With PNC Bank, you can choose traditional-style banking, or you can go modern and virtual. The Pittsburgh-based bank, sixth-largest in the country, has both the typical accounts you’d expect from a big bank and a tech-centric combo called Virtual Wallet — a package of checking and savings accounts with money management tools.
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The basic checking account has a $7 fee, which is waived with a $500 direct deposit or an average balance of $500 every month.
Paper statements are $2-$3, but free if you meet the minimums for waiving the monthly fee.
Customers who choose Virtual Wallet get three accounts that they can manage with online and mobile tools.
Virtual Wallet has a $7 monthly fee, but you can avoid the fee with direct deposits of $500 or average combined balances of $500. It’s also waived if you make only self-service transactions — ATMs, mobile or online.