Simply Business Insurance Brokerage Review 2021

Simply Business provides business insurance quotes from multiple providers.
Kelsey SheehySep 10, 2021

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Simply Business isn't an insurance provider but rather a broker that connects small-business owners with through partner companies.

While Simply Business does the initial legwork, fielding quotes tailored to your business type from its , that’s where its services stop. The meat of your policy — underwriting, claims and customer service — is handled by third-party insurers.

Simply Business is based in the United Kingdom and owned by — the second-largest writer of business insurance lines in the U.S. While Simply Business offers a wide range of coverage in the U.K., options for U.S.-based businesses are more limited.

Simply Business offers the following coverage options through its partner insurance providers:

Simply Business also offers , which it bills as "tools and equipment insurance." Other types of coverage, including and , may be available through Simply Business’ partner providers, but you need to go directly to the source to obtain that coverage.

Simply Business offers general liability insurance through a handful of partner providers. This coverage is recommended for virtually all business owners as it protects against third-party claims of bodily injury and property damage.

General liability insurance also kicks in if your business is accused of libel, slander or copyright infringement. It doesn't cover damage to your own property or injuries to your employees, which fall under commercial property and workers’ compensation insurance, respectively.


Professional liability insurance, also known as , is available through Simply Business’ network of insurance partners.

If your business is sued for negligence, mistakes or delays, professional liability coverage will pay for legal fees and damages. This type of coverage is recommended for businesses that provide advice or services for a fee, such as accountants, architects, consultants, engineers and financial advisors.

Simply Business offers the option to add an errors and omissions endorsement to your general liability policy, rather than purchasing full-fledged professional liability coverage, depending on your business type.


Simply Business connects business owners with tailored quotes and coverage based on their business type. You can get multiple business insurance quotes online in a matter of minutes by providing key business details, including:

While Simply Business offers up quotes, all policies are underwritten and administered by third-party insurance companies.


On a similar note...
Dive even deeper in Small Business