Best Credit Cards for Google, Facebook and Other Ad Spend

Businesses can earn up to 5x rewards for every dollar spent on advertising.
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Best Small Business Credit Card 2025
Ink Business Unlimited℠ Credit Card
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Best small-business credit card

Ink Business Unlimited® Credit Card

on Chase's website

Businesses with big marketing budgets can earn anywhere from 2x to 5x rewards for every dollar spent on advertising. While some business credit cards dole out bonuses for all spend, others limit the extras to online advertising or other media. The best card for you will not only reward where your ad dollars go — Google, Facebook, TV or radio — but also offer the type of rewards your business values most.

Best business credit cards for advertising

  • American Express® Business Gold Card : Best for online, TV and radio advertising.
  • Capital One Spark Cash Plus : Best for unlimited cash back on all advertising spend.
  • Delta SkyMiles® Gold Business American Express Card : Best airline card for online, TV and radio advertising.
  • Ink Business Preferred® Credit Card : Best for online advertising (search engine and social media).
  • Southwest® Rapid Rewards® Performance Business Credit Card : Best airline card for online advertising (search engine and social media).
  • The American Express Blue Business Cash™ Card : Best for cash back on all advertising spend with no annual fee.
  • Wyndham Rewards® Earner℠ Business Credit Card : Best for hotel card for ad spend.
All of our picks for best business cards for advertising are chosen by our editorial team without outside input. The cards highlighted below are also available from our partners.
250+ small-business products reviewed and rated by our team of experts.
80+ years of combined experience covering small business and personal finance.
Objective comprehensive business credit card ratings rubric (Methodology).
NerdWallet's business credit card content, including our ratings, reviews and recommendations, is overseen by a team of writers and editors who specialize in business credit cards. Their work has appeared in The Associated Press, Washington Post, MarketWatch, Nasdaq, Entrepreneur, ABC News, MSN and other national and local media outlets. Each writer and editor follows NerdWallet's strict editorial guidelines to ensure fairness and accuracy in our coverage. We independently evaluate and rate dozens of small-business credit cards, scoring them on fees, rewards rates, bonus offers and other features to help you choose the best business card for your company.

Best Credit Cards for Google, Facebook and Other Ad Spend

Credit card Best for NerdWallet rating Annual fee Rewards rate Intro offer Learn more
Chase Ink Business Preferred Credit Card

Ink Business Preferred® Credit Card

on Chase's website

Online advertising (search engine and social media)

$95

1x-3x

Points

90,000

Points

on Chase's website

Pros

  • New cardholder bonus offer
  • High reward redemption rate
  • Transfer partners

Cons

  • Does not include lounge access or travel credits
American Express® Business Gold Card

American Express® Business Gold Card

on American Express' website

Online, TV and radio advertising

$375

1x-4x

Points

100,000

Points

on American Express' website

Pros

  • Transfer partners
  • New cardholder bonus offer
  • Intro APR period
  • High reward rate in bonus categories

Cons

  • High annual fee
  • Complicated rewards
  • Spending caps on bonus rewards
Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card

on American Express' website

Airline card for online, TV and radio advertising

$0 intro for the first year, then $150

1x-2x

Miles

90,000

Miles

on American Express' website

Pros

  • No annual fee for the first year
  • New cardholder bonus offer
  • Generous free checked bag benefit
  • Early boarding
  • Annual flight credit (terms apply)

Cons

  • Limited reward redemption options
  • Does not include lounge access or automatic elite status
New! Southwest Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

on Chase's website

Airline card for online advertising (search engine and social media)

$199

1x-4x

Points

80,000

Points

on Chase's website

Pros

  • High rewards rate
  • No reward caps
  • Anniversary bonus points
  • Credits for upgraded boarding, in-flight Wi-Fi

  • Statement credit for Global Entry, TSA PreCheck® or NEXUS 
  • New cardholder bonus offer

