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What Happens If You Don’t Pay Your Secured Credit Card Bill?

You could suffer late fees, higher interest, account closure, loss of your deposit and credit score damage.

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Ellen Cannon

Rental Car Insurance: How Your Credit Card Has You Covered

Your card's rental car coverage can be valuable. But you have to know what coverage you have and when it applies.

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Gregory Karp

United Explorer vs. Capital One Venture: It Depends on Your Loyalty

Both cards offer sweet rewards, but one is focused on a single airline and the other on general travel. 

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Claire Tsosie

Delta SkyMiles Gold AmEx vs. Top General Travel Cards

If you fly Delta frequently, the airline's card can save you money. If not, a general travel card is better.

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Gregory Karp

Will a Balance Transfer Hurt My Credit Score?

You don't get bonus points (or lose points) just for moving debt. But if you use the transfer as an opportunity to pay down your debt, you can improve your credit.

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Lindsay Konsko, Erin Hurd

How Long Should I Wait Between Credit Card Applications?

Waiting about six months between applications is a good rule of thumb and can increase your chances of approval.

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Kimberly Palmer, Lindsay Konsko

Where Is American Express Accepted?

AmEx says it's reached 'virtual parity' in the U.S. with Visa and Mastercard through partnerships that have gotten small and locally owned businesses on board.

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Sara Rathner, Lindsay Konsko

Southwest Premier vs. Capital One Venture: Venture is Victorious

Even frequent Southwest flyers may come out ahead with the Capital One Venture Rewards Credit Card.

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Claire Tsosie, Erin Hurd

What Is a Balance Transfer, and Should I Do One?

A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs.

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Claire Tsosie, Paul Soucy

Cash Back vs. Travel Rewards: How to Choose

If you want low-maintenance rewards from your credit card, cash back is the way to go. If you're looking for fee trips or perks while on the move, consider a travel card.

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Claire Tsosie

Can I Start a Business With Credit Cards? Meet Some Entrepreneurs Who Did

The risks are real, but the upside includes flexibility, no interest payments and cash-back rewards.

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Kimberly Palmer

Which Credit Card Issuers Offer Zero Fraud Liability?

All major issuers, and many smaller ones, pledge that you won't be on the hook for fraudulent charges on your card.

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Lindsay Konsko

Using a Credit Card to Build Your Credit

Use your card responsibly by paying on time and in full — and sticking to a budget.

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Ben Luthi

Deserve Offers 3 Credit Cards: Compare Their Features Here

The startup company is focused on students and employed individuals who might not meet traditional lending requirements.

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Melissa Lambarena

5 Steps to Recover After Your Credit Card Application Is Rejected

First, find out why you were rejected. Then, decide whether to move on to a different card or ask the issuer to reconsider.

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Claire Tsosie

How Do I Get a Higher Limit on My Credit Card?

In some cases, card issuers will raise your limit automatically. If yours doesn't, you'll have to ask.

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Chanelle Bessette

What Is a Credit Card Cash Advance?

A cash advance is a short-term cash loan — an expensive one — taken against the credit line on your credit card.

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Lindsay Konsko

Secured vs. Unsecured Credit Cards: What’s the Difference?

A secured card requires a cash deposit. The deposit reduces the risk to the issuer, making these cards an option for people with bad credit.

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Virginia C. McGuire

How to Choose a Secured Credit Card: 5 Things to Look For

You want a card you can afford to carry that builds your credit. Don’t get hung up on interest rates or rewards.

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Claire Tsosie

When Should I Ask for a Credit Limit Increase?

The best time: when you're making more money than before and you have good credit.

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Erin El Issa