Cheapest Car Insurance in California for September 2024

Living in California can be expensive. We put together this list of the cheapest car insurance in California to help you cut costs.
Updated · 6 min read
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Written by Ben Moore
Assistant Assigning Editor
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Edited by Lacie Glover
Assigning Editor
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Nerdy takeaways

  • Auto Club of SoCal offers the cheapest full coverage in California, with an average rate of $1,187 per year according to NerdWallet's September 2024 analysis.

  • Full coverage in California costs an average of $1,656 per year, or $138 per month.

  • If you want the cheapest policy possible, get minimum coverage. The average cost of minimum coverage in California is $452 per year, or $38 per month.