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- Bank of America® Travel Rewards credit card
- Capital One® Venture® Rewards Credit Card
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The bottom line: This card is an excellent choice for loyal Radisson customers and those who can easily make use of Radisson points. The anniversary bonus alone can potentially make up for the annual fee.
Radisson Rewards™ Premier Visa Signature® Card
14.99% - 23.49%, Variable
Recommended Credit Score
Quick FactsView rates and fees
- 10 points per $1 at participating Radisson Family of Hotels worldwide
- 5 points per $1 everywhere else
- Up to 85,000 bonus points to start
Pros & Cons
High rewards rate
Has annual fee
Alternate Pick: No annual fee
Bank of America® Travel Rewards credit card
This $0-annual-fee card earns 1.5 points per dollar spent on all purchases. Points are worth 1 cent each when redeemed against travel purchases, including hotel stays. It comes with a strong sign-up bonus: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. It doesn't charge foreign transaction fees.Read our review
Compare to Other Cards
Capital One® Venture® Rewards Credit Card
$0 intro for the first year, then $95
15.99% - 22.99% Variable APR
17.24% - 24.49% Variable APR
Recommended Credit Score
Recommended Credit Score
As a hotel card, the Radisson Rewards™ Premier Visa Signature® Card offers excellent value. The most compelling feature: Every year you renew your card and pay the $75 annual fee, you get 40,000 points.
That perk alone can offset the annual fee if you redeem those rewards for hotel stays, making this product competitive with the best hotel credit cards available.
The card also offers an unusually easy-to-earn sign-up bonus, as well as Radisson Gold status and rich ongoing rewards. For those who stay at Radisson often or could easily make use of the rewards, it's a strong choice.
Radisson Rewards™ Premier Visa Signature® Card: Basics
Card type: Hotel.
Annual fee: $75.
Sign-up bonus: Earn up to 85,000 bonus points: Earn a one-time bonus of 50,000 points when you make your first purchase on your card within 90 days of account opening. Earn an additional 35,000 points if you spend at least $2,500 in Net Purchases on your card within 90 days of account opening.
10 points per dollar spent at participating Radisson Family of Hotels worldwide.
5 points per dollar spent on all other purchases.
NerdWallet values Radisson points at 0.5 cent each. This is a baseline value, drawn from real-world data, not a maximized value. In other words, you should aim for award redemptions that offer 0.5 cent or more in value from your Radisson points.
APR: The ongoing APR is 14.99% - 23.49%, Variable.
Automatic Gold status with Radisson, which gets you additional perks.
Earn up to three free night certificates each year. You get one free night certificate every time you spend $10,000, up to $30,000, and renew your card by paying the annual fee.
Benefits of the Radisson Rewards™ Premier Visa Signature® Card
Easy-to-earn sign-up bonus
This card is one of the very few with a sign-up bonus that can be earned, at least in part, by making just a single purchase. The offer: Earn up to 85,000 bonus points: Earn a one-time bonus of 50,000 points when you make your first purchase on your card within 90 days of account opening. Earn an additional 35,000 points if you spend at least $2,500 in Net Purchases on your card within 90 days of account opening. That's a great deal.
A caveat, though: While the card advertises that this bonus is worth up to nine free nights, not many of Radisson's properties offer rooms for 9,000 points a night. If you wanted to find such a room in the U.S., as of this writing, you'd have only four hotels to choose from. It's more likely you'd get one to three nights out of this bonus — which, to be sure, is still very good.
Big Anniversary bonus
Instead of the automatic free night many hotel cards with annual fees offer each year, the Radisson Rewards™ Premier Visa Signature® Card gets you 40,000 points every time you renew your card and pay your annual fee. Given NerdWallet's valuation of Radisson points, that could easily make up for the annual fee. And unlike with most automatic free night certificates, these points won't expire in a year. (Radisson points only expire when there's no points activity on your account for a 24-month period.) That gives you the option of saving up bonuses for a future trip, which usually isn't an option for automatic free nights.
With the Radisson Rewards™ Premier Visa Signature® Card, you'll earn 10 points per dollar spent at participating Radisson properties, and 5 points per dollar spent on all other purchases. Even with a relatively low points value, that's a great ongoing rewards rate.
Because the card also comes with automatic Gold status — more on that later — you'll also get 25 points per dollar spent directly from Radisson on eligible stays and food and beverages charged to your room during eligible stays. (As a member without status, you'd earn 20 points per dollar spent.) All told, that adds up to an outstanding 35 points per dollar spent on qualifying Radisson purchases.
Automatic elite status
This card comes with Gold status, which is the middle-tier elite status in the Radisson program, between Silver and Platinum. That gets you a bundle of goodies, including:
25 points per dollar spent on eligible stays and food and beverages charged to your room during eligible stays.
15% discount on food and beverages at participating hotel restaurants.
In-room welcome gift during eligible stays.
Room availability guarantee when you book an eligible stay using the Elite Member Services line at least 72 hours before your stay.
Benefits available to Silver status members, such as a complimentary room upgrade subject to availability, early check-in and late checkout, and two complimentary bottles of water for every stay.
Applicants who already have Gold or Platinum status can also earn a one-time credit of 15 nights toward earning or maintaining Platinum status, a nice perk for loyal Radisson customers considering this card.
How it compares with other Radisson cards
Of all the credit cards in the Radisson family, the Radisson Rewards™ Premier Visa Signature® Card is the top-tier option with the most benefits and highest annual fee. It's also the most valuable card of the bunch.
Applicants who don't qualify for this card will automatically be considered for the middle-tier option, the Radisson Rewards™ Platinum Visa® Card, which is also a solid card, but has a smaller anniversary bonus and more modest annual fee. (It’s not possible to apply for this card directly.) The $0-annual-fee Radisson Rewards™ Visa® Card is the most basic option, but doesn't offer much value. Here's how they stack up.
Drawbacks and alternatives
No automatic free night
In some cases, the 40,000-point anniversary bonus on the Radisson Rewards™ Premier Visa Signature® Card won't be enough to cover a full night. And while it's possible to earn free night certificates on this card, you'll have to hit certain spending thresholds to do so.
If you prefer the simplicity of getting an automatic annual free night, consider the Marriott Bonvoy Boundless™ Credit Card. It offers an automatic free night each year that can be redeemed for a hotel night that costs up to 35,000 points.
NerdWallet values Marriott points at 1 cent each.
That means that the free night award could potentially be more valuable than 40,000 Radisson points. The card also comes with robust ongoing rewards and an excellent sign-up bonus: Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. The annual fee is $95.
Tied to the Radisson loyalty program
While Radisson has properties around the world — over 1,100 — it's not everywhere. It has hotels in most states in the U.S., for example, but not all. That could make the points more challenging to redeem, in some cases. And if you redeem for things other than hotel stays, such as for gift cards or by transferring points to airline miles, you'll also get far less value out of your points.
The Capital One® Venture® Rewards Credit Card offers more flexibility. It earns 2 miles per dollar spent on all purchases, and rewards can be redeemed for 1 cent apiece as a travel statement credit against several types of travel purchases, including hotels. You can also transfer miles to airline or hotel partners. It comes with a big sign-up bonus: Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel. The annual fee is $0 intro for the first year, then $95.
Is the Radisson Rewards™ Premier Visa Signature® Card right for you?
If you can easily make use of Radisson points, the Radisson Rewards™ Premier Visa Signature® Card is a strong choice. Its anniversary bonus and ongoing rewards give it big long-term value.
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