Current Mortgage Interest Rates

Holden LewisOct 9, 2019

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Mortgage interest rate chart

What are interest rates based on?

The bond market drives mortgage rates. That’s because home loans are packaged as bundles of securities and sold in the bond market. Global and national news events steer bond prices higher and lower, and mortgage rates move similarly in response.

NerdWallet’s daily mortgage rates are an average of the published annual percentage rate with the lowest points from a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

Are interest rates going to rise?

Mortgage rates have fallen since the beginning of 2019, for multiple reasons: trade tensions with China, a perception that the economy is slowing and persistently low inflation. The Federal Reserve cut short-term interest rates by a quarter of a percentage point in July and again in September. While lower short-term interest rates don’t immediately affect long-term mortgage rates, they will compel longer-term rates to fall over time.

Mortgage rates are most likely to move higher in response to good economic or political news, and lower in reaction to bad news. The Fed is loosening the money supply (reducing interest rates) because of lower-than-desired inflation and concerns that economic growth is slowing.

How do your credit scores affect your rate?

Your credit scores influence your mortgage interest rate. Lenders call it “risk-based pricing.” Higher credit scores indicate a lower risk that you’ll default on a loan — so you get a better interest rate. The lower your credit scores, the higher your interest rate.

What is an APR?

APR, or annual percentage rate, is used to compare the true cost of borrowing money. The APR is based on the interest rate and includes mortgage origination fees and discount points to indicate all of the costs of getting the loan.

For example, you may make a monthly mortgage payment calculated at 5% interest, but because of upfront or continuing fees, your APR might be 5.25%.

More on mortgage rates:

