
Visa vs. Mastercard: Why It Doesn’t Make Much Difference
Both are accepted pretty much anywhere that takes credit cards. But the benefits that matter most don't actually come from Visa or Mastercard.


Both are accepted pretty much anywhere that takes credit cards. But the benefits that matter most don't actually come from Visa or Mastercard.


To decide between these cards, consider which perks and features matter most to you.


You could rack up serious rewards, but the interest could be punishing. Consider a card with a 0% promo period.


Make sure you can qualify, then look for one with no annual fee that reports payments to all three major credit bureaus.


Your financial liability might be limited, but dealing with fraud is still a huge hassle. Fortunately, there are preventive steps you can take.



The PayPal Extras Mastercard earns rewards in popular spending areas, but it comes with roadblocks.


First, consider your credit history and habits. Then, think about what kind of rewards you want: cash back, miles or points.


Chase's policy, in effect from 2017 to 2025, was mostly designed to prevent cardholders from collecting multiple bonuses.


Instant approval doesn't necessarily grant immediate access to a card, nor does it guarantee approval for all. Here's what to know and expect.


Pay off smaller purchases one at a time or set up payment plans for larger ones, saving money on interest.


Your credit score will determine which card you are able to get.


If an airline credit card makes sense for you — and in many cases, it may not — your choice will be dictated in large part by where you live.


A co-signer agrees to pay the bill if the primary cardholder doesn't. It can help someone out — but it's risky.


A product change allows you to swap an existing card that’s already in your wallet for another card from the same issuer.


NerdWallet's 2017 Consumer Credit Card Report finds that unsecured cards marketed to those with poor credit usually come with high fees and low limits that leave cardholders perpetually maxed out.


Major credit card issuers once made it easy to transfer debt and pay it off without it costing you a penny in interest or fees. Those days are gone.


That long number isn't random, and it identifies more than just whose account the card belongs to.


Card issuers are in the business of making a profit, but it also comes down to the financial risk they are taking.


Your secret weapon for better managing your cards could be the same device you’re reading this article with: your phone.
