at SquareMouth
Seven Corners
Consider one of its Travel Medical plans if you don’t need trip cancellation coverage.
at SquareMouth
Pros
- Annual, medical-only and backpacker plans are available.
- Cancel For Any Reason upgrade is available for the cheapest plan.
- Basic plan features an Interruption for Any Reason add-on.
Cons
- Offers only one annual policy option.
Seven Corners offers comprehensive travel insurance at competitive prices with plans that can be customized through optional add-ons, such as Cancel For Any Reason coverage, Interruption For Any Reason coverage and rental car protection. With a variety of coverage options available, travelers can choose a policy that best fits their trip and budget.
To get an idea of pricing, we generated a quote for a 45-year-old traveler from Illinois taking a one-week, $2,000 trip to Mexico. The company’s entry-level plan costs $75 and included core travel insurance benefits such as trip cancellation, emergency medical coverage and baggage protection.
Here’s what you need to know before purchasing a Seven Corners travel insurance policy.
Seven Corners travel insurance offerings
For travelers looking for traditional trip insurance, Seven Corners offers two comprehensive single-trip plans:
- Trip Protection Basic: The lower-cost option, designed for travelers who want essential coverage for trip cancellation, trip interruption, trip delay, medical emergencies and baggage protection.
- Trip Protection Choice: A more comprehensive plan with higher coverage limits, primary emergency medical coverage and additional benefits, including eligibility for a pre-existing medical condition exclusion waiver if plan requirements are met.
In addition to its comprehensive single-trip plans, Seven Corners also offers annual travel insurance, cruise insurance, stand-alone travel medical plans and international health insurance for nomads and expats. Travelers who take multiple trips throughout the year may prefer an annual plan, while those planning a cruise or living abroad can choose coverage tailored to those needs. If you already receive trip insurance through a travel credit card, a stand-alone travel medical plan may be enough to supplement your existing coverage.
» Learn more: How to find the best travel insurance
What Seven Corners travel insurance covers
Seven Corners’ comprehensive travel insurance plans include the following types of coverage, though benefit limits vary by plan.
- Trip cancellation and trip interruption: Covers nonrefundable, prepaid expenses if your trip is canceled or interrupted for a covered reason.
- Trip delay: Reimburses eligible expenses, such as meals and lodging, if your trip is delayed for a covered reason.
- Missed connection: Pays for the costs associated with getting to your destination after a missed tour or cruise connection.
- Baggage insurance: Covers you if your luggage is lost, stolen or damaged during your trip. Baggage delay benefits can also reimburse you for essential items if your checked baggage is delayed.
- Emergency medical coverage: Reimburses you for costs associated with emergency medical care.
- Medical evacuation and repatriation of remains: Can pay for emergency medical transportation to the nearest appropriate medical facility and, when covered, the return of remains.
Seven Corners detailed policy overview
The biggest difference between Seven Corners’ two comprehensive plans is the level of protection they provide. Here's how the plans compare:
Coverage type | Coverage limits |
|---|---|
Trip cancellation | Basic: 100%. Choice: 100%. |
Trip interruption | Basic: 100%. Choice: 150%. |
Trip delay | Basic: $600 ($200 daily maximum). Choice: $2,000 ($250 daily maximum). |
Missed connection | Basic: $500 ($250 daily maximum). Choice: $1,500 ($250 daily maximum). |
Baggage and personal effects | Basic: $500. Choice: $2,500. |
Baggage delay | Basic: $500. Choice: $500. |
Emergency medical expense | Basic: $100,000 (secondary coverage). Choice: $500,000 (primary coverage). |
Emergency dental expense | Basic: $750. Choice: $750 (primary coverage). |
Emergency medical evacuation and repatriation of remains | Basic: $250,000. Choice: $1 million (primary coverage). |
Waiver of the pre-existing condition exclusion | Basic: N/A. Choice: 20 days. |
Pre-existing medical condition look-back period | Basic: N/A. Choice: 60 days. |
Maximum trip length | Basic: 180 days. Choice: 180 days. |
While both plans include the same core travel insurance protections, the Choice plan increases many of the coverage limits. It raises emergency medical coverage from $100,000 in secondary coverage to $500,000 in primary coverage, increases emergency medical evacuation coverage from $250,000 to $1 million, and provides higher reimbursement limits for baggage, trip delays and missed tour or cruise connections.
The higher-tier Choice plan is also eligible for a pre-existing medical condition exclusion waiver if you purchase your policy within 20 days of making your initial trip deposit. The waiver applies to medical conditions during the 60-day look-back period before purchasing coverage.
Beyond the higher coverage limits, the Choice plan also includes several additional benefits not available under the Basic plan, including accidental death and dismemberment coverage, political and security evacuation coverage, and pet kennel expense reimbursement.
