Asset Allocation

Asset allocation refers to how your investments are spread across different investments types, usually to help balance risk.
All Questions: Asset Allocation
Posted January 19, 2017 · Chicago, IL
Martin A. Smith

Martin A. Smith

AIFA, CRPC

Thanks for your question. You are young, saving each month and your company is offering a generous match. My suggestion is that you save as much as yo...

Posted January 18, 2017

This is an excellent question. First, it is very important to diversify your assets and avoid any volatility from a single stock.

Second, if your c...

Posted January 17, 2017
Mark Struthers

Mark Struthers

CFA, CFP®

I have worked with a couple of pharmaceutical healthcare startups that worked with home health companies and nurses are in very, very high demand.

Th...

Posted January 13, 2017

Depending on your age, your best move is to roll over your 401k assets to a Traditional IRA account.

If you are 59 1/2, you can withdraw the money b...

Posted January 12, 2017 · Atlanta, GA

Depends on the amount of the lump sum vs. the systematic annuity payments. From a behavioral finance perspective, I would suggest you be aware of how ...

Posted January 9, 2017 · New York, NY
Adam Funk

Adam Funk

CFP®, MSFP

I think Mitt Romney had $100 million in his IRA account. He could afford to run for president a few years back. Hard to say what too much is as each o...

Posted January 9, 2017 · San Francisco, CA
Mark Struthers

Mark Struthers

CFA, CFP®

Good question. Your age group is not very well represented in our industry, because there is not AUM or commissions to be had. I am part of the Nation...

Posted January 6, 2017

There's no single solution here, but I would typically urge you to keep the funds in your Roth IRAs, adopt a long term growth strategy, and determine ...

Posted January 5, 2017 · San Francisco, CA

Alan makes a few great points, hitting the contribution amount to take advantage of the full employee match in your 401k is creating free money for yo...

Posted January 5, 2017

Whatever you take out of your 401(k), assuming the plan allows for distributions while you are still actively working, will be included in your income...

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