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Best Credit Cards for Google, Facebook and Other Ad Spend of December 2024

By Kelsey Sheehy
Last updated on December 3, 2024
Edited by Ryan Lane
Fact checked and reviewed

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Businesses with big marketing budgets can earn anywhere from 2x to 5x rewards for every dollar spent on advertising. While some business credit cards dole out bonuses for all spend, others limit the extras to online advertising or other media. That means the best card for Google ad spend or Facebook may not be as good for TV or radio ads.
Look for a card that rewards where your ad dollars go and offers flexible redemption options, like cash back or transferable travel points. A hotel card that offers 5x points on advertising spend is less valuable if you never stay with that hotel brand, for example. A general cash back or travel card, on the other hand, lets you keep the full value of the extra rewards you earn on ad spend.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Looking for a business credit card?

See our overall favorites, or choose your business type to find the best options for you.

Our top overall picks

on Nerdwallet's secure site

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Businesses with big marketing budgets can earn anywhere from 2x to 5x rewards for every dollar spent on advertising. While some business credit cards dole out bonuses for all spend, others limit the extras to online advertising or other media. That means the best card for Google ad spend or Facebook may not be as good for TV or radio ads.
Look for a card that rewards where your ad dollars go and offers flexible redemption options, like cash back or transferable travel points. A hotel card that offers 5x points on advertising spend is less valuable if you never stay with that hotel brand, for example. A general cash back or travel card, on the other hand, lets you keep the full value of the extra rewards you earn on ad spend.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Looking for a business credit card?

See our overall favorites, or choose your business type to find the best options for you.

Our top overall picks

on Nerdwallet's secure site

Here are the best cards for Google, Facebook and other ad spend

Best forNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

Online advertising (search engine and social media)

Ink Business Preferred® Credit Card

Apply now

on Chase's website

4.7/5
$95

1x-3x

Points

90,000

Points

Apply now

on Chase's website

Online, TV and radio advertising

American Express® Business Gold Card

Apply now

on American Express' website

Rates & Fees

4.6/5
$375

1x-4x

Points

100,000

Points

⏱️ New elevated offer

Apply now

on American Express' website

Rates & Fees

Airline card for online, TV and radio advertising

Delta SkyMiles® Gold Business American Express Card

Apply now

on American Express' website

Rates & Fees

4.7/5
$0 intro for the first year, then $150

1x-2x

Miles

60,000

Miles

Apply now

on American Express' website

Rates & Fees

Airline card for online advertising (search engine and social media)

Southwest® Rapid Rewards® Performance Business Credit Card

Apply now

on Chase's website

4.8/5
$199

1x-4x

Points

80,000

Points

Apply now

on Chase's website

Hotel card for ad spend

Wyndham Rewards® Earner℠ Business Credit Card

4.0/5
$95

1x-8x

Points

40,000

Points

Cash back on all advertising spend with no annual fee

The American Express Blue Business Cash™ Card

Apply now

on American Express' website

Rates & Fees

4.7/5
$0

1%-2%

Cashback

$250

Apply now

on American Express' website

Rates & Fees

Unlimited cash back on all advertising spend

Capital One Spark Cash Plus

Apply now

on Capital One's website

Rates & Fees

5.0/5
$150

2%-5%

Cashback

$2,000

⏱️ New bonus offer

Apply now

on Capital One's website

Rates & Fees

Best forNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

Online advertising (search engine and social media)

Ink Business Preferred® Credit Card

Apply now

on Chase's website

4.7/5
$95

1x-3x

Points

90,000

Points

Apply now

on Chase's website

Online, TV and radio advertising

American Express® Business Gold Card

Apply now

on American Express' website

Rates & Fees

4.6/5
$375

1x-4x

Points

100,000

Points

⏱️ New elevated offer

Apply now

on American Express' website

Rates & Fees

Airline card for online, TV and radio advertising

Delta SkyMiles® Gold Business American Express Card

Apply now

on American Express' website

Rates & Fees

4.7/5
$0 intro for the first year, then $150

1x-2x

Miles

60,000

Miles

Apply now

on American Express' website

Rates & Fees

Airline card for online advertising (search engine and social media)