Date

Average 30-year fixed APR

Average 15-year fixed APR

Average 5/1 ARM APR

November 29, 2021

3.045%

2.354%

2.791%

November 26, 2021

3.113%

2.433%

2.721%

November 24, 2021

3.108%

2.393%

2.744%

November 23, 2021

2.987%

2.333%

2.488%

November 22, 2021

3.018%

2.324%

2.496%

November 19, 2021

3.023%

2.341%

2.495%

November 18, 2021

3.048%

2.377%

3.076%

November 17, 2021

3.071%

2.403%

3.104%

November 16, 2021

3.080%

2.381%

3.082%

November 15, 2021

3.084%

2.398%

3.113%

November 12, 2021

3.056%

2.380%

3.082%

November 11, 2021

3.034%

2.380%

3.046%

November 10, 2021

2.866%

2.208%

3.041%

November 9, 2021

3.000%

2.316%

3.055%

November 8, 2021

2.964%

2.303%

3.090%

November 5, 2021

3.035%

2.334%

3.069%

November 4, 2021

2.992%

2.281%

3.062%

November 3, 2021

3.018%

2.324%

3.096%

November 2, 2021

2.98%

2.268%

3.047%

November 1, 2021

3.057%

2.329%

3.033%

October 29, 2021

3.032%

2.302%

3.226%

October 28, 2021

2.988%

2.227%

3.221%

October 27, 2021

3.033%

2.241%

3.237%

October 26, 2021

3.081%

2.280%

3.198%

October 25, 2021

3.076%

2.284%

3.205%

October 22, 2021

3.103%

2.281%

3.206%

October 21, 2021

3.027%

2.243%

3.233%

October 20, 2021

3.044%

2.249%

3.233%

October 19, 2021

3.033%

2.251%

3.268%

October 18, 2021

3.050%

2.302%

3.246%

October, 15, 2021

3.007%

2.187%

3.186%

October 14, 2021

3.054%

2.193%

3.203%

October 13, 2021

3.106%

2.222%

3.223%

October 12, 2021

3.107%

2.229%

3.235%

October 8, 2021

3.039%

2.24%

3.2%

October 7, 2021

3.005%

2.235%

3.219%

October 6, 2021

2.999%

2.2%

3.197%

October 5, 2021

2.94%

2.171%

3.199%

October 4, 2021

3.007%

2.221%

3.194%

October 1, 2021

3.066%

2.254%

3.210%

September 30, 2021

3.043%

2.259%

3.191%

September 29, 2021

3.072%

2.291%

3.199%

September 28, 2021

3.017%

2.245%

3.227%

September 27, 2021

3.014%

2.237%

3.197%

September 24, 2021

2.937%

2.167%

3.183%

September 23, 2021

2.854%

2.115%

3.198%

September 22, 2021

2.904%

2.169%

3.195%

September 21, 2021

2.889%

2.169%

3.195%

September 20, 2021

2.896%

2.159%

3.171%

September 17, 2021

2.919%

2.167%

3.160%

September 16, 2021

2.913%

2.180%

3.193%

September 15, 2021

2.819%

2.115%

3.190%

September 14, 2021

2.875%

2.184%

3.174%

September 13, 2021

2.861%

2.181%

3.198%

September 10, 2021

2.841%

2.177%

3.204%

September 9, 2021

2.826%

2.132%

3.220%

September 8, 2021

2.887%

2.183%

3.182%

September 7, 2021

2.877%

2.194%

3.209%

September 3, 2021

2.904%

2.161%

3.192%

September 2, 2021

2.811%

2.126%

3.198%

September 1, 2021

2.886%

2.202%

3.199%

August 31, 2021

2.918%

2.222%

3.216%

August 30, 2021

2.933%

2.240%

3.206%

August 27, 2021

2.984%

2.244%

3.228%

August 26, 2021

2.953%

2.254%

3.216%

August 25, 2021

2.888%

2.220%

3.214%

August 24, 2021

2.942%

2.232%

3.217%

August 23, 2021

2.952%

2.225%

3.176%

August 20, 2021

2.901%

2.186%

3.200%

August 19, 2021

2.908%

2.191%

3.173%

August 18, 2021

2.966%

2.242%

3.214%

August 17, 2021

2.945%

2.201%

3.205%

August 16, 2021

2.919%

2.191%

3.203%

August 13, 2021

2.947%

2.201%

3.194%

August 12, 2021

2.919%

2.197%

3.181%

August 11, 2021

2.929%

2.201%

3.192%

August 10, 2021

2.921%

2.209%

3.200%

August 9, 2021

2.896%

2.188%

3.197%

Aug. 6, 2021

2.867%

2.207%

3.172%

Aug. 5, 2021

2.809%

2.152%

3.174%

Aug. 4, 2021

2.772%

2.125%

3.206%

Aug. 3, 2021

2.821%

2.167%

3.179%

Aug. 2, 2021

2.807%

2.231%

3.173%

July 30, 2021

2.842%

2.260%

3.174%

July 29, 2021

2.861%

2.262%

3.173%

July 28, 2021

2.874%

2.264%

3.048%

July 27, 2021

2.883%

2.271%

3.088%

July 26, 2021

2.844%

2.264%

3.094%

July 23, 2021

2.846%

2.236%

3.143%

July 22, 2021

2.878%

2.266%

3.104%

July 21, 2021

2.861%

2.285%

3.016%

July 20, 2021

2.811%

2.188%

3.064%

July 19, 2021

2.863%

2.314%

3.138%

July 16, 2021

2.820%

2.204%

3.069%

July 15, 2021

2.841%

2.235%

3.104%

July 14, 2021

2.881%

2.276%

3.087%

July 13, 2021

2.834%

2.305%

3.056%

July 12, 2021

2.891%

2.290%

3.082%

July 9, 2021

2.820%.

2.200%.

3.030%.

July 8, 2021

2.841%.

2.222%.

3.189%.

July 7, 2021

2.880%.

2.257%.

3.164%.

July 6, 2021

2.949%.

2.285%.

3.162%.

July 1, 2021

2.889%

2.222%

3.148%

June 30, 2021

2.841%

2.216%

3.143%

June 29, 2021

2.912%

2.254%

3.140%

June 28, 2021

2.940%

2.299%

3.155%

June 25, 2021

2.910%

2.239%

3.152%

June 24, 2021

2.881%

2.205%

3.154%

June 23, 2021

2.888%

2.264%

3.126%

June 22, 2021

2.888%

2.264%

3.116%

June 21, 2021

2.926%

2.281%

3.116%

June 18, 2021

2.911%

2.255%

3.100%

June 17, 2021

2.935%.

2.261%.

3.139%.

June 16, 2021

2.872%

2.205%

3.112%

June 15, 2021

2.835%

2.160%

3.098%

June 14, 2021

2.866%

2.214%

3.087%

June 11, 2021

2.790%.

2.149%.

3.104%.

June 10, 2021

2.831%.

2.153%.

3.059%.

June 9, 2021

2.853%.

2.171%.

3.080%.

June 8, 2021

2.861%.

2.176%.

3.090%.

June 7, 2021

2.857%.

2.157%.

3.085%.

