Car Insurance for Dallas in 2024

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Dallas drivers could pay an average of $3,292 per year for car insurance, but you might find a cheaper price by shopping around.

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Written by Isabel Contreras
Lead Writer
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Edited by Ben Moore
Assistant Assigning Editor
Fact Checked

Car insurance in Dallas, Texas, costs an average of $3,292 a year for full coverage. But prices vary from one person to the next, and no one company is cheapest for everyone. That’s why it’s best to compare car insurance rates with different companies when shopping around.

To jump-start your auto insurance shopping journey, here’s a list of the cheapest companies we found in Dallas.

CategoryCheapest companyMedian annual rate
Clean driving historyGeico$1,606
After a DUIGeico$2,073
After an accidentState Farm$2,193
After a speeding ticketTexas Farm Bureau$1,696
Having poor creditGeico$1,987

Continue reading to find more companies offering cheap car insurance in Dallas, or check out the cheapest car insurance in Texas for more ideas.

To find the cheapest companies in Dallas, NerdWallet looked at average full coverage rates obtained by pricing analytics company Quadrant Information Services. We analyzed rates for male and female drivers for all ZIP codes in Dallas driving a 2021 Toyota Camry LE. Read our full methodology for more details.

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