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Objective and comprehensive business loans ratings rubric. (
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Edited by
Edited by
Sally Lauckner✅ Fact-checked and reviewed
NerdWallet's content is fact-checked for accuracy, timeliness, and relevance by humans. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible. Learn more by checking our Editorial Guidelines.
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small business and personal finance.
50+ categories of the best business loan selections.
Objective and comprehensive business loans ratings rubric. (
You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .
Chase - Business line of credit
The bottom line:
Loan details
Min. Loan Amount
$10,000
Min. Term Length
5 years
Max Loan Amount
$500,000
Max Term Length
5 years
Qualifications
Min. credit score
700
Min. Time in Business
24 months
Pros & Cons
Pros
Cons
We’ll start with a brief questionnaire to better understand the unique needs of your business.
Once we uncover your personalized matches, our team will consult you on the process moving forward.
| Business term loan | Business line of credit | Commercial real estate loan | |
|---|---|---|---|
| Loan amount | $5,000 to $50,000. | $10,000 to $500,000. | $50,000 and up. |
| Fees |
|
|
|
| Terms | Up to 7 years. | 5 years to draw, 5 years to repay. | Up to 25 years. |
| Repayment schedule | Monthly. | Monthly. | Monthly. |
iBusiness Funding
iBusiness Funding - Online term loan
4.1
$500,000
with Fundera by NerdWallet
Bluevine
Bluevine - Line of credit
5.0
$200,000
with Fundera by NerdWallet
Wells Fargo
Wells Fargo BusinessLine® Line of Credit
5.0
$150,000
with Fundera by NerdWallet
Apply now