June 4, 2021

2.901%

2.202%

3.095%

June 3, 2021

2.984%

2.181%

3.086%

June 2. 2021

3.002%

2.184%

3.079%

June 1, 2021

3.027%

2.203%

3.068%

May 27, 2021

2.951%

2.173%

3.070%

May 26, 2021

2.834%

2.175%

3.071%

May 25, 2021

2.980%

2.236%

3.074%

May 24, 2021

3.053%

2.222%

3.068%

May 21, 2021

3.007%

2.189%

3.077%

May 20, 2021

3.057%

2.250%

3.054%

May 19, 2021

2.991%

2.187%

3.053%

May 18, 2021

3.008%

2.191%

3.054%

May 17, 2021

3.032%

2.206%

2.933%

May 14, 2021

3.028%

2.178%

3.050%

May 13, 2021

3.053%

2.207%

3.054%

May 12, 2021

2.832%

2.150%

3.027%

May 11, 2021

2.794%

2.149%

3.035%

May 10, 2021

2.792%

2.159%

3.027%

May 7, 2021

2.834%

2.178%

3.057%

May 6, 2021

2.872%

2.200%

3.177%

May 5, 2021

2.845%

2.168%

3.203%

May 4, 2021

2.849%

2.169%

3.079%

May 3, 2021

2.889%

2.215%

3.184%

April 30, 2021

2.925%

2.219%

3.472%

April 29, 2021

3.119%

2.209%

3.460%

April 28, 2021

2.910%

2.213%

3.332%

April 27, 2021

2.873%

2.189%

3.424%

April 26, 2021

2.857%

2.216%

3.401%

April 23, 2021

2.811%

2.113%

3.199%

April 22, 2021

2.832%

2.150%

3.190%

April 21, 2021

2.863%

2.176%

3.218%

April 20, 2021

2.892%

2.205%

3.271%

April 19, 2021

2.954%

2.385%

3.256%

April 16, 2021

2.860%

2.196%

3.291%

April 15, 2021

2.947%

2.265%

3.242%

April 14, 2021

3.052%

2.357%

3.644%

April 13, 2021

3.028%

2.332%

3.587%

April 12, 2021

3.057%

2.477%

3.499%

April 9, 2021

2.973%

2.283%

3.561%

April 8, 2021

2.992%

2.300%

3.288%

April 7, 2021

2.975%

2.288%

2.757%

April 6, 2021

3.119%

2.414%

2.771%

April 5, 2021

3.128%

2.424%

2.760%

April 2, 2021

3.038%

2.315%

3.656%

April 1, 2021

3.056%

2.321%

3.670%

March 31, 2021

3.084%

2.315%

3.710%

March 30, 2021

3.129%

2.403%

3.270%

March 29, 2021

3.145%

2.460%

3.786%

March 25, 2021

3.013%

2.316%

2.757%

March 24, 2021

3.020%

2.325%

3.135%

March 23, 2021

3.267%

2.559%

3.793%

March 22, 2021

3.165%

2.429%

2.764%

March 19, 2021

3.277%

2.540%

3.696%

March 18, 2021

3.217%

2.519%

3.756%

March 17, 2021

3.156%

2.497%

3.845%

March 16, 2021

3.174%

2.487%

3.729%

March 15, 2021

3.230%

2.517%

3.562%

March 12, 2021

3.140%

2.435%

3.796%

March 11, 2021

3.073%

2.445%

3.568%

March 10, 2021

3.086%

2.442%

3.092%

March 9, 2021

3.170%

2.502%

3.790%

March 8, 2021

3.200%

2.515%

2.815%

March 5, 2021

3.120%

2.380%

2.759%

March 4, 2021

3.016%

2.426%

2.760%

March 3, 2021

3.088%

2.416%

3.095%

March 2, 2021

3.130%

2.366%

2.759%

March 1, 2021

3.044%

2.332%

2.926%

Feb. 26, 2021

3.164%

2.457%

3.209%

Feb. 25, 2021

3.084%

2.383%

2.920%

Feb. 24, 2021

3.019%

2.369%

2.931%

Feb. 23, 2021

2.977%

2.344%

3.023%

Feb. 22, 2021

2.962%

2.358%

2.760%

Feb. 19, 2021

2.997%

2.332%

2.989%

Feb. 18, 2021

2.915%

2.315%

2.975%

Feb. 17, 2021

2.859%

2.297%

2.937%

Feb. 16, 2021

2.853%

2.251%

2.942%

Feb. 12, 2021

2.749%

2.289%

