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Requesting a Credit Limit Increase? Here’s What to Expect

You can often seek and be approved for a credit limit increase in seconds, either online or via your issuer's app. You'll just have to answer some questions.

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Claire Tsosie

How the Walmart Credit Card Stacks up vs. Competitors

It could be an ideal option for loyalists, but there are other cards to consider, including ones with better rates outside of Walmart.

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Robin Saks Frankel

Apple Card 3% Merchants: Latest Changes — Car Rentals Through Hertz

The Apple Card's highest cash-back rate is available only on certain purchases when made through Apple Pay.

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Sara Rathner

How to Pick Your First Travel Rewards Credit Card

Seek straightforward rewards. Flexibility is ideal for bargain hunters, and perks work for airline/hotel loyalists.

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Sara Rathner

How to Use Your First Credit Card

Start with small, manageable charges. Don't pay late, and try not to carry a balance from month to month.

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Sara Rathner

7 Options for Your First Credit Card

Secured cards, student cards, store cards and even "alternative" cards might be good options for you.

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Melissa Lambarena

Am I Ready for My First Credit Card?

If you're organized, can consistently save money and understand how interest works, it might be time.

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Kimberly Palmer

NerdWallet’s Guide to Your First Credit Card

Get started with credit cards by understanding how they work, how you qualify and how to use them wisely.

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Paul Soucy

AmEx Membership Rewards: How to Earn and Use Them

More than a dozen American Express cards earn these versatile points. They’re most valuable when used for travel.

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Kimberly Palmer

What to Do If You Lose Your Credit Card

Start by freezing or locking your card, then contact your issuer. If you know it was stolen, file a police report.

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Claire Tsosie

How Is Credit Card Interest Calculated?

The interest you pay depends on your APR and your balance; avoid interest entirely by paying your bill in full.

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Melissa Lambarena

How to Qualify for Your First Credit Card

For most credit cards, you'll need some positive credit history, but your age and income also matter. Boost your odds by applying for the right card.

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Gregory Karp

Should You Use Credit Card Rewards to Fund a 529 College Savings Account?

Cards with college savings benefits are an easy, convenient way to supplement your fund, but don't rely solely on them.

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Kimberly Palmer

5 Things to Know About the PenFed Power Cash Rewards Card

The card earns 1.5% or 2% back, depending on your eligibility for the credit union's Honors Advantage program.

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Robin Saks Frankel

Benefits of Discover it Cash Back

This card offers rich ongoing rewards in popular categories, a potentially lucrative welcome bonus and a lengthy intro APR period.

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Melissa Lambarena

Benefits of the Capital One Savor

This no-annual-fee card offers robust rewards on food and fun — whether that means a night out on the town or a home-cooked meal and streaming a movie — plus other perks.

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Claire Tsosie

Benefits of the American Express Platinum Card

The card has a lengthy list of valuable perks for the right customer, though many of them will require some planning and effort to use.

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Melissa Lambarena, Erin Hurd

Benefits of the Citi Double Cash Card

Its primary feature is a high flat rewards rate, but it also offers flexible redemption and a lengthy intro APR offer on balance transfers.

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Kimberly Palmer

Benefits of the Chase Freedom Flex and Chase Freedom Unlimited

Both earn valuable rewards and offer flexible redemption options, plus multiple other perks, for no annual fee.

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Robin Saks Frankel, Gregory Karp

Benefits of Southwest Airlines Credit Cards

There are three consumer cards to choose from, and while many of their basic features are similar, you'll get more perks the more you pay.

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Sara Rathner