Cons

  • Rewards have limited flexibility
  • Does not include lounge access
Wyndham Rewards Earner Business Credit Card

Wyndham Rewards® Earner℠ Business Credit Card

Hotel card for ad spend

$95

1x-8x

Points

50,000

Points

Pros

  • New cardholder bonus offer
  • High rewards rate
  • Annual bonus award
  • Automatic elite status

Cons

  • Rewards have limited flexibility
  • No free anniversary night
The American Express Blue Business Cash™ Card

The American Express Blue Business Cash™ Card

on American Express' website

Cash back on all advertising spend with no annual fee

$0

1%-2%

Cashback

$250

on American Express' website

Pros

  • High cash-back bonus rate
  • Intro APR period
  • New cardholder bonus offer

Cons

  • Spending caps on bonus rewards
  • Low rate after you hit bonus cap
Capital One Spark Cash Plus

Capital One Spark Cash Plus

on Capital One's website

Unlimited cash back on all advertising spend

$150

2%-5%

Cashback

$2,000

on Capital One's website

Pros

  • High rewards rate
  • No preset spending limit
  • No foreign transaction fees
  • New cardholder bonus offer

Cons

  • High annual fee
  • Balance must be paid in full every month
  • High spending requirement to hit bonuses
  • Requires excellent credit
Credit card Best for NerdWallet rating Annual fee Rewards rate Intro offer Learn more
Chase Ink Business Preferred Credit Card

Ink Business Preferred® Credit Card

on Chase's website

Online advertising (search engine and social media)

$95

1x-3x

Points

90,000

Points

on Chase's website

American Express® Business Gold Card

American Express® Business Gold Card

on American Express' website

Online, TV and radio advertising

$375

1x-4x

Points

100,000

Points

on American Express' website

Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card

on American Express' website

Airline card for online, TV and radio advertising

$0 intro for the first year, then $150

1x-2x

Miles

90,000

Miles

on American Express' website

New! Southwest Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

on Chase's website

Airline card for online advertising (search engine and social media)

$199

1x-4x

Points

80,000

Points

on Chase's website

Wyndham Rewards Earner Business Credit Card

Wyndham Rewards® Earner℠ Business Credit Card

Hotel card for ad spend

$95

1x-8x

Points

50,000

Points

The American Express Blue Business Cash™ Card

The American Express Blue Business Cash™ Card

on American Express' website

Cash back on all advertising spend with no annual fee

$0

1%-2%

Cashback

$250

on American Express' website

Capital One Spark Cash Plus

Capital One Spark Cash Plus

on Capital One's website

Unlimited cash back on all advertising spend

$150

2%-5%

Cashback

$2,000

on Capital One's website

Here are the best cards for Google, Facebook and other ad spend

Ink Business Preferred® Credit Card

Best for Online advertising (search engine and social media)

Annual fee
$95

Rewards rate
1x-3x

Points

Intro offer
90,000

Points

on Chase's website

Ink Business Preferred® Credit Card

Best for Online advertising (search engine and social media)

Annual fee
$95

Rewards rate
1x-3x

Points

Intro offer
90,000

Points

on Chase's website

American Express® Business Gold Card

Best for Online, TV and radio advertising

Annual fee
$375

Rewards rate
1x-4x

Points

Intro offer
100,000

Points

on American Express' website

American Express® Business Gold Card

Best for Online, TV and radio advertising

Annual fee
$375

Rewards rate
1x-4x

Points

Intro offer
100,000

Points

on American Express' website

Delta SkyMiles® Gold Business American Express Card

Best for Airline card for online, TV and radio advertising

Annual fee
$0 intro for the first year, then $150

Rewards rate
1x-2x

Miles

Intro offer
90,000

Miles

on American Express' website

Delta SkyMiles® Gold Business American Express Card

Best for Airline card for online, TV and radio advertising

Annual fee
$0 intro for the first year, then $150

Rewards rate
1x-2x

Miles

Intro offer
90,000

Miles

on American Express' website

Southwest® Rapid Rewards® Performance Business Credit Card

Best for Airline card for online advertising (search engine and social media)