2.913%

Feb. 11, 2021

2.901%

2.425%

3.069%

Feb. 10, 2021

2.773%

2.253%

2.948%

Feb. 9, 2021

2.735%

2.303%

2.913%

Feb. 8, 2021

2.795%

2.364%

2.976%

Feb. 5, 2021

2.808%

2.261%

2.966%

Feb. 4, 2021

2.866%

2.397%

3.082%

Feb. 3, 2021

2.772%

2.219%

3.041%

Feb. 2, 2021

2.832%

2.325%

2.955%

Feb. 1, 2021

2.904%

2.443%

2.997%

Jan. 29, 2021

2.729%

2.267%

2.912%

Jan. 28, 2021

2.763%

2.265%

2.948%

Jan. 27, 2021

2.825%

2.278%

2.930%

Jan. 26, 2021

2.872%

2.443%

2.995%

Jan. 25, 2021

2.883%

2.394%

2.999%

Jan. 22, 2021

2.908%

2.452%

3.036%

Jan. 21, 2021

2.947%

2.491%

2.995%

Jan. 20, 2021

2.955%

2.493%

2.996%

Jan. 19, 2021

2.994%

2.612%

2.975%

Jan. 15, 2021

2.962%

2.546%

2.967%

Jan. 14, 2021

3.014%

2.618%

3.035%

Jan. 13, 2021

3.047%

2.625%

3.013%

Jan. 12, 2021

3.005%

2.611%

3.036%

Jan. 11, 2021

2.983%

2.665%

3.035%

Jan. 8, 2021

2.928%

2.618%

2.991%

Jan. 7, 2021

2.906%

2.625%

2.999%

Jan. 6, 2021

2.869%

2.604%

3.022%

Jan. 5, 2021

2.921%

2.623%

3.032%

Jan. 4, 2021

2.935%

2.713%

2.999%

Dec. 23, 2020

2.865%

2.584%

2.987%

Dec. 22, 2020

2.807%

2.504%

2.982%

Dec. 21, 2020

2.792%

2.499%

2.977%

Dec. 18, 2020

2.907%

2.630%

2.986%

Dec. 17, 2020

2.955%

2.697%

2.970%

Dec. 16, 2020

2.931%

2.618%

2.970%

Dec. 15, 2020

2.948%

2.638%

3.020%

Dec. 14, 2020

2.949%

2.669%

3.057%

Dec. 10, 2020

2.828%

2.417%

2.919%

Dec. 9, 2020

2.888%

2.447%

2.917%

Dec. 8, 2020

2.930%

2.455%

2.925%

Dec. 7, 2020

2.936%

2.478%

2.933%

Dec. 4, 2020

2.840%

2.466%

2.948%

Dec. 3, 2020

2.879%

2.460%

2.951%

Dec. 2, 2020

2.857%

2.428%

2.944%

Dec. 1, 2020

2.834%

2.424%

2.946%

Nov. 30, 2020

2.875%

2.444%

2.925%

Nov. 25, 2020

2.870%

2.470%

2.941%

Nov. 24, 2020

2.899%

2.462%

2.931%

Nov. 23, 2020

2.817%

2.451%

2.972%

Nov. 20, 2020

2.870%

2.467%

3.003%

Nov. 19, 2020

2.877%

2.456%

3.003%

Nov. 18, 2020

2.887%

2.481%

3.004%

Nov. 17, 2020

2.894%

2.499%

3.024%

Nov. 16, 2020

2.949%

2.500%

3.005%

Nov. 13, 2020

2.953%

2.516%

3.009%

Nov. 12, 2020

2.944%

2.552%

3.009%

Nov. 10, 2020

2.996%

2.544%

2.999%

Nov. 9, 2020

2.860%

2.508%

2.999%

Nov. 6, 2020

2.865%

2.478%

2.996%

Nov. 5, 2020

2.896%

2.534%

2.998%

Nov. 4, 2020

2.948%

2.535%

3.001%

Nov. 3, 2020

2.971%

2.506%

2.998%

Nov. 2, 2020

2.969%

2.518%

2.999%

Oct. 30, 2020

2.950%

2.499%

2.927%

Oct. 29 2020

2.920%

2.495%

2.926%

Oct. 28, 2020

2.931%

2.518%

2.927%

Oct. 27, 2020

2.961%

2.526%

2.930%

Oct. 26, 2020

2.973%

2.529%

2.934%

Oct. 23, 2020

2.961%

2.563%

2.939%

Oct. 22, 2020

3.004%

2.607%

2.942%

Oct. 21, 2020

2.982%

2.561%

2.944%

Oct. 20, 2020

2.939%

2.535%

2.945%

Oct. 19, 2020

2.939%

2.536%

2.945%

Oct. 16, 2020

2.920%

2.510%

2.928%

Oct. 15, 2020

2.934%

2.523%

2.932%

Oct. 14, 2020

2.917%

2.511%

2.948%

Oct. 13, 2020

2.961%

2.552%

2.953%

Oct. 12, 2020

2.959%

2.550%

2.953%

Oct. 9, 2020

