APR — but also no open-ended spending. The card works in very specific ways to boost your credit score quickly.

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Sara Rathner

5 Things to Know About the Fisher-Price Credit Card

It earns an excellent 2% back on every purchase, but only if you redeem your rewards into an eligible 529 plan.

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Caitlin Mims

Apple Card vs. Chase Sapphire Preferred: Tried-and-True Sapphire Wins Again

Beneath the Apple Card's showy titanium exterior is a pretty ordinary card. The Chase Sapphire Preferred's annual fee can be a reasonable price to pay for a card loaded with valuable perks.

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Jae Bratton