How Long Does It Take to Get a Credit Card?
Many issuers offer instant card numbers, and in most cases you'll receive your physical card within one to two weeks after approval.
Who Has the Acceptance Edge: American Express or Discover?
In the U.S., it's now a tie, with both claiming a 99% acceptance rate among merchants accepting credit cards. But when traveling abroad, you'll still want a backup card and some cash.
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How to Report Income on Your Credit Card Application
Personal income counts, but for borrowers over 21, so can income to which you have a "reasonable expectation of access."
How Minimum Redemptions Can Devalue Credit Card Rewards
Depending on a card's rules, you may have to spend hundreds or thousands of dollars before you can redeem earned cash back, points or miles.
Does a Credit Card Upgrade Hurt My Credit Score?
Whether you've asked for a switch or the card moves to a new issuer, long-term credit score damage isn't likely.
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2015 American Household Credit Card Debt Study
The average household has $136,197 in debt — $15,549 of it on credit cards. Let's start getting rid of it.
Which Credit Card Issuers Allow a Co-Signer?
A co-signer boosts your chances of approval by letting you piggyback on someone else's good credit — but many major credit card companies don't allow them.
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How to Stop Wasting Your Money on Credit Card Interest
Transferring your balance to a 0% card is one option; another is to cut expenses and increase income.
Low APR and Waived Fees: Credit Card Benefits for Active-Duty Military
Federal law requires all issuers to offer relief to those on active duty, but some go well beyond what's required.
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5 Things to Know About the PenFed Promise Visa Card
The PenFed Promise Visa is a solid choice for no fees.
5 Things to Know About the U.S. Bank Secured Visa
The no-flash, no-rewards secured card can help consumers build credit or bounce back from past mistakes.
Citi Simplicity vs. Citi Diamond Preferred: It’s Almost Tied
The Simplicity offers a longer 0% intro APR period on purchases, while the Diamond Preferred has a lengthier balance transfer offer.
Can I Disable Cash Advances on a Credit Card?
Maybe, depending on your card issuer. If the option is available, it can give you more control over your finances.
Credit Card vs. Debit Card: Which Is Safer Online?
With credit card fraud, the card issuer's money is at stake. With debit card fraud, your money has been stolen.
Cash-Back Credit Cards That Are Great for Travel, Too
If you consider travel cards too complex, here are cash-back options that offer simplicity, flexibility and useful perks.
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Chase Sapphire Preferred vs. Discover it Miles: You Can’t Beat Sapphire’s Sparkle
The Chase Sapphire Preferred has more to offer the frequent traveler, despite charging an annual fee.
2015 Consumer Credit Card Report
There's enough confusion surrounding credit cards. If you're looking for clarity, you're in the right place.
Do You Have to Be a Student to Get a Student Credit Card?
Usually — but not always — you'll need to be enrolled in college to qualify for a student credit card. For nonstudents, there are several other kinds of cards that can help you establish credit.
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