2.937%

2.527%

2.953%

Oct. 8, 2020

2.995%

2.545%

2.958%

Oct. 7, 2020

2.953%

2.546%

2.957%

Oct. 6, 2020

2.937%

2.543%

2.977%

Oct. 5, 2020

2.919%

2.525%

2.967%

Oct. 2, 2020

2.962%

2.533%

2.990%

Oct. 1, 2020

2.950%

2.510%

2.976%

Sept. 30, 2020

2.948%

2.533%

2.973%

Sept. 29, 2020

2.951%

2.516%

2.977%

Sept. 28, 2020

2.941%

2.528%

2.915%

Sept. 25, 2020

2.966%

2.553%

2.900%

Sept. 24, 2020

2.994%

2.579%

2.951%

Sept. 23, 2020

2.990%

2.544%

2.956%

Sept. 22, 2020

2.99%

2.542%

2.95%

Sept. 21, 2020

2.983%

2.58%

3.004%

Sept. 18, 2020

2.977%

2.541%

2.969%

Sept. 17, 2020

2.976%

2.536%

2.97%

Sept. 16, 2020

2.969%

2.518%

2.937%

Sept. 15, 2020

2.969%

2.513%

2.966%

Sept. 14, 2020

2.967%

2.53%

2.963%

Sept. 11, 2020

2.966%

2.553%

2.958%

Sept. 10, 2020

2.977%

2.560%

2.966%

Sept. 9, 2020

2.977%

2.544%

2.999%

Sept. 8, 2020

2.990%

2.566%

2.974%

Sept. 4, 2020

2.975%

2.555%

2.963%

Sept. 3, 2020

2.976%

2.564%

2.963%

Sept. 2, 2020

3.030%

2.583%

2.993%

Sept. 1, 2020

3.060%

2.601%

2.993%

Aug. 31, 2020

3.054%

2.615%

3.000%

Aug. 28, 2020

3.054%

2.669%

3.028%

Aug. 27, 2020

3.093%

2.655%

3.043%

Aug. 26, 2020

3.099%

2.651%

3.074%

Aug. 25, 2020

3.038%

2.668%

3.008%

Aug. 24, 2020

3.062%

2.658%

3.015%

Aug. 21, 2020

3.044%

2.655%

3.014%

Aug. 20, 2020

3.046%

2.702%

2.850%

Aug. 19, 2020

3.124%

2.728%

2.870%

Aug. 18, 2020

3.134%

2.714%

2.858%

Aug. 17, 2020

3.145%

2.719%

3.019%

Aug. 14, 2020

3.157%

2.732%

3.024%

Aug. 13, 2020

3.147%

2.702%

3.022%

Aug. 12, 2020

3.171%

2.686%

2.998%

Aug. 11, 2020

3.096%

2.647%

2.944%

Aug. 10, 2020

3.078%

2.635%

2.941%

Aug. 7, 2020

3.045%

2.633%

2.872%

Aug. 6, 2020

3.042%

2.623%

2.870%

Aug. 5, 2020

3.008%

2.611%

2.869%

Aug. 4, 2020

3.042%

2.643%

2.874%

Aug. 3, 2020

3.052%

2.660%

2.869%

July 31, 2020

3.097%

2.681%

2.896%

July 30, 2020

3.106%

2.682%

2.896%

July 29, 2020

3.122%

2.735%

2.888%

July 28, 2020

3.182%

2.726%

2.920%

July 27, 2020

3.201%

2.732%

2.913%

July 24, 2020

3.182%

2.707%

2.910%

July 23, 2020

3.166%

2.698%

2.911%

July 22, 2020

3.189%

2.747%

2.917%

July 21, 2020

3.185%

2.739%

2.909%

July 20, 2020

3.199%

2.737%

2.902%

July 17, 2020

3.161%

2.704%

2.910%

July 16, 2020

3.162%

2.705%

2.900%

July 15, 2020

3.163%

2.685%

2.884%

July 14, 2020

3.172%

2.707%

2.885%

July 13, 2020

3.188%

2.715%

2.883%

July 10, 2020

3.162%

2.675%

2.886%

July 9, 2020

3.156%

2.693%

2.890%

July 8, 2020

3.192%

2.712%

2.890%

July 7, 2020

3.190%

2.726%

2.890%

July 6, 2020

3.240%

2.751%

2.903%

July 2, 2020

3.242%

2.773%

2.900%

July 1, 2020

3.257%

2.794%

2.947%

June 30, 2020

3.272%

2.792%

2.951%

June 29, 2020

3.312%

2.792%

2.920%

June 26, 2020

3.297%

2.806%

3.016%

June 25, 2020

3.300%

2.826%

3.014%

June 24, 2020

3.336%

2.831%

3.005%

June 23, 2020

3.345%

2.838%

3.000%

June 22, 2020

3.336%

