Underrated Reasons You Need the Wyndham Rewards Earner Plus Credit Card

This hotel credit card offers rewards for everyday spending on gas, dining and groceries.
Amanda JohnsonNov 18, 2020
Underrated reasons why you need the Wyndham Rewards Earner Plus Credit Card

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For Wyndham fans, the new Wyndham Rewards® Earner℠ Plus Credit Card brings loads of value. With a sizable welcome bonus, elite status and an annual anniversary bonus, there are plenty of perks to appeal to those looking for a new hotel credit card. However, a lot of lesser-known benefits are worth a look, too.

From a redemption bonus to no foreign transaction fees, here are the underrated reasons you need the Wyndham Rewards® Earner℠ Plus Credit Card.

But first: The well-known reasons

There are a few well-known reasons to turn to the Wyndham Rewards® Earner℠ Plus Credit Card.

  • Welcome bonus: Earn 45,000 bonus points, enough for up to 6 free nights at participating properties after spending $1,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.

  • Platinum Elite status: Cardholders receive automatic Platinum status in Wyndham Rewards, leading to perks such as early check-in, a 15% boost on point earning for qualified stays, late checkout, car rental upgrades and more.

  • Anniversary bonus: Each year, cardholders will earn another 7,500 bonus points as an anniversary gift, helping compensate for the $75 annual fee.

The underrated reasons

Everyday points accrue fast

Since welcome bonuses are a one-time event, and anniversary bonuses only bring value every year, it’s always important to consider your everyday point earning capabilities. The Wyndham Rewards® Earner℠ Plus Credit Card brings everyday points earning bonuses in attractive categories, like:

  • 6 points per dollar at Wyndham Properties and at gas stations.

  • 4 points per dollar on eligible dining and grocery purchases.

  • 1 point per dollar everywhere else.

Gas, dining and groceries tend to be big purchase categories; those bonus returns can be valuable for individuals wanting to rack up Wyndham Rewards points. For Wyndham hotel enthusiasts, the six points per night at Wyndham properties will help you quickly earn enough points to redeem for free award stays.

Nerdy tip: Wyndham Timeshare resort down payments do not earn everyday bonus points.

Redemption bonus

Wyndham Rewards® Earner℠ Plus Credit Card holders will get a discount when they redeem free nights using their Wyndham Rewards points. This 10% reduction in redemption cost helps maximize how far your points can go.

Wyndham Rewards has three redemption tiers for free nights — 7,500, 15,000 and 30,000, depending on the property. Instead, you can book those same tiers for less:

  • Tier 1: 7,500 → 6,750.

  • Tier 2: 15,000 → 13,500.

  • Tier 3: 30,000 → 27,000.

Saving 3,000 Wyndham Rewards points on your go free award at a tier three property will give you a head start to your next stay.

No foreign transaction fees

When internationally travel becomes commonplace again, Wyndham Rewards® Earner℠ Plus Credit Card holders will appreciate having no foreign transaction fees. Foreign transaction fees can add up quickly with international travel — or even when purchasing online from out-of-country retailers. Save up to 3% on each purchase by using your Wyndham Rewards® Earner℠ Plus Credit Card to avoid those pesky fees.

Fraud protection

Theft of personal or financial information on the internet is a real concern for many in our digital world. The Wyndham Rewards® Earner℠ Plus Credit Card helps provide a little peace of mind with $0 fraud liability protection. You’re not held responsible for charges made that you did not authorize.

While this perk is common for credit cards, it’s also invaluable for protecting your finances against unsanctioned use of your card.

The bottom line

While the big-ticket perks still are the main draw for the Wyndham Rewards® Earner℠ Plus Credit Card, frequent Wyndham guests will find plenty of value in its underrated perks. From free night redemption discounts to no foreign transaction fees, the underrated reasons can make all the difference when deciding if you need the Wyndham Rewards® Earner℠ Plus Credit Card.


How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2021, including those best for:

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