Simply Business Insurance Brokerage Review 2022

Simply Business provides business insurance quotes from multiple providers.
Kelsey Sheehy
By Kelsey Sheehy 
Edited by Christine Aebischer

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

MORE LIKE THISSmall Business

Simply Business isn't an insurance provider but rather a broker that connects small-business owners with business insurance through partner companies.

While Simply Business does the initial legwork, fielding quotes tailored to your business type from its network of insurance providers, that’s where its services stop. The meat of your policy — underwriting, claims and customer service — is handled by third-party insurers.

Simply Business is based in the United Kingdom and owned by Travelers — the second-largest writer of business insurance lines in the U.S. While Simply Business offers a wide range of coverage in the U.K., options for U.S.-based businesses are more limited.

Looking for tools to help grow your business?

Tell us where you're at in your business journey, and we'll direct you to the experience that fits.

on NerdWallet's secure site

Simply Business insurance: Pros and cons



Get quotes from multiple insurance providers via one website.

All business insurance policies are through a third party.

Resource library outlining coverage needs for different business types.

Can’t file a claim through Simply Business.

Coverage mostly limited to general liability and professional liability.

Simply Business insurance: Types of coverage

Simply Business offers the following coverage options through its partner insurance providers:

Simply Business also offers inland marine insurance, which it bills as "tools and equipment insurance." Other types of coverage, including commercial auto and property coverage, may be available through Simply Business’ partner providers, but you need to go directly to the source to obtain that coverage.

Shop Now

on Tivly's website

Or call 888-698-3034

General liability insurance

Simply Business offers general liability insurance through a handful of partner providers. This coverage is recommended for virtually all business owners as it protects against third-party claims of bodily injury and property damage.

General liability insurance also kicks in if your business is accused of libel, slander or copyright infringement. It doesn't cover damage to your own property or injuries to your employees, which fall under commercial property and workers’ compensation insurance, respectively.

Professional liability insurance

Professional liability insurance, also known as errors and omissions insurance, is available through Simply Business’ network of insurance partners.

If your business is sued for negligence, mistakes or delays, professional liability coverage will pay for legal fees and damages. This type of coverage is recommended for businesses that provide advice or services for a fee, such as accountants, architects, consultants, engineers and financial advisors.

Simply Business offers the option to add an errors and omissions endorsement to your general liability policy, rather than purchasing full-fledged professional liability coverage, depending on your business type.

Business insurance quotes through Simply Business

Simply Business connects business owners with tailored quotes and coverage based on their business type. You can get multiple business insurance quotes online in a matter of minutes by providing key business details, including:

  • Business type and legal structure.

  • Business location and years in business.

  • Annual estimated revenue and payroll.

While Simply Business offers up quotes, all policies are underwritten and administered by third-party insurance companies.