2.840%

3.018%

June 19, 2020

3.353%

2.849%

3.030%

June 18, 2020

3.335%

2.83%

3.025%

June 17, 2020

3.310%

2.814%

2.990%

June 16, 2020

3.335%

2.821%

2.992%

June 15, 2020

3.308%

2.797%

2.975%

June 12, 2020

3.271%

2.810%

2.980%

June 11, 2020

3.237%

2.774%

2.978%

June 10, 2020

3.323%

2.801%

2.981%

June 9, 2020

3.32%

2.813%

2.998%

June 8, 2020

3.409%

2.888%

3.007%

June 5, 2020

3.424%

2.890%

3.008%

June 4, 2020

3.366%

2.844%

2.989%

June 3, 2020

3.353%

2.838%

2.980%

June 2, 2020

3.347%

2.825%

2.970%

June 1, 2020

3.378%

2.874%

2.974%

May 29, 2020

3.397%

2.869%

2.992%

May 28, 2020

3.320%

2.733%

2.986%

May 27, 2020

3.317%

2.727%

2.991%

May 26, 2020

3.336%

2.725%

3.022%

May 22, 2020

3.298%

2.722%

3.062%

May 21, 2020

3.375%

2.875%

3.092%

May 20, 2020

3.390%

2.898%

3.121%

May 19, 2020

3.422%

2.917%

3.199%

May 18, 2020

3.405%

2.890%

3.107%

May 15, 2020

3.367%

2.900%

3.114%

May 14, 2020

3.389%

2.917%

3.108%

May 13, 2020

3.389%

2.923%

3.117%

May 12, 2020

3.455%

2.972%

3.230%

May 11, 2020

3.422%

2.971%

3.166%

May 8, 2020

3.315%

2.847%

3.136%

May 7, 2020

3.345%

2.851%

3.174%

May 6, 2020

3.375%

2.891%

3.200%

May 5, 2020

3.375%

2.894%

3.239%

May 4, 2020

3.328%

2.884%

3.230%

May 1, 2020

3.283%

2.876%

3.225%

April 30, 2020

3.276%

2.853%

3.190%

April 29, 2020

3.361%

2.955%

3.334%

April 28, 2020

3.37%

3.063%

3.392%

April 27, 2020

3.306%

2.886%

3.276%

April 24, 2020

3.309%

2.879%

3.336%

April 23, 2020

3.295%

2.939%

3.358%

April 22, 2020

3.291%

2.884%

3.365%

April 21, 2020

3.333%

2.91%

3.379%

April 20, 2020

3.345%

2.925%

3.395%

April 17, 2020

3.338%

2.974%

3.391%

April 16, 2020

3.341%

2.954%

3.47%

April 15, 2020

3.34%

2.916%

3.357%

April 14, 2020

3.444%

2.979%

3.378%

April 13, 2020

3.284%

2.83%

3.387%

April 10, 2020

3.315%

2.923%

3.31%

April 9, 2020

3.258%

2.794%

3.365%

April 8, 2020

3.389%

2.951%

3.582%

April 7, 2020

3.417%

3.015%

3.427%

April 6, 2020

3.419%

3.035%

3.453%

April 3, 2020

3.43%

2.943%

3.519%

April 2, 2020

3.60%

3.155%

3.57%

April 1, 2020

3.59%

3.262%

3.57%

March 31, 2020

3.573%

3.153%

3.577%

March 30, 2020

3.421%

3.091%

3.525%

March 27, 2020

3.438%

2.973%

3.818%

March 26, 2020

3.634%

3.067%

3.662%

March 25, 2020

3.292%

2.803%

3.311%

March 24, 2020

3.36%

2.812%

3.065%

March 23, 2020

3.651%

3.144%

3.22%

March 20, 2020

4.113%

3.522%

3.462%

March 19, 2020

3.798%

3.432%

3.459%

March 18, 2020

3.631%

3.16%

3.508%

March 17, 2020

3.559%

3.083%

3.409%

March 16, 2020

3.901%

3.299%

3.421%

March 13, 2020

3.767%

3.201%

3.342%

March 12, 2020

3.71%

3.181%

3.348%

March 11, 2020

3.606%

3.13%

3.295%

March 10, 2020

3.524%

3.074%

3.345%

March 9, 2020

3.332%

2.895%

3.379%

March 6, 2020

3.375%

2.859%

3.394%

March 5, 2020

3.457%

2.98%

3.42%

March 4, 2020

3.361%

2.981%

3.477%

