
Making the Most of the Target Circle Credit Card
With 5% off everything you buy at Target, both in stores and online, plus free shipping for Target.com purchases, this card can save you big money.


With 5% off everything you buy at Target, both in stores and online, plus free shipping for Target.com purchases, this card can save you big money.


Debt is as American as apple pie: The average household has $127,977 in debt. For households that carry credit card debt, it costs them about $1,300 a year in interest. It's time to take action.


If you're a Prime member, this card gives you 5% back at Amazon. But if you have good credit, it might not be the best option.


The currency conversion rates applied by Visa and MasterCard when you use your card overseas are generally on par with market rates.


You’re not obligated to stick with any card through thick and thin. You’re probably better off if you don’t.


If you're a techie and Best Buy is your first stop for new electronics, this credit card could make sense. But it lacks flexibility.


Get 2% back on every purchase, with rewards deposited into your Fidelity Investments account.


Delta loyalists will get value from Delta SkyMiles Gold AmEx, but the Chase Sapphire Preferred is better for those seeking flexibility (even some Delta devotees).


The airline's 'Basic Economy' fares limit passengers to one small bag. But cardholders are exempt.


Making your kids authorized users on your credit card will help them build credit — but there's no rush. Wait until they're able to understand credit.


Some 'no interest' offers can actually end up costing you hundreds of dollars in retroactive finance charges.


It's a close call, but the Chase Sapphire Preferred can offer more value and flexibility.


It keeps you in debt longer, racks up interest charges and can put your credit scores at risk. But there are steps you can take to help break that cycle.




These premium travel cards come with premium price tags to match. Take a look at each card’s laundry list of credits to see which one is most worth its hefty annual fee.


It can be a smooth process and doesn't always lead to cardholder headaches. But it pays to be prepared anyway.


Visa's top-tier benefits package includes purchase protection, return protection and travel assistance, as well as all the perks of the Signature and Traditional levels.



Co-signers are on the hook for someone else's debt, but there are ways to get out of the loan. Some of them will cost you.
