Corebridge Life Insurance Review 2025 (Formerly AIG Life)
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Corebridge
on Nerdwallet
Financial strength rating
Online purchase
NAIC complaints
Policies offered
on Nerdwallet
Corebridge
Financial strength rating
Online purchase
NAIC complaints
Policies offered
Why trust NerdWallet
About Corebridge Financial life insurance
Corebridge earned 2.5 stars out of 5 for overall performance. Corebridge Financial is one of the biggest life insurers in the U.S. Corebridge offers term, whole and universal life insurance to individuals. The company also offers employer and individual retirement solutions and investment products.
Though Corebridge has a solid financial strength rating, consumer satisfaction is a weak point. The company draws a high volume of complaints to state regulators, and it ranked at the bottom of the list in a recent J.D. Power customer satisfaction survey.
Has 18 different length options for term life insurance, extending as long as 35 years.
High number of customer complaints to regulators for a company of its size.
» MORE: Compare life insurance quotes
Corebridge Financial life insurance policies
You can buy policies through Corebridge Direct, a subsidiary of Corebridge, or through an independent insurance agent.
Term life insurance. Corebridge offers a Select-a-Term life insurance product that can be converted to permanent coverage within a specific timeframe. Corebridge offers 18 different term length possibilities — 10 years, any length from 15 to 30 years, or 35 years. Coverage amounts range from $100,000 to over $1 million. Select-a-Term’s accelerated death benefit is automatically included and applies to terminal illness only.
Permanent life insurance. Corebridge offers the following types of permanent life insurance, each with the potential to accumulate cash value:
Guaranteed issue whole life insurance, with coverage ranging from $5,000 to $25,000 for applicants ages 50 to 80. Guaranteed issue life insurance doesn't require a medical exam or health questions to qualify for coverage.
Simplified issue whole life insurance, with lifetime coverage of $5,000 to $35,000 for applicants ages 50 to 80. You don’t need to take an exam to get this coverage, but you will need to answer some medical questions.and locked premiums for the duration of the policy.
Universal life insurance, with flexible lifelong coverage and the ability to adjust the premiums and death benefit. Options include indexed universal life insurance, which links the growth in the policy’s cash value to the performance of an underlying stock or bond index. You can also choose guaranteed universal life insurance, which has a guaranteed death benefit.
Various life insurance riders may be included or available as add-ons. Select Corebridge policies include living benefits to help cover chronic, critical and terminal illnesses. Some products aren't available in all states.
Corebridge customer complaints and satisfaction
Over three years, Corebridge Financial has drawn far more complaints to state regulators than expected for a company of its size, according to a NerdWallet analysis of data from the National Association of Insurance Commissioners.
Corebridge Financial ranked No. 21 out of 21 companies in J.D. Power's 2024 U.S. Life Insurance Study for overall customer satisfaction.
» MORE: Best life insurance companies
Corebridge life insurance rates
Below are monthly rates for a 20-year, $500,000 term life insurance policy from Corebridge. These are sample rates for a nonsmoking man and woman in excellent health — the final quote you’re offered will depend on factors like your age, health, lifestyle, occupation and driving record. These rates are applicable in all states except New York.
Age | Monthly rate - man | Monthly rate - woman |
|---|---|---|
20 | $18.26 | $14.94 |
30 | $18.67 | $15.76 |
40 | $29.21 | $25.01 |
50 | $69.46 | $55.57 |
60 | $205.29 | $141.34 |
70 | $851.76 | $701 |
Source: Direct from insurer. Rates reflect the super preferred class and were generated on 11/18/24. | ||
More about Corebridge life insurance
You can get a quote from the Corebridge Direct website or an independent life insurance agent. The company site features educational content that explains how life insurance works, as well as a term life insurance calculator that helps you figure out how much life insurance you need. The online portal offers policyholders the ability to see policy details, update beneficiaries and more.
Other Corebridge products and services include:
Annuities.
Employer retirement plans.
Investment products and protection options for corporations and financial institutions.
How to contact Corebridge Financial
Corebridge Financial can be reached by:
Phone: Call the life insurance department at 844-452-3832 on weekdays from 7 a.m. to 8 p.m. CT.
Email: No customer service email available.
Live chat: Not available.
Life insurance buying guide
Before you start comparing companies, choose the type of life insurance you want, such as term or whole life. Decide which life insurance riders, if any, you want the policy to include. Calculate how much life insurance you need and how long you want the coverage to last. Check that the insurers you’re considering offer the coverage you’re looking for.
When comparing rates, be sure the quotes are for the same amount of coverage over the same period of time. It’s also important to make sure the policy’s medical requirements match your needs. For example, if you want to skip the life insurance medical exam but don’t mind answering health questions, confirm that the application process for each policy you're comparing aligns with that.
Price may not be the biggest driver behind your decision to buy. Look at the number of consumer complaints each company receives, as high numbers can be a red flag about the quality of service.
For more guidance, see our life insurance buying guide.
Methodology
Life insurance ratings methodology
NerdWallet’s life insurance ratings are based on consumer experience, complaint index scores from the National Association of Insurance Commissioners for individual life insurance, and weighted averages of financial strength ratings, which indicate a company’s ability to pay future claims. Within the consumer experience category, we consider ease of communication and website transparency, which looks at the depth of policy details available online. To calculate each insurer’s rating, we adjusted the scores to a curved 5-point scale.
These ratings are a guide, but we encourage you to shop around and compare several insurance quotes to find the best rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines.
Insurer complaints methodology
NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in 2021-2023. To assess how insurers compare with one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry. To evaluate a company’s complaint history, NerdWallet calculated a similar index for each insurer, weighted by market shares of each subsidiary, over the three-year period. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC. Ratios are determined separately for auto, home (including renters and condo) and life insurance.