March 3, 2020

3.394%

2.929%

3.589%

March 2, 2020

3.369%

2.928%

3.504%

Feb. 28, 2020

3.373%

3.019%

3.711%

Feb. 27, 2020

3.458%

3.077%

3.647%

Feb. 26, 2020

3.55%

3.104%

3.687%

Feb. 25, 2020

3.506%

3.145%

3.939%

Feb. 24, 2020

3.516%

3.152%

3.914%

Feb. 21, 2020

3.725%

3.192%

3.883%

Feb. 20, 2020

3.58%

3.15%

3.93%

Feb. 19, 2020

3.61%

3.21%

3.88%

Feb. 18, 2020

3.82%

3.41%

4.01%

Feb. 14, 2020

3.81%

3.38%

4.02%

Feb. 13, 2020

3.81%

3.38%

4.03%

Feb. 12, 2020

3.81%

3.38%

4.02%

Feb. 11, 2020

3.84%

3.40%

4.04%

Feb. 10, 2020

3.80%

3.35%

4.03%

Feb. 7, 2020

3.82%

3.38%

4.06%

Feb. 6, 2020

3.94%

3.40%

4.07%

Feb. 5, 2020

3.85%

3.40%

4.04%

Feb. 4, 2020

3.84%

3.37%

4.02%

Feb. 3, 2020

3.74%

3.35%

4.03%

Jan. 31, 2020

3.75%

3.36%

4.06%

Jan. 30, 2020

3.75%

3.38%

4.08%

Jan. 29, 2020

3.78%

3.42%

4.09%

Jan. 28, 2020

3.79%

3.4%

4.08%

Jan. 27, 2020

3.77%

3.39%

4.14%

Jan. 24, 2020

3.8%

3.39%

4.09%

Jan. 23, 2020

3.85%

3.41%

4.11%

Jan. 22, 2020

3.85%

3.41%

4.13%

Jan. 21, 2020

3.85%

3.42%

4.14%

Jan. 17, 2020

3.89%

3.45%

4.16%

Jan. 16, 2020

3.85%

3.44%

4.16%

Jan. 15, 2020

3.87%

3.43%

4.2%

Jan. 14, 2020

3.89%

3.47%

4.21%

Jan. 13, 2020

3.9%

3.48%

4.21%

Jan. 10, 2020

3.9%

3.49%

4.21%

Jan. 9, 2020

3.95%

3.5%

4.21%

Jan. 8, 2020

3.92%

3.45%

4.22%

Jan. 7, 2020

3.9%

3.43%

4.25%

Jan. 6, 2020

3.91%

3.46%

4.26%

Jan. 3, 2020

3.95%

3.51%

4.28%

Jan. 2, 2020

3.96%

3.52%

4.29%

Dec. 31, 2019

3.97%

3.54%

4.28%

Dec. 30, 2019

3.98%

3.55%

4.27%

Dec. 27, 2019

3.96%

3.55%

4.27%

Dec. 26, 2019

3.99%

3.56%

4.28%

Dec. 20, 2019

4.02%

3.57%

4.26%

Dec. 19, 2019

4.01%

3.57%

4.26%

Dec. 18, 2019

4.00%

3.55%

4.26%

Dec. 17, 2019

3.98%

3.56%

4.26%

Dec. 16, 2019

3.97%

3.57%

4.25%

Dec. 13, 2019

3.99%

3.57%

4.22%

Dec. 12, 2019

4.00%

3.57%

4.22%

Dec. 11, 2019

4.03%

3.58%

4.25%

Dec. 10, 2019

4.01%

3.59%

4.22%

Dec. 9, 2019

4.00%

3.57%

4.23%

Dec. 6, 2019

4.01%

3.57%

4.20%

Dec. 5, 2019

4.02%

3.57%

4.22%

Dec. 4, 2019

3.95%

3.48%

4.16%

Dec. 3, 2019

3.96%

3.54%

4.20%

Dec. 2, 2019

3.96%

3.54%

4.21%

Nov. 27, 2019

3.99%

3.56%

4.23%

Nov. 26, 2019

3.96%

3.53%

4.25%

Nov. 25, 2019

4.01%

3.56%

4.21%

Nov. 22, 2019

3.98%

3.55%

4.19%

Nov. 21, 2019

3.96%

3.55%

4.20%

Nov. 20, 2019

3.96%

3.54%

4.20%

Nov. 19, 2019

4.00%

3.56%

4.24%

Nov. 18, 2019

3.98%

3.55%

4.24%

Nov. 15, 2019

4.02%

3.59%

4.24%

Nov. 14, 2019

4.03%

3.59%

4.24%

Nov. 13, 2019

4.01%

3.59%

4.22%

Nov. 12, 2019

4.05%

3.62%

4.24%

Nov. 8, 2019

4.01%

3.57%

4.25%

Nov. 7, 2019

3.98%

3.57%

4.25%

Nov. 6, 2019

3.97%

3.55%

4.24%

Nov 5, 2019

4.00%

3.52%

4.23%

Nov. 4, 2019

3.96%

3.48%

4.21%

Nov. 1, 2019

4.01%

3.54%

4.22%

Oct. 31, 2019

4.03%

3.57%

4.24%

Oct. 30, 2019

4.08%

3.59%

4.26%

Oct. 29, 2019

4.09%

3.59%

4.26%

Oct. 28, 2019

4.06%

3.58%

4.26%

Oct. 25, 2019