Southwest® Rapid Rewards® Performance Business Credit Card

Apply now

on Chase's website

4.8/5
$199

1x-4x

Points

80,000

Points

Apply now

on Chase's website

Hotel card for ad spend

Wyndham Rewards® Earner℠ Business Credit Card

4.0/5
$95

1x-8x

Points

40,000

Points

Cash back on all advertising spend with no annual fee

The American Express Blue Business Cash™ Card

Apply now

on American Express' website

Rates & Fees

4.7/5
$0

1%-2%

Cashback

$250

Apply now

on American Express' website

Rates & Fees

Unlimited cash back on all advertising spend

Capital One Spark Cash Plus

Apply now

on Capital One's website

Rates & Fees

5.0/5
$150

2%-5%

Cashback

$2,000

⏱️ New bonus offer

Apply now

on Capital One's website

Rates & Fees

I'M INTERESTED IN:

Our pick for

Online advertising (search engine and social media)

Ink Business Preferred® Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$95
Rewards rate
1x-3x Points
Intro offer
90,000 Points

Pros

  • New cardholder bonus offer
  • Bonus categories
  • Transfer partners

Cons

  • Has annual fee
  • No intro APR offer

Ink Business Preferred® Credit Card

NerdWallet rating 

4.7/5
Apply now

on Chase's website

Annual fee
$95
Rewards rate
1x-3x Points
Intro offer
90,000 Points

Our pick for

Online, TV and radio advertising

American Express® Business Gold Card

Read Review
Apply now

on American Express' website

Annual fee
$375
Rewards rate
1x-4x Points
Intro offer
100,000 Points

⏱️ New elevated offer

Pros

  • Bonus categories
  • Transfer partners
  • Luxury perks

Cons

  • Has annual fee
  • Complicated rewards
  • Spending caps on bonus rewards
  • Requires good/excellent credit

American Express® Business Gold Card

NerdWallet rating 

4.6/5
Apply now

on American Express' website

Annual fee
$375
Rewards rate
1x-4x Points
Intro offer
100,000 Points

⏱️ New elevated offer

Our pick for

Airline card for online, TV and radio advertising

Delta SkyMiles® Gold Business American Express Card

Read Review
Apply now

on American Express' website

Annual fee
$0 intro for the first year, then $150
Rewards rate
1x-2x Miles
Intro offer
60,000 Miles

Pros

  • Free checked bag
  • Early boarding
  • Bonus categories

Cons

  • Has annual fee
  • Limited redemptions
  • Requires good/excellent credit

Delta SkyMiles® Gold Business American Express Card

NerdWallet rating 

4.7/5
Apply now

on American Express' website

Annual fee
$0 intro for the first year, then $150
Rewards rate
1x-2x Miles
Intro offer
60,000 Miles

Our pick for

Airline card for online advertising (search engine and social media)

Southwest® Rapid Rewards® Performance Business Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$199
Rewards rate
1x-4x Points
Intro offer
80,000 Points

