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Car Insurance for Los Angeles in 2024
Los Angeles drivers could pay an average of $2,208 per year for car insurance, but you might find a cheaper price by shopping around.
Lead Writer | Auto insurance
Drew Gula is a NerdWallet authority on auto insurance. He previously worked as the senior content editor at Soundstripe and as the senior writer in Liberty University's marketing department. Drew is also a published author. He is based in Nashville, Tenn.
Assigning Editor | Auto insurance, home insurance, other insurance
Lacie Glover spent more than five years covering health care costs and all types of insurance as a NerdWallet writer before becoming an assistant assigning editor in 2019 and later an assigning editor on the insurance team. As a writer, her work was featured in The Associated Press, The Motley Fool and U.S. News & World Report. Lacie is a NerdWallet authority on insurance products and loves data, analytics and solving SEO mysteries.
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Car insurance in Los Angeles, California, costs an average of $2,208 a year for full coverage. But prices vary from one person to the next, and no one company is cheapest for everyone. That’s why it’s best to compare car insurance rates with different companies when shopping around.
To jump-start your auto insurance shopping journey, here’s a list of the cheapest companies we found in Los Angeles.
| Category | Cheapest company | Median annual rate |
|---|---|---|
| Clean driving history | CIG | $1,645 |
| After a DUI | Grange Insurance Association | $3,261 |
| After an accident | CIG | $2,110 |
| After a speeding ticket | CIG | $2,120 |
Continue reading to find more companies offering cheap car insurance in L.A., or check out the cheapest car insurance in California for more ideas.
To find the cheapest companies in Los Angeles, NerdWallet looked at average full coverage rates obtained by pricing analytics company Quadrant Information Services. We analyzed rates for male and female drivers for all ZIP codes in Los Angeles driving a 2021 Toyota Camry LE. Read our full methodology for more details.
» MORE: Best car insurance in California
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