Annual fee
$199

Rewards rate
1x-4x

Points

Intro offer
80,000

Points

on Chase's website

Southwest® Rapid Rewards® Performance Business Credit Card

Best for Airline card for online advertising (search engine and social media)

Annual fee
$199

Rewards rate
1x-4x

Points

Intro offer
80,000

Points

on Chase's website

Wyndham Rewards® Earner℠ Business Credit Card

Best for Hotel card for ad spend

Annual fee
$95

Rewards rate
1x-8x

Points

Intro offer
50,000

Points

Wyndham Rewards® Earner℠ Business Credit Card

Best for Hotel card for ad spend

Annual fee
$95

Rewards rate
1x-8x

Points

Intro offer
50,000

Points

The American Express Blue Business Cash™ Card

Best for Cash back on all advertising spend with no annual fee

Annual fee
$0

Rewards rate
1%-2%

Cashback

Intro offer
$250

on American Express' website

The American Express Blue Business Cash™ Card

Best for Cash back on all advertising spend with no annual fee

Annual fee
$0

Rewards rate
1%-2%

Cashback

Intro offer
$250

on American Express' website

Capital One Spark Cash Plus

Best for Unlimited cash back on all advertising spend

Annual fee
$150

Rewards rate
2%-5%

Cashback

Intro offer
$2,000

on Capital One's website

Capital One Spark Cash Plus

Best for Unlimited cash back on all advertising spend

Annual fee
$150

Rewards rate
2%-5%

Cashback

Intro offer
$2,000

on Capital One's website

How to choose a business card for ad spend

There are three main factors to consider when determining the best business card for your advertising spend.
1. Where you advertise. Eligible advertising categories vary from one card to the next. If your business primarily spends on Google and Facebook ads, the Ink Business Preferred® Credit Card is a great option. If TV and radio spots are also part of your advertising mix, the American Express® Business Gold Card might be a better fit (it gives bonus points for Google and Facebook ad spend as well).
2. Your annual advertising budget. Many of the best cards for ads cap bonus points based on spending. For example, the American Express® Business Gold Card and Ink Business Preferred® Credit Card both cap bonus points to the first $150,000 in combined spending across multiple eligible categories.
Using a dedicated business card for your advertising spend can be a smart move if your business has a sizable advertising budget. If your business’s annual advertising budget exceeds $150,000, a combination of cards may be best to maximize rewards earned.
3. The card’s annual fee. Some of the best business cards for ad spend come with steep annual fees. The American Express® Business Gold Card, for example, has a $375 annual fee. While the card's welcome bonus can easily offset that fee the first year, you'll want to make sure the ongoing rewards outweigh the cost after that.
4. Other business spending. Advertising is likely just one piece of your company’s budget. If you plan to use your card for more than ad spend, factor other expenses like travel, software and telecom services into your decision.
If your business spends equally across multiple different areas, a cash-back business card like The American Express Blue Business Cash™ Card or Capital One Spark Cash Plus may be your best option. Both offer 2% back on all spending, but the Capital One Spark Cash Plus doesn't cap how much you can earn. (See rates and fees .) The American Express Blue Business Cash™ Card limits 2% back to the first $50,000 spent per year.
Spend a lot on hotels or airfare? Take a closer look at branded cards, like the Wyndham Rewards® Earner℠ Business Credit Card or Southwest® Rapid Rewards® Performance Business Credit Card. These cards give a rewards boost for advertising spend, but offer even higher rewards for flights or hotels purchased with the brand. And all those rewards you rack up can be redeemed for free stays or flights.
To view rates and fees of the American Express® Business Gold Card, see this page.
To view rates and fees of the Delta SkyMiles® Gold Business American Express Card, see this page.
To view rates and fees of The American Express Blue Business Cash™ Card, see this page.
Last updated on June 10, 2025