Both plans cover trips of up to 180 days, making either plan a good option for travelers taking extended vacations, long-term international trips or other lengthy journeys.
Add-on options
Both of Seven Corners’ single-trip policies offer many customization opportunities:
- Cancel For Any Reason (CFAR): Allows you to cancel your trip for reasons not otherwise covered by the policy and receive up to 75% reimbursement if eligibility requirements are met.
- Interruption For Any Reason (IFAR): Provides up to 75% reimbursement if you decide to end your trip early for a reason not otherwise covered.
- Rental car insurance: Helps cover up to $35,000 in damage to a rental vehicle during your trip.
- Sports and golf equipment rental: Reimburses up to $5,000 in rental costs if your sports equipment is delayed, lost, stolen or damaged.
» Learn more: You might not need rental car insurance
What Seven Corners doesn't cover
Before buying a plan, review the plan’s exclusions carefully. For example, the Basic plan doesn’t cover pre-existing conditions. The policy also excludes:
- Known storms after they’ve been named.
- Acts of war.
- Incidents involving drugs or alcohol.
- Injuries or losses resulting from self-harm, attempted suicide or suicide.
» Learn more: Is travel insurance worth it in 2026?
How Seven Corners travel insurance compares to its competitors
NerdWallet rates Seven Corners 4.5 out of 5 stars, reflecting its strong coverage options, competitive pricing and variety of plans.
To see how Seven Corners compares with other travel insurance providers, we generated quotes for the same traveler across multiple insurers. Premiums ranged from $17 to $148.
Seven Corners’ Basic plan cost $75, placing it around the middle of the pack while still offering comprehensive travel insurance benefits, including trip cancellation, emergency medical coverage, medical evacuation and baggage protection.
Company | Star rating | Basic plan cost | Premium plan cost | Generate a quote |
|---|---|---|---|---|
AAA | $101. | $146. | ||
AEGIS (GoReady) Travel Insurance | $69. | $84.72. | ||
Allianz Global Assistance | $89. | $174. | ||
Arch RoamRight | $103. | $121. | ||
AXA Assistance USA | $73.07. | $135.62. | ||
Berkshire Hathaway Travel Protection | $52. | $112. | ||
HTH Travel Insurance | $73. | $116.51. | ||
IMG | $74.85. | $114.20. | ||
Seven Corners | $75. | $126. | ||
Tin Leg | $65. | $147. | ||
Travel Guard | $81.06. | $160.13. | ||
Travel Insured International | $74. | $162. | ||
Trawick International | $55.84. | $88.94. | ||
USI Affinity Travel Insurance Services | $148.20. | $214.20. | ||
World Nomads | $83.60. | $256.50. | ||
WorldTrips | $71. | $91. | ||
These star ratings are based on a separate analysis of each travel insurance provider’s offerings. For more detailed scoring, see our recommendations for the best travel insurance companies, read each individual provider's NerdWallet review or view our methodology at the end of this article. Pricing is subject to change based on your specific trip details. You can verify the latest price by clicking through to Squaremouth (a NerdWallet partner). | ||||
How much is Seven Corners travel insurance?
How much does Seven Corners travel insurance cost? The cost depends on which plan you choose. To get a sense of what you can expect to pay, we generated a sample quote for a 45-year-old traveler from Illinois taking a $2,000 one-week trip to Mexico.
- Trip Protection Basic: $75.
- Trip Protection Choice: $126.
Which Seven Corners travel insurance plan is best for me?
The Basic plan is likely the better fit if you’re looking for an affordable policy that covers the essentials, including trip cancellation, emergency medical expenses and baggage protection.
The more premium Choice policy may be worth the additional cost for travelers who want higher coverage limits, eligibility for a pre-existing medical condition exclusion waiver and additional built-in benefits. Beyond increasing coverage for medical expenses, evacuation and travel disruptions, it also includes benefits such as accidental death and dismemberment coverage, political and security evacuation, and pet kennel expense reimbursement.
If you already receive trip protections through a travel credit card, you may not need a comprehensive travel insurance policy. In that case, one of Seven Corners’ stand-alone travel medical plans may provide the additional coverage you’re looking for.
» Learn more: 11 credit cards that provide travel insurance
Does Seven Corners travel insurance offer 24/7 travel assistance?
Yes. Seven Corners offers 24/7 travel assistance through Seven Corners Assist. The assistance team can help with a variety of issues, including replacing a lost passport, providing visa information, coordinating medical care, arranging emergency medical evacuations when necessary, helping travelers find medical providers and, when possible, coordinating direct payment to medical facilities through a guarantee of payment.
If you’re hospitalized or your doctor recommends surgery during your trip, contact Seven Corners Assist as soon as possible. Some services require pre-certification, and failing to obtain it could affect your coverage.
