Personal Loan Reviews
Read NerdWallet reviews of personal loans, plus cash advance and buy now, pay later apps. Compare loans from multiple lenders to get one with costs and features that match your needs.
Get started with personal loans
NerdWallet's top-rated personal loans
SoFi Personal Loans: 2024 Review
SoFi offers online personal loans with consumer-friendly features for good- and excellent-credit borrowers.
Upgrade Personal Loans: 2024 Review
- Multiple rate discounts.
- Secured and joint loans.
- Mobile app to manage loan payments.
Discover Personal Loans: 2024 Review
- No origination fee.
- Option to pre-qualify with a soft credit check.
- Fast funding.
LightStream Personal Loans: 2024 Review
- No fees.
- Rate discount for autopay.
- Long repayment terms.
Upstart Personal Loans: 2024 Review
- Accepts borrowers new to credit.
- Fast funding.
- Option to change your payment date.
Happy Money Personal Loans: 2024 Review
- Option to pre-qualify with a soft credit check.
- Offers direct payment to creditors.
- No late fee.
Best Egg Personal Loans: 2024 Review
- Option to pre-qualify with a soft credit check.
- Wide range of loan amounts.
- Secured loan options.
LendingClub Personal Loans: 2024 Review
- Joint loan option.
- Direct payment to creditors with debt consolidation loans.
- Option to pre-qualify with a soft credit check.
NerdWallet rates lenders on a scale from 1 to 5 stars. See our personal loan rating methodology.
More loan reviews by category
SoFi Personal Loans: 2024 Review
SoFi offers online personal loans with consumer-friendly features for good- and excellent-credit borrowers.
Upgrade Personal Loans: 2024 Review
- Multiple rate discounts.
- Secured and joint loans.
- Mobile app to manage loan payments.
Discover Personal Loans: 2024 Review
- No origination fee.
- Option to pre-qualify with a soft credit check.
- Fast funding.
LightStream Personal Loans: 2024 Review
- No fees.
- Rate discount for autopay.
- Long repayment terms.
Happy Money Personal Loans: 2024 Review
- Option to pre-qualify with a soft credit check.
- Offers direct payment to creditors.
- No late fee.
Achieve Personal Loans: 2024 Review
- Multiple rate discounts.
- Direct payment to creditors with debt consolidation loans.
- Option to pre-qualify with a soft credit check.
Other ways to borrow: Buy now, pay later and cash advance apps
Varo Cash Advance 2024 Review
Apple Pay Later: 2024 Review
Klover App 2024 Review: Cash Advances in Exchange for Your Data
SoLo Funds 2024 Review: Peer-to-Peer Cash Advances
Empower App 2024 Review: Cash Advances
Sezzle Buy Now, Pay Later: 2024 Review
PayPal Pay in 4: 2024 Review
MoneyLion Instacash 2024 Review: Cash Advances
Zip Buy Now, Pay Later: 2024 Review
Brigit 2024 Review: Paycheck Advances
These products have their own rating systems. Read our buy now, pay later rating methodology and cash advance apps rating methodology.
Most recent personal loan reviews
RefiJet Auto Loan Refinance and Lease Buyout Loans: 2024 Review
RefiJet offers auto loan refinancing, lease buyout loans and cash-out refinancing. Applicants work with a financial services representative throughout the loan process.
Ally Auto Refinance and Lease Buyout Loans: 2024 Review
Ally Auto Refinance offers pre-qualified rate estimates for auto refinance and lease buyout loans.
Tresl Auto Refinance and Lease Buyout Loans: 2024 Review
Tresl offers auto loan refinancing and lease buyout loans from a network of lenders. Each customer works with a dedicated Tresl advisor throughout the financing process.
Autopay Auto Purchase, Refinance and Lease Buyout Loans: 2024 Review
Autopay works with more than 20 lenders to offer variable loan terms for auto refinancing and lease buyout loans.
iHELP Reviews: Student Loan Refinancing and Private Student Loans
iHELP refinances student loans and partners with community banks to offer college loans.
NaviRefi Review: Navient Student Loan Refinancing
NaviRefi is now available to all qualified borrowers.
NetCredit Personal Loans: 2024 Review
- Fast funding.
- Adjustable payment dates.
- Borrowers with low credit scores may qualify.
Stride Funding: Income Share Agreement Review
Stride Funding offers income share agreements and is best for students pursuing high-paying careers who are within two years of graduation.
Brazos Review: Refinancing Student Loans and Private Student Loans
Brazos offers private student loans to borrowers from Texas. It offers refi and parent loans for Texas residents only.
Chicago Student Loans by A.M. Money Review: Private Student Loans
Chicago Student Loans by A.M. Money offers private student loans to students that are Illinois residents attending an Illinois school.
Advantage Education Loan Reviews: Student Loan Refinancing and Private Student Loans
The nonprofit Kentucky Higher Education Student Loan Corp. offers fixed-rate Advantage Education Loans.
EDvestinU Reviews: Student Loan Refinancing and Private Student Loans
EDvestinU offers refinancing and private student loans issued and serviced by the nonprofit New Hampshire Higher Education Loan Corp.
PenFed Personal Loans: 2024 Review
- Option to pre-qualify with a soft credit check.
- Option to add a co-signer.
- Rate discount for autopay.
Citizens Bank Reviews: Student Loan Refinancing and Private Student Loans
Citizens Bank lets borrowers who aren't U.S. citizens take out and refinance student loans.
PNC Reviews: Student Loan Refinancing and Private Student Loans
PNC student loans offer a half-point interest rate discount for making automatic payments.