Pros

  • High rewards rate
  • Anniversary perk
  • No reward caps

Cons

  • High annual fee
  • Rewards have limited flexibility

Southwest® Rapid Rewards® Performance Business Credit Card

NerdWallet rating 

4.8/5
Apply now

on Chase's website

Annual fee
$199
Rewards rate
1x-4x Points
Intro offer
80,000 Points

Our pick for

Hotel card for ad spend

Wyndham Rewards® Earner℠ Business Credit Card

Annual fee
$95
Rewards rate
1x-8x Points
Intro offer
40,000 Points

Pros

  • Anniversary perk
  • New cardholder bonus offer
  • High rewards rate

Cons

  • Has annual fee
  • Rewards have limited flexibility

Wyndham Rewards® Earner℠ Business Credit Card

NerdWallet rating 

4.0/5
Annual fee
$95
Rewards rate
1x-8x Points
Intro offer
40,000 Points

Our pick for

Cash back on all advertising spend with no annual fee

The American Express Blue Business Cash™ Card

Read Review
Apply now

on American Express' website

Annual fee
$0
Rewards rate
1%-2% Cashback
Intro offer
$250

Pros

  • No annual fee
  • High rewards rate
  • Intro APR period
  • Cash rewards

Cons

  • Spending caps on bonus rewards
  • Requires good/excellent credit

The American Express Blue Business Cash™ Card

NerdWallet rating 

4.7/5
Apply now

on American Express' website

Annual fee
$0
Rewards rate
1%-2% Cashback
Intro offer
$250

Our pick for

Unlimited cash back on all advertising spend

Capital One Spark Cash Plus

Read Review
Apply now

on Capital One's website

Annual fee
$150
Rewards rate
2%-5% Cashback
Intro offer
$2,000

⏱️ New bonus offer

Pros

  • Earns cash back on primary and employee cards
  • No foreign transaction fees

Cons

  • Balance must be paid in full every month
  • Has annual fee
  • High spending requirement to hit full welcome bonus, annual bonus offers

Capital One Spark Cash Plus

NerdWallet rating 

5.0/5
Apply now

on Capital One's website

Annual fee
$150
Rewards rate
2%-5% Cashback
Intro offer
$2,000

⏱️ New bonus offer

NerdWallet’s editorial picks: Best credit cards for Google, Facebook, ad spend

Online advertising (search engine and social media)

These cards earn bonus points for Google ad spend, as well as money spent on Facebook and Instagram ads. Amazon pay-per-click advertising also qualifies for bonus points.
NerdWallet star rating:
4.7
The
Ink Business Preferred® Credit Card
is one of the best business travel cards and earns 3 points for every $1 spent (up to $150,000 combined) in a handful of business-friendly categories, including advertising purchases with social media sites and search engines. Other eligible bonus categories include travel, shipping and internet, cable and telephone services. The
Ink Business Preferred® Credit Card
also has one of the best welcome offers on the market:
Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Online, TV and radio advertising

Earn bonus points on online advertising — including Google, Facebook and Amazon — as well TV ads and radio spots and sponsorships, with these options.
NerdWallet star rating:
4.6
With the
American Express® Business Gold Card
, your bonus points apply to your highest spend areas, including online, television and radio advertising purchases:
Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card. Terms Apply.
Other eligible categories include airfare, software, gas stations, restaurants and shipping. There’s a $
375
annual fee, which is higher than any of the other cards on this list.

🤓 Nerdy Tip

Google, Facebook and Amazon ads are covered under online advertising with the AmEx Business Gold.

Cash back on all advertising spend

Earn up to 2% cash back on all your spending, including advertisements and direct marketing, with a flat-rate cash back business credit card.
NerdWallet star rating:
4.7
The American Express Blue Business Cash™ Card
doesn’t offer bonus points for ad spending; instead, cardholders earn 2% cash back on the first $50,000 spent each year. But unlike the other options on this this list, the Blue Business Cash doesn't have an annual fee. It also comes with a generous intro APR period, making it one of the best cash-back cards for businesses.
NerdWallet star rating:
5
The
Capital One Spark Cash Plus
is another option that doesn’t pony up specifically for advertising spend, but instead offers a high cash-back rate (
2
%) — and with no caps on how much you can earn. The Spark Cash Plus also rewards heavy spenders with a lucrative welcome offer:
Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months and an additional $2,000 cash bonus for every $500K spent during the first year.
Plus, your annual fee is refunded if you spend $150,000 in a given year. The Spark Cash Plus is a charge card, so you won’t accrue interest, but you need to pay your balance in full each month. (See rates and fees.)

