Learn About

Credit Cards Articles and Insights

Back to Page 1

Rejected for a Credit Card? 7 in 10 Would Boycott the Bank, Survey Finds

Erin El Issa's profile picture
Erin El Issa

AmEx Platinum vs. Chase Sapphire Reserve: It’s Neck and Neck

These premium travel cards come with premium price tags to match. Take a look at each card’s laundry list of credits to see which one is most worth its hefty annual fee.

Gregory Karp's profile picture
2
Gregory Karp, Erin Hurd

7 Steps to Take When Your Credit Card Changes Issuers

It can be a smooth process and doesn't always lead to cardholder headaches. But it pays to be prepared anyway.

Gregory Karp's profile picture
Gregory Karp

Visa Infinite: What Is It, and What Are the Benefits?

Visa's top-tier benefits package includes purchase protection, return protection and travel assistance, as well as all the perks of the Signature and Traditional levels.

Paul Soucy's profile picture
Paul Soucy

Americans Taking EMV Shift in Stride, NerdWallet Survey Shows

Erin El Issa's profile picture
Erin El Issa

How to Get Removed as a Loan or Credit Card Co-Signer

Co-signers are on the hook for someone else's debt, but there are ways to get out of the loan. Some of them will cost you.

Jae Bratton's profile picture
Jae Bratton

The Big Problem With Easy-to-Get Subprime Credit Cards

Subprime specialist issuers market credit cards that are much more expensive than secured cards.

Claire Tsosie's profile picture
Claire Tsosie

How to Read Your Credit Card Statement

It's important to review it to know what you owe, when it's due, whether there are any errors and much more.

Erin El Issa's profile picture
Erin El Issa

What Debts Can You Transfer to a Credit Card?

We checked with major credit card issuers for their policies on what debts cardholders can transfer to their cards.

Ellen Cannon's profile picture
2
Ellen Cannon, Jae Bratton

Southwest Rapid Rewards Premier vs. Chase Sapphire Preferred: General Trumps Loyal

Even for loyal Southwest flyers, the general travel Chase Sapphire Preferred card is a more rewarding choice.

Claire Tsosie's profile picture
2
Claire Tsosie, Erin Hurd

What You Need to Qualify for a Credit Card for Bad Credit

A spotless credit history isn't a requirement for getting a credit card. But you will need ID, income and a few other important things.

Claire Tsosie's profile picture
Claire Tsosie

Chase Sapphire Preferred vs. Sapphire Reserve: Reserve Dethroned

For casual and heavy travelers alike, the Chase Sapphire Preferred is a better all-around package.

Claire Tsosie's profile picture
2
Claire Tsosie, Erin Hurd

The Horizon Gold Card Isn’t Worth Your Time or Money

What seems like an easy way to build credit is actually a store card with high fees you can use at only one place.

Ellen Cannon's profile picture
Ellen Cannon

What Is the Standard Cash-Back Rate for Credit Cards, 1.5% or 2%?

Competition forced a rise in many flat-rate cash-back rewards rates to 1.5%. They might go even higher.

Claire Tsosie's profile picture
2
Claire Tsosie, Gregory Karp

When Chase Put the ‘5/24’ Credit Card Rule in Writing … Briefly

The Chase 5/24 rule limits the number of personal credit cards you can open within a two-year period.

Ellen Cannon's profile picture
Ellen Cannon

What the First Credit Cards Were Like

Here’s what the first credit cards were like and how they evolved over time.

Claire Tsosie's profile picture
Claire Tsosie

Citi Double Cash vs. Blue Cash Preferred: Blue Cash Is Best for Savvy Shoppers

The Blue Cash Preferred has a high annual fee, but even taking that into account, it can still earn more cash back than the Citi Double Cash Card because of its elevated rewards rates on groceries, streaming, gas and more.

Paul Soucy's profile picture
Paul Soucy

2016 Consumer Credit Card Report

NerdWallet's annual look at the credit card landscape finds that the subprime market is huge — and predatory card issuers are circling.

Erin El Issa's profile picture
Erin El Issa

Discover it Miles vs. Bank of America Travel Rewards: Discover Wins for Flexibility

These cards have streamlined the earning and redeeming process with no annual fee and no travel restrictions. Let's take a look at their basics.

Ellen Cannon's profile picture
Ellen Cannon

How Credit Card Issuers Define ‘Travel’

The types of spending that count as a travel purchase on one card might not count on another.

Claire Tsosie's profile picture
Claire Tsosie