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First Republic Bank stopped offering student loan refinancing in May 2020. While the bank will continue to service its existing refinanced loans, it isn’t accepting new applications for student loan refinancing.
Historically, First Republic Bank offered fixed-rate student loan refinancing to very well-qualified borrowers — those with excellent credit scores and robust savings. Those who met First Republic’s requirements could benefit from their low rates -- sometimes below 2% -- and access to a dedicated relationship manager. Personalized service was a differentiator for First Republic's student loan refinancing, and the bank still prides itself on relationship-based service for savings, checking and home loans.
First Republic does business in seven states: California, Oregon, Massachusetts, Florida, Connecticut, New York and Wyoming.
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