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Roslyn Lash, AFC®
Roslyn Lash, AFC®
AFC®
Winston Salem, NC
9 recent answers
Chris Hiestand
Chris Hiestand
San Francisco, CA
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Jeff Rose
Jeff Rose
CFP®, AAMS
Carbondale, IL
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GreenPath (NFCC)
GreenPath (NFCC)
NFCC Certified Credit Counselor
Farmington Hills, MI
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American Consumer Credit Counseling (NFCC)
American Consumer Credit Counseling (NFCC)
NFCC Certified Credit Counselor
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All Questions: Debt
NewPosted April 26, 2016

There's no single correct answer to this situation, as the tradeoff is in comparing the guaranteed growth rate of the outstanding mortgage balance (wh...

NewPosted April 26, 2016
J.K. Roberts

J.K. Roberts

CFP®, CRPC

Working with an advisor is your best option, considering the limited amount of info we can get from this question. I'm going to take the information ...

NewPosted April 26, 2016
GreenPath (NFCC)

GreenPath (NFCC)

NFCC Certified Credit Counselor

I am not sure unless looking at the specifics of your credit report. What I would recommend you do is file a dispute form online at all three credit ...

NewPosted April 26, 2016
CCCS of Buffalo , Inc. (NFCC)

CCCS of Buffalo , Inc. (NFCC)

NFCC Certified Credit Counselor

It typically is better to pay off a loan early unless you have no other debts being paid on your credit report. Lenders like to see that you pay off ...

NewPosted April 26, 2016
GreenPath (NFCC)

GreenPath (NFCC)

NFCC Certified Credit Counselor

If you are trying to maximize your position for the best interest rate on the mortgage then I would not be trying to obtain a loan until after your lo...

NewPosted April 26, 2016 · Denver, CO
Jeff Rose

Jeff Rose

CFP®, AAMS

Generally not. Lenders want to know that you have an income so that you will be able to make the monthly payments. You might be able to make an asset-...

NewPosted April 25, 2016

How much money in medical bills are we talking?

Bankruptcy should be a last resort. Bankruptcy will also ding your credit report for years to come. ...

NewPosted April 25, 2016
Jeff Rose

Jeff Rose

CFP®, AAMS

Shorter term loans are always more appealing, but if you have any doubt that you will be able to afford the payment comfortably, then you should go wi...

NewPosted April 25, 2016 · Boston, MA
Jeff Rose

Jeff Rose

CFP®, AAMS

You can, but I hope you understand that any type of debt consolidation is mostly about moving debt from one loan to another. Borrowing against your ho...

NewPosted April 25, 2016 · Atlanta, GA
Linda Jacob

Linda Jacob

CFP®, AFC®

There are a couple of ways to get out of debt and back on track. To start with, make a budget. Total up all your monthly take home pay. Next, start...

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