4.05%

3.57%

4.24%

Oct. 24, 2019

4.04%

3.55%

4.23%

Oct. 23, 2019

4.09%

3.57%

4.23%

Oct. 22, 2019

4.09%

3.59%

4.24%

Oct. 21, 2019

4.08%

3.59%

4.25%

Oct. 18, 2019

4.11%

3.69%

4.25%

Oct. 17, 2019

4.09%

3.6%

4.25%

Oct. 16, 2019

4.1%

3.6%

4.25%

Oct. 15, 2019

4.06%

3.56%

4.22%

Oct. 11, 2019

4.06%

3.55%

4.2%

Oct. 10, 2019

4%

3.48%

4.15%

Oct. 9, 2019

3.99%

3.48%

4.14%

Oct. 8, 2019

3.93%

3.48%

4.14%

Oct. 7, 2019

3.96%

3.51%

4.15%

Oct. 4, 2019

3.97%

3.52%

4.15%

Oct. 3, 2019

3.98%

3.54%

4.19%

Oct. 2, 2019

4.03%

3.55%

4.23%

Oct. 1, 2019

4.08%

3.61%

4.26%

Sept. 30, 2019

4.07%

3.61%

4.26%

Sept. 27, 2019

4.08%

3.62%

4.26%

Sept. 26, 2019

4.08%

3.63%

4.25%

Sept. 25, 2019

4.09%

3.63%

4.24%

Sept. 24, 2019

4.07%

3.62%

4.25%

Sept. 23, 2019

4.07%

3.61%

4.29%

Sept. 20, 2019

4.09%

3.63%

4.30%

Sept. 19, 2019

4.09%

3.64%

4.32%

Sept. 18, 2019

4.12%

3.65%

4.33%

Sept. 17, 2019

4.14%

3.66%

4.33%

Sept. 16, 2019

4.14%

3.64%

4.32%

Sept. 13, 2019

4.08%

3.68%

4.32%

Sept. 12, 2019

4.03%

3.58%

4.29%

Sept. 11, 2019

4.08%

3.62%

4.28%

Sept. 10, 2019

4.05%

3.56%

4.26%

Sept. 9, 2019

3.97%

3.51%

4.23%

Sept. 6, 2019

3.93%

3.49%

4.21%

Sept. 5, 2019

3.89%

3.49%

4.18%

Sept. 4, 2019

3.87%

3.46%

4.17%

Sept. 3, 2019

3.85%

3.44%

4.18%

Aug. 30, 2019

3.83

3.43

4.22

Aug. 29, 2019

3.85%

3.42%

4.21%

Aug. 28, 2019

3.86%

3.43%

4.23%

Aug. 27, 2019

3.9%

3.44%

4.22%

Aug. 26, 2019

3.91%

3.42%

4.22%

Aug. 23, 2019

3.92%

3.45%

4.24%

Aug. 22, 2019

3.96%

3.45%

4.26%

Aug. 21, 2019

3.95%

3.43%

4.22%

Aug. 20, 2019

3.96%

3.48%

4.25%

Aug. 19, 2019

3.96%

3.47%

4.24%

Aug. 16, 2019

3.94%

3.44%

4.24%

Aug. 15, 2019

4.01%

3.53%

4.23%

Aug. 14, 2019

4%

3.53%

4.25%

Aug. 13, 2019

4%

3.5%

4.26%

Aug. 12, 2019

4.02%

3.51%

4.26%

Aug. 9, 2019

3.97%

3.5%

4.25%

Aug. 8, 2019

4.05%

3.55%

4.25%

Aug. 7, 2019

3.92%

3.5%

4.24%

Aug. 6, 2019

3.95%

3.51%

4.28%

Aug. 5, 2019

3.95%

3.52%

4.32%

Aug. 2, 2019

4.02%

3.59%

4.39%

Aug. 1, 2019

4.06%

3.59%

4.43%

July 31, 2019

4.08%

3.61%

4.44%

July 30, 2019

4.1%

3.62%

4.43%

July 29, 2019

4.09%

3.61%

4.42%

July 26, 2019

4.1%

3.63%

4.43%

July 25, 2019

4.07%

3.55%

4.38%

July 24, 2019

4.07%

3.57%

4.41%

July 23, 2019

4.08%

3.58%

4.42%

July 22, 2019

4.05%

3.55%

4.4%

July 19, 2019

4.08%

3.57%

4.4%

July 18, 2019

4.06%

3.52%

4.41%

July 17, 201

4.06%

3.51%

4.41%

July 16, 2019

4.09%

3.57%

4.41%

July 15, 2019

4.09%

3.56%

4.41%

July 12, 2019

4.08%

3.56%

4.39%

July 11, 2019

4.04%

3.51%

4.41%

July 10, 2019

4.03%

3.5%

4.41%

July 9, 2019

4.07%

3.52%

4.45%

July 8, 2019

3.99%

3.46%

4.41%

July 5, 2019

4.03%

3.49%

4.4%

July 3, 2019

3.99%

3.46%

4.39%

July 2, 2019

4.06%

3.48%

4.4%

Source: NerdWallet. Average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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