Hotel and airline cards for ad spend

These branded hotel and airline cards earn 2x to 5x points on advertising spend, with no cap on how many bonus points you can earn. But rewards lose value if you don't fly or stay with that brand.
NerdWallet star rating:
4.7
Frequent flyers can earn 2 miles per $1 spent on online, television and radio advertising with the Delta SkyMiles Gold business card with a cap of $50,000 in eligible purchases per category, per year. Bonus points also apply to restaurants, shipping and money spent with Delta airlines. Other perks on this airline business card include free checked bags, priority boarding and an annual flight credit (terms apply). There’s a $
150
annual fee, which is waived for the first year.
NerdWallet star rating:
4.8
The
Southwest® Rapid Rewards® Performance Business Credit Card
has a high annual fee ($
199
) but a lot of included perks, including 2 points per $1 spent on social media and search engine advertising. You also earn 4x points on Southwest purchases and 3x points on Rapid Rewards® hotel and car rental partners. There’s also a big welcome bonus, anniversary perks and a statement credit for Global Entry or TSA Precheck. Unlike other business cards, there is no cap on how many points you can earn in a given bonus category.
NerdWallet star rating:
4
The
Wyndham Rewards® Earner℠ Business Credit Card
offers an impressive 5 points per $1 spent on marketing, advertising and utilities. You’ll also earn 8 points per $1 spent on Wyndham hotel stays and on gas. This hotel business card is best for Wyndham loyalists, though, since your rewards have the most value when redeemed for free or discounted nights at the chain’s properties.

How to choose a business card for ad spend

There are three main factors to consider when determining the best business card for your advertising spend.
1. Where you advertise. Eligible advertising categories vary from one card to the next. If your business primarily spends on Google and Facebook ads, the
Ink Business Preferred® Credit Card
is a great option. If TV and radio spots are also part of your advertising mix, the
American Express® Business Gold Card
might be a better fit (it gives bonus points for Google and Facebook ad spend as well).
2. Your annual advertising budget. Many of the best cards for ads cap bonus points based on spending. For example, the
American Express® Business Gold Card
and
Ink Business Preferred® Credit Card
both cap bonus points to the first $150,000 in combined spending across multiple eligible categories.
Using a dedicated business card or your advertising spend can be a smart move if your business has a sizable advertising budget. If your business’s annual advertising budget exceeds $150,000, a combination of cards may be best to maximize rewards earned.
3. The card’s annual fee. Some of the best business cards for ad spend come with steep annual fees. The
American Express® Business Gold Card
, for example, has a $
375
annual fee. While the card's welcome bonus can easily offset that fee the first year, you'll want to make sure the ongoing rewards outweigh the cost after that.
4. Other business spending. Advertising is likely just one piece of your company’s budget. If you plan to use your card for more than ad spend, factor other expenses like travel, software and telecom services into your decision.
If your business spends equally across multiple different areas, a general cash back business card like
The American Express Blue Business Cash™ Card
or
Capital One Spark Cash Plus
may be your best option. Both offer 2% back on all spending, but the
Capital One Spark Cash Plus
doesn't cap how much you can earn. (See rates and fees.)
The American Express Blue Business Cash™ Card
limits 2% back to the first $50,000 spent per year.
Spend a lot on hotels or airfare? Take a closer look at branded cards, like the
Wyndham Rewards® Earner℠ Business Credit Card
or
Southwest® Rapid Rewards® Performance Business Credit Card
. These cards give a rewards boost for advertising spend, but offer even higher rewards for flights or hotels purchased with the brand. And all those rewards you rack up can be redeemed for free stays or flights.
To view rates and fees of the
American Express® Business Gold Card
, see this page.
To view rates and fees of the
Delta SkyMiles® Gold Business American Express Card
, see this page.
To view rates and fees of
The American Express Blue Business Cash™ Card
, see this page.
Last updated on December 3, 2024

Methodology

NerdWallet's Credit Cards team selects the best credit cards for small business based on overall consumer value, as evidenced by star ratings, as well as their suitability for specific kinds of small-business operators. Factors in our evaluation include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as special financing arrangements, free cards for employees or tools for managing business expenses. Learn how NerdWallet rates credit cards.