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Current Credit Card Bonus Categories: Discover, Chase Freedom, Citi Dividend

Several popular cards feature bonus categories that rotate every quarter. Here are their rewards calendars.

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Kenley Young

Making the Most of the Chase Freedom Unlimited

The card earns at least 1.5% cash back on purchases. But there are ways to boost that value even higher.

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Claire Tsosie

BankAmericard vs. Citi Simplicity: Each Has an Edge

Looking to move debt? Pick the one with the lower balance transfer fee. Looking to finance a big expense? Pick the one with the longer 0% period for purchases.

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Funto Omojola

Foreign Transaction vs. Currency Conversion Fees: What’s the Difference?

One is for using your credit card overseas; the other is for having foreign purchases shown to you in dollars.

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Erin El Issa

9 Credit Card Fees and How to Avoid Them

You can usually find ways to avoid paying credit card fees. Here’s a rundown of the most common ones.

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Erin El Issa

Making the Most of the Target Circle Credit Card

With 5% off everything you buy at Target, both in stores and online, plus free shipping for Target.com purchases, this card can save you big money.

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Ellen Cannon

2016 American Household Credit Card Debt Study

Debt is as American as apple pie: The average household has $127,977 in debt. For households that carry credit card debt, it costs them about $1,300 a year in interest. It's time to take action.

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Erin El Issa

5 Things to Know About the Amazon Store Card

If you're a Prime member, this card gives you 5% back at Amazon. But if you have good credit, it might not be the best option.

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Ellen Cannon, Caitlin Mims

Why the Online Exchange Rate Doesn’t Match Your Credit Card Statement

Card issuers are prohibited from embedding markups in currency exchange rates.

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Claire Tsosie

Currency Conversion: Is Your Credit Card Giving You a Fair Rate?

The currency conversion rates applied by Visa and MasterCard when you use your card overseas are generally on par with market rates.

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Claire Tsosie, Alex Richards

How to Choose Your Second Credit Card

You’re not obligated to stick with any card through thick and thin. You’re probably better off if you don’t.

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Claire Tsosie

5 Things to Know About the Best Buy Credit Card

If you're a techie and Best Buy is your first stop for new electronics, this credit card could make sense. But it lacks flexibility.

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Erin Hurd, Paul Soucy

Making the Most of the Fidelity Rewards Visa Signature Card

Get 2% back on every purchase, with rewards deposited into your Fidelity Investments account.

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Virginia C. McGuire

Delta SkyMiles Gold AmEx vs. Chase Sapphire Preferred: Sapphire Flies Higher for Most

Delta loyalists will get value from Delta SkyMiles Gold AmEx, but the Chase Sapphire Preferred is better for those seeking flexibility (even some Delta devotees).

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Kimberly Palmer, Gregory Karp, Erin Hurd

United Credit Card Can Get You Past Carry-On Restrictions

The airline's 'Basic Economy' fares limit passengers to one small bag. But cardholders are exempt.

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Gregory Karp

No, Your Newborn Doesn’t Need to Be on Your Credit Card Account

Making your kids authorized users on your credit card will help them build credit — but there's no rush. Wait until they're able to understand credit.

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Virginia C. McGuire

What Is Deferred Interest? It’s Not the Same as 0% APR

Some 'no interest' offers can actually end up costing you hundreds of dollars in retroactive finance charges.

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Claire Tsosie

United Explorer vs. Chase Sapphire Preferred: Carry Sapphire, Fly United

It's a close call, but the Chase Sapphire Preferred can offer more value and flexibility.

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Gregory Karp, Claire Tsosie

What Happens If I Make Only the Minimum Payment on My Credit Card?

It keeps you in debt longer, racks up interest charges and can put your credit scores at risk. But there are steps you can take to help break that cycle.

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Jae Bratton, Claire Tsosie, Melissa Lambarena

Making the Most of the United Explorer Card

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Claire Tsosie, Kimberly Palmer