You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings account and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

48 in

Your

interest-bearing accounts

Showing 110 of 48

Deposit term requiredMinimum balance for APYAPY

Savings Builder

NerdWallet rating

Savings Builder

CIT Bank
View Details
Deposit term required
N/A
Minimum balance for APY
$100
Member, FDIC

Account Details

  • In order to earn 2.30% APY, you must EITHER maintain a minimum balance of $25,000 OR make a monthly deposit of $100 or more.
  • Minimum opening deposit of $100
  • No account opening or maintenance fees
  • Daily compounding of interest
View Details

BanesGrow Savings Account

NerdWallet ratingNot rated

BanesGrow Savings Account

Banesco USA
Deposit term required
N/A
Minimum balance for APY
$300
Member, FDIC

CIBC Agility™ Online Savings Account

NerdWallet rating

CIBC Agility™ Online Savings Account

CIBC Bank USA
View Details
Deposit term required
N/A
Minimum balance for APY
$1,000
Member, FDIC

Account Details

  • With no maintenance fees, it's easy to grow your savings
  • Put your money to work with an online savings account from CIBC Bank USA.
View Details

Online Savings Account

NerdWallet rating

Online Savings Account

Citizens Access
View Details
Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
View Details

Online Savings

NerdWallet rating

Online Savings

Goldman Sachs Bank USA
View Details
Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No minimum deposit to open account
  • No transaction fees
View Details

High Yield Savings Account

NerdWallet rating

High Yield Savings Account

UFB Direct
View Details
Deposit term required
N/A
Minimum balance for APY
$10,000
Member, FDIC

Account Details

  • The UFB Direct Premium Savings Account offers a rate of 2.15% APY with interest compounded daily.
  • You can make free online transfers between your UFB Direct deposit accounts
  • You'll receive a free UFB Direct ATM card.
  • As a UFB Premium Savings account holder, you'll have access to free online banking, mobile banking, and email and text messaging alerts.
View Details

Online Savings Account

NerdWallet rating

Online Savings Account

Barclays
View Details
Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fee
  • No minimum balances to open
View Details

Certificate of Deposit

NerdWallet ratingNot rated

Certificate of Deposit

Colorado Federal Savings Bank
Deposit term required
6 months
Minimum balance for APY
$5,000
Member, FDIC

Checking & Budgeting

NerdWallet rating

Checking & Budgeting

Simple
View Details
Deposit term required
N/A
Minimum balance for APY
$0
Deposits are FDIC Insured

Account Details

  • Bank, Budget & Earn Up To $500 on top of 2.02% APY when you open a new Individual and Shared Protected Goals Account with qualifying activities
  • How to earn a $250 bonus for each new Protected Goals Account ($250 for Individual and $250 for Shared): Open a new Protected Goals Account by 8/31/19 4:59PM PT. Deposit(s) totaling $10,000 or more must post to the new Protected Goals Account by 9/16/19 4:59PM PT. Maintain a balance of at least $10,000 in the new Protected Goals Account through 12/31/19 4:59 PM PT.
  • What to know: Qualifying customers will receive the bonus credit to their Protected Goals Account by 1/14/20 4:59 PM PT. Maximum of one (1) $250 bonus per eligible Protected Goals Account. Maximum of $500 in bonuses. Simple employees are ineligible for this promotion. BBVA USA may report the value of the bonus to the IRS as ‭required by law. Any client whose tax status would require BBVA USA to impose tax withholding of any ‭sort will not be eligible for this bonus. Bonus may be modified or withdrawn without notice.
  • 2.02% APY
  • Simple customers earn 2.02% APY on all Protected Goals Account Balances - 30x the national average
  • Simple Goals
  • Use Goals to stash away money: Save for the unexpected or automate saving for things you want. From a trip to Italy to a new bike.
  • Simple Expenses
  • Set it & forget: Set up your Expenses one time and going forward, we’ll do the boring work of recreating the Expense for you. That way, when you pay your rent bill, your Expense is already saving up for next month’s bill. Yep, it’s our job now. (You can even split Expenses with a partner when using a Shared Account).
  • Safe-to-Spend®
  • Spend spontaneously, without derailing your budget or bills (or doing math on the spot...). We take your account balance, subtract your Expenses and Goals, and tell you exactly how much money you have leftover to spend on whatever you want. (Buy the shoes!)
  • Shared Accounts
  • Earn interest with whoever you’re interested in: Let your money earn up to 30x the national average APY with a Shared Protected Goals Account. And when it comes to shared bills, two paychecks are better than one! Open a Simple Shared account and tackle them together.

Benefit Overview

  • Mobile App Available
  • Mobile Check Deposits
  • Free Debit Card Replacement
  • No ATM Fees
  • Interest Earning Account

Fee Breakdown

  • Paper Statements
    $0
  • Stop Payments
    $0
  • Debit Card Replacement
    $0
  • Out-of-Network ATM
    $0
  • Early Closure
    $0
  • Monthly Fee
    $0
  • Overdraft/NSF
    $0
View Details

Online Savings

NerdWallet rating

Online Savings

Discover
View Details
Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No fees
  • 24/7 U.S.-based customer service
  • To get your $150 or $200 Bonus offer:
  • What to do: Apply for your first Discover Online Savings Account by 9/9/19, 11:59 PM ET, online or by phone. Enter Offer Code NW819 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 9/23/19, 11:59 PM ET. Maximum bonus eligibility is $200.
  • What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 10/7/19. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice.
  • See Discover's Website for more details.
View Details