Paying Off Debt

Understand your debt load and learn strategies for whittling down what you owe.

Most popular debt-payment articles

DIY strategies to pay off your debt

Video preview image

Debt Snowball vs. Avalanche Method

It can be challenging to get out of debt, but you have options. Assess whether a do-it-yourself method might work for you, and which one would provide the right type of motivation to keep going.

Student loans from our partners

Earnest Student Loan Refinance logo
Check Rate

on Earnest website

Earnest

4.5

NerdWallet rating 
Earnest Student Loan Refinance logo

4.5

NerdWallet rating 
Fixed APR 

4.45% - 9.99%

Min. credit score 

665

Check Rate

on Earnest website

SoFi Student Refinancing logo
Check Rate

on SoFi® website

SoFi®

4.0

NerdWallet rating 
SoFi Student Refinancing logo

4.0

NerdWallet rating 
Fixed APR 

4.99% - 9.99%

Min. credit score 

650

Check Rate

on SoFi® website

LendKey Student Loan Refinance logo
Compare Rates

on Credible’s website

LendKey

4.0

NerdWallet rating 
LendKey Student Loan Refinance logo

4.0

NerdWallet rating 
Fixed APR 

4.89% - 9.04%

Min. credit score 

680

Compare Rates

on Credible’s website

Get help handling your debt

Free up money for debt paydown

Read more on paying off debt