How to file a claim with Seven Corners travel insurance
You can file a claim online by logging into your Seven Corners account, where you can submit a claim, track its status and update your contact information. If you need assistance, call Seven Corners at 855-974-6861 from within the U.S. or +1-317-575-2652 from abroad. You can also email customer service at [email protected].
Frequently Asked Questions
Does Seven Corners travel insurance cover COVID?
Yes. Seven Corners can cover COVID-19 the same way it covers other illnesses, as long as the situation meets the policy’s terms. For example, emergency medical coverage may apply if you get sick during your trip, and trip cancellation or interruption coverage may apply if COVID-19 causes you to cancel or cut short your trip for a covered reason.
Does Seven Corners travel insurance cover flight cancellation?
Yes, if your flight is canceled for a covered reason under your policy. If you want the option to cancel your flight for a reason that isn’t otherwise covered, you’ll need to add Cancel For Any Reason coverage, if available.
How long does a Seven Corners travel insurance refund take?
Seven Corners doesn’t publish a specific time frame in which you’ll get a refund, but for a speedy refund, make sure you provide all the proper documentation when you first file a claim.
Is Seven Corners travel insurance primary or secondary?
It depends on the plan and where your policy is issued. In our sample quote, the Basic plan included secondary emergency medical coverage, while the Choice policy included primary emergency medical coverage. Review your policy documents to confirm how coverage applies in your state.
Is Seven Corners travel insurance worth it?
Seven Corners is a strong choice for travelers looking for comprehensive travel insurance with competitive pricing and flexible coverage options. Its two comprehensive plans cover a wide range of travel risks, while optional add-ons and specialized products, including cruise, travel medical and annual plans, make it easy to tailor coverage to different travel styles.
Travelers should also compare the coverage included with their travel credit card before purchasing a policy to avoid paying for protections they already have.
Star rating methodology
Travel insurance rating and review methodology
Travel insurance
NerdWallet's ratings for travel insurance companies take into account the following details about each insurer:
- Scope of coverage.
- Customizability.
- Consumer experience and complaints.
- Cost.
The best travel insurers excel in all of these categories. They provide the information people need to make a purchase without any surprises along the way. They offer insurance at a fair price and allow customers to customize plans to meet their coverage preferences. They're also able to keep their customers happy throughout the relationship.
Data collection and review process
NerdWallet collects over a dozen data points for each insurer we analyze from their public-facing websites and third-party analyses. These data points are then compared against one another and against NerdWallet's standards for good travel insurance companies to determine a star rating.
Data is collected on a regular basis and reviewed by our editorial team for consistency and accuracy. Final star ratings are presented on a scale of one to five stars, where a one-star score represents "poor" and a five-star score represents "excellent."
The reviews team
The writers and editors behind NerdWallet's travel insurance reviews are insurance specialists who have had their work featured by or appear in The Associated Press, The Washington Post, The New York Times, the Chicago Sun-Times, U.S. News & World Report and the Society for Advancing Business Editing and Writing. Each writer and editor follows NerdWallet’s strict guidelines for editorial independence.
In addition to travel insurance, the team covers travel rewards programs, airlines and hotels.
Rating specifics
Our star ratings are weighted based on our editorial and professional opinions. We use the following weightings when rating travel insurers:
- Scope of coverage (35%).
- Customizability (10%).
- Consumer experience and complaints (20%).
- Cost (35%).
Scope of coverage ratings are based on assessments of a company’s standard protections, including:
- Travel medical insurance.
- Trip cancellation.
- Trip interruption.
- Trip delay.
- Baggage and personal belongings, lost luggage.
- Emergency medical assistance.
- Emergency medical evacuation.
- Emergency medical repatriation.
- Accidental death and dismemberment insurance.
- Rental car coverage.
Customizability ratings factor in whether coverage limits are fixed prices or a percentage of the trip cost (the percentage is generally better), whether a policy has customizations available, and the number of bonus features, including:
- 24-hour assistance.
- Pre-existing medical conditions coverage.
- Extreme sport coverage.
- CFAR add on availability.
- Travel health insurance.
- Interruption for Any Reason.
- Travel Inconvenience.
- Cancel for Work Reasons.
- Electronics coverage.
Consumer experience ratings are based on provider reviews on Squaremouth and TrustPilot.
Affordability ratings are based on the percentage of total trip cost a plan costs a policyholder. Less than 4% is considered excellent, whereas over 9% is considered poor.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2026:
- Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
- No annual fee: Wells Fargo Autograph® Card
- Flat-rate travel rewards: Capital One Venture Rewards Credit Card
- Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
- Luxury perks: American Express Platinum Card®
- Business travelers: Ink Business Preferred® Credit Card
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