12 Best Mortgage Lenders for Jumbo Loans in 2026

Rocket Mortgage is a big player in the jumbo loan market, with a variety of jumbo loan types and low average jumbo rates. But fees may be on the high side.

Citi is a big player in the jumbo loans market, and these loans make up a notable share of the bank's overall lending. Jumbo fees run low, though rates may be similar to competitors.

PNC Bank could be a good pick for first-time home buyers seeking a streamlined digital experience. Average jumbo fees are competitive, while jumbo rates may be middle of the road.

Truist is a major lender of jumbo loans, offering competitive jumbo rates and fees. Preapproval and customer care happen mostly offline, and for details on loans, you'll need to talk to a person.

Navy Federal is known for VA lending, but it's also a notable player in the jumbo market. You'll need a military connection to join the credit union.

Alliant Credit Union's jumbo loans have reasonably low average rates and origination fees. Customer service is geared toward credit union members.

Bank of America offers low average jumbo rates and fees. Some borrowers can qualify for down payment assistance or rate discounts.

Chase is a sizable jumbo loan lender with options for a variety of jumbo borrowers. The bank has programs that can make homebuying more affordable.

Real Genius is a smart pick for a do-it-yourself online quote, with a wide variety of jumbo loans on offer. We’re impressed with its detailed, “no fine print” approach and options to sort and customize APR and fees.

Wells Fargo is a leader in jumbo loan market share, and current Wells Fargo customers may be able to take advantage of interest rate discounts.

SoFi offers perks for members and may appeal to borrowers seeking an entirely digital application process for conventional purchase mortgages or refinancing.

U.S. Bank scores well for online convenience and rate transparency, plus it originated a higher proportion of jumbo loans in 2023 than the average reviewed lender.