How Serious a Crime Is Credit Card Theft and Fraud?
Studies suggest it's a large problem in the U.S., but punishment varies from state to state. Learn steps to protect yourself.
What Happens If You Don’t Pay Your Secured Credit Card Bill?
You could suffer late fees, higher interest, account closure, loss of your deposit and credit score damage.
Rental Car Insurance: How Your Credit Card Has You Covered
Your card's rental car coverage can be valuable. But you have to know what coverage you have and when it applies.
United Explorer vs. Capital One Venture: It Depends on Your Loyalty
Both cards offer sweet rewards, but one is focused on a single airline and the other on general travel.
Delta SkyMiles Gold AmEx vs. Top General Travel Cards
If you fly Delta frequently, the airline's card can save you money. If not, a general travel card is better.
Will a Balance Transfer Hurt My Credit Score?
You don't get bonus points (or lose points) just for moving debt. But if you use the transfer as an opportunity to pay down your debt, you can improve your credit.
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How Long Should I Wait Between Credit Card Applications?
Waiting about six months between applications is a good rule of thumb and can increase your chances of approval.
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Where Is American Express Accepted?
AmEx says it's reached 'virtual parity' in the U.S. with Visa and Mastercard through partnerships that have gotten small and locally owned businesses on board.
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Southwest Premier vs. Capital One Venture: Venture is Victorious
Even frequent Southwest flyers may come out ahead with the Capital One Venture Rewards Credit Card.
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What Is a Balance Transfer, and Should I Do One?
A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs.
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Cash Back vs. Travel Rewards: How to Choose
If you want low-maintenance rewards from your credit card, cash back is the way to go. If you're looking for fee trips or perks while on the move, consider a travel card.
Which Credit Card Issuers Offer Zero Fraud Liability?
All major issuers, and many smaller ones, pledge that you won't be on the hook for fraudulent charges on your card.
Using a Credit Card to Build Your Credit
Use your card responsibly by paying on time and in full — and sticking to a budget.
Deserve Offers 3 Credit Cards: Compare Their Features Here
The startup company is focused on students and employed individuals who might not meet traditional lending requirements.
5 Steps to Recover After Your Credit Card Application Is Rejected
First, find out why you were rejected. Then, decide whether to move on to a different card or ask the issuer to reconsider.
How Do I Get a Higher Limit on My Credit Card?
In some cases, card issuers will raise your limit automatically. If yours doesn't, you'll have to ask.
What Is a Credit Card Cash Advance?
A cash advance is a short-term cash loan — an expensive one — taken against the credit line on your credit card.
Secured vs. Unsecured Credit Cards: What’s the Difference?
A secured card requires a cash deposit. The deposit reduces the risk to the issuer, making these cards an option for people with bad credit.
How to Choose a Secured Credit Card: 5 Things to Look For
You want a card you can afford to carry that builds your credit. Don’t get hung up on interest rates or rewards.
When Should I Ask for a Credit Limit Increase?
The best time: when you're making more money than before and you have good credit.
