Visa vs. Mastercard: Why It Doesn’t Make Much Difference
Both are accepted pretty much anywhere that takes credit cards. But the benefits that matter most don't actually come from Visa or Mastercard.
Bank of America Premium Rewards vs. Chase Sapphire Preferred
To decide between these cards, consider which perks and features matter most to you.
Should You Put Your Home Renovation on a Credit Card?
You could rack up serious rewards, but the interest could be punishing. Consider a card with a 0% promo period.
How to Choose a Student Credit Card
Make sure you can qualify, then look for one with no annual fee that reports payments to all three major credit bureaus.
How to Prevent Credit Card Fraud
Your financial liability might be limited, but dealing with fraud is still a huge hassle. Fortunately, there are preventive steps you can take.
Americans Favor Debit Over Credit for Their Go-To Card
5 Things to Know About the PayPal Extras Mastercard
The PayPal Extras Mastercard earns rewards in popular spending areas, but it comes with roadblocks.
How to Choose a Rewards Credit Card
First, consider your credit history and habits. Then, think about what kind of rewards you want: cash back, miles or points.
What Is Credit Card Payment Allocation?
Your balance may actually be split into smaller balances. Issuers apply your payments according to certain rules.
Chase Limits Customers to Just One Sapphire Card (Now Reversed)
Chase's policy, in effect from 2017 to 2025, was mostly designed to prevent cardholders from collecting multiple bonuses.
Instant Approval Credit Cards May Not Offer What You Seek
Instant approval doesn't necessarily grant immediate access to a card, nor does it guarantee approval for all. Here's what to know and expect.
AmEx Pay It Plan It: What It Is and How It Works
Pay off smaller purchases one at a time or set up payment plans for larger ones, saving money on interest.
Capital One Quicksilver vs. QuicksilverOne: How They Differ
Your credit score will determine which card you are able to get.
How to Choose an Airline Credit Card
If an airline credit card makes sense for you — and in many cases, it may not — your choice will be dictated in large part by where you live.
What Is a Co-Signer on a Credit Card?
A co-signer agrees to pay the bill if the primary cardholder doesn't. It can help someone out — but it's risky.
What Is a Credit Card Product Change, and How Does It Work?
A product change allows you to swap an existing card that’s already in your wallet for another card from the same issuer.
2017 Consumer Credit Card Report
NerdWallet's 2017 Consumer Credit Card Report finds that unsecured cards marketed to those with poor credit usually come with high fees and low limits that leave cardholders perpetually maxed out.
What Happened to No-Fee Balance Transfer Cards?
Major credit card issuers once made it easy to transfer debt and pay it off without it costing you a penny in interest or fees. Those days are gone.
How to Make Sense of Your Credit Card Number
That long number isn't random, and it identifies more than just whose account the card belongs to.
Why Are Credit Card Interest Rates So High?
Card issuers are in the business of making a profit, but it also comes down to the financial risk they are taking.